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HTFB vs SUNS
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Residential
HTFB vs SUNS — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Asset Management | REIT - Residential |
| Market Cap | $1.14B | $103M |
| Revenue (TTM) | $96M | $26M |
| Net Income (TTM) | $45M | $12M |
| Gross Margin | — | 79.9% |
| Operating Margin | — | 53.4% |
| Forward P/E | 24.6x | 6.6x |
| Total Debt | $0.00 | $122M |
| Cash & Equiv. | $106M | $6M |
HTFB vs SUNS — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jul 24 | Feb 26 | Return |
|---|---|---|---|
| Horizon Technology … (HTFB) | 100 | 104.6 | +4.6% |
| Sunrise Realty Trus… (SUNS) | 100 | 78.6 | -21.4% |
Price return only. Dividends and distributions are not included.
Quick Verdict: HTFB vs SUNS
Each card shows where this stock fits in a portfolio — not just who wins on paper.
HTFB carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 182.9%, EPS growth 7.6%
- 21.2% 10Y total return vs SUNS's -10.5%
- 182.9% NII/revenue growth vs SUNS's 148.1%
SUNS is the clearest fit if your priority is income & stability and defensive.
- Dividend streak 2 yrs, beta 0.86, yield 15.3%
- Beta 0.86, yield 15.3%
- Lower P/E (6.6x vs 24.6x)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 182.9% NII/revenue growth vs SUNS's 148.1% | |
| Value | Lower P/E (6.6x vs 24.6x) | |
| Quality / Margins | 47.4% margin vs SUNS's 46.0% | |
| Dividends | 15.3% yield, 2-year raise streak, vs HTFB's 5.0% | |
| Momentum (1Y) | +6.5% vs SUNS's -12.3% | |
| Efficiency (ROA) | 5.9% ROA vs SUNS's 4.6% |
HTFB vs SUNS — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
HTFB leads this category, winning 3 of 3 comparable metrics.
Income & Cash Flow (Last 12 Months)
HTFB is the larger business by revenue, generating $96M annually — 3.6x SUNS's $26M. Profitability is closely matched — net margins range from 47.4% (HTFB) to 46.0% (SUNS).
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $96M | $26M |
| EBITDAEarnings before interest/tax | -$10M | $16M |
| Net IncomeAfter-tax profit | $45M | $12M |
| Free Cash FlowCash after capex | $37M | -$3M |
| Gross MarginGross profit ÷ Revenue | — | +79.9% |
| Operating MarginEBIT ÷ Revenue | — | +53.4% |
| Net MarginNet income ÷ Revenue | +47.4% | +46.0% |
| FCF MarginFCF ÷ Revenue | +59.0% | -13.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +108.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +2.8% | -55.6% |
Valuation Metrics
SUNS leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.1B | $103M |
| Enterprise ValueMkt cap + debt − cash | $1.5B | $219M |
| Trailing P/EPrice ÷ TTM EPS | -160.75x | 8.12x |
| Forward P/EPrice ÷ next-FY EPS est. | 24.59x | 6.58x |
| PEG RatioP/E ÷ EPS growth rate | 1.03x | — |
| EV / EBITDAEnterprise value multiple | — | 12.93x |
| Price / SalesMarket cap ÷ Revenue | 33.58x | 3.92x |
| Price / BookPrice ÷ Book value/share | 2.76x | 0.54x |
| Price / FCFMarket cap ÷ FCF | 28.75x | — |
Profitability & Efficiency
HTFB leads this category, winning 5 of 6 comparable metrics.
Profitability & Efficiency
HTFB delivers a 14.9% return on equity — every $100 of shareholder capital generates $15 in annual profit, vs $7 for SUNS. On the Piotroski fundamental quality scale (0–9), HTFB scores 5/9 vs SUNS's 3/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +14.9% | +6.6% |
| ROA (TTM)Return on assets | +5.9% | +4.6% |
| ROICReturn on invested capital | — | +6.0% |
| ROCEReturn on capital employed | — | +5.4% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 3 |
| Debt / EquityFinancial leverage | — | 0.67x |
| Net DebtTotal debt minus cash | -$106M | $116M |
| Cash & Equiv.Liquid assets | $106M | $6M |
| Total DebtShort + long-term debt | $0 | $122M |
| Interest CoverageEBIT ÷ Interest expense | -0.32x | 3.53x |
Total Returns (Dividends Reinvested)
HTFB leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in HTFB five years ago would be worth $12,308 today (with dividends reinvested), compared to $8,945 for SUNS. Over the past 12 months, HTFB leads with a +6.5% total return vs SUNS's -12.3%. The 3-year compound annual growth rate (CAGR) favors HTFB at 6.4% vs SUNS's -3.6% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +3.0% | -13.4% |
| 1-Year ReturnPast 12 months | +6.5% | -12.3% |
| 3-Year ReturnCumulative with dividends | +20.4% | -10.5% |
| 5-Year ReturnCumulative with dividends | +23.1% | -10.5% |
| 10-Year ReturnCumulative with dividends | +21.2% | -10.5% |
| CAGR (3Y)Annualised 3-year return | +6.4% | -3.6% |
Risk & Volatility
HTFB leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
HTFB is the less volatile stock with a -0.04 beta — it tends to amplify market swings less than SUNS's 0.86 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. HTFB currently trades 96.7% from its 52-week high vs SUNS's 65.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.04x | 0.86x |
| 52-Week HighHighest price in past year | $26.61 | $11.78 |
| 52-Week LowLowest price in past year | $24.70 | $7.39 |
| % of 52W HighCurrent price vs 52-week peak | +96.7% | +65.4% |
| RSI (14)Momentum oscillator 0–100 | 88.8 | 47.0 |
| Avg Volume (50D)Average daily shares traded | 2K | 105K |
Analyst Outlook
SUNS leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates HTFB as "Hold" and SUNS as "Hold". For income investors, SUNS offers the higher dividend yield at 15.25% vs HTFB's 4.99%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | — | $15.25 |
| # AnalystsCovering analysts | 12 | 8 |
| Dividend YieldAnnual dividend ÷ price | +5.0% | +15.3% |
| Dividend StreakConsecutive years of raises | 0 | 2 |
| Dividend / ShareAnnual DPS | — | $1.18 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
HTFB leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). SUNS leads in 2 (Valuation Metrics, Analyst Outlook).
HTFB vs SUNS: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is HTFB or SUNS a better buy right now?
For growth investors, Horizon Technology Finance Corporation (HTFB) is the stronger pick with 182.
9% revenue growth year-over-year, versus 148. 1% for Sunrise Realty Trust, Inc. (SUNS). Sunrise Realty Trust, Inc. (SUNS) offers the better valuation at 8. 1x trailing P/E (6. 6x forward), making it the more compelling value choice. Analysts rate Horizon Technology Finance Corporation (HTFB) a "Hold" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — HTFB or SUNS?
On forward P/E, Sunrise Realty Trust, Inc.
is actually cheaper at 6. 6x.
03Which is the better long-term investment — HTFB or SUNS?
Over the past 5 years, Horizon Technology Finance Corporation (HTFB) delivered a total return of +23.
1%, compared to -10. 5% for Sunrise Realty Trust, Inc. (SUNS). Over 10 years, the gap is even starker: HTFB returned +21. 2% versus SUNS's -10. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — HTFB or SUNS?
By beta (market sensitivity over 5 years), Horizon Technology Finance Corporation (HTFB) is the lower-risk stock at -0.
04β versus Sunrise Realty Trust, Inc. 's 0. 86β — meaning SUNS is approximately -2049% more volatile than HTFB relative to the S&P 500.
05Which is growing faster — HTFB or SUNS?
By revenue growth (latest reported year), Horizon Technology Finance Corporation (HTFB) is pulling ahead at 182.
9% versus 148. 1% for Sunrise Realty Trust, Inc. (SUNS). On earnings-per-share growth, the picture is similar: Horizon Technology Finance Corporation grew EPS 756. 3% year-over-year, compared to -5. 0% for Sunrise Realty Trust, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — HTFB or SUNS?
Horizon Technology Finance Corporation (HTFB) is the more profitable company, earning 47.
4% net margin versus 46. 0% for Sunrise Realty Trust, Inc. — meaning it keeps 47. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SUNS leads at 64. 2% versus 0. 0% for HTFB. At the gross margin level — before operating expenses — SUNS leads at 90. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is HTFB or SUNS more undervalued right now?
On forward earnings alone, Sunrise Realty Trust, Inc.
(SUNS) trades at 6. 6x forward P/E versus 24. 6x for Horizon Technology Finance Corporation — 18. 0x cheaper on a one-year earnings basis.
08Which pays a better dividend — HTFB or SUNS?
All stocks in this comparison pay dividends.
Sunrise Realty Trust, Inc. (SUNS) offers the highest yield at 15. 3%, versus 5. 0% for Horizon Technology Finance Corporation (HTFB).
09Is HTFB or SUNS better for a retirement portfolio?
For long-horizon retirement investors, Horizon Technology Finance Corporation (HTFB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
04), 5. 0% yield). Both have compounded well over 10 years (HTFB: +21. 2%, SUNS: -10. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between HTFB and SUNS?
These companies operate in different sectors (HTFB (Financial Services) and SUNS (Real Estate)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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