NBT Bancorp Inc. (NBTB) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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NBTB Revenue Growth
Revenue Breakdown (FY 2025)
NBTB's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
NBTB Revenue Analysis (2014–2025)
As of May 6, 2026, NBT Bancorp Inc. (NBTB) generated trailing twelve-month (TTM) revenue of $902.2 million, reflecting strong growth of +19.4% year-over-year. The most recent quarter (Q4 2025) recorded $238.2 million in revenue, down 0.2% sequentially.
Looking at the longer-term picture, NBTB's 5-year compound annual growth rate (CAGR) stands at +12.0%, indicating consistent double-digit revenue growth. The company achieved its highest annual revenue of $867.4 million in 2025, representing a new all-time high.
Revenue diversification analysis shows NBTB's business is primarily driven by Insurance Revenue (100%). With over half of revenue concentrated in Insurance Revenue, the company maintains significant focus in this area while developing other growth vectors.
When compared to Financial Services sector peers including CNOB, TRMK, and WSBC. Compare NBTB vs CNOB →
NBTB Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| NBTBCurrent | $902M | +19.4% | +12.0% | 25.3% | |
 CNOB | $606M | - | - | 18.6% | |
 TRMK | $1.1B | - | - | 25.5% | |
 WSBC | $1.4B | - | - | 19.7% | |
 FULT | $1.9B | - | - | 25.7% | |
 CBSH | $2.1B | - | - | 34.2% |
NBTB Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $867.4M | - | $625.7M | 72.1% | $219.4M | 25.3% |
| 2024 | $786.0M | - | $554.8M | 70.6% | $179.5M | 22.8% |
| 2023 | $662.3M | - | $492.5M | 74.4% | $153.5M | 23.2% |
| 2022 | $537.0M | - | $498.0M | 92.7% | $196.2M | 36.5% |
| 2021 | $494.8M | - | $484.2M | 97.9% | $199.9M | 40.4% |
| 2020 | $491.3M | - | $407.5M | 83.0% | $133.1M | 27.1% |
| 2019 | $507.4M | - | $426.0M | 84.0% | $155.4M | 30.6% |
| 2018 | $464.8M | - | $397.3M | 85.5% | $137.0M | 29.5% |
| 2017 | $425.1M | - | $368.2M | 86.6% | $128.2M | 30.1% |
| 2016 | $399.2M | - | $351.3M | 88.0% | $118.8M | 29.8% |
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Start ComparisonNBTB — Frequently Asked Questions
Quick answers to the most common questions about buying NBTB stock.
Is NBTB's revenue growth accelerating or slowing?
NBTB revenue is accelerating at +19.4% year-over-year, exceeding the 5-year CAGR of +12.0%. TTM revenue reached $902M. Growth momentum has increased versus prior periods.
What is NBTB's long-term revenue growth rate?
NBT Bancorp Inc.'s 5-year revenue CAGR of +12.0% reflects the sustained expansion pattern. Current YoY growth of +19.4% is above this long-term average.
How is NBTB's revenue distributed by segment?
NBTB reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.