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4 / 10Stock Comparison
TRMK vs V vs MA vs FIS
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Credit Services
Financial - Credit Services
Information Technology Services
TRMK vs V vs MA vs FIS — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Banks - Regional | Financial - Credit Services | Financial - Credit Services | Information Technology Services |
| Market Cap | $2.64B | $611.60B | $435.43B | $23.81B |
| Revenue (TTM) | $1.12B | $40.00B | $32.79B | $10.89B |
| Net Income (TTM) | $224M | $22.24B | $15.57B | $382M |
| Gross Margin | 71.0% | 80.4% | 83.4% | 38.1% |
| Operating Margin | 25.5% | 60.0% | 59.2% | 17.5% |
| Forward P/E | 11.5x | 24.4x | 25.1x | 7.3x |
| Total Debt | $1.12B | $25.17B | $19.00B | $4.01B |
| Cash & Equiv. | $668M | $20.15B | $10.57B | $599M |
TRMK vs V vs MA vs FIS — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Trustmark Corporati… (TRMK) | 100 | 188.8 | +88.8% |
| Visa Inc. (V) | 100 | 163.3 | +63.3% |
| Mastercard Incorpor… (MA) | 100 | 163.5 | +63.5% |
| Fidelity National I… (FIS) | 100 | 33.1 | -66.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: TRMK vs V vs MA vs FIS
Each card shows where this stock fits in a portfolio — not just who wins on paper.
TRMK has the current edge in this matchup, primarily because of its strength in growth and momentum.
- 34.8% NII/revenue growth vs FIS's 5.4%
- +33.0% vs FIS's -37.3%
V is the #2 pick in this set and the best alternative if income & stability and sleep-well-at-night is your priority.
- Dividend streak 15 yrs, beta 0.68, yield 0.7%
- Lower volatility, beta 0.68, Low D/E 66.4%, current ratio 1.08x
- Beta 0.68, yield 0.7%, current ratio 1.08x
- 50.1% margin vs FIS's 3.5%
MA is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 16.4%, EPS growth 18.9%
- 428.0% 10Y total return vs V's 328.6%
- Beta 0.67 vs TRMK's 0.94
- 29.5% ROA vs FIS's 1.1%, ROIC 56.5% vs 6.0%
FIS is the clearest fit if your priority is valuation efficiency.
- PEG 0.30 vs V's 1.54
- Lower P/E (7.3x vs 25.1x), PEG 0.30 vs 1.19
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 34.8% NII/revenue growth vs FIS's 5.4% | |
| Value | Lower P/E (7.3x vs 25.1x), PEG 0.30 vs 1.19 | |
| Quality / Margins | 50.1% margin vs FIS's 3.5% | |
| Stability / Safety | Beta 0.67 vs TRMK's 0.94 | |
| Dividends | 0.7% yield, 15-year raise streak, vs FIS's 3.6% | |
| Momentum (1Y) | +33.0% vs FIS's -37.3% | |
| Efficiency (ROA) | 29.5% ROA vs FIS's 1.1%, ROIC 56.5% vs 6.0% |
TRMK vs V vs MA vs FIS — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
TRMK vs V vs MA vs FIS — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
V leads in 1 of 6 categories
FIS leads 1 • MA leads 1 • TRMK leads 1 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
V leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
V is the larger business by revenue, generating $40.0B annually — 35.7x TRMK's $1.1B. V is the more profitable business, keeping 50.1% of every revenue dollar as net income compared to FIS's 3.5%.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $1.1B | $40.0B | $32.8B | $10.9B |
| EBITDAEarnings before interest/tax | $323M | $27.6B | $21.6B | $3.8B |
| Net IncomeAfter-tax profit | $224M | $22.2B | $15.6B | $382M |
| Free Cash FlowCash after capex | $230M | $21.2B | $17.7B | $2.8B |
| Gross MarginGross profit ÷ Revenue | +71.0% | +80.4% | +83.4% | +38.1% |
| Operating MarginEBIT ÷ Revenue | +25.5% | +60.0% | +59.2% | +17.5% |
| Net MarginNet income ÷ Revenue | +20.0% | +50.1% | +45.6% | +3.5% |
| FCF MarginFCF ÷ Revenue | +20.7% | +53.9% | +51.6% | +26.1% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | +8.2% |
| EPS Growth (YoY)Latest quarter vs prior year | +5.4% | +35.3% | +21.2% | +92.3% |
Valuation Metrics
FIS leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 12.1x trailing earnings, TRMK trades at a 80% valuation discount to FIS's 61.3x P/E. Adjusting for growth (PEG ratio), MA offers better value at 1.42x vs FIS's 2.51x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $2.6B | $611.6B | $435.4B | $23.8B |
| Enterprise ValueMkt cap + debt − cash | $3.1B | $616.6B | $443.9B | $27.2B |
| Trailing P/EPrice ÷ TTM EPS | 12.14x | 31.25x | 29.78x | 61.29x |
| Forward P/EPrice ÷ next-FY EPS est. | 11.50x | 24.40x | 25.09x | 7.33x |
| PEG RatioP/E ÷ EPS growth rate | 1.50x | 1.97x | 1.42x | 2.51x |
| EV / EBITDAEnterprise value multiple | 9.49x | 24.46x | 21.61x | 7.47x |
| Price / SalesMarket cap ÷ Revenue | 2.36x | 15.29x | 13.28x | 2.23x |
| Price / BookPrice ÷ Book value/share | 1.28x | 16.53x | 57.03x | 1.72x |
| Price / FCFMarket cap ÷ FCF | 11.40x | 28.35x | 25.75x | 9.70x |
Profitability & Efficiency
MA leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
MA delivers a 2.1% return on equity — every $100 of shareholder capital generates $2 in annual profit, vs $3 for FIS. FIS carries lower financial leverage with a 0.29x debt-to-equity ratio, signaling a more conservative balance sheet compared to MA's 2.45x. On the Piotroski fundamental quality scale (0–9), MA scores 9/9 vs V's 5/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +10.8% | +58.9% | +2.1% | +2.7% |
| ROA (TTM)Return on assets | +1.2% | +22.7% | +29.5% | +1.1% |
| ROICReturn on invested capital | +7.1% | +29.2% | +56.5% | +6.0% |
| ROCEReturn on capital employed | +3.2% | +36.2% | +64.4% | +6.6% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 5 | 9 | 6 |
| Debt / EquityFinancial leverage | 0.53x | 0.66x | 2.45x | 0.29x |
| Net DebtTotal debt minus cash | $448M | $5.0B | $8.4B | $3.4B |
| Cash & Equiv.Liquid assets | $668M | $20.2B | $10.6B | $599M |
| Total DebtShort + long-term debt | $1.1B | $25.2B | $19.0B | $4.0B |
| Interest CoverageEBIT ÷ Interest expense | 0.75x | 26.72x | 27.23x | 4.64x |
Total Returns (Dividends Reinvested)
TRMK leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in TRMK five years ago would be worth $14,737 today (with dividends reinvested), compared to $3,596 for FIS. Over the past 12 months, TRMK leads with a +33.0% total return vs FIS's -37.3%. The 3-year compound annual growth rate (CAGR) favors TRMK at 29.8% vs FIS's -3.0% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +15.5% | -7.8% | -12.3% | -29.3% |
| 1-Year ReturnPast 12 months | +33.0% | -7.6% | -11.4% | -37.3% |
| 3-Year ReturnCumulative with dividends | +118.6% | +40.2% | +29.8% | -8.8% |
| 5-Year ReturnCumulative with dividends | +47.4% | +42.0% | +34.3% | -64.0% |
| 10-Year ReturnCumulative with dividends | +127.3% | +328.6% | +428.0% | -14.4% |
| CAGR (3Y)Annualised 3-year return | +29.8% | +11.9% | +9.1% | -3.0% |
Risk & Volatility
Evenly matched — TRMK and MA each lead in 1 of 2 comparable metrics.
Risk & Volatility
MA is the less volatile stock with a 0.67 beta — it tends to amplify market swings less than TRMK's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TRMK currently trades 97.7% from its 52-week high vs FIS's 55.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.94x | 0.68x | 0.67x | 0.76x |
| 52-Week HighHighest price in past year | $45.99 | $375.51 | $601.77 | $82.74 |
| 52-Week LowLowest price in past year | $33.39 | $293.89 | $480.50 | $43.30 |
| % of 52W HighCurrent price vs 52-week peak | +97.7% | +84.9% | +81.7% | +55.6% |
| RSI (14)Momentum oscillator 0–100 | 54.9 | 56.8 | 44.7 | 46.6 |
| Avg Volume (50D)Average daily shares traded | 391K | 7.0M | 3.2M | 5.5M |
Analyst Outlook
Evenly matched — V and FIS each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: TRMK as "Hold", V as "Buy", MA as "Buy", FIS as "Buy". Consensus price targets imply 46.6% upside for FIS (target: $67) vs 1.3% for TRMK (target: $46). For income investors, FIS offers the higher dividend yield at 3.55% vs MA's 0.62%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $45.50 | $362.45 | $656.87 | $67.38 |
| # AnalystsCovering analysts | 9 | 61 | 64 | 37 |
| Dividend YieldAnnual dividend ÷ price | +2.1% | +0.7% | +0.6% | +3.6% |
| Dividend StreakConsecutive years of raises | 1 | 15 | 14 | 1 |
| Dividend / ShareAnnual DPS | $0.97 | $2.36 | $3.07 | $1.63 |
| Buyback YieldShare repurchases ÷ mkt cap | +3.0% | +2.2% | +2.7% | 0.0% |
V leads in 1 of 6 categories (Income & Cash Flow). FIS leads in 1 (Valuation Metrics). 2 tied.
TRMK vs V vs MA vs FIS: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is TRMK or V or MA or FIS a better buy right now?
For growth investors, Trustmark Corporation (TRMK) is the stronger pick with 34.
8% revenue growth year-over-year, versus 5. 4% for Fidelity National Information Services, Inc. (FIS). Trustmark Corporation (TRMK) offers the better valuation at 12. 1x trailing P/E (11. 5x forward), making it the more compelling value choice. Analysts rate Visa Inc. (V) a "Buy" — based on 61 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — TRMK or V or MA or FIS?
On trailing P/E, Trustmark Corporation (TRMK) is the cheapest at 12.
1x versus Fidelity National Information Services, Inc. at 61. 3x. On forward P/E, Fidelity National Information Services, Inc. is actually cheaper at 7. 3x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 30x versus Visa Inc. 's 1. 54x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — TRMK or V or MA or FIS?
Over the past 5 years, Trustmark Corporation (TRMK) delivered a total return of +47.
4%, compared to -64. 0% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: MA returned +428. 0% versus FIS's -14. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — TRMK or V or MA or FIS?
By beta (market sensitivity over 5 years), Mastercard Incorporated (MA) is the lower-risk stock at 0.
67β versus Trustmark Corporation's 0. 94β — meaning TRMK is approximately 41% more volatile than MA relative to the S&P 500. On balance sheet safety, Fidelity National Information Services, Inc. (FIS) carries a lower debt/equity ratio of 29% versus 2% for Mastercard Incorporated — giving it more financial flexibility in a downturn.
05Which is growing faster — TRMK or V or MA or FIS?
By revenue growth (latest reported year), Trustmark Corporation (TRMK) is pulling ahead at 34.
8% versus 5. 4% for Fidelity National Information Services, Inc. (FIS). On earnings-per-share growth, the picture is similar: Mastercard Incorporated grew EPS 18. 9% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — TRMK or V or MA or FIS?
Visa Inc.
(V) is the more profitable company, earning 50. 1% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 50. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: V leads at 60. 0% versus 16. 5% for FIS. At the gross margin level — before operating expenses — MA leads at 83. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is TRMK or V or MA or FIS more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 30x versus Visa Inc. 's 1. 54x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fidelity National Information Services, Inc. (FIS) trades at 7. 3x forward P/E versus 25. 1x for Mastercard Incorporated — 17. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 46. 6% to $67. 38.
08Which pays a better dividend — TRMK or V or MA or FIS?
All stocks in this comparison pay dividends.
Fidelity National Information Services, Inc. (FIS) offers the highest yield at 3. 6%, versus 0. 6% for Mastercard Incorporated (MA).
09Is TRMK or V or MA or FIS better for a retirement portfolio?
For long-horizon retirement investors, Mastercard Incorporated (MA) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
67), 0. 6% yield, +428. 0% 10Y return). Both have compounded well over 10 years (MA: +428. 0%, TRMK: +127. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between TRMK and V and MA and FIS?
These companies operate in different sectors (TRMK (Financial Services) and V (Financial Services) and MA (Financial Services) and FIS (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: TRMK is a small-cap high-growth stock; V is a large-cap quality compounder stock; MA is a large-cap high-growth stock; FIS is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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