TEM vs ORCL

For growth investors, Tempus AI, Inc.

(TEM) is the stronger pick with 83. 4% revenue growth year-over-year, versus 8. 4% for Oracle Corporation (ORCL). Oracle Corporation (ORCL) offers the better valuation at 44. 7x trailing P/E (25. 9x forward), making it the more compelling value choice. Analysts rate Tempus AI, Inc. (TEM) a "Buy" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, Oracle Corporation (ORCL) delivered a total return of +153.

2%, compared to +32. 9% for Tempus AI, Inc. (TEM). Over 10 years, the gap is even starker: ORCL returned +423. 1% versus TEM's +32. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Oracle Corporation (ORCL) is the lower-risk stock at 1.

59β versus Tempus AI, Inc. 's 2. 77β — meaning TEM is approximately 74% more volatile than ORCL relative to the S&P 500. On balance sheet safety, Tempus AI, Inc. (TEM) carries a lower debt/equity ratio of 166% versus 5% for Oracle Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Tempus AI, Inc.

(TEM) is pulling ahead at 83. 4% versus 8. 4% for Oracle Corporation (ORCL). On earnings-per-share growth, the picture is similar: Tempus AI, Inc. grew EPS 69. 3% year-over-year, compared to 17. 0% for Oracle Corporation. Over a 3-year CAGR, TEM leads at 58. 3% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Oracle Corporation (ORCL) is the more profitable company, earning 21.

7% net margin versus -19. 3% for Tempus AI, Inc. — meaning it keeps 21. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ORCL leads at 30. 8% versus -18. 8% for TEM. At the gross margin level — before operating expenses — ORCL leads at 70. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

Analyst consensus price targets imply the most upside for TEM: 55.

9% to $83. 43.

In this comparison, ORCL (0.

9% yield) pays a dividend. TEM does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Oracle Corporation (ORCL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (0.

9% yield, +423. 1% 10Y return). Tempus AI, Inc. (TEM) carries a higher beta of 2. 77 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (ORCL: +423. 1%, TEM: +32. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (TEM (Healthcare) and ORCL (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: TEM is a small-cap high-growth stock; ORCL is a large-cap quality compounder stock. ORCL pays a dividend while TEM does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.