Banks - Diversified
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EWBC vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Diversified
EWBC vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Banks - Diversified | Banks - Diversified |
| Market Cap | $17.23B | $849.03B |
| Revenue (TTM) | $4.69B | $270.79B |
| Net Income (TTM) | $1.33B | $58.03B |
| Gross Margin | 60.1% | 58.6% |
| Operating Margin | 37.4% | 27.7% |
| Forward P/E | 11.8x | 14.2x |
| Total Debt | $3.17B | $751.15B |
| Cash & Equiv. | $656M | $469.32B |
EWBC vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| East West Bancorp, … (EWBC) | 100 | 358.3 | +258.3% |
| JPMorgan Chase & Co. (JPM) | 100 | 323.6 | +223.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EWBC vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
EWBC carries the broadest edge in this set and is the clearest fit for valuation efficiency and bank quality.
- PEG 0.62 vs JPM's 1.09
- NIM 3.2% vs JPM's 2.3%
- Lower P/E (11.8x vs 14.2x), PEG 0.62 vs 1.09
JPM is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 14 yrs, beta 1.00, yield 1.6%
- Rev growth 14.6%, EPS growth 21.7%
- 471.7% 10Y total return vs EWBC's 289.6%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 14.6% NII/revenue growth vs EWBC's 4.6% | |
| Value | Lower P/E (11.8x vs 14.2x), PEG 0.62 vs 1.09 | |
| Quality / Margins | Efficiency ratio 0.2% vs JPM's 0.3% (lower = leaner) | |
| Stability / Safety | Beta 1.00 vs EWBC's 1.22 | |
| Dividends | 1.9% yield, 9-year raise streak, vs JPM's 1.6% | |
| Momentum (1Y) | +47.8% vs JPM's +28.7% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs JPM's 0.3% |
EWBC vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
EWBC vs JPM — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
EWBC leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $270.8B annually — 57.8x EWBC's $4.7B. EWBC is the more profitable business, keeping 28.3% of every revenue dollar as net income compared to JPM's 21.6%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $4.7B | $270.8B |
| EBITDAEarnings before interest/tax | $2.0B | $81.3B |
| Net IncomeAfter-tax profit | $1.3B | $58.0B |
| Free Cash FlowCash after capex | $1.5B | -$119.7B |
| Gross MarginGross profit ÷ Revenue | +60.1% | +58.6% |
| Operating MarginEBIT ÷ Revenue | +37.4% | +27.7% |
| Net MarginNet income ÷ Revenue | +28.3% | +21.6% |
| FCF MarginFCF ÷ Revenue | +32.0% | -15.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +21.4% | +16.0% |
Valuation Metrics
EWBC leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 13.2x trailing earnings, EWBC trades at a 18% valuation discount to JPM's 15.9x P/E. Adjusting for growth (PEG ratio), EWBC offers better value at 0.69x vs JPM's 1.23x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $17.2B | $849.0B |
| Enterprise ValueMkt cap + debt − cash | $19.8B | $1.13T |
| Trailing P/EPrice ÷ TTM EPS | 13.15x | 15.94x |
| Forward P/EPrice ÷ next-FY EPS est. | 11.78x | 14.17x |
| PEG RatioP/E ÷ EPS growth rate | 0.69x | 1.23x |
| EV / EBITDAEnterprise value multiple | 9.71x | 13.62x |
| Price / SalesMarket cap ÷ Revenue | 3.68x | 3.14x |
| Price / BookPrice ÷ Book value/share | 1.96x | 2.63x |
| Price / FCFMarket cap ÷ FCF | 11.48x | — |
Profitability & Efficiency
EWBC leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
JPM delivers a 16.1% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $16 for EWBC. EWBC carries lower financial leverage with a 0.36x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.18x. On the Piotroski fundamental quality scale (0–9), EWBC scores 8/9 vs JPM's 5/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +15.8% | +16.1% |
| ROA (TTM)Return on assets | +1.7% | +1.3% |
| ROICReturn on invested capital | +11.2% | +5.4% |
| ROCEReturn on capital employed | +3.9% | +8.2% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 5 |
| Debt / EquityFinancial leverage | 0.36x | 2.18x |
| Net DebtTotal debt minus cash | $2.5B | $281.8B |
| Cash & Equiv.Liquid assets | $656M | $469.3B |
| Total DebtShort + long-term debt | $3.2B | $751.1B |
| Interest CoverageEBIT ÷ Interest expense | 1.01x | 0.74x |
Total Returns (Dividends Reinvested)
EWBC leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,034 today (with dividends reinvested), compared to $17,294 for EWBC. Over the past 12 months, EWBC leads with a +47.8% total return vs JPM's +28.7%. The 3-year compound annual growth rate (CAGR) favors EWBC at 43.4% vs JPM's 34.0% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +10.2% | -2.3% |
| 1-Year ReturnPast 12 months | +47.8% | +28.7% |
| 3-Year ReturnCumulative with dividends | +194.6% | +140.8% |
| 5-Year ReturnCumulative with dividends | +72.9% | +110.3% |
| 10-Year ReturnCumulative with dividends | +289.6% | +471.7% |
| CAGR (3Y)Annualised 3-year return | +43.4% | +34.0% |
Risk & Volatility
Evenly matched — EWBC and JPM each lead in 1 of 2 comparable metrics.
Risk & Volatility
JPM is the less volatile stock with a 1.00 beta — it tends to amplify market swings less than EWBC's 1.22 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EWBC currently trades 98.2% from its 52-week high vs JPM's 93.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.22x | 1.00x |
| 52-Week HighHighest price in past year | $127.52 | $337.25 |
| 52-Week LowLowest price in past year | $86.21 | $248.83 |
| % of 52W HighCurrent price vs 52-week peak | +98.2% | +93.4% |
| RSI (14)Momentum oscillator 0–100 | 63.1 | 53.4 |
| Avg Volume (50D)Average daily shares traded | 1.0M | 8.4M |
Analyst Outlook
Evenly matched — EWBC and JPM each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates EWBC as "Buy" and JPM as "Buy". Consensus price targets imply 7.6% upside for JPM (target: $339) vs 4.4% for EWBC (target: $131). For income investors, EWBC offers the higher dividend yield at 1.92% vs JPM's 1.63%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $130.67 | $338.78 |
| # AnalystsCovering analysts | 24 | 61 |
| Dividend YieldAnnual dividend ÷ price | +1.9% | +1.6% |
| Dividend StreakConsecutive years of raises | 9 | 14 |
| Dividend / ShareAnnual DPS | $2.40 | $5.13 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.7% | +3.4% |
EWBC leads in 4 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics. 2 categories are tied.
EWBC vs JPM: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is EWBC or JPM a better buy right now?
For growth investors, JPMorgan Chase & Co.
(JPM) is the stronger pick with 14. 6% revenue growth year-over-year, versus 4. 6% for East West Bancorp, Inc. (EWBC). East West Bancorp, Inc. (EWBC) offers the better valuation at 13. 2x trailing P/E (11. 8x forward), making it the more compelling value choice. Analysts rate East West Bancorp, Inc. (EWBC) a "Buy" — based on 24 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EWBC or JPM?
On trailing P/E, East West Bancorp, Inc.
(EWBC) is the cheapest at 13. 2x versus JPMorgan Chase & Co. at 15. 9x. On forward P/E, East West Bancorp, Inc. is actually cheaper at 11. 8x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: East West Bancorp, Inc. wins at 0. 62x versus JPMorgan Chase & Co. 's 1. 09x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — EWBC or JPM?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +110. 3%, compared to +72. 9% for East West Bancorp, Inc. (EWBC). Over 10 years, the gap is even starker: JPM returned +471. 7% versus EWBC's +289. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EWBC or JPM?
By beta (market sensitivity over 5 years), JPMorgan Chase & Co.
(JPM) is the lower-risk stock at 1. 00β versus East West Bancorp, Inc. 's 1. 22β — meaning EWBC is approximately 21% more volatile than JPM relative to the S&P 500. On balance sheet safety, East West Bancorp, Inc. (EWBC) carries a lower debt/equity ratio of 36% versus 2% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — EWBC or JPM?
By revenue growth (latest reported year), JPMorgan Chase & Co.
(JPM) is pulling ahead at 14. 6% versus 4. 6% for East West Bancorp, Inc. (EWBC). On earnings-per-share growth, the picture is similar: JPMorgan Chase & Co. grew EPS 21. 7% year-over-year, compared to 14. 3% for East West Bancorp, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EWBC or JPM?
East West Bancorp, Inc.
(EWBC) is the more profitable company, earning 28. 3% net margin versus 21. 6% for JPMorgan Chase & Co. — meaning it keeps 28. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EWBC leads at 37. 4% versus 27. 7% for JPM. At the gross margin level — before operating expenses — EWBC leads at 60. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is EWBC or JPM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, East West Bancorp, Inc. (EWBC) is the more undervalued stock at a PEG of 0. 62x versus JPMorgan Chase & Co. 's 1. 09x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, East West Bancorp, Inc. (EWBC) trades at 11. 8x forward P/E versus 14. 2x for JPMorgan Chase & Co. — 2. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for JPM: 7. 6% to $338. 78.
08Which pays a better dividend — EWBC or JPM?
All stocks in this comparison pay dividends.
East West Bancorp, Inc. (EWBC) offers the highest yield at 1. 9%, versus 1. 6% for JPMorgan Chase & Co. (JPM).
09Is EWBC or JPM better for a retirement portfolio?
For long-horizon retirement investors, JPMorgan Chase & Co.
(JPM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 00), 1. 6% yield, +471. 7% 10Y return). Both have compounded well over 10 years (JPM: +471. 7%, EWBC: +289. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between EWBC and JPM?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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