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Stock Comparison

UG vs WMT vs TGT vs IOSP vs HWKN

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
UG
United-Guardian, Inc.

Household & Personal Products

Consumer DefensiveNASDAQ • US
Market Cap$32M
5Y Perf.-55.6%
WMT
Walmart Inc.

Specialty Retail

Consumer DefensiveNYSE • US
Market Cap$1.04T
5Y Perf.+214.9%
TGT
Target Corporation

Discount Stores

Consumer DefensiveNYSE • US
Market Cap$57.36B
5Y Perf.+2.9%
IOSP
Innospec Inc.

Chemicals - Specialty

Basic MaterialsNASDAQ • US
Market Cap$1.91B
5Y Perf.-0.6%
HWKN
Hawkins, Inc.

Chemicals - Specialty

Basic MaterialsNASDAQ • US
Market Cap$3.46B
5Y Perf.+678.6%

UG vs WMT vs TGT vs IOSP vs HWKN — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
UG logoUG
WMT logoWMT
TGT logoTGT
IOSP logoIOSP
HWKN logoHWKN
IndustryHousehold & Personal ProductsSpecialty RetailDiscount StoresChemicals - SpecialtyChemicals - Specialty
Market Cap$32M$1.04T$57.36B$1.91B$3.46B
Revenue (TTM)$11M$703.06B$106.25B$1.78B$1.06B
Net Income (TTM)$2M$22.91B$4.04B$117M$82M
Gross Margin47.7%24.9%27.3%27.7%22.9%
Operating Margin21.3%4.1%5.3%8.7%11.5%
Forward P/E15.2x44.7x15.7x15.5x42.3x
Total Debt$0.00$67.09B$5.59B$90M$160M
Cash & Equiv.$1M$10.73B$5.49B$293M$5M

UG vs WMT vs TGT vs IOSP vs HWKNLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

UG
WMT
TGT
IOSP
HWKN
StockMay 20May 26Return
United-Guardian, In… (UG)10044.4-55.6%
Walmart Inc. (WMT)100314.9+214.9%
Target Corporation (TGT)100102.9+2.9%
Innospec Inc. (IOSP)10099.4-0.6%
Hawkins, Inc. (HWKN)100778.6+678.6%

Price return only. Dividends and distributions are not included.

Quick Verdict: UG vs WMT vs TGT vs IOSP vs HWKN

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: UG leads in 4 of 7 categories (5-stock set), making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Hawkins, Inc. is the stronger pick specifically for growth and revenue expansion and recent price momentum and sentiment. WMT also leads in specific categories worth noting. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
UG
United-Guardian, Inc.
The Defensive Pick

UG carries the broadest edge in this set and is the clearest fit for defensive.

  • Beta 0.33, yield 8.6%, current ratio 7.31x
  • Lower P/E (15.2x vs 42.3x)
  • 20.0% margin vs WMT's 3.3%
  • 8.6% yield, 2-year raise streak, vs WMT's 0.7%
Best for: defensive
WMT
Walmart Inc.
The Income Pick

WMT ranks third and is worth considering specifically for income & stability.

  • Dividend streak 37 yrs, beta 0.12, yield 0.7%
  • Beta 0.12 vs HWKN's 0.98
Best for: income & stability
TGT
Target Corporation
The Income Angle

TGT lags the leaders in this set but could rank higher in a more targeted comparison.

Best for: consumer defensive exposure
IOSP
Innospec Inc.
The Defensive Pick

IOSP is the clearest fit if your priority is sleep-well-at-night and valuation efficiency.

  • Lower volatility, beta 0.70, Low D/E 6.7%, current ratio 2.79x
  • PEG 0.48 vs WMT's 4.06
Best for: sleep-well-at-night and valuation efficiency
HWKN
Hawkins, Inc.
The Growth Play

HWKN is the #2 pick in this set and the best alternative if growth exposure and long-term compounding is your priority.

  • Rev growth 6.0%, EPS growth 12.3%, 3Y rev CAGR 8.0%
  • 7.7% 10Y total return vs WMT's 499.5%
  • 6.0% revenue growth vs UG's -13.4%
  • +40.6% vs IOSP's -14.9%
Best for: growth exposure and long-term compounding
See the full category breakdown
CategoryWinnerWhy
GrowthHWKN logoHWKN6.0% revenue growth vs UG's -13.4%
ValueUG logoUGLower P/E (15.2x vs 42.3x)
Quality / MarginsUG logoUG20.0% margin vs WMT's 3.3%
Stability / SafetyWMT logoWMTBeta 0.12 vs HWKN's 0.98
DividendsUG logoUG8.6% yield, 2-year raise streak, vs WMT's 0.7%
Momentum (1Y)HWKN logoHWKN+40.6% vs IOSP's -14.9%
Efficiency (ROA)UG logoUG16.3% ROA vs IOSP's 6.5%, ROIC 16.8% vs 11.2%

UG vs WMT vs TGT vs IOSP vs HWKN — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

UGUnited-Guardian, Inc.
FY 2016
Personal Care
44.1%$5M
Pharmaceuticals
30.9%$3M
Medical
23.6%$3M
Industrial And Other
1.4%$159,945
WMTWalmart Inc.
FY 2025
Walmart U S
68.6%$462.4B
Walmart International
18.1%$121.9B
Sams Club
13.4%$90.2B
TGTTarget Corporation
FY 2024
Food and Beverage
22.4%$23.8B
Beauty and Household Essentials
17.5%$18.6B
Home Furnishings and Decor
15.7%$16.7B
Apparel and Accessories
15.5%$16.5B
Hardlines
14.8%$15.8B
Beauty
12.4%$13.2B
Advertising Revenue
0.6%$649M
Other (3)
1.2%$1.3B
IOSPInnospec Inc.
FY 2025
Fuel Specialties
39.5%$702M
Performance Chemicals
38.3%$681M
Oilfield Services
22.2%$395M
HWKNHawkins, Inc.
FY 2025
Bulk
88.0%$96M
Other
12.0%$13M

UG vs WMT vs TGT vs IOSP vs HWKN — Financial Metrics

Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLUGLAGGINGTGT

Income & Cash Flow (Last 12 Months)

UG leads this category, winning 5 of 6 comparable metrics.

WMT is the larger business by revenue, generating $703.1B annually — 66669.5x UG's $11M. UG is the more profitable business, keeping 20.0% of every revenue dollar as net income compared to WMT's 3.3%. On growth, UG holds the edge at +19.6% YoY revenue growth, suggesting stronger near-term business momentum.

MetricUG logoUGUnited-Guardian, …WMT logoWMTWalmart Inc.TGT logoTGTTarget CorporationIOSP logoIOSPInnospec Inc.HWKN logoHWKNHawkins, Inc.
RevenueTrailing 12 months$11M$703.1B$106.2B$1.8B$1.1B
EBITDAEarnings before interest/tax$2M$42.8B$8.7B$198M$172M
Net IncomeAfter-tax profit$2M$22.9B$4.0B$117M$82M
Free Cash FlowCash after capex$2M$15.3B$2.9B$88M$88M
Gross MarginGross profit ÷ Revenue+47.7%+24.9%+27.3%+27.7%+22.9%
Operating MarginEBIT ÷ Revenue+21.3%+4.1%+5.3%+8.7%+11.5%
Net MarginNet income ÷ Revenue+20.0%+3.3%+3.8%+6.6%+7.8%
FCF MarginFCF ÷ Revenue+18.1%+2.2%+2.8%+4.9%+8.2%
Rev. Growth (YoY)Latest quarter vs prior year+19.6%+5.8%+3.2%-2.4%+7.9%
EPS Growth (YoY)Latest quarter vs prior year+27.3%+35.1%+23.7%+167.7%-4.2%
UG leads this category, winning 5 of 6 comparable metrics.

Valuation Metrics

IOSP leads this category, winning 3 of 7 comparable metrics.

At 15.2x trailing earnings, UG trades at a 68% valuation discount to WMT's 47.7x P/E. Adjusting for growth (PEG ratio), IOSP offers better value at 0.51x vs WMT's 4.33x — a lower PEG means you pay less per unit of expected earnings growth.

MetricUG logoUGUnited-Guardian, …WMT logoWMTWalmart Inc.TGT logoTGTTarget CorporationIOSP logoIOSPInnospec Inc.HWKN logoHWKNHawkins, Inc.
Market CapShares × price$32M$1.04T$57.4B$1.9B$3.5B
Enterprise ValueMkt cap + debt − cash$31M$1.09T$57.5B$1.7B$3.6B
Trailing P/EPrice ÷ TTM EPS15.22x47.69x15.49x16.41x41.44x
Forward P/EPrice ÷ next-FY EPS est.44.71x15.74x15.45x42.31x
PEG RatioP/E ÷ EPS growth rate4.33x0.51x1.67x
EV / EBITDAEnterprise value multiple13.14x24.85x7.26x8.29x22.74x
Price / SalesMarket cap ÷ Revenue3.05x1.46x0.55x1.07x3.55x
Price / BookPrice ÷ Book value/share2.86x10.45x3.55x1.44x7.60x
Price / FCFMarket cap ÷ FCF16.86x24.97x20.23x21.68x49.48x
IOSP leads this category, winning 3 of 7 comparable metrics.

Profitability & Efficiency

Evenly matched — UG and TGT and IOSP each lead in 3 of 9 comparable metrics.

TGT delivers a 26.1% return on equity — every $100 of shareholder capital generates $26 in annual profit, vs $9 for IOSP. IOSP carries lower financial leverage with a 0.07x debt-to-equity ratio, signaling a more conservative balance sheet compared to WMT's 0.67x. On the Piotroski fundamental quality scale (0–9), WMT scores 6/9 vs UG's 4/9, reflecting solid financial health.

MetricUG logoUGUnited-Guardian, …WMT logoWMTWalmart Inc.TGT logoTGTTarget CorporationIOSP logoIOSPInnospec Inc.HWKN logoHWKNHawkins, Inc.
ROE (TTM)Return on equity+19.1%+22.3%+26.1%+9.0%+15.9%
ROA (TTM)Return on assets+16.3%+7.9%+6.9%+6.5%+8.4%
ROICReturn on invested capital+16.8%+14.7%+16.7%+11.2%+15.9%
ROCEReturn on capital employed+18.9%+17.5%+13.6%+11.0%+19.3%
Piotroski ScoreFundamental quality 0–946666
Debt / EquityFinancial leverage0.67x0.35x0.07x0.35x
Net DebtTotal debt minus cash-$1M$56.4B$104M-$203M$155M
Cash & Equiv.Liquid assets$1M$10.7B$5.5B$293M$5M
Total DebtShort + long-term debt$0$67.1B$5.6B$90M$160M
Interest CoverageEBIT ÷ Interest expense11.85x12.40x10.27x
Evenly matched — UG and TGT and IOSP each lead in 3 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

HWKN leads this category, winning 5 of 6 comparable metrics.

A $10,000 investment in HWKN five years ago would be worth $49,115 today (with dividends reinvested), compared to $6,838 for TGT. Over the past 12 months, HWKN leads with a +40.6% total return vs IOSP's -14.9%. The 3-year compound annual growth rate (CAGR) favors HWKN at 61.2% vs IOSP's -6.1% — a key indicator of consistent wealth creation.

MetricUG logoUGUnited-Guardian, …WMT logoWMTWalmart Inc.TGT logoTGTTarget CorporationIOSP logoIOSPInnospec Inc.HWKN logoHWKNHawkins, Inc.
YTD ReturnYear-to-date+18.3%+15.7%+26.4%+0.5%+15.1%
1-Year ReturnPast 12 months-6.0%+32.7%+36.6%-14.9%+40.6%
3-Year ReturnCumulative with dividends-15.4%+160.5%-11.0%-17.3%+318.9%
5-Year ReturnCumulative with dividends-30.0%+186.9%-31.6%-18.3%+391.1%
10-Year ReturnCumulative with dividends-12.1%+499.5%+99.5%+84.4%+765.9%
CAGR (3Y)Annualised 3-year return-5.4%+37.6%-3.8%-6.1%+61.2%
HWKN leads this category, winning 5 of 6 comparable metrics.

Risk & Volatility

WMT leads this category, winning 2 of 2 comparable metrics.

WMT is the less volatile stock with a 0.12 beta — it tends to amplify market swings less than HWKN's 0.98 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. WMT currently trades 96.7% from its 52-week high vs UG's 70.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricUG logoUGUnited-Guardian, …WMT logoWMTWalmart Inc.TGT logoTGTTarget CorporationIOSP logoIOSPInnospec Inc.HWKN logoHWKNHawkins, Inc.
Beta (5Y)Sensitivity to S&P 5000.33x0.12x0.95x0.70x0.98x
52-Week HighHighest price in past year$9.88$134.69$133.07$95.55$186.15
52-Week LowLowest price in past year$5.58$91.89$83.44$65.58$115.35
% of 52W HighCurrent price vs 52-week peak+70.9%+96.7%+94.6%+80.2%+89.7%
RSI (14)Momentum oscillator 0–10046.255.961.459.162.9
Avg Volume (50D)Average daily shares traded4K17.2M4.5M221K169K
WMT leads this category, winning 2 of 2 comparable metrics.

Analyst Outlook

Evenly matched — UG and WMT each lead in 1 of 2 comparable metrics.

Analyst consensus: WMT as "Buy", TGT as "Hold", IOSP as "Hold", HWKN as "Buy". Consensus price targets imply 50.1% upside for IOSP (target: $115) vs -8.4% for TGT (target: $115). For income investors, UG offers the higher dividend yield at 8.60% vs HWKN's 0.42%.

MetricUG logoUGUnited-Guardian, …WMT logoWMTWalmart Inc.TGT logoTGTTarget CorporationIOSP logoIOSPInnospec Inc.HWKN logoHWKNHawkins, Inc.
Analyst RatingConsensus buy/hold/sellBuyHoldHoldBuy
Price TargetConsensus 12-month target$137.04$115.31$115.00
# AnalystsCovering analysts645991
Dividend YieldAnnual dividend ÷ price+8.6%+0.7%+3.6%+2.2%+0.4%
Dividend StreakConsecutive years of raises23722125
Dividend / ShareAnnual DPS$0.60$0.94$4.51$1.70$0.70
Buyback YieldShare repurchases ÷ mkt cap0.0%+0.8%+0.7%0.0%+0.7%
Evenly matched — UG and WMT each lead in 1 of 2 comparable metrics.
Key Takeaway

UG leads in 1 of 6 categories (Income & Cash Flow). IOSP leads in 1 (Valuation Metrics). 2 tied.

Best OverallUnited-Guardian, Inc. (UG)Leads 1 of 6 categories
Loading custom metrics...

UG vs WMT vs TGT vs IOSP vs HWKN: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is UG or WMT or TGT or IOSP or HWKN a better buy right now?

For growth investors, Hawkins, Inc.

(HWKN) is the stronger pick with 6. 0% revenue growth year-over-year, versus -13. 4% for United-Guardian, Inc. (UG). United-Guardian, Inc. (UG) offers the better valuation at 15. 2x trailing P/E, making it the more compelling value choice. Analysts rate Walmart Inc. (WMT) a "Buy" — based on 64 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — UG or WMT or TGT or IOSP or HWKN?

On trailing P/E, United-Guardian, Inc.

(UG) is the cheapest at 15. 2x versus Walmart Inc. at 47. 7x. On forward P/E, Innospec Inc. is actually cheaper at 15. 5x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Innospec Inc. wins at 0. 48x versus Walmart Inc. 's 4. 06x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — UG or WMT or TGT or IOSP or HWKN?

Over the past 5 years, Hawkins, Inc.

(HWKN) delivered a total return of +391. 1%, compared to -31. 6% for Target Corporation (TGT). Over 10 years, the gap is even starker: HWKN returned +765. 9% versus UG's -12. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — UG or WMT or TGT or IOSP or HWKN?

By beta (market sensitivity over 5 years), Walmart Inc.

(WMT) is the lower-risk stock at 0. 12β versus Hawkins, Inc. 's 0. 98β — meaning HWKN is approximately 741% more volatile than WMT relative to the S&P 500. On balance sheet safety, Innospec Inc. (IOSP) carries a lower debt/equity ratio of 7% versus 67% for Walmart Inc. — giving it more financial flexibility in a downturn.

05

Which is growing faster — UG or WMT or TGT or IOSP or HWKN?

By revenue growth (latest reported year), Hawkins, Inc.

(HWKN) is pulling ahead at 6. 0% versus -13. 4% for United-Guardian, Inc. (UG). On earnings-per-share growth, the picture is similar: Innospec Inc. grew EPS 228. 9% year-over-year, compared to -35. 2% for United-Guardian, Inc.. Over a 3-year CAGR, HWKN leads at 8. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — UG or WMT or TGT or IOSP or HWKN?

United-Guardian, Inc.

(UG) is the more profitable company, earning 20. 0% net margin versus 3. 1% for Walmart Inc. — meaning it keeps 20. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UG leads at 21. 3% versus 4. 2% for WMT. At the gross margin level — before operating expenses — UG leads at 47. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is UG or WMT or TGT or IOSP or HWKN more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Innospec Inc. (IOSP) is the more undervalued stock at a PEG of 0. 48x versus Walmart Inc. 's 4. 06x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Innospec Inc. (IOSP) trades at 15. 5x forward P/E versus 44. 7x for Walmart Inc. — 29. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for IOSP: 50. 1% to $115. 00.

08

Which pays a better dividend — UG or WMT or TGT or IOSP or HWKN?

All stocks in this comparison pay dividends.

United-Guardian, Inc. (UG) offers the highest yield at 8. 6%, versus 0. 4% for Hawkins, Inc. (HWKN).

09

Is UG or WMT or TGT or IOSP or HWKN better for a retirement portfolio?

For long-horizon retirement investors, Walmart Inc.

(WMT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 12), 0. 7% yield, +499. 5% 10Y return). Both have compounded well over 10 years (WMT: +499. 5%, HWKN: +765. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between UG and WMT and TGT and IOSP and HWKN?

These companies operate in different sectors (UG (Consumer Defensive) and WMT (Consumer Defensive) and TGT (Consumer Defensive) and IOSP (Basic Materials) and HWKN (Basic Materials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: UG is a small-cap deep-value stock; WMT is a mega-cap quality compounder stock; TGT is a mid-cap deep-value stock; IOSP is a small-cap deep-value stock; HWKN is a small-cap quality compounder stock. UG, WMT, TGT, IOSP pay a dividend while HWKN does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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Beat Both

Find stocks that outperform UG and WMT and TGT and IOSP and HWKN on the metrics below

Revenue Growth>
%
(UG: 19.6% · WMT: 5.8%)
Net Margin>
%
(UG: 20.0% · WMT: 3.3%)
P/E Ratio<
x
(UG: 15.2x · WMT: 47.7x)

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