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Pearl Diver Credit Company Inc.(PDCC)Earnings, Financials & Key Ratios
PDCC•NYSE
$10.20
Price updated Jun 27, 2026
AboutPearl Diver Credit Co., Inc. operates as an investment company. It focuses on the investing in collateralized loan obligations securities. The company was founded on April 12, 2023 and is headquartered in New York, NY.Show more
- EBITDA-$16M-205.5%
- Net Income-$19M-385.6%
- EPS (Diluted)-2.35-376.5%
- Gross Margin78.85%-20.8%
- EBITDA Margin-71.78%-182.8%
- Operating Margin-71.78%-182.8%
- Net Margin-86.79%-324.2%
- ROE-14.46%-347.4%
PDCC Price & Volume
Pearl Diver Credit Company Inc. (PDCC) stock price & volume — 10-year historical chart
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Volatile CLO Distributions Threaten Operational Liquidity Stability
Investment Thesis • Updated 2025Q3
VerdictNegative
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Critical Liquidity Shortfall
Key Thesis Takeaways
- Pearl Diver Credit Company faces significant fundamental headwinds as its reliance on volatile junior CLO tranches results in erratic revenue, which dropped from $9.5 million in 2024Q4 to $5.0 million in 2025Q3.
- The firm's aggressive dividend policy, totaling $4.5 million per quarter, appears unsustainable given the current liquidity shortfall and the accumulation of a $14.4 million deficit in retained earnings.
- Investors should exercise extreme caution as the company's reliance on Level 3 asset valuations and a 0.41 current ratio suggest a high risk of future capital impairment.
Verdict Logic
the company's inability to maintain positive net income and its reliance on aggressive dividend payouts despite a 0.41 current ratio present an unacceptable risk profile for most investors.
PDCC Growth Metrics
Pearl Diver Credit Company Inc. (PDCC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-
EPS CAGR
10 Years-
5 Years-
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Return on Capital
10 Years3.19%
5 Years3.19%
3 Years3.19%
Last Year-10.41%
Peers Comparison
Key metrics vs top competitors for Pearl Diver Credit Company Inc. (PDCC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $10.20 | $69.4M | -4.34 | 27.37% | -86.79% | -14.46% | 25.29% | |
| $8.76 | $854.98M | -1.46 | 309.08% | -65.48% | -33.24% | — | |
| $3.70 | $489.17M | -3.52 | 0.12% | -123.81% | -17.51% | — | |
| $9.98 | $233.87M | -202.02 | 10.65% | -24.02% | -3.81% | — | |
| $2.55 | $74.75M | -6.54 | 116.98% | -22.88% | -6.12% | — | |
| $18.19 | $13.06B | 9.78 | 32.87% | 43.69% | 8.11% | — |
Compare PDCC vs Peers
Pearl Diver Credit Company Inc. (PDCC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PDCC SEC Filings & Documents
Pearl Diver Credit Company Inc. (PDCC) SEC filings — annual & quarterly reports (10-K, 10-Q)
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PDCC Frequently Asked Questions
Pearl Diver Credit Company Inc. (PDCC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Pearl Diver Credit Company Inc. growing?
Pearl Diver Credit Company Inc. (PDCC) grew revenue by 27.4% over the past year. This is strong growth.
Is PDCC profitable?
Pearl Diver Credit Company Inc. (PDCC) reported a net loss of $19.3M for fiscal year 2025.
Dividend & Returns
Does PDCC pay dividends?
Yes, Pearl Diver Credit Company Inc. (PDCC) pays a dividend with a yield of 25.29%. This makes it attractive for income-focused investors.
What is PDCC's return on equity?
Pearl Diver Credit Company Inc. (PDCC) has a return on equity (ROE) of -14.5%. Negative ROE indicates the company is unprofitable.
What is Pearl Diver Credit Company Inc.'s free cash flow?
Pearl Diver Credit Company Inc. (PDCC) generated $27.8M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.