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FGO vs ITIC vs KO vs PEP vs FNF
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Specialty
Beverages - Non-Alcoholic
Beverages - Non-Alcoholic
Insurance - Specialty
FGO vs ITIC vs KO vs PEP vs FNF — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Consulting Services | Insurance - Specialty | Beverages - Non-Alcoholic | Beverages - Non-Alcoholic | Insurance - Specialty |
| Market Cap | — | $459M | $342.35B | $192.19B | $12.66B |
| Revenue (TTM) | $21M | $280M | $49.28B | $93.92B | $14.81B |
| Net Income (TTM) | $7M | $38M | $13.70B | $8.24B | $762M |
| Gross Margin | 78.5% | 99.0% | 61.7% | 54.1% | 74.2% |
| Operating Margin | 37.6% | 17.2% | 29.3% | 12.2% | 12.0% |
| Forward P/E | — | 40.0x | 24.3x | 16.2x | 8.9x |
| Total Debt | $8M | $8M | $45.49B | $49.90B | $4.77B |
| Cash & Equiv. | $16M | $21M | $10.27B | $9.16B | $2.38B |
FGO vs ITIC vs KO vs PEP vs FNF — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Investors Title Com… (ITIC) | 100 | 200.6 | +100.6% |
| The Coca-Cola Compa… (KO) | 100 | 178.0 | +78.0% |
| PepsiCo, Inc. (PEP) | 100 | 106.3 | +6.3% |
| Fidelity National F… (FNF) | 100 | 159.7 | +59.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FGO vs ITIC vs KO vs PEP vs FNF
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FGO carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 40.0%, EPS growth 15.8%
- 40.0% revenue growth vs KO's 1.9%
- 33.2% margin vs FNF's 5.1%
- 34.4% ROA vs FNF's 0.7%, ROIC 95.7% vs 10.1%
ITIC is the #2 pick in this set and the best alternative if long-term compounding is your priority.
- 271.4% 10Y total return vs FNF's 143.7%
- 4.3% yield, vs KO's 2.6%, (1 stock pays no dividend)
- +29.3% vs FNF's -10.6%
KO is the clearest fit if your priority is valuation efficiency.
- PEG 2.18 vs PEP's 4.98
Among these 5 stocks, PEP doesn't own a clear edge in any measured category.
FNF ranks third and is worth considering specifically for income & stability and sleep-well-at-night.
- Dividend streak 14 yrs, beta 0.50, yield 4.3%
- Lower volatility, beta 0.50, Low D/E 53.1%, current ratio 2.44x
- Beta 0.50, yield 4.3%, current ratio 2.44x
- Lower P/E (8.9x vs 16.2x)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 40.0% revenue growth vs KO's 1.9% | |
| Value | Lower P/E (8.9x vs 16.2x) | |
| Quality / Margins | 33.2% margin vs FNF's 5.1% | |
| Stability / Safety | Beta 0.50 vs ITIC's 0.60 | |
| Dividends | 4.3% yield, vs KO's 2.6%, (1 stock pays no dividend) | |
| Momentum (1Y) | +29.3% vs FNF's -10.6% | |
| Efficiency (ROA) | 34.4% ROA vs FNF's 0.7%, ROIC 95.7% vs 10.1% |
FGO vs ITIC vs KO vs PEP vs FNF — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
FGO vs ITIC vs KO vs PEP vs FNF — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
FNF leads in 2 of 6 categories
FGO leads 1 • ITIC leads 1 • KO leads 1 • PEP leads 0 • 1 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
FNF leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
PEP is the larger business by revenue, generating $93.9B annually — 4418.5x FGO's $21M. FGO is the more profitable business, keeping 33.2% of every revenue dollar as net income compared to FNF's 5.1%. On growth, FNF holds the edge at +20.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $21M | $280M | $49.3B | $93.9B | $14.8B |
| EBITDAEarnings before interest/tax | — | $52M | $15.5B | $14.3B | $2.6B |
| Net IncomeAfter-tax profit | — | $38M | $13.7B | $8.2B | $762M |
| Free Cash FlowCash after capex | — | $27M | $12.6B | $7.7B | $5.8B |
| Gross MarginGross profit ÷ Revenue | +78.5% | +99.0% | +61.7% | +54.1% | +74.2% |
| Operating MarginEBIT ÷ Revenue | +37.6% | +17.2% | +29.3% | +12.2% | +12.0% |
| Net MarginNet income ÷ Revenue | +33.2% | +13.6% | +27.8% | +8.8% | +5.1% |
| FCF MarginFCF ÷ Revenue | +24.8% | +9.8% | +25.5% | +8.2% | +39.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +13.2% | +12.1% | +5.6% | +20.6% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +91.6% | +18.2% | +66.7% | +2.0% |
Valuation Metrics
FNF leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 13.1x trailing earnings, ITIC trades at a 50% valuation discount to KO's 26.2x P/E. Adjusting for growth (PEG ratio), KO offers better value at 2.34x vs PEP's 7.18x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | — | $459M | $342.4B | $192.2B | $12.7B |
| Enterprise ValueMkt cap + debt − cash | — | $447M | $377.6B | $232.9B | $15.1B |
| Trailing P/EPrice ÷ TTM EPS | 0.00x | 13.10x | 26.16x | 23.44x | 21.29x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 39.99x | 24.33x | 16.25x | 8.90x |
| PEG RatioP/E ÷ EPS growth rate | — | — | 2.34x | 7.18x | — |
| EV / EBITDAEnterprise value multiple | — | 9.12x | 25.49x | 16.29x | 6.62x |
| Price / SalesMarket cap ÷ Revenue | — | 1.68x | 7.14x | 2.05x | 0.87x |
| Price / BookPrice ÷ Book value/share | 0.00x | 1.72x | 10.01x | 9.38x | 1.43x |
| Price / FCFMarket cap ÷ FCF | — | 18.10x | 64.64x | 25.05x | 1.99x |
Profitability & Efficiency
FGO leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
FGO delivers a 65.5% return on equity — every $100 of shareholder capital generates $66 in annual profit, vs $9 for FNF. ITIC carries lower financial leverage with a 0.03x debt-to-equity ratio, signaling a more conservative balance sheet compared to PEP's 2.43x. On the Piotroski fundamental quality scale (0–9), KO scores 7/9 vs PEP's 5/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +65.5% | +14.0% | +41.1% | +40.1% | +8.5% |
| ROA (TTM)Return on assets | +34.4% | +10.6% | +13.1% | +7.7% | +0.7% |
| ROICReturn on invested capital | +95.7% | +13.7% | +15.8% | +14.9% | +10.1% |
| ROCEReturn on capital employed | +73.8% | +15.0% | +17.3% | +16.1% | +1.8% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 5 | 7 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.54x | 0.03x | 1.33x | 2.43x | 0.53x |
| Net DebtTotal debt minus cash | -$9M | -$13M | $35.2B | $40.7B | $2.4B |
| Cash & Equiv.Liquid assets | $16M | $21M | $10.3B | $9.2B | $2.4B |
| Total DebtShort + long-term debt | $8M | $8M | $45.5B | $49.9B | $4.8B |
| Interest CoverageEBIT ÷ Interest expense | — | — | 10.70x | 10.34x | 8.33x |
Total Returns (Dividends Reinvested)
ITIC leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ITIC five years ago would be worth $17,012 today (with dividends reinvested), compared to $11,348 for PEP. Over the past 12 months, ITIC leads with a +29.3% total return vs FNF's -10.6%. The 3-year compound annual growth rate (CAGR) favors ITIC at 25.7% vs PEP's -4.8% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | — | -1.1% | +15.8% | +0.9% | -12.4% |
| 1-Year ReturnPast 12 months | — | +29.3% | +13.7% | +12.6% | -10.6% |
| 3-Year ReturnCumulative with dividends | — | +98.6% | +41.5% | -13.8% | +49.5% |
| 5-Year ReturnCumulative with dividends | — | +70.1% | +59.8% | +13.5% | +22.4% |
| 10-Year ReturnCumulative with dividends | — | +271.4% | +112.2% | +78.6% | +143.7% |
| CAGR (3Y)Annualised 3-year return | — | +25.7% | +12.3% | -4.8% | +14.3% |
Risk & Volatility
KO leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.15 beta — it tends to amplify market swings less than ITIC's 0.60 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 96.2% from its 52-week high vs FNF's 76.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | — | 0.60x | -0.15x | -0.09x | 0.50x |
| 52-Week HighHighest price in past year | $0.00 | $288.98 | $82.66 | $171.48 | $61.40 |
| 52-Week LowLowest price in past year | $0.00 | $193.03 | $65.35 | $127.60 | $42.78 |
| % of 52W HighCurrent price vs 52-week peak | — | +84.2% | +96.2% | +82.0% | +76.6% |
| RSI (14)Momentum oscillator 0–100 | — | 56.3 | 51.4 | 33.2 | 45.3 |
| Avg Volume (50D)Average daily shares traded | 0 | 26K | 12.5M | 5.8M | 1.5M |
Analyst Outlook
Evenly matched — ITIC and KO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: KO as "Buy", PEP as "Hold", FNF as "Buy". Consensus price targets imply 22.2% upside for PEP (target: $172) vs 8.5% for KO (target: $86). For income investors, ITIC offers the higher dividend yield at 4.32% vs KO's 2.56%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | — | — | $86.29 | $171.86 | $54.00 |
| # AnalystsCovering analysts | — | — | 48 | 45 | 17 |
| Dividend YieldAnnual dividend ÷ price | — | +4.3% | +2.6% | +4.0% | +4.3% |
| Dividend StreakConsecutive years of raises | — | 0 | 56 | 54 | 14 |
| Dividend / ShareAnnual DPS | — | $10.52 | $2.04 | $5.57 | $2.01 |
| Buyback YieldShare repurchases ÷ mkt cap | — | 0.0% | +0.2% | +0.5% | +2.3% |
FNF leads in 2 of 6 categories (Income & Cash Flow, Valuation Metrics). FGO leads in 1 (Profitability & Efficiency). 1 tied.
FGO vs ITIC vs KO vs PEP vs FNF: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is FGO or ITIC or KO or PEP or FNF a better buy right now?
For growth investors, FG Holdings Limited Class A Ordinary Shares (FGO) is the stronger pick with 40.
0% revenue growth year-over-year, versus 1. 9% for The Coca-Cola Company (KO). Investors Title Company (ITIC) offers the better valuation at 13. 1x trailing P/E (40. 0x forward), making it the more compelling value choice. Analysts rate The Coca-Cola Company (KO) a "Buy" — based on 48 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FGO or ITIC or KO or PEP or FNF?
On trailing P/E, Investors Title Company (ITIC) is the cheapest at 13.
1x versus The Coca-Cola Company at 26. 2x. On forward P/E, Fidelity National Financial, Inc. is actually cheaper at 8. 9x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: The Coca-Cola Company wins at 2. 18x versus PepsiCo, Inc. 's 4. 98x.
03Which is the better long-term investment — FGO or ITIC or KO or PEP or FNF?
Over the past 5 years, Investors Title Company (ITIC) delivered a total return of +70.
1%, compared to +13. 5% for PepsiCo, Inc. (PEP). Over 10 years, the gap is even starker: ITIC returned +271. 4% versus PEP's +78. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FGO or ITIC or KO or PEP or FNF?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
15β versus Investors Title Company's 0. 60β — meaning ITIC is approximately -506% more volatile than KO relative to the S&P 500. On balance sheet safety, Investors Title Company (ITIC) carries a lower debt/equity ratio of 3% versus 2% for PepsiCo, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — FGO or ITIC or KO or PEP or FNF?
By revenue growth (latest reported year), FG Holdings Limited Class A Ordinary Shares (FGO) is pulling ahead at 40.
0% versus 1. 9% for The Coca-Cola Company (KO). On earnings-per-share growth, the picture is similar: The Coca-Cola Company grew EPS 23. 6% year-over-year, compared to -52. 5% for Fidelity National Financial, Inc.. Over a 3-year CAGR, FNF leads at 8. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FGO or ITIC or KO or PEP or FNF?
FG Holdings Limited Class A Ordinary Shares (FGO) is the more profitable company, earning 33.
2% net margin versus 4. 2% for Fidelity National Financial, Inc. — meaning it keeps 33. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FGO leads at 37. 6% versus 9. 9% for FNF. At the gross margin level — before operating expenses — ITIC leads at 98. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FGO or ITIC or KO or PEP or FNF more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, The Coca-Cola Company (KO) is the more undervalued stock at a PEG of 2. 18x versus PepsiCo, Inc. 's 4. 98x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, Fidelity National Financial, Inc. (FNF) trades at 8. 9x forward P/E versus 40. 0x for Investors Title Company — 31. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PEP: 22. 2% to $171. 86.
08Which pays a better dividend — FGO or ITIC or KO or PEP or FNF?
In this comparison, ITIC (4.
3% yield), FNF (4. 3% yield), PEP (4. 0% yield), KO (2. 6% yield) pay a dividend. FGO does not pay a meaningful dividend and should not be held primarily for income.
09Is FGO or ITIC or KO or PEP or FNF better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
15), 2. 6% yield, +112. 2% 10Y return). Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FGO and ITIC and KO and PEP and FNF?
These companies operate in different sectors (FGO (Industrials) and ITIC (Financial Services) and KO (Consumer Defensive) and PEP (Consumer Defensive) and FNF (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: FGO is a small-cap high-growth stock; ITIC is a small-cap deep-value stock; KO is a large-cap quality compounder stock; PEP is a mid-cap income-oriented stock; FNF is a mid-cap income-oriented stock. ITIC, KO, PEP, FNF pay a dividend while FGO does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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