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Stock Comparison

EHLD vs GAIN vs HTGC vs ARCC

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
EHLD
Euroholdings Ltd.

Marine Shipping

IndustrialsNASDAQ • GR
Market Cap$24M
5Y Perf.+77.0%
GAIN
Gladstone Investment Corporation

Asset Management

Financial ServicesNASDAQ • US
Market Cap$657M
5Y Perf.+23.6%
HTGC
Hercules Capital, Inc.

Asset Management

Financial ServicesNYSE • US
Market Cap$3.07B
5Y Perf.-14.6%
ARCC
Ares Capital Corporation

Asset Management

Financial ServicesNASDAQ • US
Market Cap$13.61B
5Y Perf.-14.4%

EHLD vs GAIN vs HTGC vs ARCC — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
EHLD logoEHLD
GAIN logoGAIN
HTGC logoHTGC
ARCC logoARCC
IndustryMarine ShippingAsset ManagementAsset ManagementAsset Management
Market Cap$24M$657M$3.07B$13.61B
Revenue (TTM)$13M$90M$547M$3.15B
Net Income (TTM)$15M$130M$289M$1.15B
Gross Margin51.0%68.6%87.2%75.7%
Operating Margin110.7%72.7%66.7%69.7%
Forward P/E1.6x40.7x8.4x9.9x
Total Debt$20M$456M$2.30B$15.99B
Cash & Equiv.$3M$14M$57M$924M

EHLD vs GAIN vs HTGC vs ARCCLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

EHLD
GAIN
HTGC
ARCC
StockMar 25May 26Return
Euroholdings Ltd. (EHLD)100177.0+77.0%
Gladstone Investmen… (GAIN)100123.6+23.6%
Hercules Capital, I… (HTGC)10085.4-14.6%
Ares Capital Corpor… (ARCC)10085.6-14.4%

Price return only. Dividends and distributions are not included.

Quick Verdict: EHLD vs GAIN vs HTGC vs ARCC

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: EHLD leads in 5 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Gladstone Investment Corporation is the stronger pick specifically for dividend income and shareholder returns. ARCC also leads in specific categories worth noting. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
EHLD
Euroholdings Ltd.
The Value Play

EHLD carries the broadest edge in this set and is the clearest fit for value and quality.

  • Lower P/E (1.6x vs 8.4x)
  • 111.2% margin vs ARCC's 41.3%
  • Beta 0.37 vs ARCC's 0.77, lower leverage
  • +58.2% vs ARCC's +0.4%
Best for: value and quality
GAIN
Gladstone Investment Corporation
The Banking Pick

GAIN is the #2 pick in this set and the best alternative if income & stability and long-term compounding is your priority.

  • Dividend streak 0 yrs, beta 0.53, yield 10.0%
  • 319.3% 10Y total return vs HTGC's 171.6%
  • Lower volatility, beta 0.53, Low D/E 91.3%, current ratio 3.69x
  • Beta 0.53, yield 10.0%, current ratio 3.69x
Best for: income & stability and long-term compounding
HTGC
Hercules Capital, Inc.
The Banking Pick

HTGC is the clearest fit if your priority is bank quality.

  • NIM 9.1% vs ARCC's 3.6%
Best for: bank quality
ARCC
Ares Capital Corporation
The Banking Pick

ARCC is the clearest fit if your priority is growth exposure.

  • Rev growth 32.9%, EPS growth -23.8%
  • 32.9% NII/revenue growth vs EHLD's -15.4%
Best for: growth exposure
See the full category breakdown
CategoryWinnerWhy
GrowthARCC logoARCC32.9% NII/revenue growth vs EHLD's -15.4%
ValueEHLD logoEHLDLower P/E (1.6x vs 8.4x)
Quality / MarginsEHLD logoEHLD111.2% margin vs ARCC's 41.3%
Stability / SafetyEHLD logoEHLDBeta 0.37 vs ARCC's 0.77, lower leverage
DividendsGAIN logoGAIN10.0% yield, vs EHLD's 5.0%
Momentum (1Y)EHLD logoEHLD+58.2% vs ARCC's +0.4%
Efficiency (ROA)EHLD logoEHLD34.4% ROA vs ARCC's 3.8%, ROIC 15.5% vs 5.7%

EHLD vs GAIN vs HTGC vs ARCC — Financial Metrics

Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLEHLDLAGGINGARCC

Income & Cash Flow (Last 12 Months)

Evenly matched — EHLD and GAIN each lead in 2 of 5 comparable metrics.

ARCC is the larger business by revenue, generating $3.1B annually — 237.7x EHLD's $13M. EHLD is the more profitable business, keeping 111.2% of every revenue dollar as net income compared to ARCC's 41.3%.

MetricEHLD logoEHLDEuroholdings Ltd.GAIN logoGAINGladstone Investm…HTGC logoHTGCHercules Capital,…ARCC logoARCCAres Capital Corp…
RevenueTrailing 12 months$13M$90M$547M$3.1B
EBITDAEarnings before interest/tax$15M$58M$381M$2.0B
Net IncomeAfter-tax profit$15M$130M$289M$1.1B
Free Cash FlowCash after capex-$28M-$82M-$352M$1.1B
Gross MarginGross profit ÷ Revenue+51.0%+68.6%+87.2%+75.7%
Operating MarginEBIT ÷ Revenue+110.7%+72.7%+66.7%+69.7%
Net MarginNet income ÷ Revenue+111.2%+72.7%+62.1%+41.3%
FCF MarginFCF ÷ Revenue-2.1%+126.8%-77.8%+36.3%
Rev. Growth (YoY)Latest quarter vs prior year
EPS Growth (YoY)Latest quarter vs prior year+58.1%-20.7%-63.9%
Evenly matched — EHLD and GAIN each lead in 2 of 5 comparable metrics.

Valuation Metrics

EHLD leads this category, winning 3 of 6 comparable metrics.

At 1.6x trailing earnings, EHLD trades at a 84% valuation discount to ARCC's 10.2x P/E. On an enterprise value basis, EHLD's 8.6x EV/EBITDA is more attractive than GAIN's 16.8x.

MetricEHLD logoEHLDEuroholdings Ltd.GAIN logoGAINGladstone Investm…HTGC logoHTGCHercules Capital,…ARCC logoARCCAres Capital Corp…
Market CapShares × price$24M$657M$3.1B$13.6B
Enterprise ValueMkt cap + debt − cash$40M$1.1B$5.3B$28.7B
Trailing P/EPrice ÷ TTM EPS1.61x9.28x8.86x10.19x
Forward P/EPrice ÷ next-FY EPS est.40.66x8.41x9.92x
PEG RatioP/E ÷ EPS growth rate0.99x
EV / EBITDAEnterprise value multiple8.55x16.82x14.54x13.09x
Price / SalesMarket cap ÷ Revenue1.80x7.31x5.61x4.33x
Price / BookPrice ÷ Book value/share1.18x1.22x1.44x0.93x
Price / FCFMarket cap ÷ FCF5.77x11.92x
EHLD leads this category, winning 3 of 6 comparable metrics.

Profitability & Efficiency

EHLD leads this category, winning 8 of 9 comparable metrics.

EHLD delivers a 73.4% return on equity — every $100 of shareholder capital generates $73 in annual profit, vs $8 for ARCC. GAIN carries lower financial leverage with a 0.91x debt-to-equity ratio, signaling a more conservative balance sheet compared to ARCC's 1.12x. On the Piotroski fundamental quality scale (0–9), EHLD scores 7/9 vs ARCC's 4/9, reflecting strong financial health.

MetricEHLD logoEHLDEuroholdings Ltd.GAIN logoGAINGladstone Investm…HTGC logoHTGCHercules Capital,…ARCC logoARCCAres Capital Corp…
ROE (TTM)Return on equity+73.4%+21.9%+13.2%+8.1%
ROA (TTM)Return on assets+34.4%+10.5%+6.4%+3.8%
ROICReturn on invested capital+15.5%+5.3%+6.6%+5.7%
ROCEReturn on capital employed+19.8%+6.8%+8.8%+7.5%
Piotroski ScoreFundamental quality 0–97454
Debt / EquityFinancial leverage0.99x0.91x1.04x1.12x
Net DebtTotal debt minus cash$17M$441M$2.2B$15.1B
Cash & Equiv.Liquid assets$3M$14M$57M$924M
Total DebtShort + long-term debt$20M$456M$2.3B$16.0B
Interest CoverageEBIT ÷ Interest expense107.28x1.58x4.34x2.98x
EHLD leads this category, winning 8 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

Evenly matched — EHLD and GAIN and HTGC each lead in 2 of 6 comparable metrics.

A $10,000 investment in GAIN five years ago would be worth $17,205 today (with dividends reinvested), compared to $5,154 for EHLD. Over the past 12 months, EHLD leads with a +58.2% total return vs ARCC's +0.4%. The 3-year compound annual growth rate (CAGR) favors HTGC at 17.9% vs EHLD's -19.8% — a key indicator of consistent wealth creation.

MetricEHLD logoEHLDEuroholdings Ltd.GAIN logoGAINGladstone Investm…HTGC logoHTGCHercules Capital,…ARCC logoARCCAres Capital Corp…
YTD ReturnYear-to-date+26.1%+20.7%-10.6%-4.9%
1-Year ReturnPast 12 months+58.2%+30.8%+6.6%+0.4%
3-Year ReturnCumulative with dividends-48.5%+56.5%+63.9%+34.2%
5-Year ReturnCumulative with dividends-48.5%+72.0%+46.8%+47.0%
10-Year ReturnCumulative with dividends-48.5%+319.3%+171.6%+139.2%
CAGR (3Y)Annualised 3-year return-19.8%+16.1%+17.9%+10.3%
Evenly matched — EHLD and GAIN and HTGC each lead in 2 of 6 comparable metrics.

Risk & Volatility

EHLD leads this category, winning 2 of 2 comparable metrics.

EHLD is the less volatile stock with a 0.37 beta — it tends to amplify market swings less than ARCC's 0.77 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EHLD currently trades 96.9% from its 52-week high vs ARCC's 81.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricEHLD logoEHLDEuroholdings Ltd.GAIN logoGAINGladstone Investm…HTGC logoHTGCHercules Capital,…ARCC logoARCCAres Capital Corp…
Beta (5Y)Sensitivity to S&P 5000.37x0.53x0.69x0.77x
52-Week HighHighest price in past year$8.73$17.14$19.67$23.42
52-Week LowLowest price in past year$5.53$13.11$13.70$17.40
% of 52W HighCurrent price vs 52-week peak+96.9%+96.3%+83.4%+81.0%
RSI (14)Momentum oscillator 0–10065.169.964.756.7
Avg Volume (50D)Average daily shares traded6K371K2.5M7.5M
EHLD leads this category, winning 2 of 2 comparable metrics.

Analyst Outlook

Evenly matched — EHLD and GAIN each lead in 1 of 2 comparable metrics.

Analyst consensus: GAIN as "Hold", HTGC as "Buy", ARCC as "Buy". Consensus price targets imply 15.4% upside for ARCC (target: $22) vs -9.1% for GAIN (target: $15). For income investors, GAIN offers the higher dividend yield at 10.05% vs ARCC's 2.02%.

MetricEHLD logoEHLDEuroholdings Ltd.GAIN logoGAINGladstone Investm…HTGC logoHTGCHercules Capital,…ARCC logoARCCAres Capital Corp…
Analyst RatingConsensus buy/hold/sellHoldBuyBuy
Price TargetConsensus 12-month target$15.00$18.92$21.88
# AnalystsCovering analysts73132
Dividend YieldAnnual dividend ÷ price+5.0%+10.0%+8.6%+2.0%
Dividend StreakConsecutive years of raises1000
Dividend / ShareAnnual DPS$0.42$1.66$1.42$0.38
Buyback YieldShare repurchases ÷ mkt cap0.0%0.0%+0.2%0.0%
Evenly matched — EHLD and GAIN each lead in 1 of 2 comparable metrics.
Key Takeaway

EHLD leads in 3 of 6 categories — strongest in Valuation Metrics and Profitability & Efficiency. 3 categories are tied.

Best OverallEuroholdings Ltd. (EHLD)Leads 3 of 6 categories
Loading custom metrics...

EHLD vs GAIN vs HTGC vs ARCC: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is EHLD or GAIN or HTGC or ARCC a better buy right now?

For growth investors, Ares Capital Corporation (ARCC) is the stronger pick with 32.

9% revenue growth year-over-year, versus -15. 4% for Euroholdings Ltd. (EHLD). Euroholdings Ltd. (EHLD) offers the better valuation at 1. 6x trailing P/E, making it the more compelling value choice. Analysts rate Hercules Capital, Inc. (HTGC) a "Buy" — based on 31 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — EHLD or GAIN or HTGC or ARCC?

On trailing P/E, Euroholdings Ltd.

(EHLD) is the cheapest at 1. 6x versus Ares Capital Corporation at 10. 2x. On forward P/E, Hercules Capital, Inc. is actually cheaper at 8. 4x — notably different from the trailing picture, reflecting expected earnings growth.

03

Which is the better long-term investment — EHLD or GAIN or HTGC or ARCC?

Over the past 5 years, Gladstone Investment Corporation (GAIN) delivered a total return of +72.

0%, compared to -48. 5% for Euroholdings Ltd. (EHLD). Over 10 years, the gap is even starker: GAIN returned +319. 3% versus EHLD's -48. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — EHLD or GAIN or HTGC or ARCC?

By beta (market sensitivity over 5 years), Euroholdings Ltd.

(EHLD) is the lower-risk stock at 0. 37β versus Ares Capital Corporation's 0. 77β — meaning ARCC is approximately 109% more volatile than EHLD relative to the S&P 500. On balance sheet safety, Gladstone Investment Corporation (GAIN) carries a lower debt/equity ratio of 91% versus 112% for Ares Capital Corporation — giving it more financial flexibility in a downturn.

05

Which is growing faster — EHLD or GAIN or HTGC or ARCC?

By revenue growth (latest reported year), Ares Capital Corporation (ARCC) is pulling ahead at 32.

9% versus -15. 4% for Euroholdings Ltd. (EHLD). On earnings-per-share growth, the picture is similar: Euroholdings Ltd. grew EPS 291. 8% year-over-year, compared to -27. 9% for Gladstone Investment Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — EHLD or GAIN or HTGC or ARCC?

Euroholdings Ltd.

(EHLD) is the more profitable company, earning 111. 2% net margin versus 41. 3% for Ares Capital Corporation — meaning it keeps 111. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GAIN leads at 72. 7% versus 33. 4% for EHLD. At the gross margin level — before operating expenses — HTGC leads at 87. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is EHLD or GAIN or HTGC or ARCC more undervalued right now?

On forward earnings alone, Hercules Capital, Inc.

(HTGC) trades at 8. 4x forward P/E versus 40. 7x for Gladstone Investment Corporation — 32. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ARCC: 15. 4% to $21. 88.

08

Which pays a better dividend — EHLD or GAIN or HTGC or ARCC?

All stocks in this comparison pay dividends.

Gladstone Investment Corporation (GAIN) offers the highest yield at 10. 0%, versus 2. 0% for Ares Capital Corporation (ARCC).

09

Is EHLD or GAIN or HTGC or ARCC better for a retirement portfolio?

For long-horizon retirement investors, Gladstone Investment Corporation (GAIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

53), 10. 0% yield, +319. 3% 10Y return). Both have compounded well over 10 years (GAIN: +319. 3%, ARCC: +139. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between EHLD and GAIN and HTGC and ARCC?

These companies operate in different sectors (EHLD (Industrials) and GAIN (Financial Services) and HTGC (Financial Services) and ARCC (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: EHLD is a small-cap deep-value stock; GAIN is a small-cap deep-value stock; HTGC is a small-cap high-growth stock; ARCC is a mid-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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EHLD

Dividend Mega-Cap Quality

  • Sector: Industrials
  • Market Cap > $100B
  • Net Margin > 66%
  • Dividend Yield > 1.9%
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GAIN

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Net Margin > 43%
  • Dividend Yield > 4.0%
Run This Screen
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HTGC

High-Growth Quality Leader

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 13%
  • Net Margin > 37%
Run This Screen
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ARCC

High-Growth Quality Leader

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 16%
  • Net Margin > 24%
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Beat Both

Find stocks that outperform EHLD and GAIN and HTGC and ARCC on the metrics below

Revenue Growth>
%
(EHLD: -15.4% · GAIN: -12.9%)
Net Margin>
%
(EHLD: 111.2% · GAIN: 72.7%)
P/E Ratio<
x
(EHLD: 1.6x · GAIN: 9.3x)

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