8-K Announcements
6Apr 21, 2026·SEC
Jan 22, 2026·SEC
Dec 2, 2025·SEC
East West Bancorp, Inc. (EWBC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
East West Bancorp, Inc. (EWBC) stock price & volume — 10-year historical chart
East West Bancorp, Inc. (EWBC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
East West Bancorp, Inc. (EWBC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $2.57vs $2.46+4.5% | $774Mvs $752M+2.9% |
| Q1 2026 | Feb 27, 2026 | $2.56 | $1.2B |
| Q1 2026 | Jan 22, 2026 | $2.52vs $2.49+1.2% | $759Mvs $747M+1.6% |
| Q4 2025 | Oct 21, 2025 | $2.62vs $2.36+11.0% | $803Mvs $725M+10.8% |
East West Bancorp, Inc. (EWBC) competitors in Digital and niche cross-border banks — business model, growth, and fundamentals comparison
East West Bancorp, Inc. (EWBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
East West Bancorp, Inc. (EWBC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1.19B | 1.39B | 1.47B | 1.38B | 1.53B | 2.05B | 2.31B | 2.28B | 2.55B |
| NII Growth % | 14.76% | 17% | 5.86% | -6.17% | 11.21% | 33.58% | 13.02% | -1.45% | 12.02% |
| Net Interest Margin % | 3.19% | 3.38% | 3.32% | 2.64% | 2.52% | 3.19% | 3.32% | 3% | 3.17% |
| Interest Income | 1.33B | 1.65B | 1.88B | 1.6B | 1.62B | 2.32B | 3.69B | 4.19B | 4.29B |
| Interest Expense | 140.05M | 265.19M | 414.49M | 217.85M | 87.16M | 275.35M | 1.38B | 1.91B | 1.74B |
| Loan Loss Provision | 46.27M | 64.25M | 98.69M | 210.65M | -35M | 73.5M | 125M | 174M | 130M |
| Non-Interest Income | 166.62M | 174.72M | 208.07M | 222.02M | 269.74M | 273.16M | 252.12M | 287.83M | 394.92M |
| Non-Interest Income % | 11.17% | 9.57% | 9.95% | 12.22% | 14.28% | 10.53% | 6.39% | 6.42% | 8.42% |
| Total Revenue | 1.49B▲ 0% | 1.83B▲ 22.4% | 2.09B▲ 14.5% | 1.82B▼ 13.1% | 1.89B▲ 3.9% | 2.59B▲ 37.4% | 3.95B▲ 52.1% | 4.48B▲ 13.6% | 4.69B▲ 4.6% |
| Revenue Growth % | 14.21% | 22.44% | 14.45% | -13.07% | 3.93% | 37.38% | 52.09% | 13.56% | 4.63% |
| Non-Interest Expense | 570.32M | 678.28M | 733.28M | 702.79M | 779.94M | 833.88M | 979.61M | 910.68M | 1.06B |
| Efficiency Ratio | 38.23% | 37.14% | 35.08% | 38.68% | 41.3% | 32.14% | 24.83% | 20.32% | 22.65% |
| Operating Income | 735.1M▲ 0% | 818.7M▲ 11.4% | 843.92M▲ 3.1% | 685.76M▼ 18.7% | 1.06B▲ 54.0% | 1.41B▲ 33.6% | 1.46B▲ 3.4% | 1.48B▲ 1.5% | 1.76B▲ 18.5% |
| Operating Margin % | 49.28% | 44.83% | 40.37% | 37.74% | 55.94% | 54.41% | 36.99% | 33.07% | 37.44% |
| Operating Income Growth % | 28.47% | 11.37% | 3.08% | -18.74% | 54.04% | 33.63% | 3.41% | 1.51% | 18.46% |
| Pretax Income | 735.1M▲ 0% | 818.7M▲ 11.4% | 843.92M▲ 3.1% | 685.76M▼ 18.7% | 1.06B▲ 54.0% | 1.41B▲ 33.6% | 1.46B▲ 3.4% | 1.48B▲ 1.5% | 1.73B▲ 16.4% |
| Pretax Margin % | 49.28% | 44.83% | 40.37% | 37.74% | 55.94% | 54.41% | 36.99% | 33.07% | 36.8% |
| Income Tax | 229.48M | 115M | 169.88M | 117.97M | 183.4M | 283.57M | 298.61M | 316.27M | 400.27M |
| Effective Tax Rate % | 31.22% | 14.05% | 20.13% | 17.2% | 17.36% | 20.09% | 20.46% | 21.34% | 23.2% |
| Net Income | 505.62M▲ 0% | 703.7M▲ 39.2% | 674.03M▼ 4.2% | 567.8M▼ 15.8% | 872.98M▲ 53.7% | 1.13B▲ 29.2% | 1.16B▲ 2.9% | 1.17B▲ 0.4% | 1.33B▲ 13.7% |
| Net Margin % | 33.9% | 38.53% | 32.24% | 31.25% | 46.23% | 43.48% | 29.43% | 26.01% | 28.27% |
| Net Income Growth % | 17.13% | 39.17% | -4.22% | -15.76% | 53.75% | 29.22% | 2.93% | 0.38% | 13.69% |
| Net Income (Continuing) | 505.62M | 703.7M | 674.03M | 567.8M | 872.98M | 1.13B | 1.16B | 1.17B | 1.33B |
| EPS (Diluted) | 3.47▲ 0% | 4.81▲ 38.6% | 4.61▼ 4.2% | 3.97▼ 13.9% | 6.10▲ 53.7% | 7.92▲ 29.8% | 8.18▲ 3.3% | 8.33▲ 1.8% | 9.52▲ 14.3% |
| EPS Growth % | 16.84% | 38.62% | -4.16% | -13.88% | 53.65% | 29.84% | 3.28% | 1.83% | 14.29% |
| EPS (Basic) | 3.50 | 4.86 | 4.63 | 3.99 | 6.16 | 7.98 | 8.23 | 8.39 | 9.61 |
| Diluted Shares Outstanding | 145.91M | 146.17M | 146.18M | 142.99M | 143.14M | 142.49M | 141.9M | 139.96M | 139.1M |
East West Bancorp, Inc. (EWBC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 5.59B | 6.11B | 6.77B | 10.37B | 14.61B | 9.66B | 10.81B | 5.48B | 656.13M |
| Cash & Due from Banks | 2.57B | 3.37B | 3.46B | 4.83B | 4.65B | 3.62B | 4.63B | 5.3B | 656.13M |
| Short Term Investments | 3.02B | 2.74B | 3.32B | 5.54B | 9.97B | 6.03B | 6.19B | 180.15M | 0 |
| Total Investments | 32.18B | 35.23B | 38.2B | 43.8B | 51.75B | 57.43B | 61.59B | 67.72B | 78.41B |
| Investments Growth % | 10.59% | 9.47% | 8.42% | 14.66% | 18.15% | 10.99% | 7.24% | 9.94% | 15.79% |
| Long-Term Investments | 29.17B | 32.49B | 34.88B | 38.25B | 41.78B | 51.4B | 55.4B | 67.54B | 78.41B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 469.43M | 465.55M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M |
| Goodwill | 469.43M | 465.55M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M | 465.7M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 121.21M | 119.18M | 218.34M | 198.71M | 195.93M | 192.87M | 180.39M | 164.2M | 207.72M |
| Other Assets | 1.77B | 1.85B | 1.86B | 2.87B | 3.81B | 2.4B | 2.75B | 2.33B | -94.48M |
| Total Current Assets | 5.59B | 6.11B | 6.77B | 10.37B | 14.61B | 9.66B | 10.81B | 5.48B | 971.79M |
| Total Non-Current Assets | 31.53B | 34.93B | 37.42B | 41.78B | 46.26B | 54.46B | 58.8B | 70.5B | 79.46B |
| Total Assets | 37.12B▲ 0% | 41.04B▲ 10.6% | 44.2B▲ 7.7% | 52.16B▲ 18.0% | 60.87B▲ 16.7% | 64.11B▲ 5.3% | 69.61B▲ 8.6% | 75.98B▲ 9.1% | 80.43B▲ 5.9% |
| Asset Growth % | 6.71% | 10.56% | 7.68% | 18.01% | 16.71% | 5.33% | 8.58% | 9.14% | 5.87% |
| Return on Assets (ROA) | 1.41% | 1.8% | 1.58% | 1.18% | 1.54% | 1.81% | 1.74% | 1.6% | 1.69% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 545.47M | 580.64M | 1.23B | 1.23B | 806.86M | 564.33M | 4.76B | 3.75B | 3.17B |
| Net Debt | -2.03B | -2.79B | -2.22B | -3.6B | -3.84B | -3.06B | 129.88M | -1.55B | 2.52B |
| Long-Term Debt | 495.47M | 473.01M | 898.18M | 804.35M | 401.33M | 152.4M | 153.01M | 3.54B | 35.65M |
| Short-Term Debt | 50M | 107.64M | 228.67M | 321.01M | 300M | 300M | 4.5B | 125.24M | 3B |
| Other Liabilities | 605.11M | 0 | 0 | 0 | 0 | 0 | 1.81B | 1.45B | 68.27B |
| Total Current Liabilities | 32.18B | 36.15B | 38.28B | 46.08B | 54.63B | 57.98B | 60.69B | 63.26B | 3B |
| Total Non-Current Liabilities | 1.1B | 473.01M | 898.18M | 804.35M | 401.33M | 152.4M | 1.97B | 4.99B | 68.54B |
| Total Liabilities | 33.28B | 36.62B | 39.18B | 46.89B | 55.03B | 58.13B | 62.66B | 68.25B | 71.54B |
| Total Equity | 3.84B▲ 0% | 4.42B▲ 15.1% | 5.02B▲ 13.4% | 5.27B▲ 5.0% | 5.84B▲ 10.8% | 5.98B▲ 2.5% | 6.95B▲ 16.1% | 7.72B▲ 11.1% | 8.9B▲ 15.2% |
| Equity Growth % | 12.08% | 15.15% | 13.42% | 5.01% | 10.78% | 2.53% | 16.15% | 11.11% | 15.23% |
| Equity / Assets (Capital Ratio) | 10.35% | 10.78% | 11.35% | 10.1% | 9.59% | 9.33% | 9.98% | 10.17% | 11.06% |
| Return on Equity (ROE) | 13.91% | 17.03% | 14.28% | 11.04% | 15.72% | 19.08% | 17.95% | 15.89% | 15.94% |
| Book Value per Share | 26.33 | 30.27 | 34.33 | 36.85 | 40.78 | 42.00 | 48.98 | 55.18 | 63.98 |
| Tangible BV per Share | 23.11 | 27.08 | 31.14 | 33.59 | 37.53 | 38.73 | 45.70 | 51.85 | 60.63 |
| Common Stock | 165K | 166K | 167K | 167K | 168K | 168K | 169K | 170K | 170K |
| Additional Paid-in Capital | 1.76B | 1.79B | 1.83B | 1.86B | 1.89B | 1.94B | 1.98B | 2.03B | 2.11B |
| Retained Earnings | 2.58B | 3.16B | 3.69B | 4B | 4.68B | 5.58B | 6.47B | 7.31B | 8.3B |
| Accumulated OCI | -37.52M | -58.17M | -18.41M | 44.33M | -90.38M | -765.63M | -620.6M | -585.26M | -345.61M |
| Treasury Stock | -452.33M | -467.96M | -479.86M | -634.08M | -649.78M | -768.86M | -874.79M | -1.03B | -1.17B |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
East West Bancorp, Inc. (EWBC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 703.27M | 883.17M | 733.14M | 692.64M | 1.17B | 2.07B | 1.42B | 1.41B | 1.5B |
| Operating CF Growth % | 8.17% | 25.58% | -16.99% | -5.52% | 68.69% | 76.82% | -31.03% | -0.93% | 6.38% |
| Net Income | 505.62M | 703.7M | 674.03M | 567.8M | 872.98M | 1.13B | 1.16B | 1.17B | 1.33B |
| Depreciation & Amortization | 149.82M | 139.5M | 144.18M | 119.91M | 156.79M | 159.85M | 163.46M | 198.45M | 0 |
| Deferred Taxes | 33.86M | -16.47M | -21.6M | -41.52M | 4.76M | -43.99M | -49.14M | -14.28M | 62K |
| Other Non-Cash Items | -54.07M | -1.77M | 72.27M | 221.52M | 40.18M | 135.58M | 150.53M | 195.08M | 447.61M |
| Working Capital Changes | 43.39M | 27.28M | -166.49M | -204.31M | 61.14M | 648.9M | -40.97M | -178.7M | -274.38M |
| Cash from Investing | -2.51B | -3.83B | -2.59B | -6.87B | -9.12B | -4.58B | -4.25B | -6.3B | -5.48B |
| Purchase of Investments | -828.6M | -888.67M | -2.3B | -4.76B | -6.78B | -1.12B | -1.55B | -7.6B | -7.29B |
| Sale/Maturity of Investments | 1.25B | 1.11B | 1.78B | 2.6B | 2.07B | 1.1B | 1.54B | 3.03B | 4.9B |
| Net Investment Activity | 417.83M | 217.73M | -521.21M | -2.16B | -4.7B | -19.07M | -14.14M | -4.57B | -2.39B |
| Acquisitions | 3.63M | -503.69M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -2.91B | -3.53B | -2.06B | -4.71B | -4.41B | -4.56B | -4.23B | -1.73B | -3.09B |
| Cash from Financing | 2.07B | 3.8B | 2.13B | 6.91B | 7.84B | 2.11B | 3.96B | 5.53B | 2.9B |
| Dividends Paid | -116.82M | -125.99M | -155.11M | -158.22M | -188.76M | -228.38M | -274.55M | -308.48M | -334.04M |
| Share Repurchases | -12.94M | -15.63M | -14.63M | -154.22M | -15.7M | -119.08M | -105.92M | -157.96M | -115.59M |
| Stock Issued | 2.28M | 2.85M | 3.38M | 0 | 0 | 0 | 0 | 0 | 3.21M |
| Net Stock Activity | -10.66M | -12.79M | -11.25M | -154.22M | -15.7M | -119.08M | -105.92M | -157.96M | -112.38M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K |
| Other Financing | 2.27B | 3.91B | 1.91B | 7.33B | 8.47B | 2.71B | -156.2M | 7.11B | 3.84B |
| Net Change in Cash | 296.09M▲ 0% | 826.78M▲ 179.2% | 259.77M▼ 68.6% | 756.82M▲ 191.3% | -105.04M▼ 113.9% | -431.15M▼ 310.5% | 1.13B▲ 362.8% | 635.76M▼ 43.9% | 269.08M▼ 57.7% |
| Exchange Rate Effect | 31.18M | -24.78M | -6.38M | 29.01M | 8.7M | -28.49M | -7M | -8.23M | 1.35B |
| Cash at Beginning | 1.88B | 2.17B | 3B | 3.26B | 4.02B | 3.91B | 3.48B | 4.61B | 394.92M |
| Cash at End | 2.17B | 3B | 3.26B | 4.02B | 3.91B | 3.48B | 4.61B | 5.25B | 664M |
| Interest Paid | 138.77M | 253.03M | 418.84M | 233.14M | 87.68M | 249.59M | 1.21B | 2.06B | 1.74B |
| Income Taxes Paid | 98.13M | 85.87M | 158.3M | 116.42M | 139.46M | 281.27M | 291.69M | 246.94M | 278.18M |
| Free Cash Flow | 683.15M▲ 0% | 869.38M▲ 27.3% | 725.97M▼ 16.5% | 690.67M▼ 4.9% | 1.16B▲ 68.3% | 2.07B▲ 77.7% | 1.42B▼ 31.0% | 1.41B▼ 0.9% | 1.5B▲ 6.4% |
| FCF Growth % | 7.08% | 27.26% | -16.5% | -4.86% | 68.3% | 77.67% | -31.01% | -0.93% | 6.38% |
East West Bancorp, Inc. (EWBC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 13.18% | 13.91% | 17.03% | 14.28% | 11.04% | 15.72% | 19.08% | 17.95% | 15.89% | 15.94% |
| Return on Assets (ROA) | 1.29% | 1.41% | 1.8% | 1.58% | 1.18% | 1.54% | 1.81% | 1.74% | 1.6% | 1.69% |
| Net Interest Margin | 2.97% | 3.19% | 3.38% | 3.32% | 2.64% | 2.52% | 3.19% | 3.32% | 3% | 3.17% |
| Efficiency Ratio | 46.06% | 38.23% | 37.14% | 35.08% | 38.68% | 41.3% | 32.14% | 24.83% | 20.32% | 22.65% |
| Equity / Assets | 9.85% | 10.35% | 10.78% | 11.35% | 10.1% | 9.59% | 9.33% | 9.98% | 10.17% | 11.06% |
| Book Value / Share | 23.58 | 26.33 | 30.27 | 34.33 | 36.85 | 40.78 | 42 | 48.98 | 55.18 | 63.98 |
| NII Growth | 8.65% | 14.76% | 17% | 5.86% | -6.17% | 11.21% | 33.58% | 13.02% | -1.45% | 12.02% |
| Dividend Payout | 26.83% | 23.1% | 17.9% | 23.01% | 27.87% | 21.62% | 20.25% | 23.64% | 26.47% | 25.21% |
East West Bancorp, Inc. (EWBC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 21, 2026·SEC
Jan 22, 2026·SEC
Dec 2, 2025·SEC
East West Bancorp, Inc. (EWBC) stock FAQ — growth, dividends, profitability & financials explained
East West Bancorp, Inc. (EWBC) grew revenue by 4.6% over the past year. Growth has been modest.
Yes, East West Bancorp, Inc. (EWBC) is profitable, generating $1.33B in net income for fiscal year 2025 (28.3% net margin).
Yes, East West Bancorp, Inc. (EWBC) pays a dividend with a yield of 1.92%. This makes it attractive for income-focused investors.
East West Bancorp, Inc. (EWBC) has a return on equity (ROE) of 15.9%. This is reasonable for most industries.
East West Bancorp, Inc. (EWBC) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
East West Bancorp, Inc. (EWBC) has an efficiency ratio of 22.7%. This is excellent, indicating strong cost control.
East West Bancorp, Inc. (EWBC) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates