PDCC
Pearl Diver Credit Company Inc.
Asset Management
Market Cap$65M
5Y Perf.-53.5%
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Side-by-side financial analysisPDCC
BX
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Stock Comparison
PDCC vs BX
Revenue, margins, valuation, and 5-year total return — side by side.
BX
Blackstone Inc.
Asset Management
Market Cap$97.66B
5Y Perf.-12.3%
PDCC vs BX — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot |  PDCC |  BX |
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $65M | $97.66B |
| Revenue (TTM) | $22M | $13.83B |
| Net Income (TTM) | $-19M | $3.02B |
| Gross Margin | 78.9% | 86.0% |
| Operating Margin | -71.8% | 51.9% |
| Forward P/E | — | 21.2x |
| Total Debt | $7M | $13.31B |
| Cash & Equiv. | $100K | $2.63B |
PDCC vs BX — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
PDCC
BX
| Stock | Jul 24 | Jun 26 | Return |
|---|---|---|---|
| Pearl Diver Credit … (PDCC) | 100 | 46.5 | -53.5% |
| Blackstone Inc. (BX) | 100 | 87.7 | -12.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PDCC vs BX
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: BX leads in 4 of 7 categories, making it the strongest pick for profitability and margin quality and dividend income and shareholder returns. Pearl Diver Credit Company Inc. is the stronger pick specifically for growth and revenue expansion and valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
🥇BX emerged as the overall leader. Track its performance:
PDCC
Pearl Diver Credit Company Inc.
The Banking Pick
PDCC is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 2 yrs, beta 0.27
- Rev growth 27.4%, EPS growth -376.5%
- Lower volatility, beta 0.27, Low D/E 5.2%, current ratio 0.15x
Best for: income & stability and growth exposure
BX
Blackstone Inc.
The Banking Pick
BX carries the broadest edge in this set and is the clearest fit for long-term compounding.
- 5.2% 10Y total return vs PDCC's -26.0%
- Efficiency ratio 0.3% vs PDCC's 1.5% (lower = leaner)
- 6.2% yield; 2-year raise streak; the other pay no meaningful dividend
Best for: long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth |  PDCC | 27.4% NII/revenue growth vs BX's 21.6% |
| Value | PDCC | Better valuation composite |
| Quality / Margins |  BX | Efficiency ratio 0.3% vs PDCC's 1.5% (lower = leaner) |
| Stability / Safety | PDCC | Beta 0.27 vs BX's 1.45, lower leverage |
| Dividends | BX | 6.2% yield; 2-year raise streak; the other pay no meaningful dividend |
| Momentum (1Y) | BX | -6.3% vs PDCC's -28.6% |
| Efficiency (ROA) | BX | Efficiency ratio 0.3% vs PDCC's 1.5% |
PDCC vs BX — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2025
PDCC vs BX — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLBXLAGGINGPDCC
PDCCPearl Diver Credit Co…
1leads
BXBlackstone Inc.
3leads
6 Total Categories
CATEGORYLEADERvs PDCCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
BX3/4
Valuation MetricsMultiples, price ratios, and targets
PDCC4/4
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
BX5/8
Total Returns1Y, 3Y, 5Y total returns with dividends
BX6/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
BX leads this category, winning 3 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
BX is the larger business by revenue, generating $13.8B annually — 620.9x PDCC's $22M. BX is the more profitable business, keeping 21.8% of every revenue dollar as net income compared to PDCC's -86.8%.
| Metric | PDCCPearl Diver Credi… | BXBlackstone Inc. |
|---|---|---|
| RevenueTrailing 12 months | $22M | $13.8B |
| EBITDAEarnings before interest/tax | — | $7.2B |
| Net IncomeAfter-tax profit | — | $3.0B |
| Free Cash FlowCash after capex | — | $3.5B |
| Gross MarginGross profit ÷ Revenue | +78.9% | +86.0% |
| Operating MarginEBIT ÷ Revenue | -71.8% | +51.9% |
| Net MarginNet income ÷ Revenue | -86.8% | +21.8% |
| FCF MarginFCF ÷ Revenue | +124.8% | +25.1% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | — | +41.3% |
BX leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
PDCC leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
| Metric | PDCCPearl Diver Credi… | BXBlackstone Inc. |
|---|---|---|
| Market CapShares × price | $65M | $97.7B |
| Enterprise ValueMkt cap + debt − cash | $72M | $108.3B |
| Trailing P/EPrice ÷ TTM EPS | -4.07x | 32.12x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 21.17x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.53x |
| EV / EBITDAEnterprise value multiple | — | 15.02x |
| Price / SalesMarket cap ÷ Revenue | 2.92x | 7.06x |
| Price / BookPrice ÷ Book value/share | 0.50x | 4.45x |
| Price / FCFMarket cap ÷ FCF | 2.34x | 55.97x |
PDCC leads this category, winning 4 of 4 comparable metrics.
Profitability & Efficiency
BX leads this category, winning 5 of 8 comparable metrics.
Profitability & Efficiency
BX delivers a 14.3% return on equity — every $100 of shareholder capital generates $14 in annual profit, vs $-14 for PDCC. PDCC carries lower financial leverage with a 0.05x debt-to-equity ratio, signaling a more conservative balance sheet compared to BX's 0.61x.
| Metric | PDCCPearl Diver Credi… | BXBlackstone Inc. |
|---|---|---|
| ROE (TTM)Return on equity | -14.5% | +14.3% |
| ROA (TTM)Return on assets | -12.1% | +6.5% |
| ROICReturn on invested capital | -8.5% | +16.1% |
| ROCEReturn on capital employed | -10.4% | +16.9% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 5 |
| Debt / EquityFinancial leverage | 0.05x | 0.61x |
| Net DebtTotal debt minus cash | $7M | $10.7B |
| Cash & Equiv.Liquid assets | $99,688 | $2.6B |
| Total DebtShort + long-term debt | $7M | $13.3B |
| Interest CoverageEBIT ÷ Interest expense | -4.78x | 14.12x |
BX leads this category, winning 5 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
BX leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in BX five years ago would be worth $14,948 today (with dividends reinvested), compared to $7,404 for PDCC. Over the past 12 months, BX leads with a -6.3% total return vs PDCC's -28.6%. The 3-year compound annual growth rate (CAGR) favors BX at 13.9% vs PDCC's -9.5% — a key indicator of consistent wealth creation.
| Metric | PDCCPearl Diver Credi… | BXBlackstone Inc. |
|---|---|---|
| YTD ReturnYear-to-date | -24.7% | -19.8% |
| 1-Year ReturnPast 12 months | -28.6% | -6.3% |
| 3-Year ReturnCumulative with dividends | -26.0% | +47.9% |
| 5-Year ReturnCumulative with dividends | -26.0% | +49.5% |
| 10-Year ReturnCumulative with dividends | -26.0% | +521.4% |
| CAGR (3Y)Annualised 3-year return | -9.5% | +13.9% |
BX leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
Evenly matched — PDCC and BX each lead in 1 of 2 comparable metrics.
Risk & Volatility
PDCC is the less volatile stock with a 0.27 beta — it tends to amplify market swings less than BX's 1.45 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BX currently trades 65.6% from its 52-week high vs PDCC's 52.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | PDCCPearl Diver Credi… | BXBlackstone Inc. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.27x | 1.45x |
| 52-Week HighHighest price in past year | $18.40 | $190.09 |
| 52-Week LowLowest price in past year | $9.25 | $101.73 |
| % of 52W HighCurrent price vs 52-week peak | +52.0% | +65.6% |
| RSI (14)Momentum oscillator 0–100 | 32.6 | 56.5 |
| Avg Volume (50D)Average daily shares traded | 13K | 5.0M |
Evenly matched — PDCC and BX each lead in 1 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
BX is the only dividend payer here at 6.18% yield — a key consideration for income-focused portfolios.
| Metric | PDCCPearl Diver Credi… | BXBlackstone Inc. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $156.29 |
| # AnalystsCovering analysts | — | 29 |
| Dividend YieldAnnual dividend ÷ price | — | +6.2% |
| Dividend StreakConsecutive years of raises | 2 | 2 |
| Dividend / ShareAnnual DPS | — | $7.70 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.3% |
Insufficient data to determine a leader in this category.
Key Takeaway
BX leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). PDCC leads in 1 (Valuation Metrics). 1 tied.
Best OverallBlackstone Inc. (BX)Leads 3 of 6 categories
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PDCC vs BX: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is PDCC or BX a better buy right now?
For growth investors, Pearl Diver Credit Company Inc.
(PDCC) is the stronger pick with 27. 4% revenue growth year-over-year, versus 21. 6% for Blackstone Inc. (BX). Blackstone Inc. (BX) offers the better valuation at 32. 1x trailing P/E (21. 2x forward), making it the more compelling value choice. Analysts rate Blackstone Inc. (BX) a "Buy" — based on 29 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — PDCC or BX?
Over the past 5 years, Blackstone Inc.
(BX) delivered a total return of +49. 5%, compared to -26. 0% for Pearl Diver Credit Company Inc. (PDCC). Over 10 years, the gap is even starker: BX returned +521. 4% versus PDCC's -26. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — PDCC or BX?
By beta (market sensitivity over 5 years), Pearl Diver Credit Company Inc.
(PDCC) is the lower-risk stock at 0. 27β versus Blackstone Inc. 's 1. 45β — meaning BX is approximately 429% more volatile than PDCC relative to the S&P 500. On balance sheet safety, Pearl Diver Credit Company Inc. (PDCC) carries a lower debt/equity ratio of 5% versus 61% for Blackstone Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — PDCC or BX?
By revenue growth (latest reported year), Pearl Diver Credit Company Inc.
(PDCC) is pulling ahead at 27. 4% versus 21. 6% for Blackstone Inc. (BX). On earnings-per-share growth, the picture is similar: Blackstone Inc. grew EPS 7. 2% year-over-year, compared to -376. 5% for Pearl Diver Credit Company Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — PDCC or BX?
Blackstone Inc.
(BX) is the more profitable company, earning 21. 8% net margin versus -86. 8% for Pearl Diver Credit Company Inc. — meaning it keeps 21. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BX leads at 51. 9% versus -71. 8% for PDCC. At the gross margin level — before operating expenses — BX leads at 86. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — PDCC or BX?
In this comparison, BX (6.
2% yield) pays a dividend. PDCC does not pay a meaningful dividend and should not be held primarily for income.
07Is PDCC or BX better for a retirement portfolio?
For long-horizon retirement investors, Pearl Diver Credit Company Inc.
(PDCC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 27)). Both have compounded well over 10 years (PDCC: -26. 0%, BX: +521. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between PDCC and BX?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
BX pays a dividend while PDCC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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