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SCHW vs LPL
Revenue, margins, valuation, and 5-year total return — side by side.
Consumer Electronics
SCHW vs LPL — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Financial - Capital Markets | Consumer Electronics |
| Market Cap | $164.19B | $4.45B |
| Revenue (TTM) | $26.00B | $25.81T |
| Net Income (TTM) | $8.85B | $226.31B |
| Gross Margin | 75.4% | 13.1% |
| Operating Margin | 29.6% | 2.0% |
| Forward P/E | 15.3x | 0.0x |
| Total Debt | $45.13B | $12.73T |
| Cash & Equiv. | $42.08B | $1.57T |
SCHW vs LPL — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| The Charles Schwab … (SCHW) | 100 | 257.3 | +157.3% |
| LG Display Co., Ltd. (LPL) | 100 | 105.0 | +5.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SCHW vs LPL
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SCHW carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.72, yield 1.3%
- Rev growth 1.9%, EPS growth 17.7%
- 262.2% 10Y total return vs LPL's -45.8%
LPL is the clearest fit if your priority is value and momentum.
- Lower P/E (0.0x vs 15.3x)
- +45.9% vs SCHW's +12.2%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 1.9% NII/revenue growth vs LPL's -3.0% | |
| Value | Lower P/E (0.0x vs 15.3x) | |
| Quality / Margins | 22.9% margin vs LPL's 0.9% | |
| Stability / Safety | Beta 0.72 vs LPL's 1.48, lower leverage | |
| Dividends | 1.3% yield; the other pay no meaningful dividend | |
| Momentum (1Y) | +45.9% vs SCHW's +12.2% | |
| Efficiency (ROA) | 232.8% ROA vs LPL's 0.8%, ROIC 6.0% vs 2.0% |
SCHW vs LPL — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
SCHW vs LPL — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
SCHW leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
LPL is the larger business by revenue, generating $25.81T annually — 992.7x SCHW's $26.0B. SCHW is the more profitable business, keeping 22.9% of every revenue dollar as net income compared to LPL's 0.9%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $26.0B | $25.81T |
| EBITDAEarnings before interest/tax | $12.8B | $4.87T |
| Net IncomeAfter-tax profit | $8.9B | $226.3B |
| Free Cash FlowCash after capex | $9.7B | $1.04T |
| Gross MarginGross profit ÷ Revenue | +75.4% | +13.1% |
| Operating MarginEBIT ÷ Revenue | +29.6% | +2.0% |
| Net MarginNet income ÷ Revenue | +22.9% | +0.9% |
| FCF MarginFCF ÷ Revenue | +7.9% | +4.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | -8.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +41.5% | +61.2% |
Valuation Metrics
LPL leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
At 29.0x trailing earnings, LPL trades at a 6% valuation discount to SCHW's 30.9x P/E. On an enterprise value basis, LPL's 3.5x EV/EBITDA is more attractive than SCHW's 18.3x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $164.2B | $4.5B |
| Enterprise ValueMkt cap + debt − cash | $167.2B | $12.0B |
| Trailing P/EPrice ÷ TTM EPS | 30.90x | 28.98x |
| Forward P/EPrice ÷ next-FY EPS est. | 15.34x | 0.01x |
| PEG RatioP/E ÷ EPS growth rate | 13.50x | — |
| EV / EBITDAEnterprise value multiple | 18.32x | 3.55x |
| Price / SalesMarket cap ÷ Revenue | 6.32x | 0.25x |
| Price / BookPrice ÷ Book value/share | 3.50x | 0.84x |
| Price / FCFMarket cap ÷ FCF | 80.09x | 6.54x |
Profitability & Efficiency
SCHW leads this category, winning 8 of 8 comparable metrics.
Profitability & Efficiency
SCHW delivers a 2.9% return on equity — every $100 of shareholder capital generates $3 in annual profit, vs $3 for LPL. SCHW carries lower financial leverage with a 0.93x debt-to-equity ratio, signaling a more conservative balance sheet compared to LPL's 1.62x.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +2.9% | +2.9% |
| ROA (TTM)Return on assets | +2.3% | +0.8% |
| ROICReturn on invested capital | +6.0% | +2.0% |
| ROCEReturn on capital employed | +9.5% | +3.0% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 7 |
| Debt / EquityFinancial leverage | 0.93x | 1.62x |
| Net DebtTotal debt minus cash | $3.1B | $11.16T |
| Cash & Equiv.Liquid assets | $42.1B | $1.57T |
| Total DebtShort + long-term debt | $45.1B | $12.73T |
| Interest CoverageEBIT ÷ Interest expense | 3.05x | 2.96x |
Total Returns (Dividends Reinvested)
SCHW leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SCHW five years ago would be worth $13,691 today (with dividends reinvested), compared to $4,598 for LPL. Over the past 12 months, LPL leads with a +45.9% total return vs SCHW's +12.2%. The 3-year compound annual growth rate (CAGR) favors SCHW at 24.7% vs LPL's -7.6% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -8.7% | +4.7% |
| 1-Year ReturnPast 12 months | +12.2% | +45.9% |
| 3-Year ReturnCumulative with dividends | +94.0% | -21.2% |
| 5-Year ReturnCumulative with dividends | +36.9% | -54.0% |
| 10-Year ReturnCumulative with dividends | +262.2% | -45.8% |
| CAGR (3Y)Annualised 3-year return | +24.7% | -7.6% |
Risk & Volatility
SCHW leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SCHW is the less volatile stock with a 0.72 beta — it tends to amplify market swings less than LPL's 1.48 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SCHW currently trades 86.0% from its 52-week high vs LPL's 78.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.72x | 1.48x |
| 52-Week HighHighest price in past year | $107.50 | $5.67 |
| 52-Week LowLowest price in past year | $82.04 | $2.97 |
| % of 52W HighCurrent price vs 52-week peak | +86.0% | +78.5% |
| RSI (14)Momentum oscillator 0–100 | 45.4 | 48.4 |
| Avg Volume (50D)Average daily shares traded | 9.4M | 1.9M |
Analyst Outlook
LPL leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates SCHW as "Buy" and LPL as "Hold". SCHW is the only dividend payer here at 1.34% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold |
| Price TargetConsensus 12-month target | $119.11 | — |
| # AnalystsCovering analysts | 50 | 14 |
| Dividend YieldAnnual dividend ÷ price | +1.3% | — |
| Dividend StreakConsecutive years of raises | 0 | 1 |
| Dividend / ShareAnnual DPS | $1.24 | — |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
SCHW leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). LPL leads in 2 (Valuation Metrics, Analyst Outlook).
SCHW vs LPL: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is SCHW or LPL a better buy right now?
For growth investors, The Charles Schwab Corporation (SCHW) is the stronger pick with 1.
9% revenue growth year-over-year, versus -3. 0% for LG Display Co. , Ltd. (LPL). LG Display Co. , Ltd. (LPL) offers the better valuation at 29. 0x trailing P/E (0. 0x forward), making it the more compelling value choice. Analysts rate The Charles Schwab Corporation (SCHW) a "Buy" — based on 50 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SCHW or LPL?
On trailing P/E, LG Display Co.
, Ltd. (LPL) is the cheapest at 29. 0x versus The Charles Schwab Corporation at 30. 9x. On forward P/E, LG Display Co. , Ltd. is actually cheaper at 0. 0x.
03Which is the better long-term investment — SCHW or LPL?
Over the past 5 years, The Charles Schwab Corporation (SCHW) delivered a total return of +36.
9%, compared to -54. 0% for LG Display Co. , Ltd. (LPL). Over 10 years, the gap is even starker: SCHW returned +262. 2% versus LPL's -45. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SCHW or LPL?
By beta (market sensitivity over 5 years), The Charles Schwab Corporation (SCHW) is the lower-risk stock at 0.
72β versus LG Display Co. , Ltd. 's 1. 48β — meaning LPL is approximately 105% more volatile than SCHW relative to the S&P 500. On balance sheet safety, The Charles Schwab Corporation (SCHW) carries a lower debt/equity ratio of 93% versus 162% for LG Display Co. , Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — SCHW or LPL?
By revenue growth (latest reported year), The Charles Schwab Corporation (SCHW) is pulling ahead at 1.
9% versus -3. 0% for LG Display Co. , Ltd. (LPL). On earnings-per-share growth, the picture is similar: LG Display Co. , Ltd. grew EPS 108. 3% year-over-year, compared to 17. 7% for The Charles Schwab Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SCHW or LPL?
The Charles Schwab Corporation (SCHW) is the more profitable company, earning 22.
9% net margin versus 0. 9% for LG Display Co. , Ltd. — meaning it keeps 22. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SCHW leads at 29. 6% versus 2. 0% for LPL. At the gross margin level — before operating expenses — SCHW leads at 75. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SCHW or LPL more undervalued right now?
On forward earnings alone, LG Display Co.
, Ltd. (LPL) trades at 0. 0x forward P/E versus 15. 3x for The Charles Schwab Corporation — 15. 3x cheaper on a one-year earnings basis.
08Which pays a better dividend — SCHW or LPL?
In this comparison, SCHW (1.
3% yield) pays a dividend. LPL does not pay a meaningful dividend and should not be held primarily for income.
09Is SCHW or LPL better for a retirement portfolio?
For long-horizon retirement investors, The Charles Schwab Corporation (SCHW) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
72), 1. 3% yield, +262. 2% 10Y return). Both have compounded well over 10 years (SCHW: +262. 2%, LPL: -45. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SCHW and LPL?
These companies operate in different sectors (SCHW (Financial Services) and LPL (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
SCHW pays a dividend while LPL does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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