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4 / 10Stock Comparison
RNR vs EVR vs LAZ vs PJT
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Capital Markets
Financial - Capital Markets
Financial - Capital Markets
RNR vs EVR vs LAZ vs PJT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Insurance - Reinsurance | Financial - Capital Markets | Financial - Capital Markets | Financial - Capital Markets |
| Market Cap | $12.98B | $13.11B | $4.36B | $3.70B |
| Revenue (TTM) | $11.49B | $3.88B | $3.19B | $1.71B |
| Net Income (TTM) | $3.09B | $592M | $237M | $187M |
| Gross Margin | 44.6% | 99.4% | 31.8% | 32.4% |
| Operating Margin | 35.5% | 20.5% | 13.0% | 21.2% |
| Forward P/E | 7.7x | 17.5x | 14.5x | 20.5x |
| Total Debt | $2.33B | $1.16B | $2.58B | $414M |
| Cash & Equiv. | $1.73B | $1.47B | $1.50B | $539M |
RNR vs EVR vs LAZ vs PJT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| RenaissanceRe Holdi… (RNR) | 100 | 179.2 | +79.2% |
| Evercore Inc. (EVR) | 100 | 600.7 | +500.7% |
| Lazard Ltd (LAZ) | 100 | 172.9 | +72.9% |
| PJT Partners Inc. (PJT) | 100 | 280.1 | +180.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RNR vs EVR vs LAZ vs PJT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
RNR is the #2 pick in this set and the best alternative if valuation efficiency is your priority.
- PEG 0.26 vs PJT's 2.36
- Lower P/E (7.7x vs 20.5x), PEG 0.26 vs 2.36
- 26.9% margin vs LAZ's 7.4%
EVR carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 29.5%, EPS growth 54.7%
- 6.1% 10Y total return vs PJT's 6.0%
- 29.5% NII/revenue growth vs LAZ's 3.2%
- +60.9% vs PJT's +8.3%
LAZ is the clearest fit if your priority is income & stability and defensive.
- Dividend streak 1 yrs, beta 1.79, yield 3.8%
- Beta 1.79, yield 3.8%, current ratio 29.35x
- 3.8% yield, 1-year raise streak, vs PJT's 0.6%
PJT is the clearest fit if your priority is sleep-well-at-night.
- Lower volatility, beta 1.10, Low D/E 41.0%, current ratio 27.67x
- Beta 1.10 vs EVR's 1.90, lower leverage
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 29.5% NII/revenue growth vs LAZ's 3.2% | |
| Value | Lower P/E (7.7x vs 20.5x), PEG 0.26 vs 2.36 | |
| Quality / Margins | 26.9% margin vs LAZ's 7.4% | |
| Stability / Safety | Beta 1.10 vs EVR's 1.90, lower leverage | |
| Dividends | 3.8% yield, 1-year raise streak, vs PJT's 0.6% | |
| Momentum (1Y) | +60.9% vs PJT's +8.3% | |
| Efficiency (ROA) | 14.1% ROA vs LAZ's 5.2%, ROIC 18.8% vs 9.5% |
RNR vs EVR vs LAZ vs PJT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
RNR vs EVR vs LAZ vs PJT — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
RNR leads in 3 of 6 categories
EVR leads 1 • LAZ leads 1 • PJT leads 0 • 1 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
RNR leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
RNR is the larger business by revenue, generating $11.5B annually — 6.7x PJT's $1.7B. RNR is the more profitable business, keeping 26.9% of every revenue dollar as net income compared to LAZ's 7.4%.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $11.5B | $3.9B | $3.2B | $1.7B |
| EBITDAEarnings before interest/tax | $4.1B | $804M | $384M | $412M |
| Net IncomeAfter-tax profit | $3.1B | $592M | $237M | $187M |
| Free Cash FlowCash after capex | $4.2B | $1.2B | $519M | $614M |
| Gross MarginGross profit ÷ Revenue | +44.6% | +99.4% | +31.8% | +32.4% |
| Operating MarginEBIT ÷ Revenue | +35.5% | +20.5% | +13.0% | +21.2% |
| Net MarginNet income ÷ Revenue | +26.9% | +15.3% | +7.4% | +10.5% |
| FCF MarginFCF ÷ Revenue | +36.7% | +30.5% | +15.9% | +28.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | -36.4% | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +100.9% | +44.2% | -43.8% | +11.1% |
Valuation Metrics
RNR leads this category, winning 7 of 7 comparable metrics.
Valuation Metrics
At 5.3x trailing earnings, RNR trades at a 77% valuation discount to EVR's 23.6x P/E. Adjusting for growth (PEG ratio), RNR offers better value at 0.18x vs PJT's 2.63x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $13.0B | $13.1B | $4.4B | $3.7B |
| Enterprise ValueMkt cap + debt − cash | $13.6B | $12.8B | $5.4B | $3.6B |
| Trailing P/EPrice ÷ TTM EPS | 5.31x | 23.56x | 21.40x | 22.93x |
| Forward P/EPrice ÷ next-FY EPS est. | 7.66x | 17.50x | 14.52x | 20.52x |
| PEG RatioP/E ÷ EPS growth rate | 0.18x | 2.08x | — | 2.63x |
| EV / EBITDAEnterprise value multiple | 3.38x | 15.91x | 12.09x | 9.08x |
| Price / SalesMarket cap ÷ Revenue | 1.02x | 3.38x | 1.37x | 2.16x |
| Price / BookPrice ÷ Book value/share | 0.70x | 6.33x | 4.99x | 4.34x |
| Price / FCFMarket cap ÷ FCF | 3.51x | 11.09x | 8.63x | 7.71x |
Profitability & Efficiency
Evenly matched — RNR and EVR and PJT each lead in 3 of 9 comparable metrics.
Profitability & Efficiency
EVR delivers a 29.3% return on equity — every $100 of shareholder capital generates $29 in annual profit, vs $17 for RNR. RNR carries lower financial leverage with a 0.12x debt-to-equity ratio, signaling a more conservative balance sheet compared to LAZ's 2.61x. On the Piotroski fundamental quality scale (0–9), RNR scores 8/9 vs LAZ's 5/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +16.6% | +29.3% | +26.7% | +20.1% |
| ROA (TTM)Return on assets | +5.7% | +14.1% | +5.2% | +11.1% |
| ROICReturn on invested capital | +16.0% | +18.8% | +9.5% | +20.3% |
| ROCEReturn on capital employed | +10.7% | +17.6% | +9.5% | +21.2% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 6 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.12x | 0.50x | 2.61x | 0.41x |
| Net DebtTotal debt minus cash | $598M | -$311M | $1.1B | -$125M |
| Cash & Equiv.Liquid assets | $1.7B | $1.5B | $1.5B | $539M |
| Total DebtShort + long-term debt | $2.3B | $1.2B | $2.6B | $414M |
| Interest CoverageEBIT ÷ Interest expense | 33.28x | 32.72x | 4.74x | — |
Total Returns (Dividends Reinvested)
EVR leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in EVR five years ago would be worth $23,623 today (with dividends reinvested), compared to $12,061 for LAZ. Over the past 12 months, EVR leads with a +60.9% total return vs PJT's +8.3%. The 3-year compound annual growth rate (CAGR) favors EVR at 46.8% vs RNR's 13.4% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +10.6% | -5.5% | -5.6% | -9.5% |
| 1-Year ReturnPast 12 months | +21.9% | +60.9% | +17.8% | +8.3% |
| 3-Year ReturnCumulative with dividends | +45.7% | +216.3% | +80.2% | +152.7% |
| 5-Year ReturnCumulative with dividends | +87.1% | +136.2% | +20.6% | +122.3% |
| 10-Year ReturnCumulative with dividends | +176.9% | +613.3% | +100.4% | +600.7% |
| CAGR (3Y)Annualised 3-year return | +13.4% | +46.8% | +21.7% | +36.2% |
Risk & Volatility
RNR leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
RNR is the less volatile stock with a -0.03 beta — it tends to amplify market swings less than EVR's 1.90 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RNR currently trades 94.5% from its 52-week high vs PJT's 78.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.03x | 1.90x | 1.79x | 1.10x |
| 52-Week HighHighest price in past year | $318.20 | $388.71 | $58.75 | $195.62 |
| 52-Week LowLowest price in past year | $231.17 | $206.63 | $38.67 | $127.73 |
| % of 52W HighCurrent price vs 52-week peak | +94.5% | +85.2% | +79.0% | +78.3% |
| RSI (14)Momentum oscillator 0–100 | 46.9 | 53.0 | 50.9 | 51.2 |
| Avg Volume (50D)Average daily shares traded | 303K | 622K | 1.5M | 364K |
Analyst Outlook
LAZ leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: RNR as "Hold", EVR as "Buy", LAZ as "Buy", PJT as "Hold". Consensus price targets imply 15.6% upside for EVR (target: $383) vs 1.9% for LAZ (target: $47). For income investors, LAZ offers the higher dividend yield at 3.78% vs RNR's 0.55%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy | Buy | Hold |
| Price TargetConsensus 12-month target | $308.33 | $382.67 | $47.33 | $158.67 |
| # AnalystsCovering analysts | 28 | 21 | 29 | 12 |
| Dividend YieldAnnual dividend ÷ price | +0.6% | +1.0% | +3.8% | +0.6% |
| Dividend StreakConsecutive years of raises | 1 | 0 | 1 | 1 |
| Dividend / ShareAnnual DPS | $1.67 | $3.25 | $1.75 | $0.86 |
| Buyback YieldShare repurchases ÷ mkt cap | +12.3% | +5.0% | +2.1% | +5.3% |
RNR leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). EVR leads in 1 (Total Returns). 1 tied.
RNR vs EVR vs LAZ vs PJT: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is RNR or EVR or LAZ or PJT a better buy right now?
For growth investors, Evercore Inc.
(EVR) is the stronger pick with 29. 5% revenue growth year-over-year, versus 3. 2% for Lazard Ltd (LAZ). RenaissanceRe Holdings Ltd. (RNR) offers the better valuation at 5. 3x trailing P/E (7. 7x forward), making it the more compelling value choice. Analysts rate Evercore Inc. (EVR) a "Buy" — based on 21 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RNR or EVR or LAZ or PJT?
On trailing P/E, RenaissanceRe Holdings Ltd.
(RNR) is the cheapest at 5. 3x versus Evercore Inc. at 23. 6x. On forward P/E, RenaissanceRe Holdings Ltd. is actually cheaper at 7. 7x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: RenaissanceRe Holdings Ltd. wins at 0. 26x versus PJT Partners Inc. 's 2. 36x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — RNR or EVR or LAZ or PJT?
Over the past 5 years, Evercore Inc.
(EVR) delivered a total return of +136. 2%, compared to +20. 6% for Lazard Ltd (LAZ). Over 10 years, the gap is even starker: EVR returned +613. 3% versus LAZ's +100. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RNR or EVR or LAZ or PJT?
By beta (market sensitivity over 5 years), RenaissanceRe Holdings Ltd.
(RNR) is the lower-risk stock at -0. 03β versus Evercore Inc. 's 1. 90β — meaning EVR is approximately -6081% more volatile than RNR relative to the S&P 500. On balance sheet safety, RenaissanceRe Holdings Ltd. (RNR) carries a lower debt/equity ratio of 12% versus 3% for Lazard Ltd — giving it more financial flexibility in a downturn.
05Which is growing faster — RNR or EVR or LAZ or PJT?
By revenue growth (latest reported year), Evercore Inc.
(EVR) is pulling ahead at 29. 5% versus 3. 2% for Lazard Ltd (LAZ). On earnings-per-share growth, the picture is similar: RenaissanceRe Holdings Ltd. grew EPS 60. 8% year-over-year, compared to -19. 0% for Lazard Ltd. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RNR or EVR or LAZ or PJT?
RenaissanceRe Holdings Ltd.
(RNR) is the more profitable company, earning 21. 0% net margin versus 7. 4% for Lazard Ltd — meaning it keeps 21. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: RNR leads at 31. 5% versus 13. 0% for LAZ. At the gross margin level — before operating expenses — EVR leads at 99. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RNR or EVR or LAZ or PJT more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, RenaissanceRe Holdings Ltd. (RNR) is the more undervalued stock at a PEG of 0. 26x versus PJT Partners Inc. 's 2. 36x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, RenaissanceRe Holdings Ltd. (RNR) trades at 7. 7x forward P/E versus 20. 5x for PJT Partners Inc. — 12. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for EVR: 15. 6% to $382. 67.
08Which pays a better dividend — RNR or EVR or LAZ or PJT?
All stocks in this comparison pay dividends.
Lazard Ltd (LAZ) offers the highest yield at 3. 8%, versus 0. 6% for RenaissanceRe Holdings Ltd. (RNR).
09Is RNR or EVR or LAZ or PJT better for a retirement portfolio?
For long-horizon retirement investors, RenaissanceRe Holdings Ltd.
(RNR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 03), 0. 6% yield, +176. 9% 10Y return). Lazard Ltd (LAZ) carries a higher beta of 1. 79 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (RNR: +176. 9%, LAZ: +100. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RNR and EVR and LAZ and PJT?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: RNR is a mid-cap deep-value stock; EVR is a mid-cap high-growth stock; LAZ is a small-cap income-oriented stock; PJT is a small-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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