Investcorp Credit Management BDC, Inc. (ICMB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Investcorp Credit Management BDC, Inc. (ICMB) stock price & volume — 10-year historical chart
Investcorp Credit Management BDC, Inc. (ICMB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Investcorp Credit Management BDC, Inc. (ICMB) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison
Investcorp Credit Management BDC, Inc. (ICMB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Investcorp Credit Management BDC, Inc. (ICMB) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 25.15M | 24.99M | 24.68M | -9.67M | -8.48M | -7.33M | -9.18M | 13.78M | -8.19M | -8.09M |
| NII Growth % | -17.79% | -0.64% | -1.24% | -139.19% | 12.27% | 13.66% | -25.28% | 250.19% | -159.4% | -141.43% |
| Net Interest Margin % | 8.5% | 7.94% | 7.32% | -3.26% | -3.17% | -2.97% | -3.96% | 6.66% | -3.96% | -3.84% |
| Interest Income | 29.9M | 31.3M | 33.55M | 33.11M | 25.3M | 22.98M | 25.12M | 22.39M | -8.19M | 12.55M |
| Interest Expense | 4.75M | 6.31M | 8.87M | 9.54M | 7.38M | 6.63M | 8.41M | 8.61M | 0 | 7.61M |
| Loan Loss Provision | 3.23M | 4.1M | 35.2M | -9.54M | -7.38M | -6.63M | -8.41M | -8.61M | 0 | -7.61M |
| Non-Interest Income | -1.7M | -8.97M | 852.41K | 1.35M | 1.39M | 1.45M | 1.56M | 854.86K | 31.43M | 4.8M |
| Non-Interest Income % | -6.02% | -40.19% | 2.48% | 3.91% | 5.19% | 5.93% | 5.85% | 3.68% | 135.22% | 27.66% |
| Total Revenue | 28.2M▲ 0% | 22.33M▼ 20.8% | 34.4M▲ 54.1% | 34.46M▲ 0.2% | 26.69M▼ 22.6% | 24.43M▼ 8.5% | 26.68M▲ 9.2% | 23.25M▼ 12.9% | 23.25M▲ 0.0% | 17.35M▲ 0% |
| Revenue Growth % | -20.73% | -20.84% | 54.07% | 0.18% | -22.55% | -8.46% | 9.22% | -12.89% | 0% | 1128.78% |
| Non-Interest Expense | 4.62M | 4.12M | 4.72M | 10.48M | 8.83M | 7.91M | 7.78M | 8.13M | 8.13M | 8.94M |
| Efficiency Ratio | 16.39% | 18.46% | 13.71% | 30.41% | 33.1% | 32.38% | 29.17% | 35% | 35% | 51.51% |
| Operating Income | -4.62M▲ 0% | -4.12M▲ 10.9% | -5.52M▼ 33.9% | 23.98M▲ 534.6% | 17.86M▼ 25.5% | 16.52M▼ 7.5% | 18.9M▲ 14.4% | 15.11M▼ 20.1% | 15.11M▲ 0.0% | 8.41M▲ 0% |
| Operating Margin % | -16.39% | -18.46% | -16.04% | 69.59% | 66.9% | 67.62% | 70.83% | 65% | 65% | 48.49% |
| Operating Income Growth % | 6.35% | 10.85% | -33.87% | 534.64% | -25.55% | -7.48% | 14.41% | -20.05% | 0% | - |
| Pretax Income | 23.58M▲ 0% | 18.2M▼ 22.8% | -14.38M▼ 179.0% | -24.51M▼ 70.4% | -2.04M▲ 91.7% | 2.86M▲ 239.7% | 3.53M▲ 23.5% | 12.71M▲ 260.3% | 12.71M▲ 0.0% | 2.45M▲ 0% |
| Pretax Margin % | 83.61% | 81.54% | -41.82% | -71.13% | -7.66% | 11.69% | 13.22% | 54.7% | 54.7% | 14.11% |
| Income Tax | -4.62M | 2.58M | 158.03K | 144.71K | 268.99K | 270.62K | 294.33K | 630.15K | 630.15K | 601.54K |
| Effective Tax Rate % | -19.61% | 14.17% | -1.1% | -0.59% | -13.15% | 9.47% | 8.34% | 4.96% | 4.96% | 24.58% |
| Net Income | 23.58M▲ 0% | 15.63M▼ 33.7% | -14.54M▼ 193.1% | -24.66M▼ 69.6% | -2.31M▲ 90.6% | 2.59M▲ 211.8% | 3.23M▲ 25.0% | 12.08M▲ 273.6% | 12.08M▲ 0.0% | 1.85M▲ 0% |
| Net Margin % | 83.61% | 69.99% | -42.28% | -71.55% | -8.67% | 10.59% | 12.12% | 51.98% | 51.98% | 10.64% |
| Net Income Growth % | 352.33% | -33.73% | -193.07% | -69.55% | 90.62% | 211.79% | 25.05% | 273.6% | 0% | 158.66% |
| Net Income (Continuing) | 23.58M | 15.63M | -14.54M | -24.66M | -2.31M | 2.59M | 3.23M | 12.08M | 12.08M | 1.85M |
| EPS (Diluted) | 1.72▲ 0% | 1.14▼ 33.7% | -1.07▼ 193.9% | -1.79▼ 67.3% | -0.17▲ 90.5% | 0.18▲ 205.9% | 0.22▲ 22.2% | -0.28▼ 227.3% | 0.84▲ 400.0% | 0.13▲ 0% |
| EPS Growth % | 352.94% | -33.72% | -193.86% | -67.29% | 90.5% | 205.88% | 22.22% | -227.27% | 400% | -60.1% |
| EPS (Basic) | 1.72 | 1.14 | -1.07 | -1.79 | -0.17 | 0.18 | 0.22 | -0.28 | 0.84 | - |
| Diluted Shares Outstanding | 13.69M | 13.69M | 13.63M | 13.74M | 13.91M | 14.3M | 14.39M | 14.4M | 14.4M | 14.43M |
Investcorp Credit Management BDC, Inc. (ICMB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 10.65M | 5.62M | 19.71M | 14.88M | 5.85M | 2.55M | 1.09M | 771.48K | 771.48K | 19.86M |
| Cash & Due from Banks | 10.65M | 5.62M | 19.71M | 14.88M | 5.85M | 2.55M | 1.09M | 771.48K | 771.48K | 11.63M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 260.74M | 293.82M | 306.39M | 270.62M | 245.86M | 233.68M | 0 | 155.53M | 155.53M | 0 |
| Investments Growth % | -7.27% | 12.69% | 4.28% | -11.67% | -9.15% | -4.95% | -100% | - | 0% | -100% |
| Long-Term Investments | 260.74M | 293.82M | 306.39M | 270.62M | 245.86M | 233.68M | 0 | 155.53M | 155.53M | 471.72M |
| Accounts Receivables | 0 | 0 | 0 | 0 | 8.42M | 3.14M | 2.18M | 2.38M | 2.38M | 0 |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | -260.74M | -293.82M | -336.95M | -296.79M | 0 | -233.68M | 220.11M | 36.58M | 36.58M | 0 |
| Total Current Assets | 1.63M | 12.01M | 23.62M | 20.41M | 21.83M | 3.14M | 11.7M | 14.75M | 14.75M | 0 |
| Total Non-Current Assets | 296.03M | 314.53M | 306.39M | 270.62M | 245.86M | 246.39M | 220.11M | 192.11M | 192.11M | 0 |
| Total Assets | 296.03M▲ 0% | 314.53M▲ 6.2% | 336.95M▲ 7.1% | 296.79M▼ 11.9% | 267.68M▼ 9.8% | 246.39M▼ 8.0% | 231.81M▼ 5.9% | 206.85M▼ 10.8% | 206.85M▲ 0.0% | 210.64M▲ 0% |
| Asset Growth % | -7.48% | 6.25% | 7.13% | -11.92% | -9.81% | -7.96% | -5.92% | -10.77% | 0% | -12.17% |
| Return on Assets (ROA) | 7.66% | 5.12% | -4.46% | -7.78% | -0.82% | 1.01% | 1.35% | 5.51% | 5.84% | 0.85% |
| Accounts Payable | 16.12M | 16.29M | 26.41M | 3.5M | 0 | 3.98M | 1.8M | 1.47M | 1.47M | 0 |
| Total Debt | 101.42M | 117.87M | 165.53M | 182.33M | 165.43M | 146.82M | 135.48M | 122.04M | 122.04M | 127.56M |
| Net Debt | 90.78M | 112.25M | 145.82M | 167.46M | 159.58M | 144.27M | 134.39M | 121.27M | 121.27M | 115.92M |
| Long-Term Debt | 0 | 0 | 165.53M | 182.33M | 165.43M | 146.82M | 135.48M | 122.04M | 122.04M | 127.56M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | -165.53M | -182.33M | 0 | 0 | 0 | 0 | 0 | -128.07M |
| Total Current Liabilities | 16.12M | 16.29M | 26.41M | 3.5M | 5.9M | 3.98M | 8.62M | 7.21M | 7.21M | 9.86M |
| Total Non-Current Liabilities | 126.09M | 143.01M | 165.53M | 182.33M | 165.43M | 146.82M | 135.48M | 122.04M | 122.04M | 0 |
| Total Liabilities | 126.09M | 143.01M | 193.86M | 188.67M | 171.33M | 152.88M | 144.11M | 129.25M | 129.25M | 137.93M |
| Total Equity | 238.11M▲ 0% | 281.07M▲ 18.0% | 282.31M▲ 0.4% | 270.16M▼ 4.3% | 96.36M▼ 64.3% | 93.51M▼ 3.0% | 87.7M▼ 6.2% | 77.6M▼ 11.5% | 77.6M▲ 0.0% | 72.7M▲ 0% |
| Equity Growth % | -7.45% | 18.04% | 0.44% | -4.3% | -64.33% | -2.95% | -6.21% | -11.51% | 0% | -21.03% |
| Equity / Assets (Capital Ratio) | 80.43% | 89.36% | 83.79% | 91.03% | 36% | 37.95% | 37.83% | 37.52% | 37.52% | 34.52% |
| Return on Equity (ROE) | 9.52% | 6.02% | -5.16% | -8.93% | -1.26% | 2.72% | 3.57% | 14.62% | 15.57% | 2.44% |
| Book Value per Share | 17.40 | 20.53 | 20.71 | 19.66 | 6.93 | 6.54 | 6.09 | 5.39 | 5.39 | 5.04 |
| Tangible BV per Share | 17.40 | 20.53 | 20.71 | 19.66 | 6.93 | 6.54 | 6.09 | 5.39 | 5.39 | 5.04 |
| Common Stock | 13.69K | 13.65K | 13.62K | 13.88K | 13.92K | 14.39K | 14.39K | 14.41K | 14.41K | 14.43K |
| Additional Paid-in Capital | 199.07M | 198.7M | 198.4M | 200.78M | 200.66M | 203.59M | 203.33M | 203.51M | 203.51M | 203.58M |
| Retained Earnings | -2.34M | 2.95M | -55.33M | -92.67M | -104.32M | -110.1M | -115.64M | -125.92M | -125.92M | -130.89M |
| Accumulated OCI | 169.95M | 171.52M | 0 | 0 | 0 | 93.51M | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investcorp Credit Management BDC, Inc. (ICMB) cash flow — operating, investing & free cash flow history
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 40.72M | -8.24M | -13.96M | -10.55M | 20.21M | 21.21M | 20.71M | 7.28M | -13.52M | -13.52M |
| Operating CF Growth % | -1.46% | -120.23% | -69.49% | 24.44% | 291.54% | 4.97% | -2.39% | -64.85% | -285.84% | -1045.63% |
| Net Income | 23.58M | 15.63M | -14.54M | -24.66M | -2.31M | 2.59M | 3.23M | -4.09M | 12.08M | 1.85M |
| Depreciation & Amortization | -22.59M | -10.41M | 2.63M | 28.46M | 2.87M | -10.72M | 764.44K | 0 | 683.12K | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 40.73M | -27.58M | -14.64M | 7.45M | 23.02M | 23.58M | 13.57M | 6.41M | -26M | -73.24K |
| Working Capital Changes | -999.67K | 14.13M | 12.6M | -21.8M | -3.37M | 5.76M | 3.14M | 4.96M | -296.37K | -6.5M |
| Cash from Investing | 40.22M | -35.19M | -36.45M | 3.79M | 19.09M | 9.13M | 10.66M | 29.78M | 0 | -5.58M |
| Purchase of Investments | -108.08M | -172.24M | -201.93M | -127.93M | -89.09M | -144.75M | -51.27M | -62.52M | 0 | -46.28M |
| Sale/Maturity of Investments | 148.3M | 137.05M | 165.48M | 131.72M | 108.18M | 153.88M | 61.93M | 92.3M | 0 | 40.7M |
| Net Investment Activity | 40.22M | -35.19M | -36.45M | 3.79M | 19.09M | 9.13M | 10.66M | 29.78M | 0 | -5.58M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | -48.51M | 3.21M | 31.93M | 4.55M | -27.9M | -24.66M | -20.71M | -41.1M | 27.52M | 17.85M |
| Dividends Paid | -17.77M | -13.67M | -13.55M | -13.52M | -9.87M | -8.51M | -8.61M | -11.19M | -5.74M | -5.13M |
| Share Repurchases | 0 | -390.18K | -358.57K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 2.31M | 0 | 3.14M | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | -390.18K | -358.57K | 2.31M | 0 | 3.14M | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 0 |
| Other Financing | -258.54K | -555.91K | -1.86M | -88.17K | 0 | 0 | 0 | 0 | 62.15M | 0 |
| Net Change in Cash | -7.79M▲ 0% | -5.03M▲ 35.4% | 17.97M▲ 457.5% | -6M▼ 133.4% | -7.69M▼ 28.1% | -3.45M▲ 55.1% | -3.86K▲ 99.9% | -4.04M▼ 104598.6% | -4.04M▲ 0.0% | 13.52M▲ 0% |
| Exchange Rate Effect | -40.22M | 35.19M | 36.45M | -3.79M | -19.09M | -9.13M | -10.66M | 0 | 0 | 7.88M |
| Cash at Beginning | 18.43M | 10.65M | 8.33M | 26.3M | 20.29M | 12.61M | 9.16M | 9.15M | 9.15M | 17.34M |
| Cash at End | 10.65M | 5.62M | 26.3M | 20.29M | 12.61M | 9.16M | 9.15M | 5.11M | 5.11M | 11.63M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.62M | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 40.72M▲ 0% | -8.24M▼ 120.2% | -13.96M▼ 69.5% | -10.55M▲ 24.4% | 20.21M▲ 291.5% | 21.21M▲ 5.0% | 20.71M▼ 2.4% | 7.28M▼ 64.9% | -13.52M▼ 285.8% | -6.63M▲ 0% |
| FCF Growth % | -1.46% | -120.23% | -69.49% | 24.44% | 291.54% | 4.97% | -2.39% | -64.85% | -285.84% | 24.49% |
Investcorp Credit Management BDC, Inc. (ICMB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.52% | 6.02% | -5.16% | -8.93% | -1.26% | 2.72% | 3.57% | 14.62% | 15.57% | 2.44% |
| Return on Assets (ROA) | 7.66% | 5.12% | -4.46% | -7.78% | -0.82% | 1.01% | 1.35% | 5.51% | 5.84% | 0.85% |
| Net Interest Margin | 8.5% | 7.94% | 7.32% | -3.26% | -3.17% | -2.97% | -3.96% | 6.66% | -3.96% | -3.84% |
| Efficiency Ratio | 16.39% | 18.46% | 13.71% | 30.41% | 33.1% | 32.38% | 29.17% | 35% | 35% | 51.51% |
| Equity / Assets | 80.43% | 89.36% | 83.79% | 91.03% | 36% | 37.95% | 37.83% | 37.52% | 37.52% | 34.52% |
| Book Value / Share | 17.4 | 20.53 | 20.71 | 19.66 | 6.93 | 6.54 | 6.09 | 5.39 | 5.39 | 5.04 |
| NII Growth | -17.79% | -0.64% | -1.24% | -139.19% | 12.27% | 13.66% | -25.28% | 250.19% | -159.4% | -266.18% |
| Dividend Payout | 75.36% | 87.45% | - | - | - | 328.81% | 248.47% | - | 28.49% | 0% |
Investcorp Credit Management BDC, Inc. (ICMB) stock FAQ — growth, dividends, profitability & financials explained
Investcorp Credit Management BDC, Inc. (ICMB) grew revenue by 0.0% over the past year. Growth has been modest.
Yes, Investcorp Credit Management BDC, Inc. (ICMB) is profitable, generating $1.8M in net income for fiscal year 2025 (52.0% net margin).
Yes, Investcorp Credit Management BDC, Inc. (ICMB) pays a dividend with a yield of 14.31%. This makes it attractive for income-focused investors.
Investcorp Credit Management BDC, Inc. (ICMB) has a return on equity (ROE) of 15.6%. This is reasonable for most industries.
Investcorp Credit Management BDC, Inc. (ICMB) has a net interest margin (NIM) of -4.0%. NIM has been under pressure due to interest rate environment.
Investcorp Credit Management BDC, Inc. (ICMB) has an efficiency ratio of 35.0%. This is excellent, indicating strong cost control.
Investcorp Credit Management BDC, Inc. (ICMB) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates