EZPW vs NEM

For growth investors, Newmont Corporation (NEM) is the stronger pick with 19.

1% revenue growth year-over-year, versus 9. 7% for EZCORP, Inc. (EZPW). Newmont Corporation (NEM) offers the better valuation at 18. 0x trailing P/E (11. 0x forward), making it the more compelling value choice. Analysts rate EZCORP, Inc. (EZPW) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Newmont Corporation (NEM) is the cheapest at 18.

0x versus EZCORP, Inc. at 23. 5x. On forward P/E, Newmont Corporation is actually cheaper at 11. 0x.

Over the past 5 years, EZCORP, Inc.

(EZPW) delivered a total return of +402. 9%, compared to +83. 6% for Newmont Corporation (NEM). Over 10 years, the gap is even starker: EZPW returned +588. 1% versus NEM's +271. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Newmont Corporation (NEM) is the lower-risk stock at 0.

75β versus EZCORP, Inc. 's 0. 82β — meaning EZPW is approximately 9% more volatile than NEM relative to the S&P 500. On balance sheet safety, Newmont Corporation (NEM) carries a lower debt/equity ratio of 1% versus 75% for EZCORP, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Newmont Corporation (NEM) is pulling ahead at 19.

1% versus 9. 7% for EZCORP, Inc. (EZPW). On earnings-per-share growth, the picture is similar: Newmont Corporation grew EPS 124. 1% year-over-year, compared to 29. 1% for EZCORP, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Newmont Corporation (NEM) is the more profitable company, earning 32.

1% net margin versus 8. 6% for EZCORP, Inc. — meaning it keeps 32. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NEM leads at 46. 9% versus 11. 7% for EZPW. At the gross margin level — before operating expenses — EZPW leads at 58. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Newmont Corporation (NEM) trades at 11.

0x forward P/E versus 18. 7x for EZCORP, Inc. — 7. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for NEM: 19. 5% to $137. 50.

In this comparison, NEM (0.

9% yield) pays a dividend. EZPW does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Newmont Corporation (NEM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

75), 0. 9% yield, +271. 4% 10Y return). Both have compounded well over 10 years (NEM: +271. 4%, EZPW: +588. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (EZPW (Financial Services) and NEM (Basic Materials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: EZPW is a small-cap quality compounder stock; NEM is a mid-cap high-growth stock. NEM pays a dividend while EZPW does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.