Asset Management
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Side-by-side financial analysisStock Comparison
SSSS vs GSBD vs CSWC vs GAIN vs OXLC
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
Asset Management
Asset Management
Asset Management
SSSS vs GSBD vs CSWC vs GAIN vs OXLC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Asset Management | Asset Management | Asset Management | Asset Management | Asset Management |
| Market Cap | $348M | $1.04B | $1.46B | $612M | $885M |
| Revenue (TTM) | $732.03B | $286M | $222M | $112M | $819M |
| Net Income (TTM) | $50M | $74M | $113M | $195M | $-537M |
| Gross Margin | 0.0% | 69.5% | 77.8% | 57.9% | 70.9% |
| Operating Margin | 7.9% | 47.2% | 62.0% | 118.5% | -54.1% |
| Forward P/E | 2.9x | 8.2x | 9.9x | 37.9x | 2.7x |
| Total Debt | $73M | $1.88B | $1.13B | $564M | $773M |
| Cash & Equiv. | $20M | $43M | $29M | $1M | $97M |
SSSS vs GSBD vs CSWC vs GAIN vs OXLC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| SuRo Capital Corp. (SSSS) | 100 | 161.7 | +61.7% |
| Goldman Sachs BDC, … (GSBD) | 100 | 56.9 | -43.1% |
| Capital Southwest C… (CSWC) | 100 | 174.6 | +74.6% |
| Gladstone Investmen… (GAIN) | 100 | 150.1 | +50.1% |
| Oxford Lane Capital… (OXLC) | 100 | 44.1 | -55.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SSSS vs GSBD vs CSWC vs GAIN vs OXLC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SSSS has the current edge in this matchup, primarily because of its strength in growth exposure and long-term compounding.
- Rev growth 6.5%, EPS growth 211.2%
- 365.2% 10Y total return vs GAIN's 285.0%
- 6.5% NII/revenue growth vs GAIN's -20.5%
- +90.1% vs OXLC's -37.4%
GSBD is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 0.41, current ratio 0.95x
- Beta 0.41, yield 21.9%, current ratio 0.95x
- Beta 0.41 vs SSSS's 1.54
CSWC is the #2 pick in this set and the best alternative if quality and efficiency is your priority.
- Efficiency ratio 0.2% vs OXLC's 2.0% (lower = leaner)
- Efficiency ratio 0.2% vs OXLC's 2.0%
Among these 5 stocks, GAIN doesn't own a clear edge in any measured category.
OXLC ranks third and is worth considering specifically for income & stability and bank quality.
- Dividend streak 4 yrs, beta 0.66, yield 50.9%
- NIM 22.4% vs GAIN's 4.1%
- Lower P/E (2.7x vs 37.9x)
- 50.9% yield, 4-year raise streak, vs SSSS's 3.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 6.5% NII/revenue growth vs GAIN's -20.5% | |
| Value | Lower P/E (2.7x vs 37.9x) | |
| Quality / Margins | Efficiency ratio 0.2% vs OXLC's 2.0% (lower = leaner) | |
| Stability / Safety | Beta 0.41 vs SSSS's 1.54 | |
| Dividends | 50.9% yield, 4-year raise streak, vs SSSS's 3.0% | |
| Momentum (1Y) | +90.1% vs OXLC's -37.4% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs OXLC's 2.0% |
SSSS vs GSBD vs CSWC vs GAIN vs OXLC — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
GAIN leads in 2 of 6 categories
OXLC leads 2 • SSSS leads 1 • GSBD leads 0 • CSWC leads 0 • 1 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
GAIN leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
SSSS is the larger business by revenue, generating $732.0B annually — 6520.2x GAIN's $112M. GAIN is the more profitable business, keeping 173.6% of every revenue dollar as net income compared to OXLC's -65.5%.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $732.0B | $286M | $222M | $112M | $819M |
| EBITDAEarnings before interest/tax | $57.6B | $182M | $143M | $133M | -$444M |
| Net IncomeAfter-tax profit | $50M | $74M | $113M | $195M | -$537M |
| Free Cash FlowCash after capex | -$5.76T | $199M | -$67M | $26M | $1.6B |
| Gross MarginGross profit ÷ Revenue | +0.0% | +69.5% | +77.8% | +57.9% | +70.9% |
| Operating MarginEBIT ÷ Revenue | +7.9% | +47.2% | +62.0% | +118.5% | -54.1% |
| Net MarginNet income ÷ Revenue | +0.0% | +25.9% | +50.9% | +173.6% | -65.5% |
| FCF MarginFCF ÷ Revenue | -7.9% | +69.6% | -30.0% | +23.6% | +189.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +100.0% | -144.4% | +33.3% | +3.2% | -31.8% |
Valuation Metrics
OXLC leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 3.2x trailing earnings, GAIN trades at a 74% valuation discount to CSWC's 12.4x P/E. On an enterprise value basis, GAIN's 5.2x EV/EBITDA is more attractive than CSWC's 13.1x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $348M | $1.0B | $1.5B | $612M | $885M |
| Enterprise ValueMkt cap + debt − cash | $401M | $2.9B | $2.6B | $1.2B | $1.6B |
| Trailing P/EPrice ÷ TTM EPS | 7.70x | 8.97x | 12.39x | 3.22x | -1.51x |
| Forward P/EPrice ÷ next-FY EPS est. | 2.88x | 8.16x | 9.87x | 37.86x | 2.69x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 0.11x | — |
| EV / EBITDAEnterprise value multiple | 7.47x | 12.24x | 13.08x | 5.21x | — |
| Price / SalesMarket cap ÷ Revenue | 9.97x | 4.29x | 5.95x | 8.56x | 2.26x |
| Price / BookPrice ÷ Book value/share | 0.00x | 0.75x | 1.53x | 0.89x | 0.86x |
| Price / FCFMarket cap ÷ FCF | 10.14x | 3.19x | — | — | 1.27x |
Profitability & Efficiency
GAIN leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
GAIN delivers a 34.0% return on equity — every $100 of shareholder capital generates $34 in annual profit, vs $-33 for OXLC. SSSS carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to GSBD's 1.32x. On the Piotroski fundamental quality scale (0–9), GSBD scores 6/9 vs OXLC's 4/9, reflecting solid financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | 0.0% | +5.1% | +11.7% | +34.0% | -33.2% |
| ROA (TTM)Return on assets | 0.0% | +2.2% | +5.5% | +16.3% | -22.5% |
| ROICReturn on invested capital | 0.0% | +5.3% | +7.1% | +15.5% | -18.7% |
| ROCEReturn on capital employed | 0.0% | +7.0% | +9.3% | +25.3% | -22.7% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 6 | 4 | 4 | 4 |
| Debt / EquityFinancial leverage | 0.00x | 1.32x | 1.12x | 0.84x | 0.75x |
| Net DebtTotal debt minus cash | $53M | $1.8B | $1.1B | $563M | $676M |
| Cash & Equiv.Liquid assets | $20M | $43M | $29M | $1M | $97M |
| Total DebtShort + long-term debt | $73M | $1.9B | $1.1B | $564M | $773M |
| Interest CoverageEBIT ÷ Interest expense | 0.05x | 1.21x | 2.06x | 3.48x | -4.77x |
Total Returns (Dividends Reinvested)
SSSS leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GAIN five years ago would be worth $15,512 today (with dividends reinvested), compared to $8,652 for OXLC. Over the past 12 months, SSSS leads with a +90.1% total return vs OXLC's -37.4%. The 3-year compound annual growth rate (CAGR) favors SSSS at 62.0% vs OXLC's -2.3% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +41.8% | +3.3% | +10.2% | +13.1% | -29.1% |
| 1-Year ReturnPast 12 months | +90.1% | -5.4% | +23.1% | +14.8% | -37.4% |
| 3-Year ReturnCumulative with dividends | +325.1% | +4.1% | +58.6% | +50.8% | -6.7% |
| 5-Year ReturnCumulative with dividends | +39.0% | -10.3% | +36.2% | +55.1% | -13.5% |
| 10-Year ReturnCumulative with dividends | +365.2% | +38.1% | +232.1% | +285.0% | +23.0% |
| CAGR (3Y)Annualised 3-year return | +62.0% | +1.4% | +16.6% | +14.7% | -2.3% |
Risk & Volatility
Evenly matched — GSBD and CSWC each lead in 1 of 2 comparable metrics.
Risk & Volatility
GSBD is the less volatile stock with a 0.41 beta — it tends to amplify market swings less than SSSS's 1.54 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CSWC currently trades 96.4% from its 52-week high vs OXLC's 40.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.54x | 0.41x | 0.72x | 0.47x | 0.66x |
| 52-Week HighHighest price in past year | $14.98 | $12.03 | $24.43 | $17.14 | $22.30 |
| 52-Week LowLowest price in past year | $7.11 | $8.65 | $19.37 | $13.11 | $8.01 |
| % of 52W HighCurrent price vs 52-week peak | +91.5% | +76.8% | +96.4% | +89.7% | +40.7% |
| RSI (14)Momentum oscillator 0–100 | 55.9 | 49.5 | 50.5 | 41.5 | 29.5 |
| Avg Volume (50D)Average daily shares traded | 333K | 1.2M | 643K | 347K | 956K |
Analyst Outlook
OXLC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: SSSS as "Buy", GSBD as "Hold", CSWC as "Buy", GAIN as "Hold", OXLC as "Buy". Consensus price targets imply 10.6% upside for GAIN (target: $17) vs -2.6% for GSBD (target: $9). For income investors, OXLC offers the higher dividend yield at 50.93% vs SSSS's 3.03%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | $15.00 | $9.00 | $23.58 | $17.00 | — |
| # AnalystsCovering analysts | 5 | 9 | 10 | 7 | 4 |
| Dividend YieldAnnual dividend ÷ price | +3.0% | +21.9% | +9.5% | +9.6% | +50.9% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 | 0 | 4 |
| Dividend / ShareAnnual DPS | $0.42 | $2.02 | $2.24 | $1.48 | $4.62 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +5.0% | 0.0% | 0.0% | +2.3% |
GAIN leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). OXLC leads in 2 (Valuation Metrics, Analyst Outlook). 1 tied.
SSSS vs GSBD vs CSWC vs GAIN vs OXLC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is SSSS or GSBD or CSWC or GAIN or OXLC a better buy right now?
For growth investors, SuRo Capital Corp.
(SSSS) is the stronger pick with 646. 5% revenue growth year-over-year, versus -20. 5% for Gladstone Investment Corporation (GAIN). Gladstone Investment Corporation (GAIN) offers the better valuation at 3. 2x trailing P/E (37. 9x forward), making it the more compelling value choice. Analysts rate SuRo Capital Corp. (SSSS) a "Buy" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SSSS or GSBD or CSWC or GAIN or OXLC?
On trailing P/E, Gladstone Investment Corporation (GAIN) is the cheapest at 3.
2x versus Capital Southwest Corporation at 12. 4x. On forward P/E, Oxford Lane Capital Corp. is actually cheaper at 2. 7x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — SSSS or GSBD or CSWC or GAIN or OXLC?
Over the past 5 years, Gladstone Investment Corporation (GAIN) delivered a total return of +55.
1%, compared to -13. 5% for Oxford Lane Capital Corp. (OXLC). Over 10 years, the gap is even starker: SSSS returned +365. 2% versus OXLC's +23. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SSSS or GSBD or CSWC or GAIN or OXLC?
By beta (market sensitivity over 5 years), Goldman Sachs BDC, Inc.
(GSBD) is the lower-risk stock at 0. 41β versus SuRo Capital Corp. 's 1. 54β — meaning SSSS is approximately 278% more volatile than GSBD relative to the S&P 500. On balance sheet safety, SuRo Capital Corp. (SSSS) carries a lower debt/equity ratio of 0% versus 132% for Goldman Sachs BDC, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SSSS or GSBD or CSWC or GAIN or OXLC?
By revenue growth (latest reported year), SuRo Capital Corp.
(SSSS) is pulling ahead at 646. 5% versus -20. 5% for Gladstone Investment Corporation (GAIN). On earnings-per-share growth, the picture is similar: SuRo Capital Corp. grew EPS 211. 2% year-over-year, compared to -1230. 2% for Oxford Lane Capital Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SSSS or GSBD or CSWC or GAIN or OXLC?
Gladstone Investment Corporation (GAIN) is the more profitable company, earning 258.
5% net margin versus -149. 4% for Oxford Lane Capital Corp. — meaning it keeps 258. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GAIN leads at 315. 8% versus -135. 4% for OXLC. At the gross margin level — before operating expenses — SSSS leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SSSS or GSBD or CSWC or GAIN or OXLC more undervalued right now?
On forward earnings alone, Oxford Lane Capital Corp.
(OXLC) trades at 2. 7x forward P/E versus 37. 9x for Gladstone Investment Corporation — 35. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GAIN: 10. 6% to $17. 00.
08Which pays a better dividend — SSSS or GSBD or CSWC or GAIN or OXLC?
All stocks in this comparison pay dividends.
Oxford Lane Capital Corp. (OXLC) offers the highest yield at 50. 9%, versus 3. 0% for SuRo Capital Corp. (SSSS).
09Is SSSS or GSBD or CSWC or GAIN or OXLC better for a retirement portfolio?
For long-horizon retirement investors, Gladstone Investment Corporation (GAIN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
47), 9. 6% yield, +285. 0% 10Y return). SuRo Capital Corp. (SSSS) carries a higher beta of 1. 54 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (GAIN: +285. 0%, SSSS: +365. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SSSS and GSBD and CSWC and GAIN and OXLC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SSSS is a small-cap high-growth stock; GSBD is a small-cap high-growth stock; CSWC is a small-cap high-growth stock; GAIN is a small-cap deep-value stock; OXLC is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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