SNFCA vs FNF

For growth investors, Security National Financial Corporation (SNFCA) is the stronger pick with 42061% revenue growth year-over-year, versus 8.

6% for Fidelity National Financial, Inc. (FNF). Security National Financial Corporation (SNFCA) offers the better valuation at 7. 9x trailing P/E, making it the more compelling value choice. Analysts rate Fidelity National Financial, Inc. (FNF) a "Buy" — based on 17 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Security National Financial Corporation (SNFCA) is the cheapest at 7.

9x versus Fidelity National Financial, Inc. at 22. 7x.

Over the past 5 years, Security National Financial Corporation (SNFCA) delivered a total return of +44.

9%, compared to +33. 8% for Fidelity National Financial, Inc. (FNF). Over 10 years, the gap is even starker: SNFCA returned +209. 4% versus FNF's +170. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Fidelity National Financial, Inc.

(FNF) is the lower-risk stock at 0. 58β versus Security National Financial Corporation's 0. 80β — meaning SNFCA is approximately 39% more volatile than FNF relative to the S&P 500.

By revenue growth (latest reported year), Security National Financial Corporation (SNFCA) is pulling ahead at 42061% versus 8.

6% for Fidelity National Financial, Inc. (FNF). On earnings-per-share growth, the picture is similar: Security National Financial Corporation grew EPS 18. 9% year-over-year, compared to -52. 5% for Fidelity National Financial, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Security National Financial Corporation (SNFCA) is the more profitable company, earning 9.

3% net margin versus 4. 2% for Fidelity National Financial, Inc. — meaning it keeps 9. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FNF leads at 9. 9% versus 0. 0% for SNFCA. At the gross margin level — before operating expenses — FNF leads at 98. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, FNF (4.

0% yield) pays a dividend. SNFCA does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Fidelity National Financial, Inc.

(FNF) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 58), 4. 0% yield, +170. 1% 10Y return). Both have compounded well over 10 years (FNF: +170. 1%, SNFCA: +209. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: SNFCA is a small-cap high-growth stock; FNF is a mid-cap income-oriented stock. FNF pays a dividend while SNFCA does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.