RWTN
Redwood Trust, Inc. 9.125% Seni
REIT - Mortgage
Market Cap$3.18B
5Y Perf.+0.4%
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Stock Comparison
RWTN vs CIM vs AGNC vs RWT
Revenue, margins, valuation, and 5-year total return — side by side.
CIM
Chimera Investment Corporation
REIT - Mortgage
Market Cap$1.13B
5Y Perf.+3.5%
AGNC
AGNC Investment Corp.
REIT - Mortgage
Market Cap$9.62B
5Y Perf.+12.1%
RWT
Redwood Trust, Inc.
REIT - Mortgage
Market Cap$697M
5Y Perf.-9.0%
RWTN vs CIM vs AGNC vs RWT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | RWTN | CIM | AGNC | RWT |
|---|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $3.18B | $1.13B | $9.62B | $697M |
| Revenue (TTM) | $977M | $499M | $3.46B | $1.06B |
| Net Income (TTM) | $-70M | $19M | $838M | $-70M |
| Gross Margin | 95.5% | 93.3% | 100.0% | 24.0% |
| Operating Margin | 77.5% | 64.2% | 107.1% | 24.1% |
| Forward P/E | 32.8x | 6.4x | 6.9x | 7.2x |
| Total Debt | $22.29B | $13.07B | $64M | $22.16B |
| Cash & Equiv. | $256M | $279M | $505M | $256M |
RWTN vs CIM vs AGNC vs RWT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
RWTN
CIM
AGNC
RWT
| Stock | Feb 24 | May 26 | Return |
|---|---|---|---|
| Redwood Trust, Inc.… (RWTN) | 100 | 100.4 | +0.4% |
| Chimera Investment … (CIM) | 100 | 103.5 | +3.5% |
| AGNC Investment Cor… (AGNC) | 100 | 112.1 | +12.1% |
| Redwood Trust, Inc. (RWT) | 100 | 91.0 | -9.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RWTN vs CIM vs AGNC vs RWT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: AGNC leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. Redwood Trust, Inc. 9.125% Seni is the stronger pick specifically for capital preservation and lower volatility. CIM also leads in specific categories worth noting. As sector peers, any of these can serve as alternatives in the same allocation.
RWTN
Redwood Trust, Inc. 9.125% Seni
The Real Estate Income Play
RWTN is the #2 pick in this set and the best alternative if income & stability is your priority.
- Dividend streak 1 yrs, beta 0.59, yield 3.4%
- Beta 0.59 vs RWT's 0.82
Best for: income & stability
CIM
Chimera Investment Corporation
The Real Estate Income Play
CIM is the clearest fit if your priority is value.
- Lower P/E (6.4x vs 7.2x)
Best for: value
AGNC
AGNC Investment Corp.
The Real Estate Income Play
AGNC carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 384.7%, EPS growth 17.6%, 3Y rev CAGR 26.4%
- 46.9% 10Y total return vs RWTN's 21.1%
- Lower volatility, beta 0.74, Low D/E 0.7%
- 384.7% FFO/revenue growth vs RWTN's 13.3%
Best for: growth exposure and long-term compounding
RWT
Redwood Trust, Inc.
The Real Estate Income Play
RWT is the clearest fit if your priority is defensive.
- Beta 0.82, yield 13.6%, current ratio 0.28x
Best for: defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | AGNC | 384.7% FFO/revenue growth vs RWTN's 13.3% |
| Value | CIM | Lower P/E (6.4x vs 7.2x) |
| Quality / Margins | AGNC | 24.2% margin vs RWTN's -7.2% |
| Stability / Safety | RWTN | Beta 0.59 vs RWT's 0.82 |
| Dividends | AGNC | 14.7% yield, vs RWT's 13.6% |
| Momentum (1Y) | AGNC | +39.4% vs RWT's +7.9% |
| Efficiency (ROA) | AGNC | 0.8% ROA vs RWTN's -0.3%, ROIC 34.0% vs -0.1% |
RWTN vs CIM vs AGNC vs RWT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2018
Segment breakdown not available.
Segment breakdown not available.
RWTN vs CIM vs AGNC vs RWT — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLAGNCLAGGINGRWT
Who Leads Where
AGNC leads in 3 of 6 categories
CIM leads 1 • RWTN leads 1 • RWT leads 0 • 1 tied
Explore the data ↓RWTRedwood Trust, Inc.
0leads
CIMChimera Investment Co…
1leads
RWTNRedwood Trust, Inc. 9…
1leads
AGNCAGNC Investment Corp.
3leads
6 Total Categories
CATEGORYLEADERvs RWTNvs CIMMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
AGNC3/6
Valuation MetricsMultiples, price ratios, and targets
CIM2/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
AGNC7/9
Total Returns1Y, 3Y, 5Y total returns with dividends
AGNC4/6
Risk & VolatilityBeta, volatility, and downside exposure
RWTN2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
AGNC leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
AGNC is the larger business by revenue, generating $3.5B annually — 6.9x CIM's $499M. AGNC is the more profitable business, keeping 24.2% of every revenue dollar as net income compared to RWTN's -7.2%. On growth, RWT holds the edge at +5.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | RWTNRedwood Trust, In… | CIMChimera Investmen… | AGNCAGNC Investment C… | RWTRedwood Trust, In… |
|---|---|---|---|---|
| RevenueTrailing 12 months | $977M | $499M | $3.5B | $1.1B |
| EBITDAEarnings before interest/tax | $765M | $434M | $3.7B | $266M |
| Net IncomeAfter-tax profit | -$70M | $19M | $838M | -$70M |
| Free Cash FlowCash after capex | $5.8B | -$54M | $604M | -$10.1B |
| Gross MarginGross profit ÷ Revenue | +95.5% | +93.3% | +100.0% | +24.0% |
| Operating MarginEBIT ÷ Revenue | +77.5% | +64.2% | +107.1% | +24.1% |
| Net MarginNet income ÷ Revenue | -7.2% | +3.9% | +24.2% | -6.6% |
| FCF MarginFCF ÷ Revenue | +5.9% | -10.9% | +17.5% | -9.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | +184.3% | -100.0% | +2.5% | +5.8% |
| EPS Growth (YoY)Latest quarter vs prior year | -6.5% | -144.1% | +84.6% | +2.8% |
AGNC leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
CIM leads this category, winning 2 of 5 comparable metrics.
Valuation Metrics
At 4.9x trailing earnings, CIM trades at a 57% valuation discount to AGNC's 11.5x P/E. On an enterprise value basis, AGNC's 2.4x EV/EBITDA is more attractive than RWT's 21.2x.
| Metric | RWTNRedwood Trust, In… | CIMChimera Investmen… | AGNCAGNC Investment C… | RWTRedwood Trust, In… |
|---|---|---|---|---|
| Market CapShares × price | $3.2B | $1.1B | $9.6B | $697M |
| Enterprise ValueMkt cap + debt − cash | $25.2B | $13.9B | $9.2B | $22.6B |
| Trailing P/EPrice ÷ TTM EPS | -41.10x | 4.92x | 11.53x | -8.86x |
| Forward P/EPrice ÷ next-FY EPS est. | 32.82x | 6.41x | 6.87x | 7.19x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.10x | — | — |
| EV / EBITDAEnterprise value multiple | — | 18.04x | 2.42x | 21.22x |
| Price / SalesMarket cap ÷ Revenue | 11.59x | 1.38x | 1.97x | 0.63x |
| Price / BookPrice ÷ Book value/share | 2.93x | 0.44x | 0.86x | 0.74x |
| Price / FCFMarket cap ÷ FCF | — | — | 111.86x | — |
CIM leads this category, winning 2 of 5 comparable metrics.
Profitability & Efficiency
AGNC leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
AGNC delivers a 7.3% return on equity — every $100 of shareholder capital generates $7 in annual profit, vs $-7 for RWTN. AGNC carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to RWTN's 22.68x. On the Piotroski fundamental quality scale (0–9), AGNC scores 5/9 vs RWTN's 1/9, reflecting solid financial health.
| Metric | RWTNRedwood Trust, In… | CIMChimera Investmen… | AGNCAGNC Investment C… | RWTRedwood Trust, In… |
|---|---|---|---|---|
| ROE (TTM)Return on equity | -6.6% | +0.8% | +7.3% | -6.6% |
| ROA (TTM)Return on assets | -0.3% | +0.1% | +0.8% | -0.3% |
| ROICReturn on invested capital | -0.1% | +4.1% | +34.0% | +3.9% |
| ROCEReturn on capital employed | -0.1% | +8.3% | +4.9% | +6.1% |
| Piotroski ScoreFundamental quality 0–9 | 1 | 3 | 5 | 4 |
| Debt / EquityFinancial leverage | 22.68x | 5.08x | 0.01x | 22.56x |
| Net DebtTotal debt minus cash | $22.0B | $12.8B | -$441M | $21.9B |
| Cash & Equiv.Liquid assets | $256M | $279M | $505M | $256M |
| Total DebtShort + long-term debt | $22.3B | $13.1B | $64M | $22.2B |
| Interest CoverageEBIT ÷ Interest expense | -1.48x | 1.42x | 1.32x | 0.96x |
AGNC leads this category, winning 7 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
AGNC leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in RWTN five years ago would be worth $12,106 today (with dividends reinvested), compared to $6,252 for CIM. Over the past 12 months, AGNC leads with a +39.4% total return vs RWT's +7.9%. The 3-year compound annual growth rate (CAGR) favors AGNC at 16.5% vs CIM's 5.7% — a key indicator of consistent wealth creation.
| Metric | RWTNRedwood Trust, In… | CIMChimera Investmen… | AGNCAGNC Investment C… | RWTRedwood Trust, In… |
|---|---|---|---|---|
| YTD ReturnYear-to-date | +4.4% | +9.8% | +2.5% | +1.9% |
| 1-Year ReturnPast 12 months | +12.7% | +25.7% | +39.4% | +7.9% |
| 3-Year ReturnCumulative with dividends | +21.1% | +18.2% | +58.3% | +31.6% |
| 5-Year ReturnCumulative with dividends | +21.1% | -37.5% | -2.2% | -16.7% |
| 10-Year ReturnCumulative with dividends | +21.1% | +19.1% | +46.9% | +11.5% |
| CAGR (3Y)Annualised 3-year return | +6.6% | +5.7% | +16.5% | +9.6% |
AGNC leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
RWTN leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
RWTN is the less volatile stock with a 0.59 beta — it tends to amplify market swings less than RWT's 0.82 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RWTN currently trades 98.9% from its 52-week high vs RWT's 80.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | RWTNRedwood Trust, In… | CIMChimera Investmen… | AGNCAGNC Investment C… | RWTRedwood Trust, In… |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.59x | 0.81x | 0.74x | 0.82x |
| 52-Week HighHighest price in past year | $25.77 | $14.88 | $12.19 | $6.97 |
| 52-Week LowLowest price in past year | $8.97 | $11.67 | $8.65 | $5.00 |
| % of 52W HighCurrent price vs 52-week peak | +98.9% | +91.0% | +87.9% | +80.1% |
| RSI (14)Momentum oscillator 0–100 | 65.3 | 54.3 | 52.1 | 42.2 |
| Avg Volume (50D)Average daily shares traded | 8K | 728K | 18.2M | 1.4M |
RWTN leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — RWTN and AGNC and RWT each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: CIM as "Hold", AGNC as "Hold", RWT as "Hold". Consensus price targets imply 16.5% upside for RWT (target: $7) vs 3.8% for AGNC (target: $11). For income investors, AGNC offers the higher dividend yield at 14.73% vs RWTN's 3.44%.
| Metric | RWTNRedwood Trust, In… | CIMChimera Investmen… | AGNCAGNC Investment C… | RWTRedwood Trust, In… |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Hold | Hold |
| Price TargetConsensus 12-month target | — | $14.25 | $11.13 | $6.50 |
| # AnalystsCovering analysts | — | 16 | 35 | 23 |
| Dividend YieldAnnual dividend ÷ price | +3.4% | +7.6% | +14.7% | +13.6% |
| Dividend StreakConsecutive years of raises | 1 | 0 | 0 | 1 |
| Dividend / ShareAnnual DPS | $0.88 | $1.02 | $1.58 | $0.76 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.6% | 0.0% | 0.0% | +7.4% |
Evenly matched — RWTN and AGNC and RWT each lead in 1 of 2 comparable metrics.
Key Takeaway
AGNC leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). CIM leads in 1 (Valuation Metrics). 1 tied.
Best OverallAGNC Investment Corp. (AGNC)Leads 3 of 6 categories
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RWTN vs CIM vs AGNC vs RWT: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is RWTN or CIM or AGNC or RWT a better buy right now?
For growth investors, AGNC Investment Corp.
(AGNC) is the stronger pick with 384. 7% revenue growth year-over-year, versus 13. 3% for Redwood Trust, Inc. 9. 125% Seni (RWTN). Chimera Investment Corporation (CIM) offers the better valuation at 4. 9x trailing P/E (6. 4x forward), making it the more compelling value choice. Analysts rate Chimera Investment Corporation (CIM) a "Hold" — based on 16 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RWTN or CIM or AGNC or RWT?
On trailing P/E, Chimera Investment Corporation (CIM) is the cheapest at 4.
9x versus AGNC Investment Corp. at 11. 5x. On forward P/E, Chimera Investment Corporation is actually cheaper at 6. 4x.
03Which is the better long-term investment — RWTN or CIM or AGNC or RWT?
Over the past 5 years, Redwood Trust, Inc.
9. 125% Seni (RWTN) delivered a total return of +21. 1%, compared to -37. 5% for Chimera Investment Corporation (CIM). Over 10 years, the gap is even starker: AGNC returned +46. 9% versus RWT's +11. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RWTN or CIM or AGNC or RWT?
By beta (market sensitivity over 5 years), Redwood Trust, Inc.
9. 125% Seni (RWTN) is the lower-risk stock at 0. 59β versus Redwood Trust, Inc. 's 0. 82β — meaning RWT is approximately 40% more volatile than RWTN relative to the S&P 500. On balance sheet safety, AGNC Investment Corp. (AGNC) carries a lower debt/equity ratio of 1% versus 23% for Redwood Trust, Inc. 9. 125% Seni — giving it more financial flexibility in a downturn.
05Which is growing faster — RWTN or CIM or AGNC or RWT?
By revenue growth (latest reported year), AGNC Investment Corp.
(AGNC) is pulling ahead at 384. 7% versus 13. 3% for Redwood Trust, Inc. 9. 125% Seni (RWTN). On earnings-per-share growth, the picture is similar: AGNC Investment Corp. grew EPS 1760% year-over-year, compared to -296. 9% for Redwood Trust, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RWTN or CIM or AGNC or RWT?
Chimera Investment Corporation (CIM) is the more profitable company, earning 28.
1% net margin versus -25. 5% for Redwood Trust, Inc. 9. 125% Seni — meaning it keeps 28. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: RWT leads at 95. 3% versus -9. 7% for RWTN. At the gross margin level — before operating expenses — AGNC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RWTN or CIM or AGNC or RWT more undervalued right now?
On forward earnings alone, Chimera Investment Corporation (CIM) trades at 6.
4x forward P/E versus 32. 8x for Redwood Trust, Inc. 9. 125% Seni — 26. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for RWT: 16. 5% to $6. 50.
08Which pays a better dividend — RWTN or CIM or AGNC or RWT?
All stocks in this comparison pay dividends.
AGNC Investment Corp. (AGNC) offers the highest yield at 14. 7%, versus 3. 4% for Redwood Trust, Inc. 9. 125% Seni (RWTN).
09Is RWTN or CIM or AGNC or RWT better for a retirement portfolio?
For long-horizon retirement investors, Redwood Trust, Inc.
9. 125% Seni (RWTN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 59), 3. 4% yield). Both have compounded well over 10 years (RWTN: +21. 1%, RWT: +11. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RWTN and CIM and AGNC and RWT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: RWTN is a small-cap income-oriented stock; CIM is a small-cap high-growth stock; AGNC is a small-cap high-growth stock; RWT is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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