TTAN vs MNDY

For growth investors, ServiceTitan, Inc.

(TTAN) is the stronger pick with 329. 0% revenue growth year-over-year, versus 26. 7% for monday. com Ltd. (MNDY). monday. com Ltd. (MNDY) offers the better valuation at 34. 1x trailing P/E (19. 0x forward), making it the more compelling value choice. Analysts rate ServiceTitan, Inc. (TTAN) a "Buy" — based on 16 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On forward P/E, monday.

com Ltd. is actually cheaper at 19. 0x.

Over the past 5 years, ServiceTitan, Inc.

(TTAN) delivered a total return of -35. 3%, compared to -57. 3% for monday. com Ltd. (MNDY). Over 10 years, the gap is even starker: TTAN returned -35. 3% versus MNDY's -57. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), ServiceTitan, Inc.

(TTAN) is the lower-risk stock at 0. 91β versus monday. com Ltd. 's 1. 19β — meaning MNDY is approximately 30% more volatile than TTAN relative to the S&P 500. On balance sheet safety, ServiceTitan, Inc. (TTAN) carries a lower debt/equity ratio of 3% versus 25% for monday. com Ltd. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), ServiceTitan, Inc.

(TTAN) is pulling ahead at 329. 0% versus 26. 7% for monday. com Ltd. (MNDY). On earnings-per-share growth, the picture is similar: monday. com Ltd. grew EPS 261. 3% year-over-year, compared to 79. 7% for ServiceTitan, Inc.. Over a 3-year CAGR, TTAN leads at 716. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

monday.

com Ltd. (MNDY) is the more profitable company, earning 9. 6% net margin versus -16. 4% for ServiceTitan, Inc. — meaning it keeps 9. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MNDY leads at -0. 1% versus -16. 8% for TTAN. At the gross margin level — before operating expenses — MNDY leads at 89. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, monday.

com Ltd. (MNDY) trades at 19. 0x forward P/E versus 70. 0x for ServiceTitan, Inc. — 51. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TTAN: 84. 5% to $120. 50.

None of the stocks in this comparison currently pay a material dividend.

All are effectively zero-yield and should be held for capital appreciation rather than income.

For long-horizon retirement investors, ServiceTitan, Inc.

(TTAN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 91)). Both have compounded well over 10 years (TTAN: -35. 3%, MNDY: -57. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.