Medical - Care Facilities
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SNDA vs UNH
Revenue, margins, valuation, and 5-year total return — side by side.
Medical - Healthcare Plans
SNDA vs UNH — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Medical - Care Facilities | Medical - Healthcare Plans |
| Market Cap | $706M | $333.37B |
| Revenue (TTM) | $381M | $449.71B |
| Net Income (TTM) | $-71M | $12.04B |
| Gross Margin | -8.0% | 18.8% |
| Operating Margin | -15.3% | 4.2% |
| Forward P/E | — | 20.1x |
| Total Debt | $690M | $78.39B |
| Cash & Equiv. | $11M | $24.36B |
SNDA vs UNH — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Sonida Senior Livin… (SNDA) | 100 | 375.3 | +275.3% |
| UnitedHealth Group … (UNH) | 100 | 120.5 | +20.5% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SNDA vs UNH
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SNDA is the clearest fit if your priority is growth exposure.
- Rev growth 25.2%, EPS growth -6.8%, 3Y rev CAGR 16.9%
- 25.2% revenue growth vs UNH's 11.8%
- +59.2% vs UNH's -4.7%
UNH carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 25 yrs, beta 0.59, yield 2.4%
- 220.3% 10Y total return vs SNDA's -87.5%
- Lower volatility, beta 0.59, Low D/E 77.1%, current ratio 0.79x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 25.2% revenue growth vs UNH's 11.8% | |
| Quality / Margins | 2.7% margin vs SNDA's -18.7% | |
| Stability / Safety | Beta 0.59 vs SNDA's 1.10, lower leverage | |
| Dividends | 2.4% yield, 25-year raise streak, vs SNDA's 0.8% | |
| Momentum (1Y) | +59.2% vs UNH's -4.7% | |
| Efficiency (ROA) | 3.9% ROA vs SNDA's -8.4%, ROIC 9.2% vs -5.8% |
SNDA vs UNH — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
SNDA vs UNH — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
UNH leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
UNH is the larger business by revenue, generating $449.7B annually — 1179.9x SNDA's $381M. UNH is the more profitable business, keeping 2.7% of every revenue dollar as net income compared to SNDA's -18.7%. On growth, SNDA holds the edge at +6.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $381M | $449.7B |
| EBITDAEarnings before interest/tax | -$1M | $23.2B |
| Net IncomeAfter-tax profit | -$71M | $12.0B |
| Free Cash FlowCash after capex | -$9M | $19.7B |
| Gross MarginGross profit ÷ Revenue | -8.0% | +18.8% |
| Operating MarginEBIT ÷ Revenue | -15.3% | +4.2% |
| Net MarginNet income ÷ Revenue | -18.7% | +2.7% |
| FCF MarginFCF ÷ Revenue | -2.3% | +4.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | +6.2% | +2.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -3.5% | +0.7% |
Valuation Metrics
UNH leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $706M | $333.4B |
| Enterprise ValueMkt cap + debt − cash | $1.4B | $387.4B |
| Trailing P/EPrice ÷ TTM EPS | -8.80x | 27.76x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 20.06x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 16.61x |
| Price / SalesMarket cap ÷ Revenue | 1.85x | 0.74x |
| Price / BookPrice ÷ Book value/share | 11.94x | 3.29x |
| Price / FCFMarket cap ÷ FCF | — | 20.74x |
Profitability & Efficiency
UNH leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
UNH delivers a 11.5% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $-76 for SNDA. UNH carries lower financial leverage with a 0.77x debt-to-equity ratio, signaling a more conservative balance sheet compared to SNDA's 12.26x. On the Piotroski fundamental quality scale (0–9), UNH scores 6/9 vs SNDA's 3/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -76.4% | +11.5% |
| ROA (TTM)Return on assets | -8.4% | +3.9% |
| ROICReturn on invested capital | -5.8% | +9.2% |
| ROCEReturn on capital employed | -7.7% | +9.7% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 6 |
| Debt / EquityFinancial leverage | 12.26x | 0.77x |
| Net DebtTotal debt minus cash | $679M | $54.0B |
| Cash & Equiv.Liquid assets | $11M | $24.4B |
| Total DebtShort + long-term debt | $690M | $78.4B |
| Interest CoverageEBIT ÷ Interest expense | -0.86x | 4.71x |
Total Returns (Dividends Reinvested)
SNDA leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in UNH five years ago would be worth $9,746 today (with dividends reinvested), compared to $8,283 for SNDA. Over the past 12 months, SNDA leads with a +59.2% total return vs UNH's -4.7%. The 3-year compound annual growth rate (CAGR) favors SNDA at 74.8% vs UNH's -7.3% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +16.3% | +9.8% |
| 1-Year ReturnPast 12 months | +59.2% | -4.7% |
| 3-Year ReturnCumulative with dividends | +434.5% | -20.4% |
| 5-Year ReturnCumulative with dividends | -17.2% | -2.5% |
| 10-Year ReturnCumulative with dividends | -87.5% | +220.3% |
| CAGR (3Y)Annualised 3-year return | +74.8% | -7.3% |
Risk & Volatility
Evenly matched — SNDA and UNH each lead in 1 of 2 comparable metrics.
Risk & Volatility
UNH is the less volatile stock with a 0.59 beta — it tends to amplify market swings less than SNDA's 1.10 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SNDA currently trades 95.3% from its 52-week high vs UNH's 90.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.10x | 0.59x |
| 52-Week HighHighest price in past year | $38.98 | $404.72 |
| 52-Week LowLowest price in past year | $22.93 | $234.60 |
| % of 52W HighCurrent price vs 52-week peak | +95.3% | +90.7% |
| RSI (14)Momentum oscillator 0–100 | 64.6 | 74.5 |
| Avg Volume (50D)Average daily shares traded | 590K | 8.1M |
Analyst Outlook
UNH leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates SNDA as "Hold" and UNH as "Buy". Consensus price targets imply 4.9% upside for UNH (target: $385) vs -6.7% for SNDA (target: $35). For income investors, UNH offers the higher dividend yield at 2.37% vs SNDA's 0.84%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy |
| Price TargetConsensus 12-month target | $34.67 | $385.43 |
| # AnalystsCovering analysts | 3 | 52 |
| Dividend YieldAnnual dividend ÷ price | +0.8% | +2.4% |
| Dividend StreakConsecutive years of raises | 1 | 25 |
| Dividend / ShareAnnual DPS | $0.31 | $8.70 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +1.7% |
UNH leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). SNDA leads in 1 (Total Returns). 1 tied.
SNDA vs UNH: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is SNDA or UNH a better buy right now?
For growth investors, Sonida Senior Living, Inc.
(SNDA) is the stronger pick with 25. 2% revenue growth year-over-year, versus 11. 8% for UnitedHealth Group Incorporated (UNH). UnitedHealth Group Incorporated (UNH) offers the better valuation at 27. 8x trailing P/E (20. 1x forward), making it the more compelling value choice. Analysts rate UnitedHealth Group Incorporated (UNH) a "Buy" — based on 52 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — SNDA or UNH?
Over the past 5 years, UnitedHealth Group Incorporated (UNH) delivered a total return of -2.
5%, compared to -17. 2% for Sonida Senior Living, Inc. (SNDA). Over 10 years, the gap is even starker: UNH returned +220. 3% versus SNDA's -87. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — SNDA or UNH?
By beta (market sensitivity over 5 years), UnitedHealth Group Incorporated (UNH) is the lower-risk stock at 0.
59β versus Sonida Senior Living, Inc. 's 1. 10β — meaning SNDA is approximately 88% more volatile than UNH relative to the S&P 500. On balance sheet safety, UnitedHealth Group Incorporated (UNH) carries a lower debt/equity ratio of 77% versus 12% for Sonida Senior Living, Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — SNDA or UNH?
By revenue growth (latest reported year), Sonida Senior Living, Inc.
(SNDA) is pulling ahead at 25. 2% versus 11. 8% for UnitedHealth Group Incorporated (UNH). On earnings-per-share growth, the picture is similar: UnitedHealth Group Incorporated grew EPS -14. 7% year-over-year, compared to -681. 5% for Sonida Senior Living, Inc.. Over a 3-year CAGR, SNDA leads at 16. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — SNDA or UNH?
UnitedHealth Group Incorporated (UNH) is the more profitable company, earning 2.
7% net margin versus -20. 0% for Sonida Senior Living, Inc. — meaning it keeps 2. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UNH leads at 4. 2% versus -15. 3% for SNDA. At the gross margin level — before operating expenses — UNH leads at 18. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is SNDA or UNH more undervalued right now?
Analyst consensus price targets imply the most upside for UNH: 4.
9% to $385. 43.
07Which pays a better dividend — SNDA or UNH?
All stocks in this comparison pay dividends.
UnitedHealth Group Incorporated (UNH) offers the highest yield at 2. 4%, versus 0. 8% for Sonida Senior Living, Inc. (SNDA).
08Is SNDA or UNH better for a retirement portfolio?
For long-horizon retirement investors, UnitedHealth Group Incorporated (UNH) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
59), 2. 4% yield, +220. 3% 10Y return). Both have compounded well over 10 years (UNH: +220. 3%, SNDA: -87. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between SNDA and UNH?
Both stocks operate in the Healthcare sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SNDA is a small-cap high-growth stock; UNH is a large-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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