OMCC vs MRCC

For growth investors, Old Market Capital Corporation (OMCC) is the stronger pick with 73.

1% revenue growth year-over-year, versus -39. 7% for Monroe Capital Corporation (MRCC). Monroe Capital Corporation (MRCC) offers the better valuation at 9. 6x trailing P/E (14. 9x forward), making it the more compelling value choice. Analysts rate Monroe Capital Corporation (MRCC) a "Hold" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, Monroe Capital Corporation (MRCC) delivered a total return of -0.

9%, compared to -31. 1% for Old Market Capital Corporation (OMCC). Over 10 years, the gap is even starker: MRCC returned +22. 8% versus OMCC's -31. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Old Market Capital Corporation (OMCC) is the lower-risk stock at -0.

04β versus Monroe Capital Corporation's 0. 74β — meaning MRCC is approximately -2039% more volatile than OMCC relative to the S&P 500. On balance sheet safety, Old Market Capital Corporation (OMCC) carries a lower debt/equity ratio of 6% versus 115% for Monroe Capital Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Old Market Capital Corporation (OMCC) is pulling ahead at 73.

1% versus -39. 7% for Monroe Capital Corporation (MRCC). On earnings-per-share growth, the picture is similar: Old Market Capital Corporation grew EPS 73. 1% year-over-year, compared to 17. 8% for Monroe Capital Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Monroe Capital Corporation (MRCC) is the more profitable company, earning 53.

8% net margin versus -47. 9% for Old Market Capital Corporation — meaning it keeps 53. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MRCC leads at 51. 7% versus -77. 2% for OMCC. At the gross margin level — before operating expenses — OMCC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, MRCC (0.

2% yield) pays a dividend. OMCC does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Old Market Capital Corporation (OMCC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

04)). Both have compounded well over 10 years (OMCC: -31. 1%, MRCC: +22. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: OMCC is a small-cap high-growth stock; MRCC is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.