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Mastercard Incorporated(MA)Earnings, Financials & Key Ratios
MA•NYSE•Banking & Credit
$497.08
$440.02B mkt cap·30.1× P/E·Price updated May 6, 2026
AboutMastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.Show more
- Net Interest Income-$722M-11.8%
- Total Revenue$32.79B+16.4%
- Net Income$14.97B+16.3%
- Return on Equity209.92%+10.2%
- Net Interest Margin-1.33%+0.8%
- Efficiency Ratio24.27%+15.6%
- ROA29.28%+2.9%
- Equity / Assets14.3%+5.6%
- Book Value per Share8.63+22.7%
- Tangible BV/Share-8.20+6.5%
- Debt/Equity2.45-12.3%
MA Key Insights
Mastercard Incorporated (MA) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 189.3%
- ✓Strong 5Y profit CAGR of 18.5%
- ✓Strong Piotroski F-Score: 9/9
- ✓Efficient operations: 24.3% efficiency ratio
- ✓14 consecutive years of dividend growth
- ✓Well capitalized: 14.3% equity/assets
✗Weaknesses
- ✗High debt to equity ratio of 2.5x
- ✗Weak NIM of -1.3%
- ✗Expensive at 57.6x book value
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
MA Price & Volume
Mastercard Incorporated (MA) stock price & volume — 10-year historical chart
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MA Growth Metrics
Mastercard Incorporated (MA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years12.99%
5 Years16.47%
3 Years13.82%
TTM-
Profit CAGR
10 Years14.67%
5 Years18.48%
3 Years14.66%
TTM18.47%
EPS CAGR
10 Years17.3%
5 Years21%
3 Years17.32%
TTM21.18%
Return on Capital
10 Years53.97%
5 Years53.97%
3 Years58.74%
Last Year64.4%
MA Recent Earnings
Mastercard Incorporated (MA) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 12/12 qtrs (100%)
Q2 2026Latest
Apr 30, 2026EPS
$4.60
Est $4.41
+4.3%
Revenue
$8.4B
Est $8.3B
+1.7%
Q1 2026
Jan 29, 2026EPS
$4.76
Est $4.24
+12.3%
Revenue
$8.8B
Est $8.8B
+0.4%
Q4 2025
Oct 30, 2025EPS
$4.38
Est $4.32
+1.4%
Revenue
$8.6B
Est $8.5B
+0.8%
Q3 2025
Jul 31, 2025EPS
$4.15
Est $4.03
+3.0%
Revenue
$8.1B
Est $7.9B
+2.6%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $4.60vs $4.41+4.3% | $8.4Bvs $8.3B+1.7% |
| Q1 2026 | Jan 29, 2026 | $4.76vs $4.24+12.3% | $8.8Bvs $8.8B+0.4% |
| Q4 2025 | Oct 30, 2025 | $4.38vs $4.32+1.4% | $8.6Bvs $8.5B+0.8% |
| Q3 2025 | Jul 31, 2025 | $4.15vs $4.03+3.0% | $8.1Bvs $7.9B+2.6% |
Based on last 12 quarters of dataView full earnings history →
MA Peer Comparison
Mastercard Incorporated (MA) competitors in Payment Networks and Merchant Acquiring — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 V | 617.8B | 322.03 | 31.57 | 11.34% | 50.14% | 58.9% | 3.49% | 0.66 |
 AXP | 216.67B | 315.95 | 20.54 | 8.44% | 13.46% | 33.95% | 7.39% | 1.73 |
 PYPL | 42.76B | 46.48 | 8.59 | 4.32% | 15.78% | 25.08% | 13.01% | 0.49 |
 FIS | 24.14B | 46.61 | 62.15 | 5.43% | 3.51% | 2.75% | 10.17% | 0.29 |
 FISV | 30.63B | 57.28 | 9.03 | 3.6% | 15.17% | 12.43% | 14.17% | 1.13 |
 GPN | 16.44B | 69.47 | 11.92 | -23.75% | 16.92% | 5.89% | 12.4% | 0.92 |
 WEX | 5.1B | 147.23 | 17.38 | 1.24% | 11.5% | 26.96% | 6.15% | 3.94 |
 JPM | 834.2B | 309.40 | 15.67 | 14.61% | 21.59% | 16.11% | 2.18 |
Compare MA vs Peers
Mastercard Incorporated (MA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MA Income Statement
Mastercard Incorporated (MA) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -154M | -186M | -224M | -380M | -431M | -471M | -575M | -646M | -722M | -644M |
| NII Growth % | -62.11% | -20.78% | -20.43% | -69.64% | -13.42% | -9.28% | -22.08% | -12.35% | -11.76% | 12.01% |
| Net Interest Margin % | -0.72% | -0.75% | -0.77% | -1.13% | -1.14% | -1.22% | -1.35% | -1.34% | -1.33% | -1.23% |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 81M |
| Interest Expense | 154M | 186M | 224M | 380M | 431M | 471M | 575M | 646M | 722M | 725M |
| Loan Loss Provision | 2.53B | 3.03B | 3.31B | 3.41B | 4.06B | 4.79B | 5.45B | 6.03B | 4.71B | 5.06B |
| Non-Interest Income | 12.5B | 14.95B | 16.88B | 15.3B | 18.88B | 22.24B | 25.1B | 28.17B | 32.79B | 33.86B |
| Non-Interest Income % | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 99.76% |
| Total Revenue | 12.5B▲ 0% | 14.95B▲ 19.6% | 16.88B▲ 12.9% | 15.3B▼ 9.4% | 18.88B▲ 23.4% | 22.24B▲ 17.8% | 25.1B▲ 12.9% | 28.17B▲ 12.2% | 32.79B▲ 16.4% | 33.94B▲ 0% |
| Revenue Growth % | 15.97% | 19.63% | 12.93% | -9.37% | 23.42% | 17.76% | 12.87% | 12.23% | 16.42% | 66.99% |
| Non-Interest Expense | 3.19B | 4.45B | 3.68B | 3.43B | 4.31B | 4.71B | 5.07B | 5.91B | 7.96B | 8B |
| Efficiency Ratio | 25.51% | 29.79% | 21.81% | 22.44% | 22.84% | 21.18% | 20.19% | 20.99% | 24.27% | 23.57% |
| Operating Income | 6.62B▲ 0% | 7.28B▲ 10.0% | 9.66B▲ 32.7% | 8.08B▼ 16.4% | 10.08B▲ 24.8% | 12.26B▲ 21.6% | 14.01B▲ 14.2% | 15.58B▲ 11.2% | 19.4B▲ 24.5% | 20.16B▲ 0% |
| Operating Margin % | 52.99% | 48.71% | 57.24% | 52.81% | 53.39% | 55.15% | 55.81% | 55.32% | 59.17% | 59.4% |
| Operating Income Growth % | 14.95% | 9.97% | 32.71% | -16.38% | 24.76% | 21.64% | 14.22% | 11.24% | 24.51% | - |
| Pretax Income | 6.52B▲ 0% | 7.2B▲ 10.5% | 9.73B▲ 35.1% | 7.76B▼ 20.3% | 10.31B▲ 32.8% | 11.73B▲ 13.8% | 13.64B▲ 16.3% | 15.25B▲ 11.8% | 18.58B▲ 21.8% | 19.36B▲ 0% |
| Pretax Margin % | 52.19% | 48.19% | 57.64% | 50.72% | 54.58% | 52.76% | 54.34% | 54.16% | 56.66% | 57.04% |
| Income Tax | 2.61B | 1.34B | 1.61B | 1.35B | 1.62B | 1.8B | 2.44B | 2.38B | 3.61B | 3.79B |
| Effective Tax Rate % | 39.97% | 18.67% | 16.58% | 17.38% | 15.72% | 15.36% | 17.92% | 15.6% | 19.43% | 19.57% |
| Net Income | 3.92B▲ 0% | 5.86B▲ 49.7% | 8.12B▲ 38.6% | 6.41B▼ 21.0% | 8.69B▲ 35.5% | 9.93B▲ 14.3% | 11.2B▲ 12.7% | 12.87B▲ 15.0% | 14.97B▲ 16.3% | 15.57B▲ 0% |
| Net Margin % | 31.33% | 39.19% | 48.08% | 41.9% | 46% | 44.66% | 44.61% | 45.71% | 45.65% | 45.88% |
| Net Income Growth % | -3.55% | 49.66% | 38.56% | -21.03% | 35.5% | 14.31% | 12.74% | 15% | 16.27% | 18.47% |
| Net Income (Continuing) | 3.92B | 5.86B | 8.12B | 6.41B | 8.69B | 9.93B | 11.2B | 12.87B | 14.97B | 15.57B |
| EPS (Diluted) | 3.65▲ 0% | 5.60▲ 53.4% | 7.94▲ 41.8% | 6.37▼ 19.8% | 8.76▲ 37.5% | 10.23▲ 16.8% | 11.83▲ 15.6% | 13.89▲ 17.4% | 16.52▲ 18.9% | 17.44▲ 0% |
| EPS Growth % | -1.08% | 53.42% | 41.79% | -19.77% | 37.52% | 16.78% | 15.64% | 17.41% | 18.93% | 21.18% |
| EPS (Basic) | 3.67 | 5.63 | 7.98 | 6.40 | 8.79 | 10.26 | 11.86 | 13.92 | 16.55 | - |
| Diluted Shares Outstanding | 1.07B | 1.05B | 1.02B | 1.01B | 992M | 971M | 946M | 927M | 898M | 893M |
MA Balance Sheet
Mastercard Incorporated (MA) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 7.78B | 8.38B | 7.68B | 10.6B | 7.89B | 7.41B | 9.18B | 8.77B | 10.9B | 39.13B |
| Cash & Due from Banks | 5.93B | 6.68B | 6.99B | 10.11B | 7.42B | 7.01B | 8.59B | 8.44B | 10.57B | 7.91B |
| Short Term Investments | 1.85B | 1.7B | 688M | 483M | 473M | 400M | 592M | 330M | 332M | 313M |
| Total Investments | 2.1B | 2.03B | 1.6B | 1.66B | 2.31B | 2.13B | 2.32B | 1.94B | 2.04B | 313M |
| Investments Growth % | 20.16% | -3.1% | -21.2% | 3.31% | 39.4% | -7.67% | 8.97% | -16.54% | 5.16% | -79.02% |
| Long-Term Investments | 249M | 337M | 914M | 1.17B | 1.83B | 1.73B | 1.73B | 1.61B | 1.71B | 5.03B |
| Accounts Receivables | 1.97B | 2.28B | 2.51B | 2.65B | 3.01B | 3.42B | 4.06B | 3.77B | 4.61B | 4.72B |
| Goodwill & Intangibles | 4.16B | 3.9B | 5.44B | 6.71B | 11.33B | 11.38B | 11.75B | 14.65B | 15.11B | 15.02B |
| Goodwill | 3.04B | 2.9B | 4.02B | 4.96B | 7.66B | 7.52B | 7.66B | 9.19B | 9.56B | 9.53B |
| Intangible Assets | 1.12B | 991M | 1.42B | 1.75B | 3.67B | 3.86B | 4.09B | 5.45B | 5.55B | 5.5B |
| PP&E (Net) | 829M | 921M | 1.83B | 1.9B | 1.91B | 2.01B | 2.06B | 2.14B | 2.3B | 2.35B |
| Other Assets | 2.05B | 2.97B | 3.61B | 4.19B | 5.16B | 5.85B | 6.6B | 8.35B | 9.91B | 11.19B |
| Total Current Assets | 13.8B | 16.17B | 16.9B | 19.11B | 16.95B | 16.61B | 18.96B | 19.72B | 23.56B | 22.5B |
| Total Non-Current Assets | 7.53B | 8.69B | 12.33B | 14.47B | 20.72B | 22.12B | 23.49B | 28.36B | 30.6B | 29.96B |
| Total Assets | 21.33B▲ 0% | 24.86B▲ 16.6% | 29.24B▲ 17.6% | 33.58B▲ 14.9% | 37.67B▲ 12.2% | 38.72B▲ 2.8% | 42.45B▲ 9.6% | 48.08B▲ 13.3% | 54.16B▲ 12.6% | 52.45B▲ 0% |
| Asset Growth % | 14.21% | 16.55% | 17.6% | 14.87% | 12.16% | 2.8% | 9.62% | 13.27% | 12.64% | 55.15% |
| Return on Assets (ROA) | 19.57% | 25.37% | 30.01% | 20.41% | 24.38% | 26% | 27.58% | 28.44% | 29.28% | 29.47% |
| Accounts Payable | 933M | 537M | 489M | 527M | 738M | 926M | 834M | 929M | 999M | 1.03B |
| Total Debt | 5.42B | 6.33B | 8.53B | 12.67B | 13.9B | 14.02B | 15.68B | 18.23B | 19B | 18.96B |
| Net Debt | -509M | -348M | 1.54B | 2.56B | 6.48B | 7.01B | 7.09B | 9.78B | 8.43B | 11.05B |
| Long-Term Debt | 5.42B | 5.83B | 8.53B | 12.02B | 13.11B | 13.75B | 14.34B | 17.48B | 18.25B | 17.21B |
| Short-Term Debt | 0 | 500M | 0 | 649M | 792M | 274M | 1.34B | 750M | 749M | 1.75B |
| Other Liabilities | 1.44B | 1.88B | 2.73B | 3.11B | 3.59B | 4.03B | 4.47B | 4.55B | 5.09B | 5.25B |
| Total Current Liabilities | 8.79B | 11.59B | 11.9B | 11.85B | 13.16B | 14.17B | 16.26B | 19.22B | 22.76B | 22.93B |
| Total Non-Current Liabilities | 6.97B | 7.78B | 11.34B | 15.22B | 17.09B | 18.18B | 19.19B | 22.35B | 23.65B | 22.79B |
| Total Liabilities | 15.76B | 19.37B | 23.25B | 27.07B | 30.26B | 32.35B | 35.45B | 41.57B | 46.41B | 45.73B |
| Total Equity | 5.57B▲ 0% | 5.49B▼ 1.4% | 5.99B▲ 9.1% | 6.52B▲ 8.8% | 7.41B▲ 13.7% | 6.38B▼ 14.0% | 7B▲ 9.7% | 6.51B▼ 6.9% | 7.75B▲ 18.9% | 6.72B▲ 0% |
| Equity Growth % | -2.04% | -1.42% | 9.15% | 8.78% | 13.73% | -13.96% | 9.72% | -6.89% | 18.89% | 30.18% |
| Equity / Assets (Capital Ratio) | 26.11% | 22.08% | 20.49% | 19.41% | 19.68% | 16.47% | 16.48% | 13.55% | 14.3% | 12.82% |
| Return on Equity (ROE) | 69.59% | 105.98% | 141.43% | 102.51% | 124.73% | 144.03% | 167.41% | 190.56% | 209.92% | 205.79% |
| Book Value per Share | 5.19 | 5.24 | 5.86 | 6.48 | 7.47 | 6.57 | 7.40 | 7.03 | 8.63 | 7.53 |
| Tangible BV per Share | 1.32 | 1.52 | 0.54 | -0.19 | -3.95 | -5.15 | -5.02 | -8.77 | -8.20 | -9.29 |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 4.37B | 4.58B | 4.79B | 4.98B | 5.06B | 5.3B | 5.89B | 6.44B | 6.91B | 6.84B |
| Retained Earnings | 22.36B | 27.28B | 33.98B | 38.75B | 45.65B | 53.61B | 62.56B | 72.91B | 85.03B | 88.15B |
| Accumulated OCI | -497M | -718M | -673M | -680M | -809M | -1.25B | -1.1B | -1.43B | -981M | -928M |
| Treasury Stock | -20.76B | -25.75B | -32.2B | -36.66B | -42.59B | -51.35B | -60.43B | -71.43B | -83.22B | -87.34B |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
MA Cash Flow Statement
Mastercard Incorporated (MA) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 5.55B | 6.22B | 8.18B | 7.22B | 9.46B | 11.2B | 11.98B | 14.78B | 17.4B | 17.4B |
| Operating CF Growth % | 23.88% | 12.03% | 31.5% | -11.72% | 30.99% | 18.3% | 7.01% | 23.37% | 17.73% | 85.04% |
| Net Income | 3.92B | 5.86B | 8.12B | 6.41B | 8.69B | 9.93B | 11.2B | 12.87B | 14.97B | 15.57B |
| Depreciation & Amortization | 437M | 459M | 522M | 580M | 726M | 750M | 799M | 897M | 2.1B | 1.17B |
| Deferred Taxes | 86M | -244M | -7M | 73M | -69M | -651M | -236M | -527M | 57M | 213M |
| Other Non-Cash Items | 1.23B | 1.27B | 998M | 1.06B | 762M | 1.77B | 1.71B | 2.05B | 1.37B | 1.83B |
| Working Capital Changes | -286M | -1.31B | -1.7B | -1.15B | -916M | -904M | -1.94B | -1.04B | -1.69B | -1.07B |
| Cash from Investing | -1.78B | -506M | -1.64B | -1.88B | -5.27B | -1.47B | -1.35B | -3.4B | -1.36B | -1.38B |
| Purchase of Investments | -2.01B | -1.9B | -1.32B | -807M | -911M | -594M | -736M | -658M | -868M | -809M |
| Sale/Maturity of Investments | 1.82B | 1.91B | 1.86B | 622M | 856M | 537M | 479M | 586M | 719M | 629M |
| Net Investment Activity | -182M | 12M | 532M | -185M | -55M | -57M | -257M | -72M | -149M | -180M |
| Acquisitions | -1.18B | 174M | -1.44B | -989M | -4.44B | -313M | 0 | -2.51B | 0 | 0 |
| Other Investing | 1M | -188M | -4M | 3M | 33M | -3M | -723M | -345M | 2M | -361M |
| Cash from Financing | -4.76B | -4.97B | -5.87B | -2.15B | -6.55B | -10.33B | -9.49B | -10.84B | -14.18B | -16.2B |
| Dividends Paid | -942M | -1.04B | -1.34B | -1.6B | -1.74B | -1.9B | -2.16B | -2.45B | -2.76B | -2.84B |
| Share Repurchases | -3.76B | -4.93B | -6.5B | -4.47B | -5.9B | -8.75B | -9.03B | -11.04B | -11.73B | -5.04B |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 203M | 75M |
| Net Stock Activity | -3.76B | -4.93B | -6.5B | -4.47B | -5.9B | -8.75B | -9.03B | -11.04B | -11.52B | -4.97B |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Other Financing | -53M | 100M | -375M | 117M | -345M | 70M | 237M | -201M | -391M | -8.39B |
| Net Change in Cash | -788M▲ 0% | 745M▲ 194.5% | 632M▼ 15.2% | 3.45B▲ 445.9% | -2.52B▼ 173.0% | -706M▲ 72.0% | 1.27B▲ 279.7% | 343M▼ 73.0% | 2.19B▲ 539.4% | 715M▲ 0% |
| Exchange Rate Effect | 200M | -6M | -44M | 257M | -153M | -103M | 128M | -199M | 333M | 96M |
| Cash at Beginning | 6.72B | 7.59B | 8.34B | 8.97B | 12.42B | 9.9B | 9.2B | 10.46B | 8.93B | 13.25B |
| Cash at End | 5.93B | 8.34B | 8.97B | 12.42B | 9.9B | 9.2B | 10.46B | 10.81B | 11.13B | 10.76B |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 414M | 477M | 571M | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 2.51B | 2.75B | 3.25B | 0 | 0 |
| Free Cash Flow | 5.13B▲ 0% | 5.72B▲ 11.4% | 7.46B▲ 30.4% | 6.52B▼ 12.6% | 8.65B▲ 32.7% | 10.1B▲ 16.8% | 11.61B▲ 15.0% | 14.31B▲ 23.2% | 16.91B▲ 18.2% | 17.72B▲ 0% |
| FCF Growth % | 25.11% | 11.44% | 30.35% | -12.6% | 32.73% | 16.75% | 14.96% | 23.23% | 18.22% | 20.78% |
MA Banking Ratios
Mastercard Incorporated (MA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 69.59% | 105.98% | 141.43% | 102.51% | 124.73% | 144.03% | 167.41% | 190.56% | 209.92% | 205.79% |
| Return on Assets (ROA) | 19.57% | 25.37% | 30.01% | 20.41% | 24.38% | 26% | 27.58% | 28.44% | 29.28% | 29.47% |
| Net Interest Margin | -0.72% | -0.75% | -0.77% | -1.13% | -1.14% | -1.22% | -1.35% | -1.34% | -1.33% | -1.23% |
| Efficiency Ratio | 25.51% | 29.79% | 21.81% | 22.44% | 22.84% | 21.18% | 20.19% | 20.99% | 24.27% | 23.57% |
| Equity / Assets | 26.11% | 22.08% | 20.49% | 19.41% | 19.68% | 16.47% | 16.48% | 13.55% | 14.3% | 12.82% |
| Book Value / Share | 5.19 | 5.24 | 5.86 | 6.48 | 7.47 | 6.57 | 7.4 | 7.03 | 8.63 | 7.53 |
| NII Growth | -62.11% | -20.78% | -20.43% | -69.64% | -13.42% | -9.28% | -22.08% | -12.35% | -11.76% | 5.01% |
| Dividend Payout | 24.06% | 17.82% | 16.57% | 25.04% | 20.04% | 19.16% | 19.28% | 19.02% | 18.41% | 18.23% |
MA SEC Filings & Documents
Mastercard Incorporated (MA) SEC filings — annual & quarterly reports (10-K, 10-Q)
MA Frequently Asked Questions
Mastercard Incorporated (MA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Mastercard Incorporated (MA) grew revenue by 16.4% over the past year. This is strong growth.
Yes, Mastercard Incorporated (MA) is profitable, generating $15.57B in net income for fiscal year 2025 (45.6% net margin).
Dividend & Returns
Yes, Mastercard Incorporated (MA) pays a dividend with a yield of 0.62%. This makes it attractive for income-focused investors.
Mastercard Incorporated (MA) has a return on equity (ROE) of 209.9%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Mastercard Incorporated (MA) has a net interest margin (NIM) of -1.3%. NIM has been under pressure due to interest rate environment.
Mastercard Incorporated (MA) has an efficiency ratio of 24.3%. This is excellent, indicating strong cost control.
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