NISN
Nisun International Enterprise Development Group Co., Ltd
Financial - Credit Services
Market Cap$3M
5Y Perf.-99.7%
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Stock Comparison
NISN vs RETO
Revenue, margins, valuation, and 5-year total return — side by side.
RETO
ReTo Eco-Solutions, Inc.
Construction Materials
Market Cap$356K
5Y Perf.-100.0%
NISN vs RETO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | NISN | RETO |
|---|---|---|
| Industry | Financial - Credit Services | Construction Materials |
| Market Cap | $3M | $356K |
| Revenue (TTM) | $340M | $9M |
| Net Income (TTM) | $19M | $-25M |
| Gross Margin | 9.1% | 14.0% |
| Operating Margin | 1.1% | -237.8% |
| Forward P/E | 3.0x | — |
| Total Debt | $8M | $110K |
| Cash & Equiv. | $45M | $671K |
NISN vs RETO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
NISN
RETO
| Stock | May 20 | Mar 26 | Return |
|---|---|---|---|
| Nisun International… (NISN) | 100 | 0.3 | -99.7% |
| ReTo Eco-Solutions,… (RETO) | 100 | 0.0 | -100.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NISN vs RETO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: NISN leads in 4 of 6 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. ReTo Eco-Solutions, Inc. is the stronger pick specifically for capital preservation and lower volatility. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
NISN
Nisun International Enterprise Development Group Co., Ltd
The Banking Pick
NISN carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth -12.2%, EPS growth -94.8%
- -98.8% 10Y total return vs RETO's -100.0%
- -12.2% NII/revenue growth vs RETO's -43.5%
Best for: growth exposure and long-term compounding
RETO
ReTo Eco-Solutions, Inc.
The Income Pick
RETO is the clearest fit if your priority is income & stability and sleep-well-at-night.
- beta 1.77
- Lower volatility, beta 1.77, Low D/E 0.4%, current ratio 0.35x
- Beta 1.77, current ratio 0.35x
Best for: income & stability and sleep-well-at-night
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | NISN | -12.2% NII/revenue growth vs RETO's -43.5% |
| Quality / Margins | NISN | 0.3% margin vs RETO's -291.9% |
| Stability / Safety | RETO | Beta 1.77 vs NISN's 2.06, lower leverage |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | NISN | -86.5% vs RETO's -95.9% |
| Efficiency (ROA) | NISN | 6.8% ROA vs RETO's -75.1%, ROIC 1.3% vs -14.5% |
NISN vs RETO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2021
FY 2024
NISN vs RETO — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLNISNLAGGINGRETO
RETOReTo Eco-Solutions, I…
1leads
NISNNisun International E…
3leads
6 Total Categories
CATEGORYLEADERvs RETOMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
NISN3/5
Valuation MetricsMultiples, price ratios, and targets
RETO2/3
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
NISN5/8
Total Returns1Y, 3Y, 5Y total returns with dividends
NISN6/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
NISN leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
NISN is the larger business by revenue, generating $340M annually — 39.2x RETO's $9M. Profitability is closely matched — net margins range from 0.3% (NISN) to -2.9% (RETO).
| Metric | NISNNisun Internation… | RETOReTo Eco-Solution… |
|---|---|---|
| RevenueTrailing 12 months | $340M | $9M |
| EBITDAEarnings before interest/tax | $31M | -$19M |
| Net IncomeAfter-tax profit | $19M | -$25M |
| Free Cash FlowCash after capex | -$41M | -$7M |
| Gross MarginGross profit ÷ Revenue | +9.1% | +14.0% |
| Operating MarginEBIT ÷ Revenue | +1.1% | -2.4% |
| Net MarginNet income ÷ Revenue | +0.3% | -2.9% |
| FCF MarginFCF ÷ Revenue | -22.3% | -77.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +49.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -2.5% | +98.8% |
NISN leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
RETO leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
| Metric | NISNNisun Internation… | RETOReTo Eco-Solution… |
|---|---|---|
| Market CapShares × price | $3M | $355,799 |
| Enterprise ValueMkt cap + debt − cash | -$34M | -$205,956 |
| Trailing P/EPrice ÷ TTM EPS | 2.96x | -0.04x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | -7.15x | — |
| Price / SalesMarket cap ÷ Revenue | 0.01x | 0.19x |
| Price / BookPrice ÷ Book value/share | 0.01x | 0.01x |
| Price / FCFMarket cap ÷ FCF | — | — |
RETO leads this category, winning 2 of 3 comparable metrics.
Profitability & Efficiency
NISN leads this category, winning 5 of 8 comparable metrics.
Profitability & Efficiency
NISN delivers a 8.8% return on equity — every $100 of shareholder capital generates $9 in annual profit, vs $-183 for RETO. RETO carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to NISN's 0.04x. On the Piotroski fundamental quality scale (0–9), RETO scores 5/9 vs NISN's 3/9, reflecting solid financial health.
| Metric | NISNNisun Internation… | RETOReTo Eco-Solution… |
|---|---|---|
| ROE (TTM)Return on equity | +8.8% | -183.4% |
| ROA (TTM)Return on assets | +6.8% | -75.1% |
| ROICReturn on invested capital | +1.3% | -14.5% |
| ROCEReturn on capital employed | +1.8% | -21.6% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 5 |
| Debt / EquityFinancial leverage | 0.04x | 0.00x |
| Net DebtTotal debt minus cash | -$37M | -$561,755 |
| Cash & Equiv.Liquid assets | $45M | $671,355 |
| Total DebtShort + long-term debt | $8M | $109,600 |
| Interest CoverageEBIT ÷ Interest expense | — | -31.78x |
NISN leads this category, winning 5 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
NISN leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in NISN five years ago would be worth $49 today (with dividends reinvested), compared to $1 for RETO. Over the past 12 months, NISN leads with a -86.5% total return vs RETO's -95.9%. The 3-year compound annual growth rate (CAGR) favors NISN at -47.9% vs RETO's -92.0% — a key indicator of consistent wealth creation.
| Metric | NISNNisun Internation… | RETOReTo Eco-Solution… |
|---|---|---|
| YTD ReturnYear-to-date | -32.7% | -66.1% |
| 1-Year ReturnPast 12 months | -86.5% | -95.9% |
| 3-Year ReturnCumulative with dividends | -85.9% | -99.9% |
| 5-Year ReturnCumulative with dividends | -99.5% | -100.0% |
| 10-Year ReturnCumulative with dividends | -98.8% | -100.0% |
| CAGR (3Y)Annualised 3-year return | -47.9% | -92.0% |
NISN leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
Evenly matched — NISN and RETO each lead in 1 of 2 comparable metrics.
Risk & Volatility
RETO is the less volatile stock with a 1.77 beta — it tends to amplify market swings less than NISN's 2.06 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. NISN currently trades 11.4% from its 52-week high vs RETO's 3.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | NISNNisun Internation… | RETOReTo Eco-Solution… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 2.06x | 1.77x |
| 52-Week HighHighest price in past year | $5.95 | $19.55 |
| 52-Week LowLowest price in past year | $0.43 | $0.48 |
| % of 52W HighCurrent price vs 52-week peak | +11.4% | +3.3% |
| RSI (14)Momentum oscillator 0–100 | 41.4 | 43.5 |
| Avg Volume (50D)Average daily shares traded | 113K | 920K |
Evenly matched — NISN and RETO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
| Metric | NISNNisun Internation… | RETOReTo Eco-Solution… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — |
| Price TargetConsensus 12-month target | — | — |
| # AnalystsCovering analysts | — | — |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +34.2% | 0.0% |
Insufficient data to determine a leader in this category.
Key Takeaway
NISN leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). RETO leads in 1 (Valuation Metrics). 1 tied.
Best OverallNisun International Enterpr… (NISN)Leads 3 of 6 categories
Loading custom metrics...
NISN vs RETO: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is NISN or RETO a better buy right now?
For growth investors, Nisun International Enterprise Development Group Co.
, Ltd (NISN) is the stronger pick with -12. 2% revenue growth year-over-year, versus -43. 5% for ReTo Eco-Solutions, Inc. (RETO). Nisun International Enterprise Development Group Co. , Ltd (NISN) offers the better valuation at 3. 0x trailing P/E, making it the more compelling value choice. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — NISN or RETO?
Over the past 5 years, Nisun International Enterprise Development Group Co.
, Ltd (NISN) delivered a total return of -99. 5%, compared to -100. 0% for ReTo Eco-Solutions, Inc. (RETO). Over 10 years, the gap is even starker: NISN returned -98. 8% versus RETO's -100. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — NISN or RETO?
By beta (market sensitivity over 5 years), ReTo Eco-Solutions, Inc.
(RETO) is the lower-risk stock at 1. 77β versus Nisun International Enterprise Development Group Co. , Ltd's 2. 06β — meaning NISN is approximately 17% more volatile than RETO relative to the S&P 500. On balance sheet safety, ReTo Eco-Solutions, Inc. (RETO) carries a lower debt/equity ratio of 0% versus 4% for Nisun International Enterprise Development Group Co. , Ltd — giving it more financial flexibility in a downturn.
04Which is growing faster — NISN or RETO?
By revenue growth (latest reported year), Nisun International Enterprise Development Group Co.
, Ltd (NISN) is pulling ahead at -12. 2% versus -43. 5% for ReTo Eco-Solutions, Inc. (RETO). On earnings-per-share growth, the picture is similar: ReTo Eco-Solutions, Inc. grew EPS 68. 0% year-over-year, compared to -94. 8% for Nisun International Enterprise Development Group Co. , Ltd. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — NISN or RETO?
Nisun International Enterprise Development Group Co.
, Ltd (NISN) is the more profitable company, earning 0. 3% net margin versus -456. 7% for ReTo Eco-Solutions, Inc. — meaning it keeps 0. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NISN leads at 1. 1% versus -225. 9% for RETO. At the gross margin level — before operating expenses — RETO leads at 45. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — NISN or RETO?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
07Is NISN or RETO better for a retirement portfolio?
For long-horizon retirement investors, ReTo Eco-Solutions, Inc.
(RETO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding. Nisun International Enterprise Development Group Co. , Ltd (NISN) carries a higher beta of 2. 06 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (RETO: -100. 0%, NISN: -98. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between NISN and RETO?
These companies operate in different sectors (NISN (Financial Services) and RETO (Basic Materials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: NISN is a small-cap deep-value stock; RETO is a small-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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