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ICMB logoInvestcorp Credit Management BDC, Inc.(ICMB)Earnings, Financials & Key Ratios

ICMB•NASDAQ•Banking & Credit
$1.67
$24M mkt cap·2.0× P/E·Price updated May 7, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryPrivate credit and BDC lenders
AboutInvestcorp Credit Management BDC, Inc. is a business development company specializing in loan, mezzanine, middle market, growth capital, acquisitions, market/product expansion, organic growth, refinancings and recapitalization investments. It also selectively invests in mezzanine loans/structured equity and in the equity of portfolio companies through warrants and other instruments, in most cases taking such upside participation interests as part of a broader investment relationship. The fund typically invests in United States and Europe. Within United States, the fund seeks to invest in Midatlantic, Midwest, Northeast, Southeast, and West Coast regions. The fund primarily invests in cable and satellites; consumer services; healthcare equipment and services; industrials; information technology; telecommunication services; and utilities sectors. The fund seeks to invest between $5 million to $25 million in companies that have annual revenues of at least $50 million with EBITDA at least $15 million.Show more
  • Net Interest Income-$8M-159.4%
  • Total Revenue$23M
  • Net Income$12M
  • Return on Equity15.57%+6.5%
  • Net Interest Margin-3.96%-159.4%
  • Efficiency Ratio35%
  • ROA5.84%+6.0%
  • Equity / Assets37.52%
  • Book Value per Share5.39
  • Tangible BV/Share5.39
  • Debt/Equity1.57
Technical→

ICMB Key Insights

Investcorp Credit Management BDC, Inc. (ICMB) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Efficient operations: 35.0% efficiency ratio
  • ✓Well capitalized: 37.5% equity/assets
  • ✓Diversified revenue: 135.2% from non-interest income
  • ✓Trading at only 0.3x book value

✗Weaknesses

  • ✗Weak Piotroski F-Score: 2/9
  • ✗Weak NIM of -4.0%
  • ✗Weak momentum: RS Rating 9 (bottom 9%)
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

ICMB Price & Volume

Investcorp Credit Management BDC, Inc. (ICMB) stock price & volume — 10-year historical chart

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ICMB Growth Metrics

Investcorp Credit Management BDC, Inc. (ICMB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years2.19%
5 Years-7.57%
3 Years-1.64%
TTM-

Profit CAGR

10 Years-2.42%
5 Years-
3 Years67.17%
TTM158.66%

EPS CAGR

10 Years-2.92%
5 Years-
3 Years67.11%
TTM-60.1%

Return on Capital

10 Years3.75%
5 Years7.16%
3 Years7.61%
Last Year7.57%

ICMB Peer Comparison

Investcorp Credit Management BDC, Inc. (ICMB) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
GLAD logoGLADGladstone Capital CorporationDirect Competitor451.64M19.997.8420.37%5.67%0.83
GAIN logoGAINGladstone Investment CorporationDirect Competitor657.46M16.519.28-12.88%21.89%0.91
MRCC logoMRCCMonroe Capital CorporationDirect Competitor110.06M5.089.58-39.74%-2.9%1.15
CSWC logoCSWCCapital Southwest CorporationDirect Competitor1.43B23.9916.327.67%10.32%1.08
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.Direct Competitor242.54M5.994.9136.55%-3.39%1.33
PFLT logoPFLTPennantPark Floating Rate Capital Ltd.Direct Competitor888M8.9512.432.2%11.17%1.65
SLRC logoSLRCSLR Investment Corp.Direct Competitor745.22M13.668.0424.76%7.31%1.15
ARCC logoARCCAres Capital CorporationProduct Competitor13.61B18.9610.1932.87%8.11%1.12

Compare ICMB vs Peers

Investcorp Credit Management BDC, Inc. (ICMB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs GLAD

Most directly comparable listed peer for ICMB.

Scale Benchmark

vs BX

Larger-name benchmark to compare ICMB against a more recognizable public peer.

Peer Set

Compare Top 5

vs GLAD, GAIN, MRCC, CSWC

ICMB Income Statement

Investcorp Credit Management BDC, Inc. (ICMB) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Dec'24TTM
Net Interest Income25.15M24.99M24.68M-9.67M-8.48M-7.33M-9.18M13.78M-8.19M-8.09M
NII Growth %-17.79%-0.64%-1.24%-139.19%12.27%13.66%-25.28%250.19%-159.4%-141.43%
Net Interest Margin %8.5%7.94%7.32%-3.26%-3.17%-2.97%-3.96%6.66%-3.96%-3.84%
Interest Income29.9M31.3M33.55M33.11M25.3M22.98M25.12M22.39M-8.19M12.55M
Interest Expense4.75M6.31M8.87M9.54M7.38M6.63M8.41M8.61M07.61M
Loan Loss Provision3.23M4.1M35.2M-9.54M-7.38M-6.63M-8.41M-8.61M0-7.61M
Non-Interest Income-1.7M-8.97M852.41K1.35M1.39M1.45M1.56M854.86K31.43M4.8M
Non-Interest Income %-6.02%-40.19%2.48%3.91%5.19%5.93%5.85%3.68%135.22%27.66%
Total Revenue
28.2M▲ 0%
22.33M▼ 20.8%
34.4M▲ 54.1%
34.46M▲ 0.2%
26.69M▼ 22.6%
24.43M▼ 8.5%
26.68M▲ 9.2%
23.25M▼ 12.9%
23.25M▲ 0.0%
17.35M▲ 0%
Revenue Growth %-20.73%-20.84%54.07%0.18%-22.55%-8.46%9.22%-12.89%0%1128.78%
Non-Interest Expense4.62M4.12M4.72M10.48M8.83M7.91M7.78M8.13M8.13M8.94M
Efficiency Ratio16.39%18.46%13.71%30.41%33.1%32.38%29.17%35%35%51.51%
Operating Income
-4.62M▲ 0%
-4.12M▲ 10.9%
-5.52M▼ 33.9%
23.98M▲ 534.6%
17.86M▼ 25.5%
16.52M▼ 7.5%
18.9M▲ 14.4%
15.11M▼ 20.1%
15.11M▲ 0.0%
8.41M▲ 0%
Operating Margin %-16.39%-18.46%-16.04%69.59%66.9%67.62%70.83%65%65%48.49%
Operating Income Growth %6.35%10.85%-33.87%534.64%-25.55%-7.48%14.41%-20.05%0%-
Pretax Income
23.58M▲ 0%
18.2M▼ 22.8%
-14.38M▼ 179.0%
-24.51M▼ 70.4%
-2.04M▲ 91.7%
2.86M▲ 239.7%
3.53M▲ 23.5%
12.71M▲ 260.3%
12.71M▲ 0.0%
2.45M▲ 0%
Pretax Margin %83.61%81.54%-41.82%-71.13%-7.66%11.69%13.22%54.7%54.7%14.11%
Income Tax-4.62M2.58M158.03K144.71K268.99K270.62K294.33K630.15K630.15K601.54K
Effective Tax Rate %-19.61%14.17%-1.1%-0.59%-13.15%9.47%8.34%4.96%4.96%24.58%
Net Income
23.58M▲ 0%
15.63M▼ 33.7%
-14.54M▼ 193.1%
-24.66M▼ 69.6%
-2.31M▲ 90.6%
2.59M▲ 211.8%
3.23M▲ 25.0%
12.08M▲ 273.6%
12.08M▲ 0.0%
1.85M▲ 0%
Net Margin %83.61%69.99%-42.28%-71.55%-8.67%10.59%12.12%51.98%51.98%10.64%
Net Income Growth %352.33%-33.73%-193.07%-69.55%90.62%211.79%25.05%273.6%0%158.66%
Net Income (Continuing)23.58M15.63M-14.54M-24.66M-2.31M2.59M3.23M12.08M12.08M1.85M
EPS (Diluted)
1.72▲ 0%
1.14▼ 33.7%
-1.07▼ 193.9%
-1.79▼ 67.3%
-0.17▲ 90.5%
0.18▲ 205.9%
0.22▲ 22.2%
-0.28▼ 227.3%
0.84▲ 400.0%
0.13▲ 0%
EPS Growth %352.94%-33.72%-193.86%-67.29%90.5%205.88%22.22%-227.27%400%-60.1%
EPS (Basic)1.721.14-1.07-1.79-0.170.180.22-0.280.84-
Diluted Shares Outstanding13.69M13.69M13.63M13.74M13.91M14.3M14.39M14.4M14.4M14.43M

ICMB Balance Sheet

Investcorp Credit Management BDC, Inc. (ICMB) balance sheet — assets, liabilities & shareholders' equity

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Dec'24TTM
Cash & Short Term Investments10.65M5.62M19.71M14.88M5.85M2.55M1.09M771.48K771.48K19.86M
Cash & Due from Banks10.65M5.62M19.71M14.88M5.85M2.55M1.09M771.48K771.48K11.63M
Short Term Investments0000000000
Total Investments260.74M293.82M306.39M270.62M245.86M233.68M0155.53M155.53M0
Investments Growth %-7.27%12.69%4.28%-11.67%-9.15%-4.95%-100%-0%-100%
Long-Term Investments260.74M293.82M306.39M270.62M245.86M233.68M0155.53M155.53M471.72M
Accounts Receivables00008.42M3.14M2.18M2.38M2.38M0
Goodwill & Intangibles0000000000
Goodwill0000000000
Intangible Assets0000000000
PP&E (Net)0000000000
Other Assets-260.74M-293.82M-336.95M-296.79M0-233.68M220.11M36.58M36.58M0
Total Current Assets1.63M12.01M23.62M20.41M21.83M3.14M11.7M14.75M14.75M0
Total Non-Current Assets296.03M314.53M306.39M270.62M245.86M246.39M220.11M192.11M192.11M0
Total Assets
296.03M▲ 0%
314.53M▲ 6.2%
336.95M▲ 7.1%
296.79M▼ 11.9%
267.68M▼ 9.8%
246.39M▼ 8.0%
231.81M▼ 5.9%
206.85M▼ 10.8%
206.85M▲ 0.0%
210.64M▲ 0%
Asset Growth %-7.48%6.25%7.13%-11.92%-9.81%-7.96%-5.92%-10.77%0%-12.17%
Return on Assets (ROA)7.66%5.12%-4.46%-7.78%-0.82%1.01%1.35%5.51%5.84%0.85%
Accounts Payable16.12M16.29M26.41M3.5M03.98M1.8M1.47M1.47M0
Total Debt101.42M117.87M165.53M182.33M165.43M146.82M135.48M122.04M122.04M127.56M
Net Debt90.78M112.25M145.82M167.46M159.58M144.27M134.39M121.27M121.27M115.92M
Long-Term Debt00165.53M182.33M165.43M146.82M135.48M122.04M122.04M127.56M
Short-Term Debt0000000000
Other Liabilities00-165.53M-182.33M00000-128.07M
Total Current Liabilities16.12M16.29M26.41M3.5M5.9M3.98M8.62M7.21M7.21M9.86M
Total Non-Current Liabilities126.09M143.01M165.53M182.33M165.43M146.82M135.48M122.04M122.04M0
Total Liabilities126.09M143.01M193.86M188.67M171.33M152.88M144.11M129.25M129.25M137.93M
Total Equity
238.11M▲ 0%
281.07M▲ 18.0%
282.31M▲ 0.4%
270.16M▼ 4.3%
96.36M▼ 64.3%
93.51M▼ 3.0%
87.7M▼ 6.2%
77.6M▼ 11.5%
77.6M▲ 0.0%
72.7M▲ 0%
Equity Growth %-7.45%18.04%0.44%-4.3%-64.33%-2.95%-6.21%-11.51%0%-21.03%
Equity / Assets (Capital Ratio)80.43%89.36%83.79%91.03%36%37.95%37.83%37.52%37.52%34.52%
Return on Equity (ROE)9.52%6.02%-5.16%-8.93%-1.26%2.72%3.57%14.62%15.57%2.44%
Book Value per Share17.4020.5320.7119.666.936.546.095.395.395.04
Tangible BV per Share17.4020.5320.7119.666.936.546.095.395.395.04
Common Stock13.69K13.65K13.62K13.88K13.92K14.39K14.39K14.41K14.41K14.43K
Additional Paid-in Capital199.07M198.7M198.4M200.78M200.66M203.59M203.33M203.51M203.51M203.58M
Retained Earnings-2.34M2.95M-55.33M-92.67M-104.32M-110.1M-115.64M-125.92M-125.92M-130.89M
Accumulated OCI169.95M171.52M00093.51M0000
Treasury Stock0000000000
Preferred Stock0000000000

ICMB Cash Flow Statement

Investcorp Credit Management BDC, Inc. (ICMB) cash flow — operating, investing & free cash flow history

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Dec'24TTM
Cash from Operations40.72M-8.24M-13.96M-10.55M20.21M21.21M20.71M7.28M-13.52M-13.52M
Operating CF Growth %-1.46%-120.23%-69.49%24.44%291.54%4.97%-2.39%-64.85%-285.84%-1045.63%
Net Income23.58M15.63M-14.54M-24.66M-2.31M2.59M3.23M-4.09M12.08M1.85M
Depreciation & Amortization-22.59M-10.41M2.63M28.46M2.87M-10.72M764.44K0683.12K0
Deferred Taxes0000000000
Other Non-Cash Items40.73M-27.58M-14.64M7.45M23.02M23.58M13.57M6.41M-26M-73.24K
Working Capital Changes-999.67K14.13M12.6M-21.8M-3.37M5.76M3.14M4.96M-296.37K-6.5M
Cash from Investing40.22M-35.19M-36.45M3.79M19.09M9.13M10.66M29.78M0-5.58M
Purchase of Investments-108.08M-172.24M-201.93M-127.93M-89.09M-144.75M-51.27M-62.52M0-46.28M
Sale/Maturity of Investments148.3M137.05M165.48M131.72M108.18M153.88M61.93M92.3M040.7M
Net Investment Activity40.22M-35.19M-36.45M3.79M19.09M9.13M10.66M29.78M0-5.58M
Acquisitions0000000000
Other Investing0000000000
Cash from Financing-48.51M3.21M31.93M4.55M-27.9M-24.66M-20.71M-41.1M27.52M17.85M
Dividends Paid-17.77M-13.67M-13.55M-13.52M-9.87M-8.51M-8.61M-11.19M-5.74M-5.13M
Share Repurchases0-390.18K-358.57K0000000
Stock Issued0002.31M03.14M0000
Net Stock Activity0-390.18K-358.57K2.31M03.14M0000
Debt Issuance (Net)-1000K1000K1000K1000K-1000K-1000K-1000K-1000K-1000K0
Other Financing-258.54K-555.91K-1.86M-88.17K000062.15M0
Net Change in Cash
-7.79M▲ 0%
-5.03M▲ 35.4%
17.97M▲ 457.5%
-6M▼ 133.4%
-7.69M▼ 28.1%
-3.45M▲ 55.1%
-3.86K▲ 99.9%
-4.04M▼ 104598.6%
-4.04M▲ 0.0%
13.52M▲ 0%
Exchange Rate Effect-40.22M35.19M36.45M-3.79M-19.09M-9.13M-10.66M007.88M
Cash at Beginning18.43M10.65M8.33M26.3M20.29M12.61M9.16M9.15M9.15M17.34M
Cash at End10.65M5.62M26.3M20.29M12.61M9.16M9.15M5.11M5.11M11.63M
Interest Paid000000007.62M0
Income Taxes Paid0000000000
Free Cash Flow
40.72M▲ 0%
-8.24M▼ 120.2%
-13.96M▼ 69.5%
-10.55M▲ 24.4%
20.21M▲ 291.5%
21.21M▲ 5.0%
20.71M▼ 2.4%
7.28M▼ 64.9%
-13.52M▼ 285.8%
-6.63M▲ 0%
FCF Growth %-1.46%-120.23%-69.49%24.44%291.54%4.97%-2.39%-64.85%-285.84%24.49%

ICMB Banking Ratios

Investcorp Credit Management BDC, Inc. (ICMB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)9.52%6.02%-5.16%-8.93%-1.26%2.72%3.57%14.62%15.57%2.44%
Return on Assets (ROA)7.66%5.12%-4.46%-7.78%-0.82%1.01%1.35%5.51%5.84%0.85%
Net Interest Margin8.5%7.94%7.32%-3.26%-3.17%-2.97%-3.96%6.66%-3.96%-3.84%
Efficiency Ratio16.39%18.46%13.71%30.41%33.1%32.38%29.17%35%35%51.51%
Equity / Assets80.43%89.36%83.79%91.03%36%37.95%37.83%37.52%37.52%34.52%
Book Value / Share17.420.5320.7119.666.936.546.095.395.395.04
NII Growth-17.79%-0.64%-1.24%-139.19%12.27%13.66%-25.28%250.19%-159.4%-266.18%
Dividend Payout75.36%87.45%---328.81%248.47%-28.49%0%

ICMB Frequently Asked Questions

Investcorp Credit Management BDC, Inc. (ICMB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Investcorp Credit Management BDC, Inc. (ICMB) grew revenue by 0.0% over the past year. Growth has been modest.

Yes, Investcorp Credit Management BDC, Inc. (ICMB) is profitable, generating $1.8M in net income for fiscal year 2025 (52.0% net margin).

Dividend & Returns

Yes, Investcorp Credit Management BDC, Inc. (ICMB) pays a dividend with a yield of 14.31%. This makes it attractive for income-focused investors.

Investcorp Credit Management BDC, Inc. (ICMB) has a return on equity (ROE) of 15.6%. This is reasonable for most industries.

Industry Metrics

Investcorp Credit Management BDC, Inc. (ICMB) has a net interest margin (NIM) of -4.0%. NIM has been under pressure due to interest rate environment.

Investcorp Credit Management BDC, Inc. (ICMB) has an efficiency ratio of 35.0%. This is excellent, indicating strong cost control.

Explore More ICMB

Investcorp Credit Management BDC, Inc. (ICMB) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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DCA Calculator

Dollar cost averaging vs lump sum

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

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Price History

Long-term charts & historical price data

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Revenue History

Sales growth patterns & revenue breakdown

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Financial Ratios

30 years of market, efficiency and balance-sheet ratios

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Valuation

DCF intrinsic value, peer multiples & estimates

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