Compare Stocks

2 / 10
Try these comparisons:

Stock Comparison

FLX vs YMM

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
FLX
BingEx Limited

Integrated Freight & Logistics

IndustrialsNASDAQ • CN
Market Cap$124M
5Y Perf.-78.9%
YMM
Full Truck Alliance Co. Ltd.

Software - Application

TechnologyNYSE • CN
Market Cap$19.02B
5Y Perf.-0.3%

FLX vs YMM — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
FLX logoFLX
YMM logoYMM
IndustryIntegrated Freight & LogisticsSoftware - Application
Market Cap$124M$19.02B
Revenue (TTM)$4.02B$12.14B
Net Income (TTM)$-207M$4.18B
Gross Margin11.5%71.3%
Operating Margin-2.7%32.4%
Forward P/E1.0x1.9x
Total Debt$42M$65M
Cash & Equiv.$592M$5.81B

FLX vs YMMLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

FLX
YMM
StockOct 24May 26Return
BingEx Limited (FLX)10021.1-78.9%
Full Truck Alliance… (YMM)10099.7-0.3%

Price return only. Dividends and distributions are not included.

Quick Verdict: FLX vs YMM

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: YMM leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. BingEx Limited is the stronger pick specifically for valuation and capital efficiency and capital preservation and lower volatility. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
FLX
BingEx Limited
The Income Pick

FLX is the clearest fit if your priority is income & stability and sleep-well-at-night.

  • beta 1.48
  • Lower volatility, beta 1.48, Low D/E 5.7%, current ratio 1.87x
  • Beta 1.48, current ratio 1.87x
Best for: income & stability and sleep-well-at-night
YMM
Full Truck Alliance Co. Ltd.
The Growth Play

YMM carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.

  • Rev growth 33.2%, EPS growth 47.0%, 3Y rev CAGR 34.1%
  • -56.6% 10Y total return vs FLX's -84.8%
  • 33.2% revenue growth vs FLX's -1.3%
Best for: growth exposure and long-term compounding
See the full category breakdown
CategoryWinnerWhy
GrowthYMM logoYMM33.2% revenue growth vs FLX's -1.3%
ValueFLX logoFLXLower P/E (1.0x vs 1.9x)
Quality / MarginsYMM logoYMM34.4% margin vs FLX's -5.2%
Stability / SafetyFLX logoFLXBeta 1.48 vs YMM's 1.50
DividendsYMM logoYMM1.7% yield; 1-year raise streak; the other pay no meaningful dividend
Momentum (1Y)FLX logoFLX+13.8% vs YMM's -21.9%
Efficiency (ROA)YMM logoYMM10.0% ROA vs FLX's -16.9%, ROIC 6.0% vs -9.8%

FLX vs YMM — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

FLXBingEx Limited

Segment breakdown not available.

YMMFull Truck Alliance Co. Ltd.
FY 2024
Value Added Tax Services
74.1%$5.1B
Credit Solutions
19.5%$1.3B
Other Value Added Services
6.4%$442M

FLX vs YMM — Financial Metrics

Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLYMMLAGGINGFLX

Income & Cash Flow (Last 12 Months)

YMM leads this category, winning 6 of 6 comparable metrics.

YMM is the larger business by revenue, generating $12.1B annually — 3.0x FLX's $4.0B. YMM is the more profitable business, keeping 34.4% of every revenue dollar as net income compared to FLX's -5.2%. On growth, YMM holds the edge at +17.2% YoY revenue growth, suggesting stronger near-term business momentum.

MetricFLX logoFLXBingEx LimitedYMM logoYMMFull Truck Allian…
RevenueTrailing 12 months$4.0B$12.1B
EBITDAEarnings before interest/tax-$109M$4.0B
Net IncomeAfter-tax profit-$207M$4.2B
Free Cash FlowCash after capex$0$0
Gross MarginGross profit ÷ Revenue+11.5%+71.3%
Operating MarginEBIT ÷ Revenue-2.7%+32.4%
Net MarginNet income ÷ Revenue-5.2%+34.4%
FCF MarginFCF ÷ Revenue+0.0%+25.8%
Rev. Growth (YoY)Latest quarter vs prior year-12.9%+17.2%
EPS Growth (YoY)Latest quarter vs prior year+4.3%+29.4%
YMM leads this category, winning 6 of 6 comparable metrics.

Valuation Metrics

FLX leads this category, winning 4 of 5 comparable metrics.
MetricFLX logoFLXBingEx LimitedYMM logoYMMFull Truck Allian…
Market CapShares × price$124M$19.0B
Enterprise ValueMkt cap + debt − cash$44M$18.2B
Trailing P/EPrice ÷ TTM EPS-2.47x20.65x
Forward P/EPrice ÷ next-FY EPS est.0.95x1.94x
PEG RatioP/E ÷ EPS growth rate
EV / EBITDAEnterprise value multiple48.44x
Price / SalesMarket cap ÷ Revenue0.19x11.52x
Price / BookPrice ÷ Book value/share0.59x1.66x
Price / FCFMarket cap ÷ FCF808.01x44.70x
FLX leads this category, winning 4 of 5 comparable metrics.

Profitability & Efficiency

YMM leads this category, winning 7 of 8 comparable metrics.

YMM delivers a 10.9% return on equity — every $100 of shareholder capital generates $11 in annual profit, vs $-26 for FLX. YMM carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to FLX's 0.06x. On the Piotroski fundamental quality scale (0–9), YMM scores 8/9 vs FLX's 5/9, reflecting strong financial health.

MetricFLX logoFLXBingEx LimitedYMM logoYMMFull Truck Allian…
ROE (TTM)Return on equity-26.3%+10.9%
ROA (TTM)Return on assets-16.9%+10.0%
ROICReturn on invested capital-9.8%+6.0%
ROCEReturn on capital employed-4.6%+6.7%
Piotroski ScoreFundamental quality 0–958
Debt / EquityFinancial leverage0.06x0.00x
Net DebtTotal debt minus cash-$550M-$5.7B
Cash & Equiv.Liquid assets$592M$5.8B
Total DebtShort + long-term debt$42M$65M
Interest CoverageEBIT ÷ Interest expense
YMM leads this category, winning 7 of 8 comparable metrics.

Total Returns (Dividends Reinvested)

YMM leads this category, winning 4 of 6 comparable metrics.

A $10,000 investment in YMM five years ago would be worth $4,339 today (with dividends reinvested), compared to $1,516 for FLX. Over the past 12 months, FLX leads with a +13.8% total return vs YMM's -21.9%. The 3-year compound annual growth rate (CAGR) favors YMM at 16.6% vs FLX's -46.7% — a key indicator of consistent wealth creation.

MetricFLX logoFLXBingEx LimitedYMM logoYMMFull Truck Allian…
YTD ReturnYear-to-date-15.2%-20.1%
1-Year ReturnPast 12 months+13.8%-21.9%
3-Year ReturnCumulative with dividends-84.8%+58.4%
5-Year ReturnCumulative with dividends-84.8%-56.6%
10-Year ReturnCumulative with dividends-84.8%-56.6%
CAGR (3Y)Annualised 3-year return-46.7%+16.6%
YMM leads this category, winning 4 of 6 comparable metrics.

Risk & Volatility

Evenly matched — FLX and YMM each lead in 1 of 2 comparable metrics.

FLX is the less volatile stock with a 1.48 beta — it tends to amplify market swings less than YMM's 1.50 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.

MetricFLX logoFLXBingEx LimitedYMM logoYMMFull Truck Allian…
Beta (5Y)Sensitivity to S&P 5001.48x1.50x
52-Week HighHighest price in past year$4.45$14.07
52-Week LowLowest price in past year$2.08$8.04
% of 52W HighCurrent price vs 52-week peak+61.3%+63.4%
RSI (14)Momentum oscillator 0–10048.961.8
Avg Volume (50D)Average daily shares traded192K6.0M
Evenly matched — FLX and YMM each lead in 1 of 2 comparable metrics.

Analyst Outlook

Insufficient data to determine a leader in this category.

YMM is the only dividend payer here at 1.68% yield — a key consideration for income-focused portfolios.

MetricFLX logoFLXBingEx LimitedYMM logoYMMFull Truck Allian…
Analyst RatingConsensus buy/hold/sellBuy
Price TargetConsensus 12-month target$11.67
# AnalystsCovering analysts3
Dividend YieldAnnual dividend ÷ price+1.7%
Dividend StreakConsecutive years of raises1
Dividend / ShareAnnual DPS$1.02
Buyback YieldShare repurchases ÷ mkt cap0.0%+0.4%
Insufficient data to determine a leader in this category.
Key Takeaway

YMM leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). FLX leads in 1 (Valuation Metrics). 1 tied.

Best OverallFull Truck Alliance Co. Ltd. (YMM)Leads 3 of 6 categories
Loading custom metrics...

FLX vs YMM: Frequently Asked Questions

10 questions · data-driven answers · updated daily

01

Is FLX or YMM a better buy right now?

For growth investors, Full Truck Alliance Co.

Ltd. (YMM) is the stronger pick with 33. 2% revenue growth year-over-year, versus -1. 3% for BingEx Limited (FLX). Full Truck Alliance Co. Ltd. (YMM) offers the better valuation at 20. 6x trailing P/E (1. 9x forward), making it the more compelling value choice. Analysts rate Full Truck Alliance Co. Ltd. (YMM) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — FLX or YMM?

On forward P/E, BingEx Limited is actually cheaper at 1.

0x — notably different from the trailing picture, reflecting expected earnings growth.

03

Which is the better long-term investment — FLX or YMM?

Over the past 5 years, Full Truck Alliance Co.

Ltd. (YMM) delivered a total return of -56. 6%, compared to -84. 8% for BingEx Limited (FLX). Over 10 years, the gap is even starker: YMM returned -56. 6% versus FLX's -84. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — FLX or YMM?

By beta (market sensitivity over 5 years), BingEx Limited (FLX) is the lower-risk stock at 1.

48β versus Full Truck Alliance Co. Ltd. 's 1. 50β — meaning YMM is approximately 1% more volatile than FLX relative to the S&P 500. On balance sheet safety, Full Truck Alliance Co. Ltd. (YMM) carries a lower debt/equity ratio of 0% versus 6% for BingEx Limited — giving it more financial flexibility in a downturn.

05

Which is growing faster — FLX or YMM?

By revenue growth (latest reported year), Full Truck Alliance Co.

Ltd. (YMM) is pulling ahead at 33. 2% versus -1. 3% for BingEx Limited (FLX). On earnings-per-share growth, the picture is similar: Full Truck Alliance Co. Ltd. grew EPS 47. 0% year-over-year, compared to -402. 0% for BingEx Limited. Over a 3-year CAGR, YMM leads at 34. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — FLX or YMM?

Full Truck Alliance Co.

Ltd. (YMM) is the more profitable company, earning 27. 3% net margin versus -3. 3% for BingEx Limited — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: YMM leads at 22. 0% versus -0. 6% for FLX. At the gross margin level — before operating expenses — YMM leads at 86. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is FLX or YMM more undervalued right now?

On forward earnings alone, BingEx Limited (FLX) trades at 1.

0x forward P/E versus 1. 9x for Full Truck Alliance Co. Ltd. — 1. 0x cheaper on a one-year earnings basis.

08

Which pays a better dividend — FLX or YMM?

In this comparison, YMM (1.

7% yield) pays a dividend. FLX does not pay a meaningful dividend and should not be held primarily for income.

09

Is FLX or YMM better for a retirement portfolio?

For long-horizon retirement investors, Full Truck Alliance Co.

Ltd. (YMM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (1. 7% yield). Both have compounded well over 10 years (YMM: -56. 6%, FLX: -84. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between FLX and YMM?

These companies operate in different sectors (FLX (Industrials) and YMM (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: FLX is a small-cap quality compounder stock; YMM is a mid-cap high-growth stock. YMM pays a dividend while FLX does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

Find Stocks Like These

Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.

Stocks Like

FLX

Quality Business

  • Sector: Industrials
  • Market Cap > $100B
Run This Screen
Stocks Like

YMM

High-Growth Quality Leader

  • Sector: Technology
  • Market Cap > $100B
  • Revenue Growth > 8%
  • Net Margin > 20%
Run This Screen
Custom Screen

Beat Both

Find stocks that outperform FLX and YMM on the metrics below

Revenue Growth>
%
(FLX: -12.9% · YMM: 17.2%)

You Might Also Compare

Based on how these companies actually compete and overlap — not just which sector they're filed under.