Software - Application
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Side-by-side financial analysisStock Comparison
STUB vs MA vs KO vs V vs PEP
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Credit Services
Beverages - Non-Alcoholic
Financial - Credit Services
Beverages - Non-Alcoholic
STUB vs MA vs KO vs V vs PEP — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Software - Application | Financial - Credit Services | Beverages - Non-Alcoholic | Financial - Credit Services | Beverages - Non-Alcoholic |
| Market Cap | $4.02B | $433.74B | $355.61B | $618.49B | $197.17B |
| Revenue (TTM) | $1.79B | $33.94B | $49.28B | $43.03B | $93.92B |
| Net Income (TTM) | $-1.84B | $15.57B | $13.70B | $22.24B | $8.24B |
| Gross Margin | 81.2% | 83.0% | 61.7% | 81.3% | 54.1% |
| Operating Margin | -71.7% | 59.4% | 29.3% | 61.1% | 12.2% |
| Forward P/E | 22.8x | 24.9x | 25.3x | 24.5x | 16.7x |
| Total Debt | $1.51B | $19.00B | $45.49B | $25.17B | $49.90B |
| Cash & Equiv. | $1.24B | $10.57B | $10.27B | $20.15B | $9.16B |
STUB vs MA vs KO vs V vs PEP — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Mastercard Incorpor… (MA) | 100 | 165.7 | +65.7% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
| Visa Inc. (V) | 100 | 166.9 | +66.9% |
| PepsiCo, Inc. (PEP) | 100 | 109.1 | +9.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: STUB vs MA vs KO vs V vs PEP
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Among these 5 stocks, STUB doesn't own a clear edge in any measured category.
MA carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 16.4%, EPS growth 18.9%
- 440.0% 10Y total return vs V's 330.2%
- PEG 1.19 vs PEP's 5.11
- 16.4% NII/revenue growth vs STUB's -1.4%
KO is the #2 pick in this set and the best alternative if momentum is your priority.
- +17.2% vs STUB's -47.9%
V ranks third and is worth considering specifically for sleep-well-at-night and defensive.
- Lower volatility, beta 0.54, Low D/E 66.4%, current ratio 1.08x
- Beta 0.54, yield 0.7%, current ratio 1.08x
- 51.7% margin vs STUB's -102.3%
PEP is the clearest fit if your priority is income & stability.
- Dividend streak 54 yrs, beta -0.11, yield 3.9%
- 3.9% yield, 54-year raise streak, vs KO's 2.5%, (1 stock pays no dividend)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 16.4% NII/revenue growth vs STUB's -1.4% | |
| Value | Lower P/E (24.9x vs 25.3x), PEG 1.19 vs 2.26 | |
| Quality / Margins | 51.7% margin vs STUB's -102.3% | |
| Stability / Safety | Beta 0.49 vs STUB's 1.77 | |
| Dividends | 3.9% yield, 54-year raise streak, vs KO's 2.5%, (1 stock pays no dividend) | |
| Momentum (1Y) | +17.2% vs STUB's -47.9% | |
| Efficiency (ROA) | 29.5% ROA vs STUB's -34.4%, ROIC 56.5% vs -39.1% |
STUB vs MA vs KO vs V vs PEP — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
STUB vs MA vs KO vs V vs PEP — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
KO leads in 2 of 6 categories
MA leads 1 • STUB leads 0 • V leads 0 • PEP leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — STUB and MA and V each lead in 2 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
PEP is the larger business by revenue, generating $93.9B annually — 52.4x STUB's $1.8B. V is the more profitable business, keeping 51.7% of every revenue dollar as net income compared to STUB's -102.3%. On growth, STUB holds the edge at +12.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $1.8B | $33.9B | $49.3B | $43.0B | $93.9B |
| EBITDAEarnings before interest/tax | -$1.3B | $21.6B | $15.5B | $27.6B | $14.3B |
| Net IncomeAfter-tax profit | -$1.8B | $15.6B | $13.7B | $22.2B | $8.2B |
| Free Cash FlowCash after capex | $322M | $17.7B | $12.6B | $21.2B | $7.7B |
| Gross MarginGross profit ÷ Revenue | +81.2% | +83.0% | +61.7% | +81.3% | +54.1% |
| Operating MarginEBIT ÷ Revenue | -71.7% | +59.4% | +29.3% | +61.1% | +12.2% |
| Net MarginNet income ÷ Revenue | -102.3% | +45.9% | +27.8% | +51.7% | +8.8% |
| FCF MarginFCF ÷ Revenue | +18.0% | +52.2% | +25.5% | +49.2% | +8.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +12.2% | — | +12.1% | — | +5.6% |
| EPS Growth (YoY)Latest quarter vs prior year | +189.2% | +21.2% | +18.2% | +35.3% | +66.7% |
Valuation Metrics
Evenly matched — STUB and PEP each lead in 3 of 7 comparable metrics.
Valuation Metrics
At 24.0x trailing earnings, PEP trades at a 24% valuation discount to V's 31.6x P/E. Adjusting for growth (PEG ratio), MA offers better value at 1.41x vs PEP's 7.37x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $4.0B | $433.7B | $355.6B | $618.5B | $197.2B |
| Enterprise ValueMkt cap + debt − cash | $4.3B | $442.2B | $390.8B | $623.5B | $237.9B |
| Trailing P/EPrice ÷ TTM EPS | -1.99x | 29.66x | 27.18x | 31.61x | 24.05x |
| Forward P/EPrice ÷ next-FY EPS est. | 22.83x | 24.90x | 25.27x | 24.51x | 16.68x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.41x | 2.43x | 2.00x | 7.37x |
| EV / EBITDAEnterprise value multiple | — | 21.52x | 26.39x | 24.73x | 16.63x |
| Price / SalesMarket cap ÷ Revenue | 2.30x | 13.23x | 7.42x | 15.46x | 2.10x |
| Price / BookPrice ÷ Book value/share | 2.04x | 56.80x | 10.40x | 16.72x | 9.63x |
| Price / FCFMarket cap ÷ FCF | 21.02x | 25.65x | 67.15x | 28.66x | 25.70x |
Profitability & Efficiency
MA leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
MA delivers a 2.1% return on equity — every $100 of shareholder capital generates $2 in annual profit, vs $-94 for STUB. V carries lower financial leverage with a 0.66x debt-to-equity ratio, signaling a more conservative balance sheet compared to MA's 2.45x. On the Piotroski fundamental quality scale (0–9), MA scores 9/9 vs STUB's 4/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | -94.3% | +2.1% | +41.1% | +58.9% | +40.1% |
| ROA (TTM)Return on assets | -34.4% | +29.5% | +13.1% | +22.7% | +7.7% |
| ROICReturn on invested capital | -39.1% | +56.5% | +15.8% | +29.2% | +14.9% |
| ROCEReturn on capital employed | -32.9% | +64.4% | +17.3% | +36.2% | +16.1% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 9 | 7 | 5 | 5 |
| Debt / EquityFinancial leverage | 0.78x | 2.45x | 1.33x | 0.66x | 2.43x |
| Net DebtTotal debt minus cash | $265M | $8.4B | $35.2B | $5.0B | $40.7B |
| Cash & Equiv.Liquid assets | $1.2B | $10.6B | $10.3B | $20.2B | $9.2B |
| Total DebtShort + long-term debt | $1.5B | $19.0B | $45.5B | $25.2B | $49.9B |
| Interest CoverageEBIT ÷ Interest expense | -11.89x | 27.23x | 10.70x | 26.72x | 10.34x |
Total Returns (Dividends Reinvested)
KO leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in KO five years ago would be worth $16,560 today (with dividends reinvested), compared to $5,209 for STUB. Over the past 12 months, KO leads with a +17.2% total return vs STUB's -47.9%. The 3-year compound annual growth rate (CAGR) favors KO at 13.7% vs STUB's -19.5% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -19.8% | -12.7% | +20.3% | -6.6% | +3.5% |
| 1-Year ReturnPast 12 months | -47.9% | -16.3% | +17.2% | -12.5% | +13.4% |
| 3-Year ReturnCumulative with dividends | -47.9% | +32.8% | +47.0% | +45.6% | -11.7% |
| 5-Year ReturnCumulative with dividends | -47.9% | +37.1% | +65.6% | +42.0% | +14.3% |
| 10-Year ReturnCumulative with dividends | -47.9% | +440.0% | +121.1% | +330.2% | +82.3% |
| CAGR (3Y)Annualised 3-year return | -19.5% | +9.9% | +13.7% | +13.3% | -4.1% |
Risk & Volatility
KO leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than STUB's 1.77 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 98.3% from its 52-week high vs STUB's 41.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.77x | 0.49x | -0.20x | 0.54x | -0.11x |
| 52-Week HighHighest price in past year | $27.89 | $601.77 | $84.04 | $374.17 | $171.48 |
| 52-Week LowLowest price in past year | $5.74 | $464.52 | $65.35 | $293.89 | $127.60 |
| % of 52W HighCurrent price vs 52-week peak | +41.1% | +81.4% | +98.3% | +86.2% | +84.1% |
| RSI (14)Momentum oscillator 0–100 | 69.3 | 45.8 | 60.6 | 46.9 | 41.6 |
| Avg Volume (50D)Average daily shares traded | 4.9M | 3.1M | 12.7M | 6.4M | 6.0M |
Analyst Outlook
Evenly matched — KO and PEP each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: STUB as "Hold", MA as "Buy", KO as "Buy", V as "Buy", PEP as "Hold". Consensus price targets imply 34.8% upside for MA (target: $660) vs 4.2% for KO (target: $86). For income investors, PEP offers the higher dividend yield at 3.86% vs MA's 0.63%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy | Buy | Buy | Hold |
| Price TargetConsensus 12-month target | $13.13 | $660.43 | $86.13 | $368.91 | $167.88 |
| # AnalystsCovering analysts | 9 | 64 | 48 | 61 | 45 |
| Dividend YieldAnnual dividend ÷ price | — | +0.6% | +2.5% | +0.7% | +3.9% |
| Dividend StreakConsecutive years of raises | 0 | 14 | 56 | 18 | 54 |
| Dividend / ShareAnnual DPS | — | $3.07 | $2.04 | $2.36 | $5.57 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.0% | +2.7% | +0.2% | +2.2% | +0.5% |
KO leads in 2 of 6 categories (Total Returns, Risk & Volatility). MA leads in 1 (Profitability & Efficiency). 3 tied.
STUB vs MA vs KO vs V vs PEP: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is STUB or MA or KO or V or PEP a better buy right now?
For growth investors, Mastercard Incorporated (MA) is the stronger pick with 16.
4% revenue growth year-over-year, versus -1. 4% for StubHub Holdings, Inc. (STUB). PepsiCo, Inc. (PEP) offers the better valuation at 24. 0x trailing P/E (16. 7x forward), making it the more compelling value choice. Analysts rate Mastercard Incorporated (MA) a "Buy" — based on 64 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — STUB or MA or KO or V or PEP?
On trailing P/E, PepsiCo, Inc.
(PEP) is the cheapest at 24. 0x versus Visa Inc. at 31. 6x. On forward P/E, PepsiCo, Inc. is actually cheaper at 16. 7x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Mastercard Incorporated wins at 1. 19x versus PepsiCo, Inc. 's 5. 11x — a reasonable growth-adjusted valuation.
03Which is the better long-term investment — STUB or MA or KO or V or PEP?
Over the past 5 years, The Coca-Cola Company (KO) delivered a total return of +65.
6%, compared to -47. 9% for StubHub Holdings, Inc. (STUB). Over 10 years, the gap is even starker: MA returned +440. 0% versus STUB's -47. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — STUB or MA or KO or V or PEP?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
20β versus StubHub Holdings, Inc. 's 1. 77β — meaning STUB is approximately -983% more volatile than KO relative to the S&P 500. On balance sheet safety, Visa Inc. (V) carries a lower debt/equity ratio of 66% versus 2% for Mastercard Incorporated — giving it more financial flexibility in a downturn.
05Which is growing faster — STUB or MA or KO or V or PEP?
By revenue growth (latest reported year), Mastercard Incorporated (MA) is pulling ahead at 16.
4% versus -1. 4% for StubHub Holdings, Inc. (STUB). On earnings-per-share growth, the picture is similar: The Coca-Cola Company grew EPS 23. 6% year-over-year, compared to -37. 4% for StubHub Holdings, Inc.. Over a 3-year CAGR, STUB leads at 19. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — STUB or MA or KO or V or PEP?
Visa Inc.
(V) is the more profitable company, earning 50. 1% net margin versus -109. 2% for StubHub Holdings, Inc. — meaning it keeps 50. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: V leads at 60. 0% versus -73. 4% for STUB. At the gross margin level — before operating expenses — MA leads at 83. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is STUB or MA or KO or V or PEP more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Mastercard Incorporated (MA) is the more undervalued stock at a PEG of 1. 19x versus PepsiCo, Inc. 's 5. 11x. A PEG below 1. 5 suggests fair-to-attractive pricing relative to expected growth. On forward earnings alone, PepsiCo, Inc. (PEP) trades at 16. 7x forward P/E versus 25. 3x for The Coca-Cola Company — 8. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MA: 34. 8% to $660. 43.
08Which pays a better dividend — STUB or MA or KO or V or PEP?
In this comparison, PEP (3.
9% yield), KO (2. 5% yield), V (0. 7% yield), MA (0. 6% yield) pay a dividend. STUB does not pay a meaningful dividend and should not be held primarily for income.
09Is STUB or MA or KO or V or PEP better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
20), 2. 5% yield, +121. 1% 10Y return). StubHub Holdings, Inc. (STUB) carries a higher beta of 1. 77 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (KO: +121. 1%, STUB: -47. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between STUB and MA and KO and V and PEP?
These companies operate in different sectors (STUB (Technology) and MA (Financial Services) and KO (Consumer Defensive) and V (Financial Services) and PEP (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: STUB is a small-cap quality compounder stock; MA is a large-cap high-growth stock; KO is a large-cap quality compounder stock; V is a large-cap quality compounder stock; PEP is a mid-cap income-oriented stock. MA, KO, V, PEP pay a dividend while STUB does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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