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GEVO vs BYFC
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Regional
GEVO vs BYFC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Chemicals - Specialty | Banks - Regional |
| Market Cap | $497M | $86M |
| Revenue (TTM) | $161M | $63M |
| Net Income (TTM) | $1M | $-25M |
| Gross Margin | 49.9% | 51.9% |
| Operating Margin | -12.5% | -38.8% |
| Total Debt | $3M | $153M |
| Cash & Equiv. | $1M | $11M |
GEVO vs BYFC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Gevo, Inc. (GEVO) | 100 | 158.9 | +58.9% |
| Broadway Financial … (BYFC) | 100 | 80.3 | -19.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: GEVO vs BYFC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
GEVO carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 8.5%, EPS growth 58.8%, 3Y rev CAGR 415.1%
- 8.5% revenue growth vs BYFC's -3.8%
- 0.8% margin vs BYFC's -39.3%
BYFC is the clearest fit if your priority is income & stability and long-term compounding.
- Dividend streak 2 yrs, beta 0.02, yield 3.8%
- -41.3% 10Y total return vs GEVO's -98.4%
- Lower volatility, beta 0.02, Low D/E 58.1%, current ratio 0.03x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 8.5% revenue growth vs BYFC's -3.8% | |
| Quality / Margins | 0.8% margin vs BYFC's -39.3% | |
| Stability / Safety | Beta 0.02 vs GEVO's 1.64 | |
| Dividends | 3.8% yield; 2-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +101.0% vs BYFC's +43.6% | |
| Efficiency (ROA) | 0.2% ROA vs BYFC's -1.9%, ROIC -3.6% vs -3.7% |
GEVO vs BYFC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
GEVO vs BYFC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
GEVO leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
GEVO is the larger business by revenue, generating $161M annually — 2.5x BYFC's $63M. GEVO is the more profitable business, keeping 0.8% of every revenue dollar as net income compared to BYFC's -39.3%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $161M | $63M |
| EBITDAEarnings before interest/tax | $5M | -$24M |
| Net IncomeAfter-tax profit | $1M | -$25M |
| Free Cash FlowCash after capex | -$43M | -$13,000 |
| Gross MarginGross profit ÷ Revenue | +49.9% | +51.9% |
| Operating MarginEBIT ÷ Revenue | -12.5% | -38.8% |
| Net MarginNet income ÷ Revenue | +0.8% | -39.3% |
| FCF MarginFCF ÷ Revenue | -27.0% | -0.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | +7.0% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +66.8% | -46.8% |
Valuation Metrics
BYFC leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $497M | $86M |
| Enterprise ValueMkt cap + debt − cash | $499M | $228M |
| Trailing P/EPrice ÷ TTM EPS | -14.64x | -2.86x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 97.58x | — |
| Price / SalesMarket cap ÷ Revenue | 3.10x | 1.36x |
| Price / BookPrice ÷ Book value/share | 1.02x | 0.30x |
| Price / FCFMarket cap ÷ FCF | — | — |
Profitability & Efficiency
GEVO leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
GEVO delivers a 0.3% return on equity — every $100 of shareholder capital generates $0 in annual profit, vs $-9 for BYFC. GEVO carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to BYFC's 0.58x. On the Piotroski fundamental quality scale (0–9), BYFC scores 5/9 vs GEVO's 2/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +0.3% | -9.1% |
| ROA (TTM)Return on assets | +0.2% | -1.9% |
| ROICReturn on invested capital | -3.6% | -3.7% |
| ROCEReturn on capital employed | -9.0% | -5.6% |
| Piotroski ScoreFundamental quality 0–9 | 2 | 5 |
| Debt / EquityFinancial leverage | 0.01x | 0.58x |
| Net DebtTotal debt minus cash | $2M | $142M |
| Cash & Equiv.Liquid assets | $1M | $11M |
| Total DebtShort + long-term debt | $3M | $153M |
| Interest CoverageEBIT ÷ Interest expense | -0.59x | -0.87x |
Total Returns (Dividends Reinvested)
Evenly matched — GEVO and BYFC each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in BYFC five years ago would be worth $6,353 today (with dividends reinvested), compared to $3,516 for GEVO. Over the past 12 months, GEVO leads with a +101.0% total return vs BYFC's +43.6%. The 3-year compound annual growth rate (CAGR) favors GEVO at 18.6% vs BYFC's 7.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -0.5% | +21.6% |
| 1-Year ReturnPast 12 months | +101.0% | +43.6% |
| 3-Year ReturnCumulative with dividends | +66.7% | +23.0% |
| 5-Year ReturnCumulative with dividends | -64.8% | -36.5% |
| 10-Year ReturnCumulative with dividends | -98.4% | -41.3% |
| CAGR (3Y)Annualised 3-year return | +18.6% | +7.1% |
Risk & Volatility
BYFC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
BYFC is the less volatile stock with a 0.02 beta — it tends to amplify market swings less than GEVO's 1.64 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BYFC currently trades 98.1% from its 52-week high vs GEVO's 69.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.64x | 0.02x |
| 52-Week HighHighest price in past year | $2.97 | $9.43 |
| 52-Week LowLowest price in past year | $1.01 | $5.60 |
| % of 52W HighCurrent price vs 52-week peak | +69.0% | +98.1% |
| RSI (14)Momentum oscillator 0–100 | 56.2 | 76.0 |
| Avg Volume (50D)Average daily shares traded | 4.4M | 3K |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
BYFC is the only dividend payer here at 3.76% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — |
| Price TargetConsensus 12-month target | $3.50 | — |
| # AnalystsCovering analysts | 14 | — |
| Dividend YieldAnnual dividend ÷ price | — | +3.8% |
| Dividend StreakConsecutive years of raises | — | 2 |
| Dividend / ShareAnnual DPS | — | $0.35 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
GEVO leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). BYFC leads in 2 (Valuation Metrics, Risk & Volatility). 1 tied.
GEVO vs BYFC: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is GEVO or BYFC a better buy right now?
For growth investors, Gevo, Inc.
(GEVO) is the stronger pick with 849. 3% revenue growth year-over-year, versus -3. 8% for Broadway Financial Corporation (BYFC). Analysts rate Gevo, Inc. (GEVO) a "Buy" — based on 14 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — GEVO or BYFC?
Over the past 5 years, Broadway Financial Corporation (BYFC) delivered a total return of -36.
5%, compared to -64. 8% for Gevo, Inc. (GEVO). Over 10 years, the gap is even starker: BYFC returned -41. 3% versus GEVO's -98. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — GEVO or BYFC?
By beta (market sensitivity over 5 years), Broadway Financial Corporation (BYFC) is the lower-risk stock at 0.
02β versus Gevo, Inc. 's 1. 64β — meaning GEVO is approximately 6504% more volatile than BYFC relative to the S&P 500. On balance sheet safety, Gevo, Inc. (GEVO) carries a lower debt/equity ratio of 1% versus 58% for Broadway Financial Corporation — giving it more financial flexibility in a downturn.
04Which is growing faster — GEVO or BYFC?
By revenue growth (latest reported year), Gevo, Inc.
(GEVO) is pulling ahead at 849. 3% versus -3. 8% for Broadway Financial Corporation (BYFC). On earnings-per-share growth, the picture is similar: Gevo, Inc. grew EPS 58. 8% year-over-year, compared to -81. 8% for Broadway Financial Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — GEVO or BYFC?
Gevo, Inc.
(GEVO) is the more profitable company, earning 0. 8% net margin versus -39. 3% for Broadway Financial Corporation — meaning it keeps 0. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GEVO leads at -12. 6% versus -38. 8% for BYFC. At the gross margin level — before operating expenses — BYFC leads at 51. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — GEVO or BYFC?
In this comparison, BYFC (3.
8% yield) pays a dividend. GEVO does not pay a meaningful dividend and should not be held primarily for income.
07Is GEVO or BYFC better for a retirement portfolio?
For long-horizon retirement investors, Broadway Financial Corporation (BYFC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
02), 3. 8% yield). Gevo, Inc. (GEVO) carries a higher beta of 1. 64 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (BYFC: -41. 3%, GEVO: -98. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between GEVO and BYFC?
These companies operate in different sectors (GEVO (Basic Materials) and BYFC (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: GEVO is a small-cap high-growth stock; BYFC is a small-cap income-oriented stock. BYFC pays a dividend while GEVO does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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