Insurance - Property & Casualty
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SLDE vs UPC
Revenue, margins, valuation, and 5-year total return — side by side.
Drug Manufacturers - Specialty & Generic
SLDE vs UPC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Insurance - Property & Casualty | Drug Manufacturers - Specialty & Generic |
| Market Cap | $2.16B | $2M |
| Revenue (TTM) | $1.26B | $41M |
| Net Income (TTM) | $491M | $-12M |
| Gross Margin | 81.5% | 30.3% |
| Operating Margin | 51.5% | -26.7% |
| Forward P/E | 5.3x | — |
| Total Debt | $0.00 | $9M |
| Cash & Equiv. | — | $34M |
SLDE vs UPC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 25 | May 26 | Return |
|---|---|---|---|
| Slide Insurance Hol… (SLDE) | 100 | 87.1 | -12.9% |
| Universe Pharmaceut… (UPC) | 100 | 80.0 | -20.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SLDE vs UPC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SLDE carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- beta 0.59
- Rev growth 36.5%, EPS growth 108.7%, 3Y rev CAGR 68.3%
- -6.8% 10Y total return vs UPC's -100.0%
In this particular matchup, UPC is outpaced on most metrics by others in the set.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 36.5% revenue growth vs UPC's -22.4% | |
| Quality / Margins | 38.9% margin vs UPC's -30.3% | |
| Stability / Safety | Beta 0.59 vs UPC's 1.26 | |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | -6.8% vs UPC's -41.1% | |
| Efficiency (ROA) | 23.9% ROA vs UPC's -18.6% |
SLDE vs UPC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
SLDE leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
SLDE is the larger business by revenue, generating $1.3B annually — 30.9x UPC's $41M. SLDE is the more profitable business, keeping 38.9% of every revenue dollar as net income compared to UPC's -30.3%. On growth, SLDE holds the edge at +38.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $1.3B | $41M |
| EBITDAEarnings before interest/tax | $645M | -$10M |
| Net IncomeAfter-tax profit | $491M | -$12M |
| Free Cash FlowCash after capex | $987M | -$15M |
| Gross MarginGross profit ÷ Revenue | +81.5% | +30.3% |
| Operating MarginEBIT ÷ Revenue | +51.5% | -26.7% |
| Net MarginNet income ÷ Revenue | +38.9% | -30.3% |
| FCF MarginFCF ÷ Revenue | +78.1% | -37.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +38.2% | -14.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +37.8% | -100.1% |
Valuation Metrics
UPC leads this category, winning 2 of 2 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $2.2B | $2M |
| Enterprise ValueMkt cap + debt − cash | $2.2B | -$23M |
| Trailing P/EPrice ÷ TTM EPS | 5.62x | -0.00x |
| Forward P/EPrice ÷ next-FY EPS est. | 5.33x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 3.68x | — |
| Price / SalesMarket cap ÷ Revenue | 1.87x | 0.09x |
| Price / BookPrice ÷ Book value/share | — | 0.00x |
| Price / FCFMarket cap ÷ FCF | 2.72x | — |
Profitability & Efficiency
SLDE leads this category, winning 4 of 6 comparable metrics.
Profitability & Efficiency
SLDE delivers a 66.7% return on equity — every $100 of shareholder capital generates $67 in annual profit, vs $-27 for UPC. On the Piotroski fundamental quality scale (0–9), UPC scores 4/9 vs SLDE's 3/9, reflecting mixed financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +66.7% | -27.0% |
| ROA (TTM)Return on assets | +23.9% | -18.6% |
| ROICReturn on invested capital | — | -7.8% |
| ROCEReturn on capital employed | — | -5.6% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 4 |
| Debt / EquityFinancial leverage | — | 0.16x |
| Net DebtTotal debt minus cash | $0 | -$24M |
| Cash & Equiv.Liquid assets | — | $34M |
| Total DebtShort + long-term debt | $0 | $9M |
| Interest CoverageEBIT ÷ Interest expense | 184.25x | -22.11x |
Total Returns (Dividends Reinvested)
SLDE leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SLDE five years ago would be worth $9,319 today (with dividends reinvested), compared to $3 for UPC. Over the past 12 months, SLDE leads with a -6.8% total return vs UPC's -41.1%. The 3-year compound annual growth rate (CAGR) favors SLDE at -2.3% vs UPC's -89.3% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +1.7% | -27.9% |
| 1-Year ReturnPast 12 months | -6.8% | -41.1% |
| 3-Year ReturnCumulative with dividends | -6.8% | -99.9% |
| 5-Year ReturnCumulative with dividends | -6.8% | -100.0% |
| 10-Year ReturnCumulative with dividends | -6.8% | -100.0% |
| CAGR (3Y)Annualised 3-year return | -2.3% | -89.3% |
Risk & Volatility
SLDE leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SLDE is the less volatile stock with a 0.59 beta — it tends to amplify market swings less than UPC's 1.26 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SLDE currently trades 72.9% from its 52-week high vs UPC's 27.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.59x | 1.26x |
| 52-Week HighHighest price in past year | $25.90 | $11.00 |
| 52-Week LowLowest price in past year | $12.53 | $2.00 |
| % of 52W HighCurrent price vs 52-week peak | +72.9% | +27.3% |
| RSI (14)Momentum oscillator 0–100 | 54.2 | 41.9 |
| Avg Volume (50D)Average daily shares traded | 2.1M | 8K |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — |
| Price TargetConsensus 12-month target | $26.00 | — |
| # AnalystsCovering analysts | 4 | — |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | 2 |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +1.9% | 0.0% |
SLDE leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). UPC leads in 1 (Valuation Metrics).
SLDE vs UPC: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is SLDE or UPC a better buy right now?
For growth investors, Slide Insurance Holdings, Inc.
Common Stock (SLDE) is the stronger pick with 36. 5% revenue growth year-over-year, versus -22. 4% for Universe Pharmaceuticals Inc. (UPC). Slide Insurance Holdings, Inc. Common Stock (SLDE) offers the better valuation at 5. 6x trailing P/E (5. 3x forward), making it the more compelling value choice. Analysts rate Slide Insurance Holdings, Inc. Common Stock (SLDE) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — SLDE or UPC?
Over the past 5 years, Slide Insurance Holdings, Inc.
Common Stock (SLDE) delivered a total return of -6. 8%, compared to -100. 0% for Universe Pharmaceuticals Inc. (UPC). Over 10 years, the gap is even starker: SLDE returned -6. 8% versus UPC's -100. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — SLDE or UPC?
By beta (market sensitivity over 5 years), Slide Insurance Holdings, Inc.
Common Stock (SLDE) is the lower-risk stock at 0. 59β versus Universe Pharmaceuticals Inc. 's 1. 26β — meaning UPC is approximately 115% more volatile than SLDE relative to the S&P 500.
04Which is growing faster — SLDE or UPC?
By revenue growth (latest reported year), Slide Insurance Holdings, Inc.
Common Stock (SLDE) is pulling ahead at 36. 5% versus -22. 4% for Universe Pharmaceuticals Inc. (UPC). On earnings-per-share growth, the picture is similar: Slide Insurance Holdings, Inc. Common Stock grew EPS 108. 7% year-over-year, compared to 26. 5% for Universe Pharmaceuticals Inc.. Over a 3-year CAGR, SLDE leads at 68. 3% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — SLDE or UPC?
Slide Insurance Holdings, Inc.
Common Stock (SLDE) is the more profitable company, earning 38. 4% net margin versus -20. 6% for Universe Pharmaceuticals Inc. — meaning it keeps 38. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SLDE leads at 51. 0% versus -16. 3% for UPC. At the gross margin level — before operating expenses — SLDE leads at 79. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — SLDE or UPC?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
07Is SLDE or UPC better for a retirement portfolio?
For long-horizon retirement investors, Slide Insurance Holdings, Inc.
Common Stock (SLDE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 59)). Both have compounded well over 10 years (SLDE: -6. 8%, UPC: -100. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between SLDE and UPC?
These companies operate in different sectors (SLDE (Financial Services) and UPC (Healthcare)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: SLDE is a small-cap high-growth stock; UPC is a small-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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