TILE
Interface, Inc.
Furnishings, Fixtures & Appliances
Market Cap$1.59B
5Y Perf.+224.5%
Compare Stocks
2 / 10Try these comparisons:
Stock Comparison
TILE vs LX
Revenue, margins, valuation, and 5-year total return — side by side.
LX
LexinFintech Holdings Ltd.
Financial - Credit Services
Market Cap$147M
5Y Perf.-74.7%
TILE vs LX — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | TILE | LX |
|---|---|---|
| Industry | Furnishings, Fixtures & Appliances | Financial - Credit Services |
| Market Cap | $1.59B | $147M |
| Revenue (TTM) | $1.39B | $14.20B |
| Net Income (TTM) | $116M | $1.61B |
| Gross Margin | 38.7% | 35.4% |
| Operating Margin | 11.8% | 16.1% |
| Forward P/E | 13.1x | 0.3x |
| Total Debt | $265M | $5.27B |
| Cash & Equiv. | $71M | $2.25B |
TILE vs LX — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
TILE
LX
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Interface, Inc. (TILE) | 100 | 324.5 | +224.5% |
| LexinFintech Holdin… (LX) | 100 | 25.3 | -74.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: TILE vs LX
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: LX leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Interface, Inc. is the stronger pick specifically for profitability and margin quality and capital preservation and lower volatility. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
TILE
Interface, Inc.
The Long-Run Compounder
TILE is the clearest fit if your priority is long-term compounding and sleep-well-at-night.
- 74.9% 10Y total return vs LX's -74.1%
- Lower volatility, beta 1.00, Low D/E 21.9%, current ratio 2.34x
- Beta 1.00, yield 0.2%, current ratio 2.34x
Best for: long-term compounding and sleep-well-at-night
LX
LexinFintech Holdings Ltd.
The Banking Pick
LX carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 2 yrs, beta 1.25, yield 6.9%
- Rev growth 8.8%, EPS growth 2.5%
- 8.8% NII/revenue growth vs TILE's 5.4%
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | LX | 8.8% NII/revenue growth vs TILE's 5.4% |
| Value | LX | Lower P/E (0.3x vs 13.1x) |
| Quality / Margins | TILE | 8.4% margin vs LX's 7.7% |
| Stability / Safety | TILE | Beta 1.00 vs LX's 1.25, lower leverage |
| Dividends | LX | 6.9% yield, 2-year raise streak, vs TILE's 0.2% |
| Momentum (1Y) | TILE | +39.1% vs LX's -70.4% |
| Efficiency (ROA) | LX | 7.2% ROA vs TILE's 6.6%, ROIC 11.0% vs 11.3% |
TILE vs LX — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2024
TILE vs LX — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLTILELAGGINGLX
LXLexinFintech Holdings…
3leads
TILEInterface, Inc.
3leads
6 Total Categories
CATEGORYLEADERvs LXMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
TILE3/5
Valuation MetricsMultiples, price ratios, and targets
LX6/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
LX5/9
Total Returns1Y, 3Y, 5Y total returns with dividends
TILE6/6
Risk & VolatilityBeta, volatility, and downside exposure
TILE2/2
Analyst OutlookRatings, price targets, and dividends
LX2/2
Income & Cash Flow (Last 12 Months)
TILE leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
LX is the larger business by revenue, generating $14.2B annually — 10.2x TILE's $1.4B. Profitability is closely matched — net margins range from 8.4% (TILE) to 7.7% (LX).
| Metric | TILEInterface, Inc. | LXLexinFintech Hold… |
|---|---|---|
| RevenueTrailing 12 months | $1.4B | $14.2B |
| EBITDAEarnings before interest/tax | $206M | $1.8B |
| Net IncomeAfter-tax profit | $116M | $1.6B |
| Free Cash FlowCash after capex | $122M | $0 |
| Gross MarginGross profit ÷ Revenue | +38.7% | +35.4% |
| Operating MarginEBIT ÷ Revenue | +11.8% | +16.1% |
| Net MarginNet income ÷ Revenue | +8.4% | +7.7% |
| FCF MarginFCF ÷ Revenue | +8.8% | +5.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | +4.3% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +10.8% | +110.3% |
TILE leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
LX leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
At 2.2x trailing earnings, LX trades at a 85% valuation discount to TILE's 14.1x P/E. On an enterprise value basis, LX's 1.6x EV/EBITDA is more attractive than TILE's 8.7x.
| Metric | TILEInterface, Inc. | LXLexinFintech Hold… |
|---|---|---|
| Market CapShares × price | $1.6B | $147M |
| Enterprise ValueMkt cap + debt − cash | $1.8B | $590M |
| Trailing P/EPrice ÷ TTM EPS | 14.06x | 2.16x |
| Forward P/EPrice ÷ next-FY EPS est. | 13.10x | 0.35x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 8.68x | 1.65x |
| Price / SalesMarket cap ÷ Revenue | 1.15x | 0.07x |
| Price / BookPrice ÷ Book value/share | 1.35x | 0.22x |
| Price / FCFMarket cap ÷ FCF | 13.10x | 1.20x |
LX leads this category, winning 6 of 6 comparable metrics.
Profitability & Efficiency
LX leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
LX delivers a 14.7% return on equity — every $100 of shareholder capital generates $15 in annual profit, vs $10 for TILE. TILE carries lower financial leverage with a 0.22x debt-to-equity ratio, signaling a more conservative balance sheet compared to LX's 0.49x. On the Piotroski fundamental quality scale (0–9), LX scores 8/9 vs TILE's 6/9, reflecting strong financial health.
| Metric | TILEInterface, Inc. | LXLexinFintech Hold… |
|---|---|---|
| ROE (TTM)Return on equity | +9.6% | +14.7% |
| ROA (TTM)Return on assets | +6.6% | +7.2% |
| ROICReturn on invested capital | +11.3% | +11.0% |
| ROCEReturn on capital employed | +13.2% | +19.5% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 8 |
| Debt / EquityFinancial leverage | 0.22x | 0.49x |
| Net DebtTotal debt minus cash | $193M | $3.0B |
| Cash & Equiv.Liquid assets | $71M | $2.3B |
| Total DebtShort + long-term debt | $265M | $5.3B |
| Interest CoverageEBIT ÷ Interest expense | 8.00x | 153.26x |
LX leads this category, winning 5 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
TILE leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in TILE five years ago would be worth $19,935 today (with dividends reinvested), compared to $3,364 for LX. Over the past 12 months, TILE leads with a +39.1% total return vs LX's -70.4%. The 3-year compound annual growth rate (CAGR) favors TILE at 57.3% vs LX's 2.6% — a key indicator of consistent wealth creation.
| Metric | TILEInterface, Inc. | LXLexinFintech Hold… |
|---|---|---|
| YTD ReturnYear-to-date | -3.0% | -31.8% |
| 1-Year ReturnPast 12 months | +39.1% | -70.4% |
| 3-Year ReturnCumulative with dividends | +289.2% | +8.1% |
| 5-Year ReturnCumulative with dividends | +99.4% | -66.4% |
| 10-Year ReturnCumulative with dividends | +74.9% | -74.1% |
| CAGR (3Y)Annualised 3-year return | +57.3% | +2.6% |
TILE leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
TILE leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
TILE is the less volatile stock with a 1.00 beta — it tends to amplify market swings less than LX's 1.25 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TILE currently trades 78.5% from its 52-week high vs LX's 22.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | TILEInterface, Inc. | LXLexinFintech Hold… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.00x | 1.25x |
| 52-Week HighHighest price in past year | $35.11 | $9.35 |
| 52-Week LowLowest price in past year | $18.74 | $2.02 |
| % of 52W HighCurrent price vs 52-week peak | +78.5% | +22.0% |
| RSI (14)Momentum oscillator 0–100 | 53.5 | 44.7 |
| Avg Volume (50D)Average daily shares traded | 572K | 1.5M |
TILE leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
LX leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates TILE as "Buy" and LX as "Buy". Consensus price targets imply 69.9% upside for LX (target: $4) vs 30.7% for TILE (target: $36). For income investors, LX offers the higher dividend yield at 6.91% vs TILE's 0.22%.
| Metric | TILEInterface, Inc. | LXLexinFintech Hold… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $36.00 | $3.50 |
| # AnalystsCovering analysts | 12 | 12 |
| Dividend YieldAnnual dividend ÷ price | +0.2% | +6.9% |
| Dividend StreakConsecutive years of raises | 1 | 2 |
| Dividend / ShareAnnual DPS | $0.06 | $0.97 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.1% | 0.0% |
LX leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
TILE leads in 3 of 6 categories (Income & Cash Flow, Total Returns). LX leads in 3 (Valuation Metrics, Profitability & Efficiency).
Best OverallInterface, Inc. (TILE)Leads 3 of 6 categories
Loading custom metrics...
TILE vs LX: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is TILE or LX a better buy right now?
For growth investors, LexinFintech Holdings Ltd.
(LX) is the stronger pick with 8. 8% revenue growth year-over-year, versus 5. 4% for Interface, Inc. (TILE). LexinFintech Holdings Ltd. (LX) offers the better valuation at 2. 2x trailing P/E (0. 3x forward), making it the more compelling value choice. Analysts rate Interface, Inc. (TILE) a "Buy" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — TILE or LX?
On trailing P/E, LexinFintech Holdings Ltd.
(LX) is the cheapest at 2. 2x versus Interface, Inc. at 14. 1x. On forward P/E, LexinFintech Holdings Ltd. is actually cheaper at 0. 3x.
03Which is the better long-term investment — TILE or LX?
Over the past 5 years, Interface, Inc.
(TILE) delivered a total return of +99. 4%, compared to -66. 4% for LexinFintech Holdings Ltd. (LX). Over 10 years, the gap is even starker: TILE returned +74. 9% versus LX's -74. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — TILE or LX?
By beta (market sensitivity over 5 years), Interface, Inc.
(TILE) is the lower-risk stock at 1. 00β versus LexinFintech Holdings Ltd. 's 1. 25β — meaning LX is approximately 25% more volatile than TILE relative to the S&P 500. On balance sheet safety, Interface, Inc. (TILE) carries a lower debt/equity ratio of 22% versus 49% for LexinFintech Holdings Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — TILE or LX?
By revenue growth (latest reported year), LexinFintech Holdings Ltd.
(LX) is pulling ahead at 8. 8% versus 5. 4% for Interface, Inc. (TILE). On earnings-per-share growth, the picture is similar: Interface, Inc. grew EPS 32. 4% year-over-year, compared to 2. 5% for LexinFintech Holdings Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — TILE or LX?
Interface, Inc.
(TILE) is the more profitable company, earning 8. 4% net margin versus 7. 7% for LexinFintech Holdings Ltd. — meaning it keeps 8. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: LX leads at 16. 1% versus 11. 8% for TILE. At the gross margin level — before operating expenses — TILE leads at 38. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is TILE or LX more undervalued right now?
On forward earnings alone, LexinFintech Holdings Ltd.
(LX) trades at 0. 3x forward P/E versus 13. 1x for Interface, Inc. — 12. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for LX: 69. 9% to $3. 50.
08Which pays a better dividend — TILE or LX?
All stocks in this comparison pay dividends.
LexinFintech Holdings Ltd. (LX) offers the highest yield at 6. 9%, versus 0. 2% for Interface, Inc. (TILE).
09Is TILE or LX better for a retirement portfolio?
For long-horizon retirement investors, LexinFintech Holdings Ltd.
(LX) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 25), 6. 9% yield). Both have compounded well over 10 years (LX: -74. 1%, TILE: +74. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between TILE and LX?
These companies operate in different sectors (TILE (Consumer Cyclical) and LX (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
LX pays a dividend while TILE does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
Revenue Growth>
%
(TILE: 4.3% · LX: 8.8%)Net Margin>
%
(TILE: 8.4% · LX: 7.7%)P/E Ratio<
x
(TILE: 14.1x · LX: 2.2x)You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.