Integrated Freight & Logistics
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FLX vs YMM
Revenue, margins, valuation, and 5-year total return — side by side.
Software - Application
FLX vs YMM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Integrated Freight & Logistics | Software - Application |
| Market Cap | $124M | $19.02B |
| Revenue (TTM) | $4.02B | $12.14B |
| Net Income (TTM) | $-207M | $4.18B |
| Gross Margin | 11.5% | 71.3% |
| Operating Margin | -2.7% | 32.4% |
| Forward P/E | 1.0x | 1.9x |
| Total Debt | $42M | $65M |
| Cash & Equiv. | $592M | $5.81B |
FLX vs YMM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Oct 24 | May 26 | Return |
|---|---|---|---|
| BingEx Limited (FLX) | 100 | 21.1 | -78.9% |
| Full Truck Alliance… (YMM) | 100 | 99.7 | -0.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FLX vs YMM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FLX is the clearest fit if your priority is income & stability and sleep-well-at-night.
- beta 1.48
- Lower volatility, beta 1.48, Low D/E 5.7%, current ratio 1.87x
- Beta 1.48, current ratio 1.87x
YMM carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 33.2%, EPS growth 47.0%, 3Y rev CAGR 34.1%
- -56.6% 10Y total return vs FLX's -84.8%
- 33.2% revenue growth vs FLX's -1.3%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 33.2% revenue growth vs FLX's -1.3% | |
| Value | Lower P/E (1.0x vs 1.9x) | |
| Quality / Margins | 34.4% margin vs FLX's -5.2% | |
| Stability / Safety | Beta 1.48 vs YMM's 1.50 | |
| Dividends | 1.7% yield; 1-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +13.8% vs YMM's -21.9% | |
| Efficiency (ROA) | 10.0% ROA vs FLX's -16.9%, ROIC 6.0% vs -9.8% |
FLX vs YMM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FLX vs YMM — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
YMM leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
YMM is the larger business by revenue, generating $12.1B annually — 3.0x FLX's $4.0B. YMM is the more profitable business, keeping 34.4% of every revenue dollar as net income compared to FLX's -5.2%. On growth, YMM holds the edge at +17.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $4.0B | $12.1B |
| EBITDAEarnings before interest/tax | -$109M | $4.0B |
| Net IncomeAfter-tax profit | -$207M | $4.2B |
| Free Cash FlowCash after capex | $0 | $0 |
| Gross MarginGross profit ÷ Revenue | +11.5% | +71.3% |
| Operating MarginEBIT ÷ Revenue | -2.7% | +32.4% |
| Net MarginNet income ÷ Revenue | -5.2% | +34.4% |
| FCF MarginFCF ÷ Revenue | +0.0% | +25.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | -12.9% | +17.2% |
| EPS Growth (YoY)Latest quarter vs prior year | +4.3% | +29.4% |
Valuation Metrics
FLX leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $124M | $19.0B |
| Enterprise ValueMkt cap + debt − cash | $44M | $18.2B |
| Trailing P/EPrice ÷ TTM EPS | -2.47x | 20.65x |
| Forward P/EPrice ÷ next-FY EPS est. | 0.95x | 1.94x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 48.44x |
| Price / SalesMarket cap ÷ Revenue | 0.19x | 11.52x |
| Price / BookPrice ÷ Book value/share | 0.59x | 1.66x |
| Price / FCFMarket cap ÷ FCF | 808.01x | 44.70x |
Profitability & Efficiency
YMM leads this category, winning 7 of 8 comparable metrics.
Profitability & Efficiency
YMM delivers a 10.9% return on equity — every $100 of shareholder capital generates $11 in annual profit, vs $-26 for FLX. YMM carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to FLX's 0.06x. On the Piotroski fundamental quality scale (0–9), YMM scores 8/9 vs FLX's 5/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -26.3% | +10.9% |
| ROA (TTM)Return on assets | -16.9% | +10.0% |
| ROICReturn on invested capital | -9.8% | +6.0% |
| ROCEReturn on capital employed | -4.6% | +6.7% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 8 |
| Debt / EquityFinancial leverage | 0.06x | 0.00x |
| Net DebtTotal debt minus cash | -$550M | -$5.7B |
| Cash & Equiv.Liquid assets | $592M | $5.8B |
| Total DebtShort + long-term debt | $42M | $65M |
| Interest CoverageEBIT ÷ Interest expense | — | — |
Total Returns (Dividends Reinvested)
YMM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in YMM five years ago would be worth $4,339 today (with dividends reinvested), compared to $1,516 for FLX. Over the past 12 months, FLX leads with a +13.8% total return vs YMM's -21.9%. The 3-year compound annual growth rate (CAGR) favors YMM at 16.6% vs FLX's -46.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -15.2% | -20.1% |
| 1-Year ReturnPast 12 months | +13.8% | -21.9% |
| 3-Year ReturnCumulative with dividends | -84.8% | +58.4% |
| 5-Year ReturnCumulative with dividends | -84.8% | -56.6% |
| 10-Year ReturnCumulative with dividends | -84.8% | -56.6% |
| CAGR (3Y)Annualised 3-year return | -46.7% | +16.6% |
Risk & Volatility
Evenly matched — FLX and YMM each lead in 1 of 2 comparable metrics.
Risk & Volatility
FLX is the less volatile stock with a 1.48 beta — it tends to amplify market swings less than YMM's 1.50 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.48x | 1.50x |
| 52-Week HighHighest price in past year | $4.45 | $14.07 |
| 52-Week LowLowest price in past year | $2.08 | $8.04 |
| % of 52W HighCurrent price vs 52-week peak | +61.3% | +63.4% |
| RSI (14)Momentum oscillator 0–100 | 48.9 | 61.8 |
| Avg Volume (50D)Average daily shares traded | 192K | 6.0M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
YMM is the only dividend payer here at 1.68% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $11.67 |
| # AnalystsCovering analysts | — | 3 |
| Dividend YieldAnnual dividend ÷ price | — | +1.7% |
| Dividend StreakConsecutive years of raises | — | 1 |
| Dividend / ShareAnnual DPS | — | $1.02 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.4% |
YMM leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). FLX leads in 1 (Valuation Metrics). 1 tied.
FLX vs YMM: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is FLX or YMM a better buy right now?
For growth investors, Full Truck Alliance Co.
Ltd. (YMM) is the stronger pick with 33. 2% revenue growth year-over-year, versus -1. 3% for BingEx Limited (FLX). Full Truck Alliance Co. Ltd. (YMM) offers the better valuation at 20. 6x trailing P/E (1. 9x forward), making it the more compelling value choice. Analysts rate Full Truck Alliance Co. Ltd. (YMM) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FLX or YMM?
On forward P/E, BingEx Limited is actually cheaper at 1.
0x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — FLX or YMM?
Over the past 5 years, Full Truck Alliance Co.
Ltd. (YMM) delivered a total return of -56. 6%, compared to -84. 8% for BingEx Limited (FLX). Over 10 years, the gap is even starker: YMM returned -56. 6% versus FLX's -84. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FLX or YMM?
By beta (market sensitivity over 5 years), BingEx Limited (FLX) is the lower-risk stock at 1.
48β versus Full Truck Alliance Co. Ltd. 's 1. 50β — meaning YMM is approximately 1% more volatile than FLX relative to the S&P 500. On balance sheet safety, Full Truck Alliance Co. Ltd. (YMM) carries a lower debt/equity ratio of 0% versus 6% for BingEx Limited — giving it more financial flexibility in a downturn.
05Which is growing faster — FLX or YMM?
By revenue growth (latest reported year), Full Truck Alliance Co.
Ltd. (YMM) is pulling ahead at 33. 2% versus -1. 3% for BingEx Limited (FLX). On earnings-per-share growth, the picture is similar: Full Truck Alliance Co. Ltd. grew EPS 47. 0% year-over-year, compared to -402. 0% for BingEx Limited. Over a 3-year CAGR, YMM leads at 34. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FLX or YMM?
Full Truck Alliance Co.
Ltd. (YMM) is the more profitable company, earning 27. 3% net margin versus -3. 3% for BingEx Limited — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: YMM leads at 22. 0% versus -0. 6% for FLX. At the gross margin level — before operating expenses — YMM leads at 86. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FLX or YMM more undervalued right now?
On forward earnings alone, BingEx Limited (FLX) trades at 1.
0x forward P/E versus 1. 9x for Full Truck Alliance Co. Ltd. — 1. 0x cheaper on a one-year earnings basis.
08Which pays a better dividend — FLX or YMM?
In this comparison, YMM (1.
7% yield) pays a dividend. FLX does not pay a meaningful dividend and should not be held primarily for income.
09Is FLX or YMM better for a retirement portfolio?
For long-horizon retirement investors, Full Truck Alliance Co.
Ltd. (YMM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (1. 7% yield). Both have compounded well over 10 years (YMM: -56. 6%, FLX: -84. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FLX and YMM?
These companies operate in different sectors (FLX (Industrials) and YMM (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: FLX is a small-cap quality compounder stock; YMM is a mid-cap high-growth stock. YMM pays a dividend while FLX does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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