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5 / 10Stock Comparison
SCCG vs TPVG vs HRZN vs GPMT vs TRTX
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
Asset Management
REIT - Mortgage
REIT - Mortgage
SCCG vs TPVG vs HRZN vs GPMT vs TRTX — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | REIT - Mortgage | Asset Management | Asset Management | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.14B | $243M | $199M | $74M | $656M |
| Revenue (TTM) | $0.00 | $97M | $40M | $132M | $264M |
| Net Income (TTM) | $2M | $-12M | $28M | $-40M | $61M |
| Gross Margin | — | 83.5% | 18.0% | 47.3% | 78.5% |
| Operating Margin | — | 77.9% | -4.0% | -4.3% | 51.0% |
| Forward P/E | 397.8x | 6.5x | 6.1x | — | 8.1x |
| Total Debt | $0.00 | $469M | $473M | $1.17B | $3.29B |
| Cash & Equiv. | $11M | $20M | $106M | $66M | $88M |
SCCG vs TPVG vs HRZN vs GPMT vs TRTX — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Aug 22 | May 26 | Return |
|---|---|---|---|
| Sachem Capital Corp… (SCCG) | 100 | 96.1 | -3.9% |
| TriplePoint Venture… (TPVG) | 100 | 44.7 | -55.3% |
| Horizon Technology … (HRZN) | 100 | 35.9 | -64.1% |
| Granite Point Mortg… (GPMT) | 100 | 16.5 | -83.5% |
| TPG RE Finance Trus… (TRTX) | 100 | 91.7 | -8.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SCCG vs TPVG vs HRZN vs GPMT vs TRTX
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SCCG is the #2 pick in this set and the best alternative if stability and momentum is your priority.
- Beta 0.09 vs GPMT's 1.44
- +28.8% vs HRZN's -23.2%
TPVG ranks third and is worth considering specifically for long-term compounding and bank quality.
- 93.3% 10Y total return vs SCCG's 24.3%
- NIM 7.4% vs HRZN's 7.1%
- 50.6% margin vs GPMT's -30.5%
HRZN carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.70, yield 27.8%
- Lower volatility, beta 0.70, current ratio 1.24x
- PEG 0.26 vs TPVG's 6.41
- Beta 0.70, yield 27.8%, current ratio 1.24x
GPMT is the clearest fit if your priority is growth exposure.
- Rev growth 187.8%, EPS growth 73.7%, 3Y rev CAGR 22.9%
- 187.8% FFO/revenue growth vs SCCG's -100.0%
Among these 5 stocks, TRTX doesn't own a clear edge in any measured category.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 187.8% FFO/revenue growth vs SCCG's -100.0% | |
| Value | Lower P/E (6.1x vs 8.1x) | |
| Quality / Margins | 50.6% margin vs GPMT's -30.5% | |
| Stability / Safety | Beta 0.09 vs GPMT's 1.44 | |
| Dividends | 27.8% yield, vs TRTX's 13.5% | |
| Momentum (1Y) | +28.8% vs HRZN's -23.2% | |
| Efficiency (ROA) | 3.6% ROA vs GPMT's -2.3%, ROIC -0.2% vs 2.6% |
SCCG vs TPVG vs HRZN vs GPMT vs TRTX — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
TPVG leads in 2 of 6 categories
SCCG leads 2 • HRZN leads 0 • GPMT leads 0 • TRTX leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
TPVG leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
TRTX and SCCG operate at a comparable scale, with $264M and $0 in trailing revenue. TPVG is the more profitable business, keeping 50.6% of every revenue dollar as net income compared to GPMT's -30.5%. On growth, GPMT holds the edge at +157.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $0 | $97M | $40M | $132M | $264M |
| EBITDAEarnings before interest/tax | $22M | -$22M | $19M | -$8M | $144M |
| Net IncomeAfter-tax profit | $2M | -$12M | $28M | -$40M | $61M |
| Free Cash FlowCash after capex | $3M | $35M | $67M | $463,000 | $96M |
| Gross MarginGross profit ÷ Revenue | — | +83.5% | +18.0% | +47.3% | +78.5% |
| Operating MarginEBIT ÷ Revenue | — | +77.9% | -4.0% | -4.3% | +51.0% |
| Net MarginNet income ÷ Revenue | — | +50.6% | -6.6% | -30.5% | +23.2% |
| FCF MarginFCF ÷ Revenue | — | -58.7% | +141.5% | +0.4% | +36.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | -2.1% | — | — | +157.8% | -4.4% |
| EPS Growth (YoY)Latest quarter vs prior year | +103.4% | -2.3% | -29.6% | +40.9% | +58.3% |
Valuation Metrics
Evenly matched — HRZN and GPMT each lead in 3 of 7 comparable metrics.
Valuation Metrics
At 4.3x trailing earnings, HRZN trades at a 99% valuation discount to SCCG's 596.8x P/E. Adjusting for growth (PEG ratio), HRZN offers better value at 0.18x vs TPVG's 4.84x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $1.1B | $243M | $199M | $74M | $656M |
| Enterprise ValueMkt cap + debt − cash | $1.1B | $691M | $567M | $1.2B | $3.9B |
| Trailing P/EPrice ÷ TTM EPS | 596.75x | 4.91x | 4.30x | -1.34x | 14.89x |
| Forward P/EPrice ÷ next-FY EPS est. | 397.83x | 6.50x | 6.10x | — | 8.09x |
| PEG RatioP/E ÷ EPS growth rate | — | 4.84x | 0.18x | — | — |
| EV / EBITDAEnterprise value multiple | — | 9.13x | — | 20.75x | 15.10x |
| Price / SalesMarket cap ÷ Revenue | — | 2.50x | 4.97x | 0.51x | 1.97x |
| Price / BookPrice ÷ Book value/share | 6.40x | 0.68x | 0.60x | 0.13x | 0.63x |
| Price / FCFMarket cap ÷ FCF | 455.30x | — | 3.51x | 27.85x | 7.26x |
Profitability & Efficiency
TPVG leads this category, winning 3 of 9 comparable metrics.
Profitability & Efficiency
HRZN delivers a 9.0% return on equity — every $100 of shareholder capital generates $9 in annual profit, vs $-7 for GPMT. TPVG carries lower financial leverage with a 1.33x debt-to-equity ratio, signaling a more conservative balance sheet compared to TRTX's 3.08x. On the Piotroski fundamental quality scale (0–9), GPMT scores 6/9 vs HRZN's 5/9, reflecting solid financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +1.0% | -3.4% | +9.0% | -7.1% | +5.7% |
| ROA (TTM)Return on assets | +0.4% | -1.5% | +3.6% | -2.3% | +1.4% |
| ROICReturn on invested capital | — | +7.2% | -0.2% | +2.6% | +4.7% |
| ROCEReturn on capital employed | — | +9.4% | -0.2% | +4.6% | +7.1% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 5 | 5 | 6 | 6 |
| Debt / EquityFinancial leverage | — | 1.33x | 1.49x | 2.12x | 3.08x |
| Net DebtTotal debt minus cash | -$11M | $449M | $368M | $1.1B | $3.2B |
| Cash & Equiv.Liquid assets | $11M | $20M | $106M | $66M | $88M |
| Total DebtShort + long-term debt | $0 | $469M | $473M | $1.2B | $3.3B |
| Interest CoverageEBIT ÷ Interest expense | — | -1.02x | 0.60x | 0.58x | 1.32x |
Total Returns (Dividends Reinvested)
SCCG leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SCCG five years ago would be worth $12,430 today (with dividends reinvested), compared to $3,472 for GPMT. Over the past 12 months, SCCG leads with a +28.8% total return vs HRZN's -23.2%. The 3-year compound annual growth rate (CAGR) favors TRTX at 26.7% vs GPMT's -13.1% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +3.6% | -6.3% | -26.7% | -32.5% | -1.0% |
| 1-Year ReturnPast 12 months | +28.8% | +19.3% | -23.2% | -19.7% | +25.7% |
| 3-Year ReturnCumulative with dividends | +36.4% | -3.4% | -27.7% | -34.3% | +103.4% |
| 5-Year ReturnCumulative with dividends | +24.3% | -13.5% | -32.8% | -65.3% | +1.4% |
| 10-Year ReturnCumulative with dividends | +24.3% | +93.3% | +52.9% | -50.0% | -1.9% |
| CAGR (3Y)Annualised 3-year return | +10.9% | -1.2% | -10.3% | -13.1% | +26.7% |
Risk & Volatility
SCCG leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SCCG is the less volatile stock with a 0.09 beta — it tends to amplify market swings less than GPMT's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SCCG currently trades 97.2% from its 52-week high vs GPMT's 49.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.09x | 0.83x | 0.70x | 1.44x | 0.78x |
| 52-Week HighHighest price in past year | $24.55 | $7.53 | $8.46 | $3.12 | $9.85 |
| 52-Week LowLowest price in past year | $11.58 | $4.48 | $3.80 | $1.24 | $7.44 |
| % of 52W HighCurrent price vs 52-week peak | +97.2% | +79.5% | +53.3% | +49.7% | +86.2% |
| RSI (14)Momentum oscillator 0–100 | 59.4 | 58.3 | 58.5 | 49.4 | 60.6 |
| Avg Volume (50D)Average daily shares traded | 4K | 504K | 1.2M | 154K | 655K |
Analyst Outlook
Evenly matched — HRZN and TRTX each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: TPVG as "Hold", HRZN as "Hold", GPMT as "Hold", TRTX as "Buy". Consensus price targets imply 61.3% upside for GPMT (target: $3) vs 17.8% for TRTX (target: $10). For income investors, HRZN offers the higher dividend yield at 27.80% vs SCCG's 0.85%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Hold | Hold | Buy |
| Price TargetConsensus 12-month target | — | $8.95 | $6.50 | $2.50 | $10.00 |
| # AnalystsCovering analysts | — | 12 | 22 | 12 | 11 |
| Dividend YieldAnnual dividend ÷ price | +0.8% | +17.1% | +27.8% | +14.0% | +13.5% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 | 0 | 2 |
| Dividend / ShareAnnual DPS | $0.20 | $1.02 | $1.25 | $0.22 | $1.15 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | 0.0% | +7.6% | +3.9% |
TPVG leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). SCCG leads in 2 (Total Returns, Risk & Volatility). 2 tied.
SCCG vs TPVG vs HRZN vs GPMT vs TRTX: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is SCCG or TPVG or HRZN or GPMT or TRTX a better buy right now?
For growth investors, Granite Point Mortgage Trust Inc.
(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus -100. 0% for Sachem Capital Corp. 8. 00% Note (SCCG). Horizon Technology Finance Corporation (HRZN) offers the better valuation at 4. 3x trailing P/E (6. 1x forward), making it the more compelling value choice. Analysts rate TPG RE Finance Trust, Inc. (TRTX) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SCCG or TPVG or HRZN or GPMT or TRTX?
On trailing P/E, Horizon Technology Finance Corporation (HRZN) is the cheapest at 4.
3x versus Sachem Capital Corp. 8. 00% Note at 596. 8x. On forward P/E, Horizon Technology Finance Corporation is actually cheaper at 6. 1x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Horizon Technology Finance Corporation wins at 0. 26x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — SCCG or TPVG or HRZN or GPMT or TRTX?
Over the past 5 years, Sachem Capital Corp.
8. 00% Note (SCCG) delivered a total return of +24. 3%, compared to -65. 3% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: TPVG returned +93. 3% versus GPMT's -50. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SCCG or TPVG or HRZN or GPMT or TRTX?
By beta (market sensitivity over 5 years), Sachem Capital Corp.
8. 00% Note (SCCG) is the lower-risk stock at 0. 09β versus Granite Point Mortgage Trust Inc. 's 1. 44β — meaning GPMT is approximately 1436% more volatile than SCCG relative to the S&P 500. On balance sheet safety, TriplePoint Venture Growth BDC Corp. (TPVG) carries a lower debt/equity ratio of 133% versus 3% for TPG RE Finance Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SCCG or TPVG or HRZN or GPMT or TRTX?
By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.
(GPMT) is pulling ahead at 187. 8% versus -100. 0% for Sachem Capital Corp. 8. 00% Note (SCCG). On earnings-per-share growth, the picture is similar: Horizon Technology Finance Corporation grew EPS 756. 3% year-over-year, compared to -26. 0% for TPG RE Finance Trust, Inc.. Over a 3-year CAGR, GPMT leads at 22. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SCCG or TPVG or HRZN or GPMT or TRTX?
TriplePoint Venture Growth BDC Corp.
(TPVG) is the more profitable company, earning 50. 6% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 50. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TPVG leads at 77. 9% versus -4. 0% for HRZN. At the gross margin level — before operating expenses — TPVG leads at 83. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SCCG or TPVG or HRZN or GPMT or TRTX more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Horizon Technology Finance Corporation (HRZN) is the more undervalued stock at a PEG of 0. 26x versus TriplePoint Venture Growth BDC Corp. 's 6. 41x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Horizon Technology Finance Corporation (HRZN) trades at 6. 1x forward P/E versus 397. 8x for Sachem Capital Corp. 8. 00% Note — 391. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GPMT: 61. 3% to $2. 50.
08Which pays a better dividend — SCCG or TPVG or HRZN or GPMT or TRTX?
All stocks in this comparison pay dividends.
Horizon Technology Finance Corporation (HRZN) offers the highest yield at 27. 8%, versus 0. 8% for Sachem Capital Corp. 8. 00% Note (SCCG).
09Is SCCG or TPVG or HRZN or GPMT or TRTX better for a retirement portfolio?
For long-horizon retirement investors, Sachem Capital Corp.
8. 00% Note (SCCG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 09), 0. 8% yield). Both have compounded well over 10 years (SCCG: +24. 3%, GPMT: -50. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SCCG and TPVG and HRZN and GPMT and TRTX?
These companies operate in different sectors (SCCG (Real Estate) and TPVG (Financial Services) and HRZN (Financial Services) and GPMT (Real Estate) and TRTX (Real Estate)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: SCCG is a small-cap quality compounder stock; TPVG is a small-cap high-growth stock; HRZN is a small-cap high-growth stock; GPMT is a small-cap high-growth stock; TRTX is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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- Sector: Financial Services
- Market Cap > $100B
- Revenue Growth > 8%
- Dividend Yield > 11.1%
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