NTCL
NetClass Technology Inc
Software - Application
Market Cap$6M
5Y Perf.-93.5%
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Stock Comparison
NTCL vs DAO
Revenue, margins, valuation, and 5-year total return — side by side.
DAO
Youdao, Inc.
Education & Training Services
Market Cap$375M
5Y Perf.+62.2%
NTCL vs DAO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | NTCL | DAO |
|---|---|---|
| Industry | Software - Application | Education & Training Services |
| Market Cap | $6M | $375M |
| Revenue (TTM) | $10M | $5.89B |
| Net Income (TTM) | $-1M | $107M |
| Gross Margin | 22.9% | 44.3% |
| Operating Margin | -12.8% | 3.7% |
| Forward P/E | — | 8.3x |
| Total Debt | $13K | $1.82B |
| Cash & Equiv. | $411K | $440M |
NTCL vs DAO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
NTCL
DAO
| Stock | Dec 24 | May 26 | Return |
|---|---|---|---|
| NetClass Technology… (NTCL) | 100 | 6.5 | -93.5% |
| Youdao, Inc. (DAO) | 100 | 162.2 | +62.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NTCL vs DAO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: DAO leads in 4 of 5 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
NTCL
NetClass Technology Inc
The Defensive Pick
NTCL is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta -0.44, Low D/E 0.4%, current ratio 1.70x
- Beta -0.44, current ratio 1.70x
Best for: sleep-well-at-night and defensive
DAO
Youdao, Inc.
The Growth Play
DAO carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 3.6%, EPS growth -100.0%, 3Y rev CAGR 5.0%
- -4.0% 10Y total return vs NTCL's -92.4%
- 3.6% revenue growth vs NTCL's -8.9%
Best for: growth exposure and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | DAO | 3.6% revenue growth vs NTCL's -8.9% |
| Quality / Margins | DAO | 1.8% margin vs NTCL's -14.6% |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | DAO | +35.6% vs NTCL's -98.8% |
| Efficiency (ROA) | DAO | 5.4% ROA vs NTCL's -21.5% |
NTCL vs DAO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2024
FY 2024
NTCL vs DAO — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLDAOLAGGINGNTCL
NTCLNetClass Technology I…
0leads
DAOYoudao, Inc.
3leads
6 Total Categories
CATEGORYLEADERvs NTCLMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
DAO4/5
Valuation MetricsMultiples, price ratios, and targets
DAO1/1
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
Tied
—
Total Returns1Y, 3Y, 5Y total returns with dividends
DAO6/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
DAO leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
DAO is the larger business by revenue, generating $5.9B annually — 583.4x NTCL's $10M. DAO is the more profitable business, keeping 1.8% of every revenue dollar as net income compared to NTCL's -14.6%. On growth, DAO holds the edge at +15.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | NTCLNetClass Technolo… | DAOYoudao, Inc. |
|---|---|---|
| RevenueTrailing 12 months | $10M | $5.9B |
| EBITDAEarnings before interest/tax | — | $193M |
| Net IncomeAfter-tax profit | — | $107M |
| Free Cash FlowCash after capex | — | $0 |
| Gross MarginGross profit ÷ Revenue | +22.9% | +44.3% |
| Operating MarginEBIT ÷ Revenue | -12.8% | +3.7% |
| Net MarginNet income ÷ Revenue | -14.6% | +1.8% |
| FCF MarginFCF ÷ Revenue | -1.3% | — |
| Rev. Growth (YoY)Latest quarter vs prior year | -19.1% | +15.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -43.1% | -100.0% |
DAO leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
DAO leads this category, winning 1 of 1 comparable metric.
Valuation Metrics
| Metric | NTCLNetClass Technolo… | DAOYoudao, Inc. |
|---|---|---|
| Market CapShares × price | $6M | $375M |
| Enterprise ValueMkt cap + debt − cash | $6M | $579M |
| Trailing P/EPrice ÷ TTM EPS | -4.04x | — |
| Forward P/EPrice ÷ next-FY EPS est. | — | 8.25x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 15.74x |
| Price / SalesMarket cap ÷ Revenue | 0.59x | 0.43x |
| Price / BookPrice ÷ Book value/share | 1.95x | — |
| Price / FCFMarket cap ÷ FCF | — | — |
DAO leads this category, winning 1 of 1 comparable metric.
Profitability & Efficiency
Evenly matched — NTCL and DAO each lead in 2 of 4 comparable metrics.
Profitability & Efficiency
On the Piotroski fundamental quality scale (0–9), DAO scores 5/9 vs NTCL's 3/9, reflecting solid financial health.
| Metric | NTCLNetClass Technolo… | DAOYoudao, Inc. |
|---|---|---|
| ROE (TTM)Return on equity | -39.4% | — |
| ROA (TTM)Return on assets | -21.5% | +5.4% |
| ROICReturn on invested capital | -29.1% | — |
| ROCEReturn on capital employed | -34.3% | — |
| Piotroski ScoreFundamental quality 0–9 | 3 | 5 |
| Debt / EquityFinancial leverage | 0.00x | — |
| Net DebtTotal debt minus cash | -$397,594 | $1.4B |
| Cash & Equiv.Liquid assets | $410,716 | $440M |
| Total DebtShort + long-term debt | $13,122 | $1.8B |
| Interest CoverageEBIT ÷ Interest expense | — | 3.90x |
Evenly matched — NTCL and DAO each lead in 2 of 4 comparable metrics.
Total Returns (Dividends Reinvested)
DAO leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in DAO five years ago would be worth $5,249 today (with dividends reinvested), compared to $758 for NTCL. Over the past 12 months, DAO leads with a +35.6% total return vs NTCL's -98.8%. The 3-year compound annual growth rate (CAGR) favors DAO at 21.4% vs NTCL's -57.7% — a key indicator of consistent wealth creation.
| Metric | NTCLNetClass Technolo… | DAOYoudao, Inc. |
|---|---|---|
| YTD ReturnYear-to-date | -28.5% | +7.0% |
| 1-Year ReturnPast 12 months | -98.8% | +35.6% |
| 3-Year ReturnCumulative with dividends | -92.4% | +79.1% |
| 5-Year ReturnCumulative with dividends | -92.4% | -47.5% |
| 10-Year ReturnCumulative with dividends | -92.4% | -4.0% |
| CAGR (3Y)Annualised 3-year return | -57.7% | +21.4% |
DAO leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
Evenly matched — NTCL and DAO each lead in 1 of 2 comparable metrics.
Risk & Volatility
NTCL is the less volatile stock with a -0.44 beta — it tends to amplify market swings less than DAO's 0.78 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. DAO currently trades 92.6% from its 52-week high vs NTCL's 0.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | NTCLNetClass Technolo… | DAOYoudao, Inc. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.44x | 0.78x |
| 52-Week HighHighest price in past year | $51.80 | $12.96 |
| 52-Week LowLowest price in past year | $0.22 | $8.00 |
| % of 52W HighCurrent price vs 52-week peak | +0.7% | +92.6% |
| RSI (14)Momentum oscillator 0–100 | 43.9 | 62.3 |
| Avg Volume (50D)Average daily shares traded | 201K | 66K |
Evenly matched — NTCL and DAO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
| Metric | NTCLNetClass Technolo… | DAOYoudao, Inc. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $6.50 |
| # AnalystsCovering analysts | — | 9 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
Insufficient data to determine a leader in this category.
Key Takeaway
DAO leads in 3 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics. 2 categories are tied.
Best OverallYoudao, Inc. (DAO)Leads 3 of 6 categories
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NTCL vs DAO: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is NTCL or DAO a better buy right now?
For growth investors, Youdao, Inc.
(DAO) is the stronger pick with 3. 6% revenue growth year-over-year, versus -8. 9% for NetClass Technology Inc (NTCL). Analysts rate Youdao, Inc. (DAO) a "Buy" — based on 9 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — NTCL or DAO?
Over the past 5 years, Youdao, Inc.
(DAO) delivered a total return of -47. 5%, compared to -92. 4% for NetClass Technology Inc (NTCL). Over 10 years, the gap is even starker: DAO returned -4. 0% versus NTCL's -92. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — NTCL or DAO?
By beta (market sensitivity over 5 years), NetClass Technology Inc (NTCL) is the lower-risk stock at -0.
44β versus Youdao, Inc. 's 0. 78β — meaning DAO is approximately -275% more volatile than NTCL relative to the S&P 500.
04Which is growing faster — NTCL or DAO?
By revenue growth (latest reported year), Youdao, Inc.
(DAO) is pulling ahead at 3. 6% versus -8. 9% for NetClass Technology Inc (NTCL). On earnings-per-share growth, the picture is similar: Youdao, Inc. grew EPS -100. 0% year-over-year, compared to -968. 5% for NetClass Technology Inc. Over a 3-year CAGR, DAO leads at 5. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — NTCL or DAO?
Youdao, Inc.
(DAO) is the more profitable company, earning 1. 8% net margin versus -14. 6% for NetClass Technology Inc — meaning it keeps 1. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: DAO leads at 3. 7% versus -12. 8% for NTCL. At the gross margin level — before operating expenses — DAO leads at 44. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — NTCL or DAO?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
07Is NTCL or DAO better for a retirement portfolio?
For long-horizon retirement investors, NetClass Technology Inc (NTCL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
44)). Both have compounded well over 10 years (NTCL: -92. 4%, DAO: -4. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between NTCL and DAO?
These companies operate in different sectors (NTCL (Technology) and DAO (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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