Dollar cost averaging (DCA) in SSSS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+214.6%
Final Value$152.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+197.6%
Final Value$144.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+178.4%
Final Value$135.0K
Worst possible — still beats not investing
Best vs Worst gap36.2 pp
Your timing vs best-17.0%
Your timing vs worst+19.2%
If You Keep Investing…
Based on this stock's historical CAGR of 18.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$47K~1.6x your moneyfrom $30K invested
10 Years$156K~2.6x your moneyfrom $60K invested
20 Years$1.0M~8.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.6x your money
20 Years~8.4x your money
$100/mo
$5K+$1K est. gain
$9K+$3K est. gain
$31K+$19K est. gain
$201K+$177K est. gain
$250/mo
$12K+$3K est. gain
$23K+$8K est. gain
$78K+$48K est. gain
$502K+$442K est. gain
$500/mo
$23K+$5K est. gain
$47K+$17K est. gain
$156K+$96K est. gain
$1.0M+$884K est. gain
$1,000/mo
$47K+$11K est. gain
$94K+$34K est. gain
$312K+$192K est. gain
$2.0M+$1.8M est. gain
* Projection assumes historical CAGR of 18.4% continues. Actual returns will vary.
Your DCA Results by Date
78 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$6.60
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$6.87
$10,500
$10,909
+3.90%
$409
Mar 2, 2020
$6.28
$11,000
$10,472
-4.80%
$-528
Apr 1, 2020
$5.57
$11,500
$9,788
-14.88%
$-1,712
May 1, 2020
$6.28
$12,000
$11,536
-3.87%
$-464
Jun 1, 2020
$6.49
$12,500
$12,422
-0.63%
$-78
Jul 1, 2020
$8.63
$13,000
$17,018
+30.90%
$4,018
Aug 3, 2020
$12.72
$13,500
$25,583
+89.50%
$12,083
Sep 1, 2020
$13.19
$14,000
$27,333
+95.24%
$13,333
Oct 1, 2020
$9.64
$14,500
$20,477
+41.22%
$5,977
Nov 2, 2020
$8.25
$15,000
$18,500
+23.33%
$3,500
Dec 2, 2020
$11.43
$15,500
$26,814
+72.99%
$11,314
Jan 4, 2021
$13.47
$16,000
$32,652
+104.08%
$16,652
Feb 2, 2021
$14.31
$16,500
$35,188
+113.26%
$18,688
Mar 2, 2021
$12.86
$17,000
$32,677
+92.22%
$15,677
Apr 1, 2021
$14.11
$17,500
$37,039
+111.65%
$19,539
May 3, 2021
$14.27
$18,000
$37,959
+110.89%
$19,959
Jun 1, 2021
$13.49
$18,500
$42,942
+132.12%
$24,442
Jul 1, 2021
$13.36
$19,000
$43,029
+126.47%
$24,029
Aug 2, 2021
$12.25
$19,500
$39,954
+104.89%
$20,454
Sep 1, 2021
$13.07
$20,000
$49,921
+149.60%
$29,921
Oct 1, 2021
$12.86
$20,500
$49,619
+142.04%
$29,119
Nov 2, 2021
$14.37
$21,000
$55,945
+166.40%
$34,945
Dec 2, 2021
$12.37
$21,500
$55,939
+160.18%
$34,439
Jan 3, 2022
$12.74
$22,000
$61,474
+179.43%
$39,474
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Frequently Asked Questions
Common questions about DCA investing in SSSS
Investing $500 per month in SuRo Capital Corp. (SSSS) over the past 6 years would be worth approximately $144K today. That's +197.6% total return on $49K invested, with a +18.4% compound annual growth rate (CAGR). This includes $34K from reinvested dividends.