Banks - Regional
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Side-by-side financial analysisStock Comparison
PKBK vs BWFG vs NBTB vs NFBK vs KRNY vs JPM vs KO
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Regional
Banks - Regional
Banks - Regional
Banks - Regional
Banks - Diversified
Beverages - Non-Alcoholic
PKBK vs BWFG vs NBTB vs NFBK vs KRNY vs JPM vs KO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||||
|---|---|---|---|---|---|---|---|
| Industry | Banks - Regional | Banks - Regional | Banks - Regional | Banks - Regional | Banks - Regional | Banks - Diversified | Beverages - Non-Alcoholic |
| Market Cap | $383M | $444M | $2.52B | $617M | $553M | $896.00B | $355.61B |
| Revenue (TTM) | $146M | $208M | $902M | $266M | $344M | $280.33B | $49.28B |
| Net Income (TTM) | $38M | $35M | $169M | $796K | $32M | $57.05B | $13.70B |
| Gross Margin | 53.3% | 51.6% | 73.6% | 55.3% | 47.7% | 60.0% | 61.7% |
| Operating Margin | 34.2% | 23.3% | 24.3% | 6.4% | 11.6% | 25.9% | 29.3% |
| Forward P/E | 535.7x | 10.3x | 11.5x | 10.9x | 14.1x | 14.4x | 25.3x |
| Total Debt | $143M | $180M | $327M | $992M | $1.26B | $942.38B | $45.49B |
| Cash & Equiv. | $157M | $225M | $185M | $12M | $167M | $343.34B | $10.27B |
PKBK vs BWFG vs NBTB vs NFBK vs KRNY vs JPM vs KO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Parke Bancorp, Inc. (PKBK) | 100 | 237.2 | +137.2% |
| Bankwell Financial … (BWFG) | 100 | 349.9 | +249.9% |
| NBT Bancorp Inc. (NBTB) | 100 | 156.6 | +56.6% |
| Northfield Bancorp,… (NFBK) | 100 | 128.3 | +28.3% |
| Kearny Financial Co… (KRNY) | 100 | 107.5 | +7.5% |
| JPMorgan Chase & Co. (JPM) | 100 | 341.0 | +241.0% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PKBK vs BWFG vs NBTB vs NFBK vs KRNY vs JPM vs KO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PKBK carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.63, yield 2.2%
- Rev growth 12.9%, EPS growth 39.2%
- NIM 3.4% vs KRNY's 1.7%
- 12.9% NII/revenue growth vs NFBK's -26.7%
- Beta 0.63 vs JPM's 0.94, lower leverage
BWFG ranks third and is worth considering specifically for sleep-well-at-night and valuation efficiency.
- Lower volatility, beta 0.65, Low D/E 59.6%, current ratio 1.89x
- PEG 0.24 vs KO's 2.26
- Lower P/E (10.3x vs 25.3x), PEG 0.24 vs 2.26
Among these 7 stocks, NBTB doesn't own a clear edge in any measured category.
NFBK doesn't hold a clear category lead here; it's more of a secondary option in this specific comparison.
KRNY is the clearest fit if your priority is defensive.
- Beta 0.72, yield 5.0%, current ratio 1.20x
- 5.0% yield, vs KO's 2.5%
JPM is the clearest fit if your priority is long-term compounding.
- 465.8% 10Y total return vs PKBK's 286.6%
KO is the #2 pick in this set and the best alternative if quality and efficiency is your priority.
- 27.8% margin vs NFBK's 0.3%
- 13.1% ROA vs NFBK's 0.0%, ROIC 15.8% vs 0.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 12.9% NII/revenue growth vs NFBK's -26.7% | |
| Value | Lower P/E (10.3x vs 25.3x), PEG 0.24 vs 2.26 | |
| Quality / Margins | 27.8% margin vs NFBK's 0.3% | |
| Stability / Safety | Beta 0.63 vs JPM's 0.94, lower leverage | |
| Dividends | 5.0% yield, vs KO's 2.5% | |
| Momentum (1Y) | +67.1% vs KO's +17.2% | |
| Efficiency (ROA) | 13.1% ROA vs NFBK's 0.0%, ROIC 15.8% vs 0.8% |
PKBK vs BWFG vs NBTB vs NFBK vs KRNY vs JPM vs KO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
PKBK vs BWFG vs NBTB vs NFBK vs KRNY vs JPM vs KO — Financial Metrics
Side-by-side numbers across 7 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
KO leads in 1 of 6 categories
JPM leads 1 • PKBK leads 0 • BWFG leads 0 • NBTB leads 0 • NFBK leads 0 • KRNY leads 0 • 4 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — PKBK and BWFG and NBTB and JPM and KO each lead in 1 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 1919.0x PKBK's $146M. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to NFBK's 0.3%.
| Metric | |||||||
|---|---|---|---|---|---|---|---|
| RevenueTrailing 12 months | $146M | $208M | $902M | $266M | $344M | $280.3B | $49.3B |
| EBITDAEarnings before interest/tax | $50M | $53M | $241M | $25M | $43M | $81.4B | $15.5B |
| Net IncomeAfter-tax profit | $38M | $35M | $169M | $796,000 | $32M | $57.0B | $13.7B |
| Free Cash FlowCash after capex | $39M | -$5M | $225M | $52M | $40M | $100.9B | $12.6B |
| Gross MarginGross profit ÷ Revenue | +53.3% | +51.6% | +73.6% | +55.3% | +47.7% | +60.0% | +61.7% |
| Operating MarginEBIT ÷ Revenue | +34.2% | +23.3% | +24.3% | +6.4% | +11.6% | +25.9% | +29.3% |
| Net MarginNet income ÷ Revenue | +25.9% | +16.9% | +18.8% | +0.3% | +9.4% | +20.4% | +27.8% |
| FCF MarginFCF ÷ Revenue | +26.7% | -2.4% | +24.9% | +19.6% | +11.6% | +36.0% | +25.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — | — | — | +12.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +52.5% | +2.1% | +39.5% | +68.8% | +50.0% | +16.0% | +18.2% |
Valuation Metrics
Evenly matched — PKBK and BWFG and KRNY each lead in 2 of 7 comparable metrics.
Valuation Metrics
At 10.2x trailing earnings, PKBK trades at a 99% valuation discount to NFBK's 746.5x P/E. Adjusting for growth (PEG ratio), BWFG offers better value at 0.29x vs KO's 2.43x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||||
|---|---|---|---|---|---|---|---|
| Market CapShares × price | $383M | $444M | $2.5B | $617M | $553M | $896.0B | $355.6B |
| Enterprise ValueMkt cap + debt − cash | $370M | $398M | $2.7B | $1.6B | $1.6B | $1.50T | $390.8B |
| Trailing P/EPrice ÷ TTM EPS | 10.17x | 12.50x | 14.47x | 746.46x | 20.93x | 16.00x | 27.18x |
| Forward P/EPrice ÷ next-FY EPS est. | 535.67x | 10.27x | 11.54x | 10.95x | 14.06x | 14.40x | 25.27x |
| PEG RatioP/E ÷ EPS growth rate | 1.72x | 0.29x | 2.06x | — | — | 0.90x | 2.43x |
| EV / EBITDAEnterprise value multiple | 7.34x | 7.58x | 11.03x | 63.83x | 45.76x | 18.36x | 26.39x |
| Price / SalesMarket cap ÷ Revenue | 2.62x | 2.14x | 2.90x | 3.35x | 1.61x | 3.20x | 7.42x |
| Price / BookPrice ÷ Book value/share | 1.18x | 1.44x | 1.29x | 0.86x | 0.74x | 2.47x | 10.40x |
| Price / FCFMarket cap ÷ FCF | 9.84x | 16.98x | 11.49x | 11.83x | 25.84x | 8.88x | 67.15x |
Profitability & Efficiency
KO leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $0 for NFBK. NBTB carries lower financial leverage with a 0.17x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), PKBK scores 8/9 vs JPM's 5/9, reflecting strong financial health.
| Metric | |||||||
|---|---|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +12.0% | +12.2% | +9.5% | +0.1% | +4.3% | +15.9% | +41.1% |
| ROA (TTM)Return on assets | +1.7% | +1.1% | +1.1% | +0.0% | +0.4% | +1.3% | +13.1% |
| ROICReturn on invested capital | +7.8% | +8.0% | +7.9% | +0.8% | +1.1% | +4.5% | +15.8% |
| ROCEReturn on capital employed | +11.6% | +4.4% | +2.4% | +1.0% | +1.5% | +8.9% | +17.3% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 6 | 7 | 5 | 7 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.44x | 0.60x | 0.17x | 1.44x | 1.68x | 2.60x | 1.33x |
| Net DebtTotal debt minus cash | -$13M | -$45M | $142M | $979M | $1.1B | $599.0B | $35.2B |
| Cash & Equiv.Liquid assets | $157M | $225M | $185M | $12M | $167M | $343.3B | $10.3B |
| Total DebtShort + long-term debt | $143M | $180M | $327M | $992M | $1.3B | $942.4B | $45.5B |
| Interest CoverageEBIT ÷ Interest expense | 0.75x | 0.49x | 1.05x | 0.15x | 0.22x | 0.74x | 10.70x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $8,728 for KRNY. Over the past 12 months, PKBK leads with a +67.1% total return vs KO's +17.2%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs KRNY's 10.6% — a key indicator of consistent wealth creation.
| Metric | |||||||
|---|---|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +34.0% | +24.4% | +17.6% | +32.7% | +22.6% | -0.5% | +20.3% |
| 1-Year ReturnPast 12 months | +67.1% | +57.3% | +18.3% | +25.3% | +45.1% | +21.8% | +17.2% |
| 3-Year ReturnCumulative with dividends | +104.0% | +132.8% | +48.5% | +43.7% | +35.2% | +138.2% | +47.0% |
| 5-Year ReturnCumulative with dividends | +75.1% | +111.5% | +44.4% | +4.1% | -12.7% | +118.2% | +65.6% |
| 10-Year ReturnCumulative with dividends | +286.6% | +198.5% | +108.5% | +29.9% | -7.2% | +465.8% | +121.1% |
| CAGR (3Y)Annualised 3-year return | +26.8% | +32.5% | +14.1% | +12.8% | +10.6% | +33.6% | +13.7% |
Risk & Volatility
Evenly matched — KRNY and KO each lead in 1 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than JPM's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KRNY currently trades 99.9% from its 52-week high vs JPM's 95.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||||
|---|---|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.63x | 0.65x | 0.76x | 0.73x | 0.72x | 0.94x | -0.20x |
| 52-Week HighHighest price in past year | $32.24 | $56.48 | $48.27 | $14.80 | $8.79 | $337.25 | $84.04 |
| 52-Week LowLowest price in past year | $18.78 | $33.85 | $39.20 | $9.90 | $5.76 | $262.71 | $65.35 |
| % of 52W HighCurrent price vs 52-week peak | +99.7% | +98.5% | +99.8% | +99.9% | +99.9% | +95.1% | +98.3% |
| RSI (14)Momentum oscillator 0–100 | 65.0 | 63.3 | 63.1 | 67.0 | 66.7 | 59.1 | 60.6 |
| Avg Volume (50D)Average daily shares traded | 90K | 44K | 266K | 245K | 293K | 7.0M | 12.7M |
Analyst Outlook
Evenly matched — KRNY and KO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: BWFG as "Buy", NBTB as "Hold", NFBK as "Hold", KRNY as "Hold", JPM as "Buy", KO as "Buy". Consensus price targets imply 8.1% upside for KRNY (target: $10) vs -4.5% for NBTB (target: $46). For income investors, KRNY offers the higher dividend yield at 5.01% vs BWFG's 1.44%.
| Metric | |||||||
|---|---|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Hold | Hold | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | — | — | $46.00 | $14.50 | $9.50 | $339.75 | $86.13 |
| # AnalystsCovering analysts | — | 3 | 10 | 9 | 5 | 61 | 48 |
| Dividend YieldAnnual dividend ÷ price | +2.2% | +1.4% | +3.0% | +3.6% | +5.0% | +1.9% | +2.5% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 13 | 0 | 0 | 15 | 56 |
| Dividend / ShareAnnual DPS | $0.71 | $0.80 | $1.43 | $0.53 | $0.44 | $5.95 | $2.04 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.7% | +0.3% | +0.4% | +2.5% | +0.1% | +3.9% | +0.2% |
KO leads in 1 of 6 categories (Profitability & Efficiency). JPM leads in 1 (Total Returns). 4 tied.
PKBK vs BWFG vs NBTB vs NFBK vs KRNY vs JPM vs KO: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO a better buy right now?
For growth investors, Parke Bancorp, Inc.
(PKBK) is the stronger pick with 12. 9% revenue growth year-over-year, versus -26. 7% for Northfield Bancorp, Inc. (NFBK). Parke Bancorp, Inc. (PKBK) offers the better valuation at 10. 2x trailing P/E (535. 7x forward), making it the more compelling value choice. Analysts rate Bankwell Financial Group, Inc. (BWFG) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO?
On trailing P/E, Parke Bancorp, Inc.
(PKBK) is the cheapest at 10. 2x versus Northfield Bancorp, Inc. at 746. 5x. On forward P/E, Bankwell Financial Group, Inc. is actually cheaper at 10. 3x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Bankwell Financial Group, Inc. wins at 0. 24x versus Parke Bancorp, Inc. 's 90. 45x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +118. 2%, compared to -12. 7% for Kearny Financial Corp. (KRNY). Over 10 years, the gap is even starker: JPM returned +465. 8% versus KRNY's -7. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
20β versus JPMorgan Chase & Co. 's 0. 94β — meaning JPM is approximately -571% more volatile than KO relative to the S&P 500. On balance sheet safety, NBT Bancorp Inc. (NBTB) carries a lower debt/equity ratio of 17% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO?
By revenue growth (latest reported year), Parke Bancorp, Inc.
(PKBK) is pulling ahead at 12. 9% versus -26. 7% for Northfield Bancorp, Inc. (NFBK). On earnings-per-share growth, the picture is similar: Bankwell Financial Group, Inc. grew EPS 261. 8% year-over-year, compared to -97. 3% for Northfield Bancorp, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO?
The Coca-Cola Company (KO) is the more profitable company, earning 27.
3% net margin versus 0. 4% for Northfield Bancorp, Inc. — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PKBK leads at 34. 2% versus 9. 0% for KRNY. At the gross margin level — before operating expenses — NBTB leads at 72. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Bankwell Financial Group, Inc. (BWFG) is the more undervalued stock at a PEG of 0. 24x versus Parke Bancorp, Inc. 's 90. 45x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Bankwell Financial Group, Inc. (BWFG) trades at 10. 3x forward P/E versus 535. 7x for Parke Bancorp, Inc. — 525. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for KRNY: 8. 1% to $9. 50.
08Which pays a better dividend — PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO?
All stocks in this comparison pay dividends.
Kearny Financial Corp. (KRNY) offers the highest yield at 5. 0%, versus 1. 4% for Bankwell Financial Group, Inc. (BWFG).
09Is PKBK or BWFG or NBTB or NFBK or KRNY or JPM or KO better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
20), 2. 5% yield, +121. 1% 10Y return). Both have compounded well over 10 years (KO: +121. 1%, KRNY: -7. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PKBK and BWFG and NBTB and NFBK and KRNY and JPM and KO?
These companies operate in different sectors (PKBK (Financial Services) and BWFG (Financial Services) and NBTB (Financial Services) and NFBK (Financial Services) and KRNY (Financial Services) and JPM (Financial Services) and KO (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: PKBK is a small-cap deep-value stock; BWFG is a small-cap deep-value stock; NBTB is a small-cap deep-value stock; NFBK is a small-cap income-oriented stock; KRNY is a small-cap income-oriented stock; JPM is a large-cap deep-value stock; KO is a large-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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