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EHLD vs GAIN
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
EHLD vs GAIN — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Marine Shipping | Asset Management |
| Market Cap | $24M | $657M |
| Revenue (TTM) | $13M | $90M |
| Net Income (TTM) | $15M | $130M |
| Gross Margin | 51.0% | 68.6% |
| Operating Margin | 110.7% | 72.7% |
| Forward P/E | 1.6x | 40.7x |
| Total Debt | $20M | $456M |
| Cash & Equiv. | $3M | $14M |
EHLD vs GAIN — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Mar 25 | May 26 | Return |
|---|---|---|---|
| Euroholdings Ltd. (EHLD) | 100 | 177.0 | +77.0% |
| Gladstone Investmen… (GAIN) | 100 | 123.6 | +23.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EHLD vs GAIN
Each card shows where this stock fits in a portfolio — not just who wins on paper.
EHLD carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 1 yrs, beta 0.37, yield 5.0%
- Lower volatility, beta 0.37, Low D/E 99.1%, current ratio 1.68x
- Lower P/E (1.6x vs 40.7x)
GAIN is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth -12.9%, EPS growth -27.9%
- 319.3% 10Y total return vs EHLD's -48.5%
- Beta 0.53, yield 10.0%, current ratio 3.69x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | -12.9% NII/revenue growth vs EHLD's -15.4% | |
| Value | Lower P/E (1.6x vs 40.7x) | |
| Quality / Margins | 111.2% margin vs GAIN's 72.7% | |
| Stability / Safety | Beta 0.37 vs GAIN's 0.53 | |
| Dividends | 10.0% yield, vs EHLD's 5.0% | |
| Momentum (1Y) | +58.2% vs GAIN's +30.8% | |
| Efficiency (ROA) | 34.4% ROA vs GAIN's 10.5%, ROIC 15.5% vs 5.3% |
EHLD vs GAIN — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — EHLD and GAIN each lead in 2 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
GAIN is the larger business by revenue, generating $90M annually — 6.8x EHLD's $13M. EHLD is the more profitable business, keeping 111.2% of every revenue dollar as net income compared to GAIN's 72.7%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $13M | $90M |
| EBITDAEarnings before interest/tax | $15M | $58M |
| Net IncomeAfter-tax profit | $15M | $130M |
| Free Cash FlowCash after capex | -$28M | -$82M |
| Gross MarginGross profit ÷ Revenue | +51.0% | +68.6% |
| Operating MarginEBIT ÷ Revenue | +110.7% | +72.7% |
| Net MarginNet income ÷ Revenue | +111.2% | +72.7% |
| FCF MarginFCF ÷ Revenue | -2.1% | +126.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | — | +58.1% |
Valuation Metrics
EHLD leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
At 1.6x trailing earnings, EHLD trades at a 83% valuation discount to GAIN's 9.3x P/E. On an enterprise value basis, EHLD's 8.6x EV/EBITDA is more attractive than GAIN's 16.8x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $24M | $657M |
| Enterprise ValueMkt cap + debt − cash | $40M | $1.1B |
| Trailing P/EPrice ÷ TTM EPS | 1.61x | 9.28x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 40.66x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 8.55x | 16.82x |
| Price / SalesMarket cap ÷ Revenue | 1.80x | 7.31x |
| Price / BookPrice ÷ Book value/share | 1.18x | 1.22x |
| Price / FCFMarket cap ÷ FCF | — | 5.77x |
Profitability & Efficiency
EHLD leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
EHLD delivers a 73.4% return on equity — every $100 of shareholder capital generates $73 in annual profit, vs $22 for GAIN. GAIN carries lower financial leverage with a 0.91x debt-to-equity ratio, signaling a more conservative balance sheet compared to EHLD's 0.99x. On the Piotroski fundamental quality scale (0–9), EHLD scores 7/9 vs GAIN's 4/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +73.4% | +21.9% |
| ROA (TTM)Return on assets | +34.4% | +10.5% |
| ROICReturn on invested capital | +15.5% | +5.3% |
| ROCEReturn on capital employed | +19.8% | +6.8% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 4 |
| Debt / EquityFinancial leverage | 0.99x | 0.91x |
| Net DebtTotal debt minus cash | $17M | $441M |
| Cash & Equiv.Liquid assets | $3M | $14M |
| Total DebtShort + long-term debt | $20M | $456M |
| Interest CoverageEBIT ÷ Interest expense | 107.28x | 1.58x |
Total Returns (Dividends Reinvested)
GAIN leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GAIN five years ago would be worth $17,205 today (with dividends reinvested), compared to $5,154 for EHLD. Over the past 12 months, EHLD leads with a +58.2% total return vs GAIN's +30.8%. The 3-year compound annual growth rate (CAGR) favors GAIN at 16.1% vs EHLD's -19.8% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +26.1% | +20.7% |
| 1-Year ReturnPast 12 months | +58.2% | +30.8% |
| 3-Year ReturnCumulative with dividends | -48.5% | +56.5% |
| 5-Year ReturnCumulative with dividends | -48.5% | +72.0% |
| 10-Year ReturnCumulative with dividends | -48.5% | +319.3% |
| CAGR (3Y)Annualised 3-year return | -19.8% | +16.1% |
Risk & Volatility
EHLD leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
EHLD is the less volatile stock with a 0.37 beta — it tends to amplify market swings less than GAIN's 0.53 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.37x | 0.53x |
| 52-Week HighHighest price in past year | $8.73 | $17.14 |
| 52-Week LowLowest price in past year | $5.53 | $13.11 |
| % of 52W HighCurrent price vs 52-week peak | +96.9% | +96.3% |
| RSI (14)Momentum oscillator 0–100 | 65.1 | 69.9 |
| Avg Volume (50D)Average daily shares traded | 6K | 371K |
Analyst Outlook
Evenly matched — EHLD and GAIN each lead in 1 of 2 comparable metrics.
Analyst Outlook
For income investors, GAIN offers the higher dividend yield at 10.05% vs EHLD's 4.99%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $15.00 |
| # AnalystsCovering analysts | — | 7 |
| Dividend YieldAnnual dividend ÷ price | +5.0% | +10.0% |
| Dividend StreakConsecutive years of raises | 1 | 0 |
| Dividend / ShareAnnual DPS | $0.42 | $1.66 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
EHLD leads in 3 of 6 categories (Valuation Metrics, Profitability & Efficiency). GAIN leads in 1 (Total Returns). 2 tied.
EHLD vs GAIN: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is EHLD or GAIN a better buy right now?
For growth investors, Gladstone Investment Corporation (GAIN) is the stronger pick with -12.
9% revenue growth year-over-year, versus -15. 4% for Euroholdings Ltd. (EHLD). Euroholdings Ltd. (EHLD) offers the better valuation at 1. 6x trailing P/E, making it the more compelling value choice. Analysts rate Gladstone Investment Corporation (GAIN) a "Hold" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EHLD or GAIN?
On trailing P/E, Euroholdings Ltd.
(EHLD) is the cheapest at 1. 6x versus Gladstone Investment Corporation at 9. 3x.
03Which is the better long-term investment — EHLD or GAIN?
Over the past 5 years, Gladstone Investment Corporation (GAIN) delivered a total return of +72.
0%, compared to -48. 5% for Euroholdings Ltd. (EHLD). Over 10 years, the gap is even starker: GAIN returned +319. 3% versus EHLD's -48. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EHLD or GAIN?
By beta (market sensitivity over 5 years), Euroholdings Ltd.
(EHLD) is the lower-risk stock at 0. 37β versus Gladstone Investment Corporation's 0. 53β — meaning GAIN is approximately 45% more volatile than EHLD relative to the S&P 500. On balance sheet safety, Gladstone Investment Corporation (GAIN) carries a lower debt/equity ratio of 91% versus 99% for Euroholdings Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — EHLD or GAIN?
By revenue growth (latest reported year), Gladstone Investment Corporation (GAIN) is pulling ahead at -12.
9% versus -15. 4% for Euroholdings Ltd. (EHLD). On earnings-per-share growth, the picture is similar: Euroholdings Ltd. grew EPS 291. 8% year-over-year, compared to -27. 9% for Gladstone Investment Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EHLD or GAIN?
Euroholdings Ltd.
(EHLD) is the more profitable company, earning 111. 2% net margin versus 72. 7% for Gladstone Investment Corporation — meaning it keeps 111. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GAIN leads at 72. 7% versus 33. 4% for EHLD. At the gross margin level — before operating expenses — GAIN leads at 68. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — EHLD or GAIN?
All stocks in this comparison pay dividends.
Gladstone Investment Corporation (GAIN) offers the highest yield at 10. 0%, versus 5. 0% for Euroholdings Ltd. (EHLD).
08Is EHLD or GAIN better for a retirement portfolio?
For long-horizon retirement investors, Gladstone Investment Corporation (GAIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
53), 10. 0% yield, +319. 3% 10Y return). Both have compounded well over 10 years (GAIN: +319. 3%, EHLD: -48. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between EHLD and GAIN?
These companies operate in different sectors (EHLD (Industrials) and GAIN (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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