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FGO vs ITIC vs KFRC vs KO vs PEP
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Specialty
Staffing & Employment Services
Beverages - Non-Alcoholic
Beverages - Non-Alcoholic
FGO vs ITIC vs KFRC vs KO vs PEP — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Consulting Services | Insurance - Specialty | Staffing & Employment Services | Beverages - Non-Alcoholic | Beverages - Non-Alcoholic |
| Market Cap | — | $459M | $875M | $342.35B | $192.19B |
| Revenue (TTM) | $21M | $280M | $1.33B | $49.28B | $93.92B |
| Net Income (TTM) | $7M | $38M | $35M | $13.70B | $8.24B |
| Gross Margin | 78.5% | 99.0% | 27.2% | 61.7% | 54.1% |
| Operating Margin | 37.6% | 17.2% | 3.8% | 29.3% | 12.2% |
| Forward P/E | — | 40.0x | 19.9x | 24.3x | 16.2x |
| Total Debt | $8M | $8M | $70M | $45.49B | $49.90B |
| Cash & Equiv. | $16M | $21M | $2M | $10.27B | $9.16B |
FGO vs ITIC vs KFRC vs KO vs PEP — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Investors Title Com… (ITIC) | 100 | 200.6 | +100.6% |
| Kforce Inc. (KFRC) | 100 | 163.7 | +63.7% |
| The Coca-Cola Compa… (KO) | 100 | 178.0 | +78.0% |
| PepsiCo, Inc. (PEP) | 100 | 106.3 | +6.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FGO vs ITIC vs KFRC vs KO vs PEP
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FGO carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 40.0%, EPS growth 15.8%
- 40.0% revenue growth vs KFRC's -5.4%
- 33.2% margin vs KFRC's 2.6%
- 34.4% ROA vs PEP's 7.7%, ROIC 95.7% vs 14.9%
ITIC is the #2 pick in this set and the best alternative if long-term compounding and defensive is your priority.
- 271.4% 10Y total return vs KO's 112.2%
- Beta 0.60, yield 4.3%, current ratio 2.93x
- 4.3% yield, vs KO's 2.6%, (1 stock pays no dividend)
- +29.3% vs PEP's +12.6%
KFRC ranks third and is worth considering specifically for income & stability and sleep-well-at-night.
- Dividend streak 8 yrs, beta 0.30, yield 3.2%
- Lower volatility, beta 0.30, Low D/E 56.0%, current ratio 1.78x
- Beta 0.30 vs ITIC's 0.60
KO is the clearest fit if your priority is valuation efficiency.
- PEG 2.18 vs PEP's 4.98
- Better valuation composite
Among these 5 stocks, PEP doesn't own a clear edge in any measured category.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 40.0% revenue growth vs KFRC's -5.4% | |
| Value | Better valuation composite | |
| Quality / Margins | 33.2% margin vs KFRC's 2.6% | |
| Stability / Safety | Beta 0.30 vs ITIC's 0.60 | |
| Dividends | 4.3% yield, vs KO's 2.6%, (1 stock pays no dividend) | |
| Momentum (1Y) | +29.3% vs PEP's +12.6% | |
| Efficiency (ROA) | 34.4% ROA vs PEP's 7.7%, ROIC 95.7% vs 14.9% |
FGO vs ITIC vs KFRC vs KO vs PEP — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
FGO vs ITIC vs KFRC vs KO vs PEP — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
ITIC leads in 2 of 6 categories
FGO leads 1 • KFRC leads 0 • KO leads 0 • PEP leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
ITIC leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
PEP is the larger business by revenue, generating $93.9B annually — 4418.5x FGO's $21M. FGO is the more profitable business, keeping 33.2% of every revenue dollar as net income compared to KFRC's 2.6%. On growth, ITIC holds the edge at +13.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $21M | $280M | $1.3B | $49.3B | $93.9B |
| EBITDAEarnings before interest/tax | — | $52M | $56M | $15.5B | $14.3B |
| Net IncomeAfter-tax profit | — | $38M | $35M | $13.7B | $8.2B |
| Free Cash FlowCash after capex | — | $27M | $43M | $12.6B | $7.7B |
| Gross MarginGross profit ÷ Revenue | +78.5% | +99.0% | +27.2% | +61.7% | +54.1% |
| Operating MarginEBIT ÷ Revenue | +37.6% | +17.2% | +3.8% | +29.3% | +12.2% |
| Net MarginNet income ÷ Revenue | +33.2% | +13.6% | +2.6% | +27.8% | +8.8% |
| FCF MarginFCF ÷ Revenue | +24.8% | +9.8% | +3.3% | +25.5% | +8.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +13.2% | +0.1% | +12.1% | +5.6% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +91.6% | +2.2% | +18.2% | +66.7% |
Valuation Metrics
Evenly matched — FGO and ITIC each lead in 2 of 7 comparable metrics.
Valuation Metrics
At 13.1x trailing earnings, ITIC trades at a 50% valuation discount to KO's 26.2x P/E. Adjusting for growth (PEG ratio), KO offers better value at 2.34x vs PEP's 7.18x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | — | $459M | $875M | $342.4B | $192.2B |
| Enterprise ValueMkt cap + debt − cash | — | $447M | $943M | $377.6B | $232.9B |
| Trailing P/EPrice ÷ TTM EPS | 0.00x | 13.10x | 24.43x | 26.16x | 23.44x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 39.99x | 19.90x | 24.33x | 16.25x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 2.34x | 7.18x |
| EV / EBITDAEnterprise value multiple | — | 9.12x | 16.95x | 25.49x | 16.29x |
| Price / SalesMarket cap ÷ Revenue | — | 1.68x | 0.66x | 7.14x | 2.05x |
| Price / BookPrice ÷ Book value/share | 0.00x | 1.72x | 6.83x | 10.01x | 9.38x |
| Price / FCFMarket cap ÷ FCF | — | 18.10x | 18.70x | 64.64x | 25.05x |
Profitability & Efficiency
FGO leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
FGO delivers a 65.5% return on equity — every $100 of shareholder capital generates $66 in annual profit, vs $14 for ITIC. ITIC carries lower financial leverage with a 0.03x debt-to-equity ratio, signaling a more conservative balance sheet compared to PEP's 2.43x. On the Piotroski fundamental quality scale (0–9), KO scores 7/9 vs KFRC's 4/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +65.5% | +14.0% | +27.2% | +41.1% | +40.1% |
| ROA (TTM)Return on assets | +34.4% | +10.6% | +9.2% | +13.1% | +7.7% |
| ROICReturn on invested capital | +95.7% | +13.7% | +19.1% | +15.8% | +14.9% |
| ROCEReturn on capital employed | +73.8% | +15.0% | +20.1% | +17.3% | +16.1% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 5 | 4 | 7 | 5 |
| Debt / EquityFinancial leverage | 0.54x | 0.03x | 0.56x | 1.33x | 2.43x |
| Net DebtTotal debt minus cash | -$9M | -$13M | $68M | $35.2B | $40.7B |
| Cash & Equiv.Liquid assets | $16M | $21M | $2M | $10.3B | $9.2B |
| Total DebtShort + long-term debt | $8M | $8M | $70M | $45.5B | $49.9B |
| Interest CoverageEBIT ÷ Interest expense | — | — | — | 10.70x | 10.34x |
Total Returns (Dividends Reinvested)
ITIC leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ITIC five years ago would be worth $17,012 today (with dividends reinvested), compared to $8,593 for KFRC. Over the past 12 months, ITIC leads with a +29.3% total return vs PEP's +12.6%. The 3-year compound annual growth rate (CAGR) favors ITIC at 25.7% vs KFRC's -5.6% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | — | -1.1% | +54.1% | +15.8% | +0.9% |
| 1-Year ReturnPast 12 months | — | +29.3% | +19.1% | +13.7% | +12.6% |
| 3-Year ReturnCumulative with dividends | — | +98.6% | -15.8% | +41.5% | -13.8% |
| 5-Year ReturnCumulative with dividends | — | +70.1% | -14.1% | +59.8% | +13.5% |
| 10-Year ReturnCumulative with dividends | — | +271.4% | +197.0% | +112.2% | +78.6% |
| CAGR (3Y)Annualised 3-year return | — | +25.7% | -5.6% | +12.3% | -4.8% |
Risk & Volatility
Evenly matched — KFRC and KO each lead in 1 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.15 beta — it tends to amplify market swings less than ITIC's 0.60 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KFRC currently trades 98.1% from its 52-week high vs PEP's 82.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | — | 0.60x | 0.30x | -0.15x | -0.09x |
| 52-Week HighHighest price in past year | $0.00 | $288.98 | $48.81 | $82.66 | $171.48 |
| 52-Week LowLowest price in past year | $0.00 | $193.03 | $24.49 | $65.35 | $127.60 |
| % of 52W HighCurrent price vs 52-week peak | — | +84.2% | +98.1% | +96.2% | +82.0% |
| RSI (14)Momentum oscillator 0–100 | — | 56.3 | 68.0 | 51.4 | 33.2 |
| Avg Volume (50D)Average daily shares traded | 0 | 26K | 242K | 12.5M | 5.8M |
Analyst Outlook
Evenly matched — ITIC and KO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: KFRC as "Hold", KO as "Buy", PEP as "Hold". Consensus price targets imply 48.3% upside for KFRC (target: $71) vs 8.5% for KO (target: $86). For income investors, ITIC offers the higher dividend yield at 4.32% vs KO's 2.56%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — | Hold | Buy | Hold |
| Price TargetConsensus 12-month target | — | — | $71.00 | $86.29 | $171.86 |
| # AnalystsCovering analysts | — | — | 10 | 48 | 45 |
| Dividend YieldAnnual dividend ÷ price | — | +4.3% | +3.2% | +2.6% | +4.0% |
| Dividend StreakConsecutive years of raises | — | 0 | 8 | 56 | 54 |
| Dividend / ShareAnnual DPS | — | $10.52 | $1.55 | $2.04 | $5.57 |
| Buyback YieldShare repurchases ÷ mkt cap | — | 0.0% | +5.8% | +0.2% | +0.5% |
ITIC leads in 2 of 6 categories (Income & Cash Flow, Total Returns). FGO leads in 1 (Profitability & Efficiency). 3 tied.
FGO vs ITIC vs KFRC vs KO vs PEP: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is FGO or ITIC or KFRC or KO or PEP a better buy right now?
For growth investors, FG Holdings Limited Class A Ordinary Shares (FGO) is the stronger pick with 40.
0% revenue growth year-over-year, versus -5. 4% for Kforce Inc. (KFRC). Investors Title Company (ITIC) offers the better valuation at 13. 1x trailing P/E (40. 0x forward), making it the more compelling value choice. Analysts rate The Coca-Cola Company (KO) a "Buy" — based on 48 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FGO or ITIC or KFRC or KO or PEP?
On trailing P/E, Investors Title Company (ITIC) is the cheapest at 13.
1x versus The Coca-Cola Company at 26. 2x. On forward P/E, PepsiCo, Inc. is actually cheaper at 16. 2x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: The Coca-Cola Company wins at 2. 18x versus PepsiCo, Inc. 's 4. 98x.
03Which is the better long-term investment — FGO or ITIC or KFRC or KO or PEP?
Over the past 5 years, Investors Title Company (ITIC) delivered a total return of +70.
1%, compared to -14. 1% for Kforce Inc. (KFRC). Over 10 years, the gap is even starker: ITIC returned +271. 4% versus PEP's +78. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FGO or ITIC or KFRC or KO or PEP?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
15β versus Investors Title Company's 0. 60β — meaning ITIC is approximately -506% more volatile than KO relative to the S&P 500. On balance sheet safety, Investors Title Company (ITIC) carries a lower debt/equity ratio of 3% versus 2% for PepsiCo, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — FGO or ITIC or KFRC or KO or PEP?
By revenue growth (latest reported year), FG Holdings Limited Class A Ordinary Shares (FGO) is pulling ahead at 40.
0% versus -5. 4% for Kforce Inc. (KFRC). On earnings-per-share growth, the picture is similar: The Coca-Cola Company grew EPS 23. 6% year-over-year, compared to -25. 2% for Kforce Inc.. Over a 3-year CAGR, KO leads at 3. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FGO or ITIC or KFRC or KO or PEP?
FG Holdings Limited Class A Ordinary Shares (FGO) is the more profitable company, earning 33.
2% net margin versus 2. 6% for Kforce Inc. — meaning it keeps 33. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FGO leads at 37. 6% versus 3. 8% for KFRC. At the gross margin level — before operating expenses — ITIC leads at 98. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FGO or ITIC or KFRC or KO or PEP more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, The Coca-Cola Company (KO) is the more undervalued stock at a PEG of 2. 18x versus PepsiCo, Inc. 's 4. 98x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, PepsiCo, Inc. (PEP) trades at 16. 2x forward P/E versus 40. 0x for Investors Title Company — 23. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for KFRC: 48. 3% to $71. 00.
08Which pays a better dividend — FGO or ITIC or KFRC or KO or PEP?
In this comparison, ITIC (4.
3% yield), PEP (4. 0% yield), KFRC (3. 2% yield), KO (2. 6% yield) pay a dividend. FGO does not pay a meaningful dividend and should not be held primarily for income.
09Is FGO or ITIC or KFRC or KO or PEP better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
15), 2. 6% yield, +112. 2% 10Y return). Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FGO and ITIC and KFRC and KO and PEP?
These companies operate in different sectors (FGO (Industrials) and ITIC (Financial Services) and KFRC (Industrials) and KO (Consumer Defensive) and PEP (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: FGO is a small-cap high-growth stock; ITIC is a small-cap deep-value stock; KFRC is a small-cap income-oriented stock; KO is a large-cap quality compounder stock; PEP is a mid-cap income-oriented stock. ITIC, KFRC, KO, PEP pay a dividend while FGO does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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