STT vs BEN

For growth investors, State Street Corporation (STT) is the stronger pick with 19.

6% revenue growth year-over-year, versus 3. 5% for Franklin Resources, Inc. (BEN). State Street Corporation (STT) offers the better valuation at 18. 1x trailing P/E (12. 0x forward), making it the more compelling value choice. Analysts rate State Street Corporation (STT) a "Buy" — based on 37 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, State Street Corporation (STT) is the cheapest at 18.

1x versus Franklin Resources, Inc. at 33. 5x. On forward P/E, Franklin Resources, Inc. is actually cheaper at 11. 2x — notably different from the trailing picture, reflecting expected earnings growth.

Over the past 5 years, State Street Corporation (STT) delivered a total return of +88.

3%, compared to +8. 6% for Franklin Resources, Inc. (BEN). Over 10 years, the gap is even starker: STT returned +186. 9% versus BEN's +23. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), State Street Corporation (STT) is the lower-risk stock at 1.

19β versus Franklin Resources, Inc. 's 1. 31β — meaning BEN is approximately 10% more volatile than STT relative to the S&P 500. On balance sheet safety, Franklin Resources, Inc. (BEN) carries a lower debt/equity ratio of 94% versus 145% for State Street Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), State Street Corporation (STT) is pulling ahead at 19.

6% versus 3. 5% for Franklin Resources, Inc. (BEN). On earnings-per-share growth, the picture is similar: State Street Corporation grew EPS 47. 1% year-over-year, compared to 7. 1% for Franklin Resources, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

State Street Corporation (STT) is the more profitable company, earning 12.

2% net margin versus 6. 0% for Franklin Resources, Inc. — meaning it keeps 12. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: STT leads at 15. 5% versus 6. 9% for BEN. At the gross margin level — before operating expenses — BEN leads at 80. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Franklin Resources, Inc.

(BEN) trades at 11. 2x forward P/E versus 12. 0x for State Street Corporation — 0. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for STT: 7. 9% to $160. 44.

All stocks in this comparison pay dividends.

Franklin Resources, Inc. (BEN) offers the highest yield at 4. 4%, versus 2. 3% for State Street Corporation (STT).

For long-horizon retirement investors, State Street Corporation (STT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1.

19), 2. 3% yield, +186. 9% 10Y return). Both have compounded well over 10 years (STT: +186. 9%, BEN: +23. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: STT is a mid-cap high-growth stock; BEN is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.