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FGO vs ITIC
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Specialty
FGO vs ITIC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Consulting Services | Insurance - Specialty |
| Market Cap | — | $456M |
| Revenue (TTM) | $21M | $273M |
| Net Income (TTM) | $7M | $35M |
| Gross Margin | 78.5% | 90.0% |
| Operating Margin | 37.6% | 16.3% |
| Forward P/E | — | 39.7x |
| Total Debt | $8M | $8M |
| Cash & Equiv. | $16M | $21M |
Quick Verdict: FGO vs ITIC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FGO carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 40.0%, EPS growth 15.8%
- 40.0% revenue growth vs ITIC's 5.6%
- 33.2% margin vs ITIC's 12.9%
ITIC is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 0.77, Low D/E 3.0%, current ratio 2.93x
- Beta 0.77, yield 4.4%, current ratio 2.93x
- Lower D/E ratio (3.0% vs 53.8%)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 40.0% revenue growth vs ITIC's 5.6% | |
| Quality / Margins | 33.2% margin vs ITIC's 12.9% | |
| Stability / Safety | Lower D/E ratio (3.0% vs 53.8%) | |
| Dividends | 4.4% yield; the other pay no meaningful dividend | |
| Efficiency (ROA) | 34.4% ROA vs ITIC's 10.0%, ROIC 95.7% vs 13.7% |
FGO vs ITIC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FGO vs ITIC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
FGO leads this category, winning 3 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
ITIC is the larger business by revenue, generating $273M annually — 12.8x FGO's $21M. FGO is the more profitable business, keeping 33.2% of every revenue dollar as net income compared to ITIC's 12.9%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $21M | $273M |
| EBITDAEarnings before interest/tax | — | $49M |
| Net IncomeAfter-tax profit | — | $35M |
| Free Cash FlowCash after capex | — | $25M |
| Gross MarginGross profit ÷ Revenue | +78.5% | +90.0% |
| Operating MarginEBIT ÷ Revenue | +37.6% | +16.3% |
| Net MarginNet income ÷ Revenue | +33.2% | +12.9% |
| FCF MarginFCF ÷ Revenue | +24.8% | +9.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | -1.6% |
| EPS Growth (YoY)Latest quarter vs prior year | — | -10.2% |
Valuation Metrics
FGO leads this category, winning 2 of 2 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | — | $456M |
| Enterprise ValueMkt cap + debt − cash | — | $443M |
| Trailing P/EPrice ÷ TTM EPS | 0.00x | 13.00x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 39.69x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 9.05x |
| Price / SalesMarket cap ÷ Revenue | — | 1.67x |
| Price / BookPrice ÷ Book value/share | 0.00x | 1.71x |
| Price / FCFMarket cap ÷ FCF | — | 17.96x |
Profitability & Efficiency
FGO leads this category, winning 6 of 8 comparable metrics.
Profitability & Efficiency
FGO delivers a 65.5% return on equity — every $100 of shareholder capital generates $66 in annual profit, vs $13 for ITIC. ITIC carries lower financial leverage with a 0.03x debt-to-equity ratio, signaling a more conservative balance sheet compared to FGO's 0.54x. On the Piotroski fundamental quality scale (0–9), FGO scores 6/9 vs ITIC's 5/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +65.5% | +13.2% |
| ROA (TTM)Return on assets | +34.4% | +10.0% |
| ROICReturn on invested capital | +95.7% | +13.7% |
| ROCEReturn on capital employed | +73.8% | +15.0% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 5 |
| Debt / EquityFinancial leverage | 0.54x | 0.03x |
| Net DebtTotal debt minus cash | -$9M | -$13M |
| Cash & Equiv.Liquid assets | $16M | $21M |
| Total DebtShort + long-term debt | $8M | $8M |
| Interest CoverageEBIT ÷ Interest expense | — | — |
Total Returns (Dividends Reinvested)
Insufficient data to determine a leader in this category.
Total Returns (Dividends Reinvested)
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | — | -1.9% |
| 1-Year ReturnPast 12 months | — | +5.5% |
| 3-Year ReturnCumulative with dividends | — | +90.4% |
| 5-Year ReturnCumulative with dividends | — | +58.7% |
| 10-Year ReturnCumulative with dividends | — | +257.8% |
| CAGR (3Y)Annualised 3-year return | — | +23.9% |
Risk & Volatility
Insufficient data to determine a leader in this category.
Risk & Volatility
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | — | 0.77x |
| 52-Week HighHighest price in past year | $0.00 | $288.98 |
| 52-Week LowLowest price in past year | $0.00 | $190.20 |
| % of 52W HighCurrent price vs 52-week peak | — | +83.6% |
| RSI (14)Momentum oscillator 0–100 | — | 50.7 |
| Avg Volume (50D)Average daily shares traded | 0 | 18K |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
ITIC is the only dividend payer here at 4.36% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — |
| Price TargetConsensus 12-month target | — | — |
| # AnalystsCovering analysts | — | — |
| Dividend YieldAnnual dividend ÷ price | — | +4.4% |
| Dividend StreakConsecutive years of raises | — | 0 |
| Dividend / ShareAnnual DPS | — | $10.52 |
| Buyback YieldShare repurchases ÷ mkt cap | — | 0.0% |
FGO leads in 3 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics.
FGO vs ITIC: Frequently Asked Questions
7 questions · data-driven answers · updated daily
01Is FGO or ITIC a better buy right now?
For growth investors, FG Holdings Limited Class A Ordinary Shares (FGO) is the stronger pick with 40.
0% revenue growth year-over-year, versus 5. 6% for Investors Title Company (ITIC). Investors Title Company (ITIC) offers the better valuation at 13. 0x trailing P/E (39. 7x forward), making it the more compelling value choice. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is safer — FGO or ITIC?
On balance sheet safety, Investors Title Company (ITIC) carries a lower debt/equity ratio of 3% versus 54% for FG Holdings Limited Class A Ordinary Shares — giving it more financial flexibility in a downturn.
03Which is growing faster — FGO or ITIC?
By revenue growth (latest reported year), FG Holdings Limited Class A Ordinary Shares (FGO) is pulling ahead at 40.
0% versus 5. 6% for Investors Title Company (ITIC). On earnings-per-share growth, the picture is similar: FG Holdings Limited Class A Ordinary Shares grew EPS 15. 8% year-over-year, compared to 13. 1% for Investors Title Company. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
04Which has better profit margins — FGO or ITIC?
FG Holdings Limited Class A Ordinary Shares (FGO) is the more profitable company, earning 33.
2% net margin versus 12. 9% for Investors Title Company — meaning it keeps 33. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FGO leads at 37. 6% versus 16. 3% for ITIC. At the gross margin level — before operating expenses — ITIC leads at 98. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
05Which pays a better dividend — FGO or ITIC?
In this comparison, ITIC (4.
4% yield) pays a dividend. FGO does not pay a meaningful dividend and should not be held primarily for income.
06Is FGO or ITIC better for a retirement portfolio?
For long-horizon retirement investors, Investors Title Company (ITIC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
77), 4. 4% yield, +257. 8% 10Y return). Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
07What are the main differences between FGO and ITIC?
These companies operate in different sectors (FGO (Industrials) and ITIC (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: FGO is a small-cap high-growth stock; ITIC is a small-cap deep-value stock. ITIC pays a dividend while FGO does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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