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Stock Comparison

ICMB vs CSWC

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
ICMB
Investcorp Credit Management BDC, Inc.

Asset Management

Financial ServicesNASDAQ • US
Market Cap$24M
5Y Perf.-58.4%
CSWC
Capital Southwest Corporation

Asset Management

Financial ServicesNASDAQ • US
Market Cap$1.43B
5Y Perf.+71.6%

ICMB vs CSWC — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
ICMB logoICMB
CSWC logoCSWC
IndustryAsset ManagementAsset Management
Market Cap$24M$1.43B
Revenue (TTM)$23M$164M
Net Income (TTM)$2M$103M
Gross Margin100.0%66.5%
Operating Margin65.0%48.5%
Forward P/E2.0x10.1x
Total Debt$122M$956M
Cash & Equiv.$771K$43M

ICMB vs CSWCLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

ICMB
CSWC
StockMay 20May 26Return
Investcorp Credit M… (ICMB)10041.6-58.4%
Capital Southwest C… (CSWC)100171.6+71.6%

Price return only. Dividends and distributions are not included.

Quick Verdict: ICMB vs CSWC

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: CSWC leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. Investcorp Credit Management BDC, Inc. is the stronger pick specifically for valuation and capital efficiency and capital preservation and lower volatility. As sector peers, any of these can serve as alternatives in the same allocation.
ICMB
Investcorp Credit Management BDC, Inc.
The Banking Pick

ICMB is the clearest fit if your priority is income & stability and sleep-well-at-night.

  • Dividend streak 0 yrs, beta 0.26, yield 14.3%
  • Lower volatility, beta 0.26, current ratio 2.05x
  • Beta 0.26, yield 14.3%, current ratio 2.05x
Best for: income & stability and sleep-well-at-night
CSWC
Capital Southwest Corporation
The Banking Pick

CSWC carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.

  • Rev growth 7.7%, EPS growth -28.3%
  • 234.2% 10Y total return vs ICMB's 9.5%
  • 7.7% NII/revenue growth vs ICMB's 0.0%
Best for: growth exposure and long-term compounding
See the full category breakdown
CategoryWinnerWhy
GrowthCSWC logoCSWC7.7% NII/revenue growth vs ICMB's 0.0%
ValueICMB logoICMBLower P/E (2.0x vs 10.1x)
Quality / MarginsCSWC logoCSWCEfficiency ratio 0.2% vs ICMB's 0.3% (lower = leaner)
Stability / SafetyICMB logoICMBBeta 0.26 vs CSWC's 0.84
DividendsICMB logoICMB14.3% yield, vs CSWC's 10.2%
Momentum (1Y)CSWC logoCSWC+34.0% vs ICMB's -26.6%
Efficiency (ROA)CSWC logoCSWCEfficiency ratio 0.2% vs ICMB's 0.3%

ICMB vs CSWC — Financial Metrics

Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLICMBLAGGINGCSWC

Income & Cash Flow (Last 12 Months)

ICMB leads this category, winning 4 of 5 comparable metrics.

CSWC is the larger business by revenue, generating $164M annually — 7.0x ICMB's $23M. ICMB is the more profitable business, keeping 52.0% of every revenue dollar as net income compared to CSWC's 43.1%.

MetricICMB logoICMBInvestcorp Credit…CSWC logoCSWCCapital Southwest…
RevenueTrailing 12 months$23M$164M
EBITDAEarnings before interest/tax$0$142M
Net IncomeAfter-tax profit$2M$103M
Free Cash FlowCash after capex-$7M-$69M
Gross MarginGross profit ÷ Revenue+100.0%+66.5%
Operating MarginEBIT ÷ Revenue+65.0%+48.5%
Net MarginNet income ÷ Revenue+52.0%+43.1%
FCF MarginFCF ÷ Revenue-58.2%-132.6%
Rev. Growth (YoY)Latest quarter vs prior year
EPS Growth (YoY)Latest quarter vs prior year-92.4%+113.3%
ICMB leads this category, winning 4 of 5 comparable metrics.

Valuation Metrics

ICMB leads this category, winning 3 of 3 comparable metrics.

At 2.0x trailing earnings, ICMB trades at a 88% valuation discount to CSWC's 16.3x P/E.

MetricICMB logoICMBInvestcorp Credit…CSWC logoCSWCCapital Southwest…
Market CapShares × price$24M$1.4B
Enterprise ValueMkt cap + debt − cash$145M$2.3B
Trailing P/EPrice ÷ TTM EPS1.99x16.32x
Forward P/EPrice ÷ next-FY EPS est.10.06x
PEG RatioP/E ÷ EPS growth rate
EV / EBITDAEnterprise value multiple27.43x
Price / SalesMarket cap ÷ Revenue1.04x8.71x
Price / BookPrice ÷ Book value/share0.31x1.39x
Price / FCFMarket cap ÷ FCF
ICMB leads this category, winning 3 of 3 comparable metrics.

Profitability & Efficiency

ICMB leads this category, winning 5 of 9 comparable metrics.

CSWC delivers a 10.3% return on equity — every $100 of shareholder capital generates $10 in annual profit, vs $2 for ICMB. CSWC carries lower financial leverage with a 1.08x debt-to-equity ratio, signaling a more conservative balance sheet compared to ICMB's 1.57x. On the Piotroski fundamental quality scale (0–9), ICMB scores 2/9 vs CSWC's 1/9, reflecting mixed financial health.

MetricICMB logoICMBInvestcorp Credit…CSWC logoCSWCCapital Southwest…
ROE (TTM)Return on equity+2.4%+10.3%
ROA (TTM)Return on assets+0.9%+4.8%
ROICReturn on invested capital+5.7%+3.5%
ROCEReturn on capital employed+7.6%+4.6%
Piotroski ScoreFundamental quality 0–921
Debt / EquityFinancial leverage1.57x1.08x
Net DebtTotal debt minus cash$121M$913M
Cash & Equiv.Liquid assets$771,483$43M
Total DebtShort + long-term debt$122M$956M
Interest CoverageEBIT ÷ Interest expense1.10x2.91x
ICMB leads this category, winning 5 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

CSWC leads this category, winning 6 of 6 comparable metrics.

A $10,000 investment in CSWC five years ago would be worth $15,138 today (with dividends reinvested), compared to $7,538 for ICMB. Over the past 12 months, CSWC leads with a +34.0% total return vs ICMB's -26.6%. The 3-year compound annual growth rate (CAGR) favors CSWC at 20.7% vs ICMB's -0.5% — a key indicator of consistent wealth creation.

MetricICMB logoICMBInvestcorp Credit…CSWC logoCSWCCapital Southwest…
YTD ReturnYear-to-date-37.9%+11.4%
1-Year ReturnPast 12 months-26.6%+34.0%
3-Year ReturnCumulative with dividends-1.5%+75.8%
5-Year ReturnCumulative with dividends-24.6%+51.4%
10-Year ReturnCumulative with dividends+9.5%+234.2%
CAGR (3Y)Annualised 3-year return-0.5%+20.7%
CSWC leads this category, winning 6 of 6 comparable metrics.

Risk & Volatility

Evenly matched — ICMB and CSWC each lead in 1 of 2 comparable metrics.

ICMB is the less volatile stock with a 0.26 beta — it tends to amplify market swings less than CSWC's 0.84 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CSWC currently trades 98.2% from its 52-week high vs ICMB's 53.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricICMB logoICMBInvestcorp Credit…CSWC logoCSWCCapital Southwest…
Beta (5Y)Sensitivity to S&P 5000.26x0.84x
52-Week HighHighest price in past year$3.12$24.43
52-Week LowLowest price in past year$1.29$19.37
% of 52W HighCurrent price vs 52-week peak+53.5%+98.2%
RSI (14)Momentum oscillator 0–10041.663.7
Avg Volume (50D)Average daily shares traded60K664K
Evenly matched — ICMB and CSWC each lead in 1 of 2 comparable metrics.

Analyst Outlook

Evenly matched — ICMB and CSWC each lead in 1 of 2 comparable metrics.

For income investors, ICMB offers the higher dividend yield at 14.31% vs CSWC's 10.20%.

MetricICMB logoICMBInvestcorp Credit…CSWC logoCSWCCapital Southwest…
Analyst RatingConsensus buy/hold/sellBuy
Price TargetConsensus 12-month target$22.50
# AnalystsCovering analysts10
Dividend YieldAnnual dividend ÷ price+14.3%+10.2%
Dividend StreakConsecutive years of raises03
Dividend / ShareAnnual DPS$0.24$2.45
Buyback YieldShare repurchases ÷ mkt cap0.0%0.0%
Evenly matched — ICMB and CSWC each lead in 1 of 2 comparable metrics.
Key Takeaway

ICMB leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). CSWC leads in 1 (Total Returns). 2 tied.

Best OverallInvestcorp Credit Managemen… (ICMB)Leads 3 of 6 categories
Loading custom metrics...

ICMB vs CSWC: Frequently Asked Questions

9 questions · data-driven answers · updated daily

01

Is ICMB or CSWC a better buy right now?

For growth investors, Capital Southwest Corporation (CSWC) is the stronger pick with 7.

7% revenue growth year-over-year, versus 0. 0% for Investcorp Credit Management BDC, Inc. (ICMB). Investcorp Credit Management BDC, Inc. (ICMB) offers the better valuation at 2. 0x trailing P/E, making it the more compelling value choice. Analysts rate Capital Southwest Corporation (CSWC) a "Buy" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — ICMB or CSWC?

On trailing P/E, Investcorp Credit Management BDC, Inc.

(ICMB) is the cheapest at 2. 0x versus Capital Southwest Corporation at 16. 3x.

03

Which is the better long-term investment — ICMB or CSWC?

Over the past 5 years, Capital Southwest Corporation (CSWC) delivered a total return of +51.

4%, compared to -24. 6% for Investcorp Credit Management BDC, Inc. (ICMB). Over 10 years, the gap is even starker: CSWC returned +234. 2% versus ICMB's +9. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — ICMB or CSWC?

By beta (market sensitivity over 5 years), Investcorp Credit Management BDC, Inc.

(ICMB) is the lower-risk stock at 0. 26β versus Capital Southwest Corporation's 0. 84β — meaning CSWC is approximately 219% more volatile than ICMB relative to the S&P 500. On balance sheet safety, Capital Southwest Corporation (CSWC) carries a lower debt/equity ratio of 108% versus 157% for Investcorp Credit Management BDC, Inc. — giving it more financial flexibility in a downturn.

05

Which is growing faster — ICMB or CSWC?

By revenue growth (latest reported year), Capital Southwest Corporation (CSWC) is pulling ahead at 7.

7% versus 0. 0% for Investcorp Credit Management BDC, Inc. (ICMB). On earnings-per-share growth, the picture is similar: Investcorp Credit Management BDC, Inc. grew EPS 400. 0% year-over-year, compared to -28. 3% for Capital Southwest Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — ICMB or CSWC?

Investcorp Credit Management BDC, Inc.

(ICMB) is the more profitable company, earning 52. 0% net margin versus 43. 1% for Capital Southwest Corporation — meaning it keeps 52. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICMB leads at 65. 0% versus 48. 5% for CSWC. At the gross margin level — before operating expenses — ICMB leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Which pays a better dividend — ICMB or CSWC?

All stocks in this comparison pay dividends.

Investcorp Credit Management BDC, Inc. (ICMB) offers the highest yield at 14. 3%, versus 10. 2% for Capital Southwest Corporation (CSWC).

08

Is ICMB or CSWC better for a retirement portfolio?

For long-horizon retirement investors, Investcorp Credit Management BDC, Inc.

(ICMB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 26), 14. 3% yield). Both have compounded well over 10 years (ICMB: +9. 5%, CSWC: +234. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

09

What are the main differences between ICMB and CSWC?

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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Stocks Like

ICMB

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Net Margin > 31%
  • Dividend Yield > 5.7%
Run This Screen
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CSWC

Dividend Mega-Cap Quality

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 5%
  • Net Margin > 25%
Run This Screen
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Beat Both

Find stocks that outperform ICMB and CSWC on the metrics below

Revenue Growth>
%
(ICMB: 0.0% · CSWC: 7.7%)
Net Margin>
%
(ICMB: 52.0% · CSWC: 43.1%)
P/E Ratio<
x
(ICMB: 2.0x · CSWC: 16.3x)

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