OXBR vs GLRE

For growth investors, Oxbridge Re Holdings Limited (OXBR) is the stronger pick with 107.

7% revenue growth year-over-year, versus 7. 5% for Greenlight Capital Re, Ltd. (GLRE). Greenlight Capital Re, Ltd. (GLRE) offers the better valuation at 8. 2x trailing P/E (8. 9x forward), making it the more compelling value choice. Analysts rate Greenlight Capital Re, Ltd. (GLRE) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, Greenlight Capital Re, Ltd.

(GLRE) delivered a total return of +99. 1%, compared to -54. 0% for Oxbridge Re Holdings Limited (OXBR). Over 10 years, the gap is even starker: GLRE returned -16. 4% versus OXBR's -65. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Greenlight Capital Re, Ltd.

(GLRE) is the lower-risk stock at 0. 40β versus Oxbridge Re Holdings Limited's 2. 69β — meaning OXBR is approximately 577% more volatile than GLRE relative to the S&P 500. On balance sheet safety, Greenlight Capital Re, Ltd. (GLRE) carries a lower debt/equity ratio of 1% versus 6% for Oxbridge Re Holdings Limited — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Oxbridge Re Holdings Limited (OXBR) is pulling ahead at 107.

7% versus 7. 5% for Greenlight Capital Re, Ltd. (GLRE). On earnings-per-share growth, the picture is similar: Greenlight Capital Re, Ltd. grew EPS 75. 0% year-over-year, compared to 73. 4% for Oxbridge Re Holdings Limited. Over a 3-year CAGR, GLRE leads at 13. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Greenlight Capital Re, Ltd.

(GLRE) is the more profitable company, earning 10. 7% net margin versus -323. 1% for Oxbridge Re Holdings Limited — meaning it keeps 10. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GLRE leads at 11. 2% versus -297. 6% for OXBR. At the gross margin level — before operating expenses — OXBR leads at 53. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

None of the stocks in this comparison currently pay a material dividend.

All are effectively zero-yield and should be held for capital appreciation rather than income.

For long-horizon retirement investors, Greenlight Capital Re, Ltd.

(GLRE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 40)). Oxbridge Re Holdings Limited (OXBR) carries a higher beta of 2. 69 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (GLRE: -16. 4%, OXBR: -65. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: OXBR is a small-cap high-growth stock; GLRE is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.