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SUNS vs GPMT
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Mortgage
SUNS vs GPMT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | REIT - Residential | REIT - Mortgage |
| Market Cap | $103M | $71M |
| Revenue (TTM) | $26M | $132M |
| Net Income (TTM) | $12M | $-40M |
| Gross Margin | 79.9% | 47.3% |
| Operating Margin | 53.4% | -4.3% |
| Forward P/E | 6.6x | — |
| Total Debt | $122M | $1.17B |
| Cash & Equiv. | $6M | $66M |
SUNS vs GPMT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jul 24 | May 26 | Return |
|---|---|---|---|
| Sunrise Realty Trus… (SUNS) | 100 | 64.3 | -35.8% |
| Granite Point Mortg… (GPMT) | 100 | 50.0 | -50.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SUNS vs GPMT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SUNS carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 2 yrs, beta 0.86, yield 15.3%
- -10.5% 10Y total return vs GPMT's -50.3%
- Lower volatility, beta 0.86, Low D/E 67.0%
GPMT is the clearest fit if your priority is growth exposure.
- Rev growth 187.8%, EPS growth 73.7%, 3Y rev CAGR 22.9%
- 187.8% FFO/revenue growth vs SUNS's 148.1%
- -11.1% vs SUNS's -12.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 187.8% FFO/revenue growth vs SUNS's 148.1% | |
| Quality / Margins | 46.0% margin vs GPMT's -30.5% | |
| Stability / Safety | Beta 0.86 vs GPMT's 1.44, lower leverage | |
| Dividends | 15.3% yield, 2-year raise streak, vs GPMT's 14.5% | |
| Momentum (1Y) | -11.1% vs SUNS's -12.9% | |
| Efficiency (ROA) | 4.6% ROA vs GPMT's -2.3%, ROIC 6.0% vs 2.6% |
SUNS vs GPMT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — SUNS and GPMT each lead in 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
GPMT is the larger business by revenue, generating $132M annually — 5.0x SUNS's $26M. SUNS is the more profitable business, keeping 46.0% of every revenue dollar as net income compared to GPMT's -30.5%. On growth, GPMT holds the edge at +157.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $26M | $132M |
| EBITDAEarnings before interest/tax | $16M | -$8M |
| Net IncomeAfter-tax profit | $12M | -$40M |
| Free Cash FlowCash after capex | -$3M | $463,000 |
| Gross MarginGross profit ÷ Revenue | +79.9% | +47.3% |
| Operating MarginEBIT ÷ Revenue | +53.4% | -4.3% |
| Net MarginNet income ÷ Revenue | +46.0% | -30.5% |
| FCF MarginFCF ÷ Revenue | -13.0% | +0.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | +108.1% | +157.8% |
| EPS Growth (YoY)Latest quarter vs prior year | -55.6% | +40.9% |
Valuation Metrics
GPMT leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
On an enterprise value basis, SUNS's 12.9x EV/EBITDA is more attractive than GPMT's 20.7x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $103M | $71M |
| Enterprise ValueMkt cap + debt − cash | $219M | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | 8.12x | -1.28x |
| Forward P/EPrice ÷ next-FY EPS est. | 6.58x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 12.93x | 20.69x |
| Price / SalesMarket cap ÷ Revenue | 3.92x | 0.49x |
| Price / BookPrice ÷ Book value/share | 0.54x | 0.13x |
| Price / FCFMarket cap ÷ FCF | — | 26.57x |
Profitability & Efficiency
SUNS leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
SUNS delivers a 6.6% return on equity — every $100 of shareholder capital generates $7 in annual profit, vs $-7 for GPMT. SUNS carries lower financial leverage with a 0.67x debt-to-equity ratio, signaling a more conservative balance sheet compared to GPMT's 2.12x. On the Piotroski fundamental quality scale (0–9), GPMT scores 6/9 vs SUNS's 3/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +6.6% | -7.1% |
| ROA (TTM)Return on assets | +4.6% | -2.3% |
| ROICReturn on invested capital | +6.0% | +2.6% |
| ROCEReturn on capital employed | +5.4% | +4.6% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 6 |
| Debt / EquityFinancial leverage | 0.67x | 2.12x |
| Net DebtTotal debt minus cash | $116M | $1.1B |
| Cash & Equiv.Liquid assets | $6M | $66M |
| Total DebtShort + long-term debt | $122M | $1.2B |
| Interest CoverageEBIT ÷ Interest expense | 3.53x | 0.58x |
Total Returns (Dividends Reinvested)
SUNS leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SUNS five years ago would be worth $8,945 today (with dividends reinvested), compared to $3,487 for GPMT. Over the past 12 months, GPMT leads with a -11.1% total return vs SUNS's -12.9%. The 3-year compound annual growth rate (CAGR) favors SUNS at -3.6% vs GPMT's -13.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -13.4% | -35.0% |
| 1-Year ReturnPast 12 months | -12.9% | -11.1% |
| 3-Year ReturnCumulative with dividends | -10.5% | -35.8% |
| 5-Year ReturnCumulative with dividends | -10.5% | -65.1% |
| 10-Year ReturnCumulative with dividends | -10.5% | -50.3% |
| CAGR (3Y)Annualised 3-year return | -3.6% | -13.7% |
Risk & Volatility
SUNS leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SUNS is the less volatile stock with a 0.86 beta — it tends to amplify market swings less than GPMT's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SUNS currently trades 65.4% from its 52-week high vs GPMT's 47.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.86x | 1.44x |
| 52-Week HighHighest price in past year | $11.78 | $3.12 |
| 52-Week LowLowest price in past year | $7.39 | $1.24 |
| % of 52W HighCurrent price vs 52-week peak | +65.4% | +47.8% |
| RSI (14)Momentum oscillator 0–100 | 43.4 | 39.0 |
| Avg Volume (50D)Average daily shares traded | 104K | 154K |
Analyst Outlook
SUNS leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates SUNS as "Hold" and GPMT as "Hold". Consensus price targets imply 97.8% upside for SUNS (target: $15) vs 67.8% for GPMT (target: $3). For income investors, SUNS offers the higher dividend yield at 15.25% vs GPMT's 14.54%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $15.25 | $2.50 |
| # AnalystsCovering analysts | 8 | 12 |
| Dividend YieldAnnual dividend ÷ price | +15.3% | +14.5% |
| Dividend StreakConsecutive years of raises | 2 | 0 |
| Dividend / ShareAnnual DPS | $1.18 | $0.22 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +8.0% |
SUNS leads in 4 of 6 categories (Profitability & Efficiency, Total Returns). GPMT leads in 1 (Valuation Metrics). 1 tied.
SUNS vs GPMT: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is SUNS or GPMT a better buy right now?
For growth investors, Granite Point Mortgage Trust Inc.
(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus 148. 1% for Sunrise Realty Trust, Inc. (SUNS). Sunrise Realty Trust, Inc. (SUNS) offers the better valuation at 8. 1x trailing P/E (6. 6x forward), making it the more compelling value choice. Analysts rate Sunrise Realty Trust, Inc. (SUNS) a "Hold" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — SUNS or GPMT?
Over the past 5 years, Sunrise Realty Trust, Inc.
(SUNS) delivered a total return of -10. 5%, compared to -65. 1% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: SUNS returned -10. 5% versus GPMT's -50. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — SUNS or GPMT?
By beta (market sensitivity over 5 years), Sunrise Realty Trust, Inc.
(SUNS) is the lower-risk stock at 0. 86β versus Granite Point Mortgage Trust Inc. 's 1. 44β — meaning GPMT is approximately 68% more volatile than SUNS relative to the S&P 500. On balance sheet safety, Sunrise Realty Trust, Inc. (SUNS) carries a lower debt/equity ratio of 67% versus 2% for Granite Point Mortgage Trust Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — SUNS or GPMT?
By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.
(GPMT) is pulling ahead at 187. 8% versus 148. 1% for Sunrise Realty Trust, Inc. (SUNS). On earnings-per-share growth, the picture is similar: Granite Point Mortgage Trust Inc. grew EPS 73. 7% year-over-year, compared to -5. 0% for Sunrise Realty Trust, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — SUNS or GPMT?
Sunrise Realty Trust, Inc.
(SUNS) is the more profitable company, earning 46. 0% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 46. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SUNS leads at 64. 2% versus 43. 6% for GPMT. At the gross margin level — before operating expenses — SUNS leads at 90. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is SUNS or GPMT more undervalued right now?
Analyst consensus price targets imply the most upside for SUNS: 97.
8% to $15. 25.
07Which pays a better dividend — SUNS or GPMT?
All stocks in this comparison pay dividends.
Sunrise Realty Trust, Inc. (SUNS) offers the highest yield at 15. 3%, versus 14. 5% for Granite Point Mortgage Trust Inc. (GPMT).
08Is SUNS or GPMT better for a retirement portfolio?
For long-horizon retirement investors, Sunrise Realty Trust, Inc.
(SUNS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 86), 15. 3% yield). Both have compounded well over 10 years (SUNS: -10. 5%, GPMT: -50. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between SUNS and GPMT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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