SNFCA vs STC

For growth investors, Security National Financial Corporation (SNFCA) is the stronger pick with 42061% revenue growth year-over-year, versus 17.

3% for Stewart Information Services Corporation (STC). Security National Financial Corporation (SNFCA) offers the better valuation at 7. 9x trailing P/E, making it the more compelling value choice. Analysts rate Stewart Information Services Corporation (STC) a "Buy" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Security National Financial Corporation (SNFCA) is the cheapest at 7.

9x versus Stewart Information Services Corporation at 17. 3x.

Over the past 5 years, Security National Financial Corporation (SNFCA) delivered a total return of +44.

9%, compared to +28. 1% for Stewart Information Services Corporation (STC). Over 10 years, the gap is even starker: SNFCA returned +209. 4% versus STC's +133. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Stewart Information Services Corporation (STC) is the lower-risk stock at 0.

78β versus Security National Financial Corporation's 0. 80β — meaning SNFCA is approximately 3% more volatile than STC relative to the S&P 500.

By revenue growth (latest reported year), Security National Financial Corporation (SNFCA) is pulling ahead at 42061% versus 17.

3% for Stewart Information Services Corporation (STC). On earnings-per-share growth, the picture is similar: Stewart Information Services Corporation grew EPS 54. 8% year-over-year, compared to 18. 9% for Security National Financial Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Security National Financial Corporation (SNFCA) is the more profitable company, earning 9.

3% net margin versus 4. 0% for Stewart Information Services Corporation — meaning it keeps 9. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: STC leads at 5. 7% versus 0. 0% for SNFCA. At the gross margin level — before operating expenses — STC leads at 87. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, STC (2.

9% yield) pays a dividend. SNFCA does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Stewart Information Services Corporation (STC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

78), 2. 9% yield, +133. 4% 10Y return). Both have compounded well over 10 years (STC: +133. 4%, SNFCA: +209. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

STC pays a dividend while SNFCA does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.