SVV vs TJX

For growth investors, The TJX Companies, Inc.

(TJX) is the stronger pick with 7. 1% revenue growth year-over-year, versus 2. 5% for Savers Value Village, Inc. (SVV). The TJX Companies, Inc. (TJX) offers the better valuation at 31. 8x trailing P/E (33. 1x forward), making it the more compelling value choice. Analysts rate Savers Value Village, Inc. (SVV) a "Buy" — based on 6 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, The TJX Companies, Inc.

(TJX) is the cheapest at 31. 8x versus Savers Value Village, Inc. at 49. 6x. On forward P/E, Savers Value Village, Inc. is actually cheaper at 18. 5x — notably different from the trailing picture, reflecting expected earnings growth.

Over the past 5 years, The TJX Companies, Inc.

(TJX) delivered a total return of +127. 7%, compared to -63. 2% for Savers Value Village, Inc. (SVV). Over 10 years, the gap is even starker: TJX returned +330. 7% versus SVV's -63. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), The TJX Companies, Inc.

(TJX) is the lower-risk stock at 0. 39β versus Savers Value Village, Inc. 's 1. 25β — meaning SVV is approximately 216% more volatile than TJX relative to the S&P 500. On balance sheet safety, The TJX Companies, Inc. (TJX) carries a lower debt/equity ratio of 2% versus 3% for Savers Value Village, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), The TJX Companies, Inc.

(TJX) is pulling ahead at 7. 1% versus 2. 5% for Savers Value Village, Inc. (SVV). On earnings-per-share growth, the picture is similar: The TJX Companies, Inc. grew EPS 14. 6% year-over-year, compared to -50. 0% for Savers Value Village, Inc.. Over a 3-year CAGR, SVV leads at 8. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

The TJX Companies, Inc.

(TJX) is the more profitable company, earning 9. 1% net margin versus 1. 9% for Savers Value Village, Inc. — meaning it keeps 9. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TJX leads at 11. 9% versus 8. 5% for SVV. At the gross margin level — before operating expenses — SVV leads at 56. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Savers Value Village, Inc.

(SVV) trades at 18. 5x forward P/E versus 33. 1x for The TJX Companies, Inc. — 14. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for SVV: 125. 1% to $19. 00.

In this comparison, TJX (1.

1% yield) pays a dividend. SVV does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, The TJX Companies, Inc.

(TJX) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 39), 1. 1% yield, +330. 7% 10Y return). Both have compounded well over 10 years (TJX: +330. 7%, SVV: -63. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Consumer Cyclical sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

TJX pays a dividend while SVV does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.