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UG vs WMT
Revenue, margins, valuation, and 5-year total return — side by side.
Specialty Retail
UG vs WMT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Household & Personal Products | Specialty Retail |
| Market Cap | $32M | $1.04T |
| Revenue (TTM) | $11M | $703.06B |
| Net Income (TTM) | $2M | $22.91B |
| Gross Margin | 47.7% | 24.9% |
| Operating Margin | 21.3% | 4.1% |
| Forward P/E | 15.2x | 44.7x |
| Total Debt | $0.00 | $67.09B |
| Cash & Equiv. | $1M | $10.73B |
UG vs WMT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| United-Guardian, In… (UG) | 100 | 44.4 | -55.6% |
| Walmart Inc. (WMT) | 100 | 314.9 | +214.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: UG vs WMT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
UG carries the broadest edge in this set and is the clearest fit for defensive.
- Beta 0.33, yield 8.6%, current ratio 7.31x
- Lower P/E (15.2x vs 44.7x)
- 20.0% margin vs WMT's 3.3%
WMT is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 37 yrs, beta 0.12, yield 0.7%
- Rev growth 4.7%, EPS growth 13.3%, 3Y rev CAGR 5.3%
- 499.5% 10Y total return vs UG's -12.1%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 4.7% revenue growth vs UG's -13.4% | |
| Value | Lower P/E (15.2x vs 44.7x) | |
| Quality / Margins | 20.0% margin vs WMT's 3.3% | |
| Stability / Safety | Beta 0.12 vs UG's 0.33 | |
| Dividends | 8.6% yield, 2-year raise streak, vs WMT's 0.7% | |
| Momentum (1Y) | +32.7% vs UG's -6.0% | |
| Efficiency (ROA) | 16.3% ROA vs WMT's 7.9%, ROIC 16.8% vs 14.7% |
UG vs WMT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
UG vs WMT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
UG leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
WMT is the larger business by revenue, generating $703.1B annually — 66669.5x UG's $11M. UG is the more profitable business, keeping 20.0% of every revenue dollar as net income compared to WMT's 3.3%. On growth, UG holds the edge at +19.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $11M | $703.1B |
| EBITDAEarnings before interest/tax | $2M | $42.8B |
| Net IncomeAfter-tax profit | $2M | $22.9B |
| Free Cash FlowCash after capex | $2M | $15.3B |
| Gross MarginGross profit ÷ Revenue | +47.7% | +24.9% |
| Operating MarginEBIT ÷ Revenue | +21.3% | +4.1% |
| Net MarginNet income ÷ Revenue | +20.0% | +3.3% |
| FCF MarginFCF ÷ Revenue | +18.1% | +2.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +19.6% | +5.8% |
| EPS Growth (YoY)Latest quarter vs prior year | +27.3% | +35.1% |
Valuation Metrics
UG leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
At 15.2x trailing earnings, UG trades at a 68% valuation discount to WMT's 47.7x P/E. On an enterprise value basis, UG's 13.1x EV/EBITDA is more attractive than WMT's 24.8x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $32M | $1.04T |
| Enterprise ValueMkt cap + debt − cash | $31M | $1.09T |
| Trailing P/EPrice ÷ TTM EPS | 15.22x | 47.69x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 44.71x |
| PEG RatioP/E ÷ EPS growth rate | — | 4.33x |
| EV / EBITDAEnterprise value multiple | 13.14x | 24.85x |
| Price / SalesMarket cap ÷ Revenue | 3.05x | 1.46x |
| Price / BookPrice ÷ Book value/share | 2.86x | 10.45x |
| Price / FCFMarket cap ÷ FCF | 16.86x | 24.97x |
Profitability & Efficiency
UG leads this category, winning 5 of 7 comparable metrics.
Profitability & Efficiency
WMT delivers a 22.3% return on equity — every $100 of shareholder capital generates $22 in annual profit, vs $19 for UG. On the Piotroski fundamental quality scale (0–9), WMT scores 6/9 vs UG's 4/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +19.1% | +22.3% |
| ROA (TTM)Return on assets | +16.3% | +7.9% |
| ROICReturn on invested capital | +16.8% | +14.7% |
| ROCEReturn on capital employed | +18.9% | +17.5% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 6 |
| Debt / EquityFinancial leverage | — | 0.67x |
| Net DebtTotal debt minus cash | -$1M | $56.4B |
| Cash & Equiv.Liquid assets | $1M | $10.7B |
| Total DebtShort + long-term debt | $0 | $67.1B |
| Interest CoverageEBIT ÷ Interest expense | — | 11.85x |
Total Returns (Dividends Reinvested)
WMT leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in WMT five years ago would be worth $28,695 today (with dividends reinvested), compared to $7,000 for UG. Over the past 12 months, WMT leads with a +32.7% total return vs UG's -6.0%. The 3-year compound annual growth rate (CAGR) favors WMT at 37.6% vs UG's -5.4% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +18.3% | +15.7% |
| 1-Year ReturnPast 12 months | -6.0% | +32.7% |
| 3-Year ReturnCumulative with dividends | -15.4% | +160.5% |
| 5-Year ReturnCumulative with dividends | -30.0% | +186.9% |
| 10-Year ReturnCumulative with dividends | -12.1% | +499.5% |
| CAGR (3Y)Annualised 3-year return | -5.4% | +37.6% |
Risk & Volatility
WMT leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
WMT is the less volatile stock with a 0.12 beta — it tends to amplify market swings less than UG's 0.33 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. WMT currently trades 96.7% from its 52-week high vs UG's 70.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.33x | 0.12x |
| 52-Week HighHighest price in past year | $9.88 | $134.69 |
| 52-Week LowLowest price in past year | $5.58 | $91.89 |
| % of 52W HighCurrent price vs 52-week peak | +70.9% | +96.7% |
| RSI (14)Momentum oscillator 0–100 | 46.2 | 55.9 |
| Avg Volume (50D)Average daily shares traded | 4K | 17.2M |
Analyst Outlook
Evenly matched — UG and WMT each lead in 1 of 2 comparable metrics.
Analyst Outlook
For income investors, UG offers the higher dividend yield at 8.60% vs WMT's 0.72%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $137.04 |
| # AnalystsCovering analysts | — | 64 |
| Dividend YieldAnnual dividend ÷ price | +8.6% | +0.7% |
| Dividend StreakConsecutive years of raises | 2 | 37 |
| Dividend / ShareAnnual DPS | $0.60 | $0.94 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.8% |
UG leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). WMT leads in 2 (Total Returns, Risk & Volatility). 1 tied.
UG vs WMT: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is UG or WMT a better buy right now?
For growth investors, Walmart Inc.
(WMT) is the stronger pick with 4. 7% revenue growth year-over-year, versus -13. 4% for United-Guardian, Inc. (UG). United-Guardian, Inc. (UG) offers the better valuation at 15. 2x trailing P/E, making it the more compelling value choice. Analysts rate Walmart Inc. (WMT) a "Buy" — based on 64 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — UG or WMT?
On trailing P/E, United-Guardian, Inc.
(UG) is the cheapest at 15. 2x versus Walmart Inc. at 47. 7x.
03Which is the better long-term investment — UG or WMT?
Over the past 5 years, Walmart Inc.
(WMT) delivered a total return of +186. 9%, compared to -30. 0% for United-Guardian, Inc. (UG). Over 10 years, the gap is even starker: WMT returned +499. 5% versus UG's -12. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — UG or WMT?
By beta (market sensitivity over 5 years), Walmart Inc.
(WMT) is the lower-risk stock at 0. 12β versus United-Guardian, Inc. 's 0. 33β — meaning UG is approximately 185% more volatile than WMT relative to the S&P 500.
05Which is growing faster — UG or WMT?
By revenue growth (latest reported year), Walmart Inc.
(WMT) is pulling ahead at 4. 7% versus -13. 4% for United-Guardian, Inc. (UG). On earnings-per-share growth, the picture is similar: Walmart Inc. grew EPS 13. 3% year-over-year, compared to -35. 2% for United-Guardian, Inc.. Over a 3-year CAGR, WMT leads at 5. 3% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — UG or WMT?
United-Guardian, Inc.
(UG) is the more profitable company, earning 20. 0% net margin versus 3. 1% for Walmart Inc. — meaning it keeps 20. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UG leads at 21. 3% versus 4. 2% for WMT. At the gross margin level — before operating expenses — UG leads at 47. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — UG or WMT?
All stocks in this comparison pay dividends.
United-Guardian, Inc. (UG) offers the highest yield at 8. 6%, versus 0. 7% for Walmart Inc. (WMT).
08Is UG or WMT better for a retirement portfolio?
For long-horizon retirement investors, Walmart Inc.
(WMT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 12), 0. 7% yield, +499. 5% 10Y return). Both have compounded well over 10 years (WMT: +499. 5%, UG: -12. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between UG and WMT?
Both stocks operate in the Consumer Defensive sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: UG is a small-cap deep-value stock; WMT is a mega-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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