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MRCC vs TPVG
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
MRCC vs TPVG — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $110M | $243M |
| Revenue (TTM) | $21M | $97M |
| Net Income (TTM) | $-5M | $-12M |
| Gross Margin | 60.8% | 83.5% |
| Operating Margin | 51.7% | 77.9% |
| Forward P/E | 14.9x | 6.5x |
| Total Debt | $191M | $469M |
| Cash & Equiv. | $2M | $20M |
MRCC vs TPVG — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | Apr 26 | Return |
|---|---|---|---|
| Monroe Capital Corp… (MRCC) | 100 | 65.4 | -34.6% |
| TriplePoint Venture… (TPVG) | 100 | 49.8 | -50.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: MRCC vs TPVG
Each card shows where this stock fits in a portfolio — not just who wins on paper.
MRCC is the clearest fit if your priority is income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.74, yield 0.2%
- Lower volatility, beta 0.74, current ratio 1.64x
- PEG 0.32 vs TPVG's 6.41
TPVG carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 36.6%, EPS growth 48.8%
- 93.3% 10Y total return vs MRCC's 22.8%
- NIM 7.4% vs MRCC's 5.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 36.6% NII/revenue growth vs MRCC's -39.7% | |
| Value | PEG 0.32 vs 6.41 | |
| Quality / Margins | Efficiency ratio 0.1% vs MRCC's 0.1% (lower = leaner) | |
| Stability / Safety | Beta 0.74 vs TPVG's 0.83, lower leverage | |
| Dividends | 17.1% yield, vs MRCC's 0.2% | |
| Momentum (1Y) | +19.3% vs MRCC's -6.8% | |
| Efficiency (ROA) | Efficiency ratio 0.1% vs MRCC's 0.1% |
MRCC vs TPVG — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
MRCC leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
TPVG is the larger business by revenue, generating $97M annually — 4.6x MRCC's $21M. Profitability is closely matched — net margins range from 53.8% (MRCC) to 50.6% (TPVG).
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $21M | $97M |
| EBITDAEarnings before interest/tax | $11M | -$22M |
| Net IncomeAfter-tax profit | -$5M | -$12M |
| Free Cash FlowCash after capex | $25M | $35M |
| Gross MarginGross profit ÷ Revenue | +60.8% | +83.5% |
| Operating MarginEBIT ÷ Revenue | +51.7% | +77.9% |
| Net MarginNet income ÷ Revenue | +53.8% | +50.6% |
| FCF MarginFCF ÷ Revenue | +5.5% | -58.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | -51.5% | -2.3% |
Valuation Metrics
TPVG leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
At 4.9x trailing earnings, TPVG trades at a 49% valuation discount to MRCC's 9.6x P/E. Adjusting for growth (PEG ratio), MRCC offers better value at 0.21x vs TPVG's 4.84x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $110M | $243M |
| Enterprise ValueMkt cap + debt − cash | $108M | $691M |
| Trailing P/EPrice ÷ TTM EPS | 9.58x | 4.91x |
| Forward P/EPrice ÷ next-FY EPS est. | 14.94x | 6.50x |
| PEG RatioP/E ÷ EPS growth rate | 0.21x | 4.84x |
| EV / EBITDAEnterprise value multiple | — | 9.13x |
| Price / SalesMarket cap ÷ Revenue | 3.55x | 2.50x |
| Price / BookPrice ÷ Book value/share | 0.66x | 0.68x |
| Price / FCFMarket cap ÷ FCF | 0.95x | — |
Profitability & Efficiency
MRCC leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
MRCC delivers a -2.9% return on equity — every $100 of shareholder capital generates $-3 in annual profit, vs $-3 for TPVG. MRCC carries lower financial leverage with a 1.15x debt-to-equity ratio, signaling a more conservative balance sheet compared to TPVG's 1.33x. On the Piotroski fundamental quality scale (0–9), MRCC scores 6/9 vs TPVG's 5/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -2.9% | -3.4% |
| ROA (TTM)Return on assets | -1.3% | -1.5% |
| ROICReturn on invested capital | +2.0% | +7.2% |
| ROCEReturn on capital employed | +2.6% | +9.4% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 5 |
| Debt / EquityFinancial leverage | 1.15x | 1.33x |
| Net DebtTotal debt minus cash | $189M | $449M |
| Cash & Equiv.Liquid assets | $2M | $20M |
| Total DebtShort + long-term debt | $191M | $469M |
| Interest CoverageEBIT ÷ Interest expense | 0.69x | -1.02x |
Total Returns (Dividends Reinvested)
Evenly matched — MRCC and TPVG each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in MRCC five years ago would be worth $9,905 today (with dividends reinvested), compared to $8,649 for TPVG. Over the past 12 months, TPVG leads with a +19.3% total return vs MRCC's -6.8%. The 3-year compound annual growth rate (CAGR) favors MRCC at 5.7% vs TPVG's -1.2% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -11.4% | -6.3% |
| 1-Year ReturnPast 12 months | -6.8% | +19.3% |
| 3-Year ReturnCumulative with dividends | +18.0% | -3.4% |
| 5-Year ReturnCumulative with dividends | -0.9% | -13.5% |
| 10-Year ReturnCumulative with dividends | +22.8% | +93.3% |
| CAGR (3Y)Annualised 3-year return | +5.7% | -1.2% |
Risk & Volatility
Evenly matched — MRCC and TPVG each lead in 1 of 2 comparable metrics.
Risk & Volatility
MRCC is the less volatile stock with a 0.74 beta — it tends to amplify market swings less than TPVG's 0.83 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TPVG currently trades 79.5% from its 52-week high vs MRCC's 65.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.74x | 0.83x |
| 52-Week HighHighest price in past year | $7.76 | $7.53 |
| 52-Week LowLowest price in past year | $4.04 | $4.48 |
| % of 52W HighCurrent price vs 52-week peak | +65.5% | +79.5% |
| RSI (14)Momentum oscillator 0–100 | 50.4 | 58.3 |
| Avg Volume (50D)Average daily shares traded | 156K | 504K |
Analyst Outlook
TPVG leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates MRCC as "Hold" and TPVG as "Hold". Consensus price targets imply 57.5% upside for MRCC (target: $8) vs 49.4% for TPVG (target: $9). For income investors, TPVG offers the higher dividend yield at 17.11% vs MRCC's 0.24%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $8.00 | $8.95 |
| # AnalystsCovering analysts | 11 | 12 |
| Dividend YieldAnnual dividend ÷ price | +0.2% | +17.1% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.93 | $1.02 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
MRCC leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). TPVG leads in 2 (Valuation Metrics, Analyst Outlook). 2 tied.
MRCC vs TPVG: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is MRCC or TPVG a better buy right now?
For growth investors, TriplePoint Venture Growth BDC Corp.
(TPVG) is the stronger pick with 36. 6% revenue growth year-over-year, versus -39. 7% for Monroe Capital Corporation (MRCC). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 9x trailing P/E (6. 5x forward), making it the more compelling value choice. Analysts rate Monroe Capital Corporation (MRCC) a "Hold" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — MRCC or TPVG?
On trailing P/E, TriplePoint Venture Growth BDC Corp.
(TPVG) is the cheapest at 4. 9x versus Monroe Capital Corporation at 9. 6x. On forward P/E, TriplePoint Venture Growth BDC Corp. is actually cheaper at 6. 5x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Monroe Capital Corporation wins at 0. 32x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — MRCC or TPVG?
Over the past 5 years, Monroe Capital Corporation (MRCC) delivered a total return of -0.
9%, compared to -13. 5% for TriplePoint Venture Growth BDC Corp. (TPVG). Over 10 years, the gap is even starker: TPVG returned +93. 3% versus MRCC's +22. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — MRCC or TPVG?
By beta (market sensitivity over 5 years), Monroe Capital Corporation (MRCC) is the lower-risk stock at 0.
74β versus TriplePoint Venture Growth BDC Corp. 's 0. 83β — meaning TPVG is approximately 12% more volatile than MRCC relative to the S&P 500. On balance sheet safety, Monroe Capital Corporation (MRCC) carries a lower debt/equity ratio of 115% versus 133% for TriplePoint Venture Growth BDC Corp. — giving it more financial flexibility in a downturn.
05Which is growing faster — MRCC or TPVG?
By revenue growth (latest reported year), TriplePoint Venture Growth BDC Corp.
(TPVG) is pulling ahead at 36. 6% versus -39. 7% for Monroe Capital Corporation (MRCC). On earnings-per-share growth, the picture is similar: TriplePoint Venture Growth BDC Corp. grew EPS 48. 8% year-over-year, compared to 17. 8% for Monroe Capital Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — MRCC or TPVG?
Monroe Capital Corporation (MRCC) is the more profitable company, earning 53.
8% net margin versus 50. 6% for TriplePoint Venture Growth BDC Corp. — meaning it keeps 53. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TPVG leads at 77. 9% versus 51. 7% for MRCC. At the gross margin level — before operating expenses — TPVG leads at 83. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is MRCC or TPVG more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Monroe Capital Corporation (MRCC) is the more undervalued stock at a PEG of 0. 32x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, TriplePoint Venture Growth BDC Corp. (TPVG) trades at 6. 5x forward P/E versus 14. 9x for Monroe Capital Corporation — 8. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MRCC: 57. 5% to $8. 00.
08Which pays a better dividend — MRCC or TPVG?
All stocks in this comparison pay dividends.
TriplePoint Venture Growth BDC Corp. (TPVG) offers the highest yield at 17. 1%, versus 0. 2% for Monroe Capital Corporation (MRCC).
09Is MRCC or TPVG better for a retirement portfolio?
For long-horizon retirement investors, TriplePoint Venture Growth BDC Corp.
(TPVG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 83), 17. 1% yield). Both have compounded well over 10 years (TPVG: +93. 3%, MRCC: +22. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between MRCC and TPVG?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: MRCC is a small-cap deep-value stock; TPVG is a small-cap high-growth stock. TPVG pays a dividend while MRCC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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