SUPV vs ITUB

For growth investors, Itaú Unibanco Holding S.

A. (ITUB) is the stronger pick with 18. 0% revenue growth year-over-year, versus 13. 7% for Grupo Supervielle S. A. (SUPV). Itaú Unibanco Holding S. A. (ITUB) offers the better valuation at 10. 3x trailing P/E (1. 7x forward), making it the more compelling value choice. Analysts rate Itaú Unibanco Holding S. A. (ITUB) a "Buy" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On forward P/E, Grupo Supervielle S.

A. is actually cheaper at 0. 0x — notably different from the trailing picture, reflecting expected earnings growth.

Over the past 5 years, Grupo Supervielle S.

A. (SUPV) delivered a total return of +399. 6%, compared to +149. 0% for Itaú Unibanco Holding S. A. (ITUB). Over 10 years, the gap is even starker: ITUB returned +188. 7% versus SUPV's -18. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Itaú Unibanco Holding S.

A. (ITUB) is the lower-risk stock at 1. 11β versus Grupo Supervielle S. A. 's 2. 51β — meaning SUPV is approximately 127% more volatile than ITUB relative to the S&P 500. On balance sheet safety, Grupo Supervielle S. A. (SUPV) carries a lower debt/equity ratio of 104% versus 5% for Itaú Unibanco Holding S. A. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Itaú Unibanco Holding S.

A. (ITUB) is pulling ahead at 18. 0% versus 13. 7% for Grupo Supervielle S. A. (SUPV). On earnings-per-share growth, the picture is similar: Itaú Unibanco Holding S. A. grew EPS 4. 0% year-over-year, compared to -145. 9% for Grupo Supervielle S. A.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Itaú Unibanco Holding S.

A. (ITUB) is the more profitable company, earning 11. 7% net margin versus -2. 4% for Grupo Supervielle S. A. — meaning it keeps 11. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ITUB leads at 13. 1% versus -4. 8% for SUPV. At the gross margin level — before operating expenses — SUPV leads at 39. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Grupo Supervielle S.

A. (SUPV) trades at 0. 0x forward P/E versus 1. 7x for Itaú Unibanco Holding S. A. — 1. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for SUPV: -18. 4% to $7. 00.

All stocks in this comparison pay dividends.

Itaú Unibanco Holding S. A. (ITUB) offers the highest yield at 10. 4%, versus 3. 7% for Grupo Supervielle S. A. (SUPV).

For long-horizon retirement investors, Itaú Unibanco Holding S.

A. (ITUB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 11), 10. 4% yield, +188. 7% 10Y return). Grupo Supervielle S. A. (SUPV) carries a higher beta of 2. 51 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (ITUB: +188. 7%, SUPV: -18. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: SUPV is a small-cap income-oriented stock; ITUB is a mid-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.