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UMH vs PATK
Revenue, margins, valuation, and 5-year total return — side by side.
Furnishings, Fixtures & Appliances
UMH vs PATK — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | REIT - Residential | Furnishings, Fixtures & Appliances |
| Market Cap | $1.35B | $3.17B |
| Revenue (TTM) | $201M | $3.94B |
| Net Income (TTM) | $22M | $136M |
| Gross Margin | 37.2% | 22.5% |
| Operating Margin | 18.0% | 7.0% |
| Forward P/E | 149.8x | 18.2x |
| Total Debt | $761M | $1.64B |
| Cash & Equiv. | $72M | $26M |
UMH vs PATK — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| UMH Properties, Inc. (UMH) | 100 | 127.2 | +27.2% |
| Patrick Industries,… (PATK) | 100 | 275.8 | +175.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: UMH vs PATK
Each card shows where this stock fits in a portfolio — not just who wins on paper.
UMH carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 6 yrs, beta 0.36, yield 5.2%
- Rev growth 8.8%, EPS growth 112.1%, 3Y rev CAGR 10.2%
- Lower volatility, beta 0.36, Low D/E 83.9%, current ratio 12.28x
PATK is the clearest fit if your priority is long-term compounding.
- 395.2% 10Y total return vs UMH's 139.1%
- Lower P/E (18.2x vs 149.8x)
- +19.6% vs UMH's -3.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 8.8% FFO/revenue growth vs PATK's 6.3% | |
| Value | Lower P/E (18.2x vs 149.8x) | |
| Quality / Margins | 10.8% margin vs PATK's 3.5% | |
| Stability / Safety | Beta 0.36 vs PATK's 0.93, lower leverage | |
| Dividends | 5.2% yield, 6-year raise streak, vs PATK's 1.7% | |
| Momentum (1Y) | +19.6% vs UMH's -3.0% | |
| Efficiency (ROA) | 4.4% ROA vs UMH's 1.7%, ROIC 7.6% vs 2.3% |
UMH vs PATK — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
UMH vs PATK — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
UMH leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
PATK is the larger business by revenue, generating $3.9B annually — 19.7x UMH's $201M. UMH is the more profitable business, keeping 10.8% of every revenue dollar as net income compared to PATK's 3.5%. On growth, PATK holds the edge at -0.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $201M | $3.9B |
| EBITDAEarnings before interest/tax | $86M | $445M |
| Net IncomeAfter-tax profit | $22M | $136M |
| Free Cash FlowCash after capex | $87M | $194M |
| Gross MarginGross profit ÷ Revenue | +37.2% | +22.5% |
| Operating MarginEBIT ÷ Revenue | +18.0% | +7.0% |
| Net MarginNet income ÷ Revenue | +10.8% | +3.5% |
| FCF MarginFCF ÷ Revenue | +43.2% | +4.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | -100.0% | -0.6% |
| EPS Growth (YoY)Latest quarter vs prior year | — | -0.9% |
Valuation Metrics
PATK leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 24.5x trailing earnings, PATK trades at a 89% valuation discount to UMH's 226.9x P/E. On an enterprise value basis, PATK's 10.7x EV/EBITDA is more attractive than UMH's 18.2x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.4B | $3.2B |
| Enterprise ValueMkt cap + debt − cash | $2.0B | $4.8B |
| Trailing P/EPrice ÷ TTM EPS | 226.86x | 24.45x |
| Forward P/EPrice ÷ next-FY EPS est. | 149.81x | 18.24x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 18.22x | 10.72x |
| Price / SalesMarket cap ÷ Revenue | 5.17x | 0.80x |
| Price / BookPrice ÷ Book value/share | 1.50x | 2.79x |
| Price / FCFMarket cap ÷ FCF | 16.51x | 12.86x |
Profitability & Efficiency
PATK leads this category, winning 5 of 8 comparable metrics.
Profitability & Efficiency
PATK delivers a 11.6% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $2 for UMH. UMH carries lower financial leverage with a 0.84x debt-to-equity ratio, signaling a more conservative balance sheet compared to PATK's 1.39x.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +2.4% | +11.6% |
| ROA (TTM)Return on assets | +1.7% | +4.4% |
| ROICReturn on invested capital | +2.3% | +7.6% |
| ROCEReturn on capital employed | +2.8% | +10.2% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 6 |
| Debt / EquityFinancial leverage | 0.84x | 1.39x |
| Net DebtTotal debt minus cash | $689M | $1.6B |
| Cash & Equiv.Liquid assets | $72M | $26M |
| Total DebtShort + long-term debt | $761M | $1.6B |
| Interest CoverageEBIT ÷ Interest expense | 1.89x | 3.40x |
Total Returns (Dividends Reinvested)
PATK leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PATK five years ago would be worth $15,662 today (with dividends reinvested), compared to $9,053 for UMH. Over the past 12 months, PATK leads with a +19.6% total return vs UMH's -3.0%. The 3-year compound annual growth rate (CAGR) favors PATK at 31.7% vs UMH's 6.0% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +1.3% | -13.2% |
| 1-Year ReturnPast 12 months | -3.0% | +19.6% |
| 3-Year ReturnCumulative with dividends | +19.0% | +128.2% |
| 5-Year ReturnCumulative with dividends | -9.5% | +56.6% |
| 10-Year ReturnCumulative with dividends | +139.1% | +395.2% |
| CAGR (3Y)Annualised 3-year return | +6.0% | +31.7% |
Risk & Volatility
UMH leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
UMH is the less volatile stock with a 0.36 beta — it tends to amplify market swings less than PATK's 0.93 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. UMH currently trades 90.8% from its 52-week high vs PATK's 64.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.36x | 0.93x |
| 52-Week HighHighest price in past year | $17.49 | $148.50 |
| 52-Week LowLowest price in past year | $13.93 | $80.35 |
| % of 52W HighCurrent price vs 52-week peak | +90.8% | +64.2% |
| RSI (14)Momentum oscillator 0–100 | 58.9 | 42.8 |
| Avg Volume (50D)Average daily shares traded | 621K | 469K |
Analyst Outlook
UMH leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates UMH as "Buy" and PATK as "Buy". Consensus price targets imply 32.7% upside for PATK (target: $127) vs 3.9% for UMH (target: $17). For income investors, UMH offers the higher dividend yield at 5.25% vs PATK's 1.67%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $16.50 | $126.50 |
| # AnalystsCovering analysts | 15 | 17 |
| Dividend YieldAnnual dividend ÷ price | +5.2% | +1.7% |
| Dividend StreakConsecutive years of raises | 6 | 1 |
| Dividend / ShareAnnual DPS | $0.83 | $1.60 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.4% | +1.0% |
UMH leads in 3 of 6 categories (Income & Cash Flow, Risk & Volatility). PATK leads in 3 (Valuation Metrics, Profitability & Efficiency).
UMH vs PATK: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is UMH or PATK a better buy right now?
For growth investors, UMH Properties, Inc.
(UMH) is the stronger pick with 8. 8% revenue growth year-over-year, versus 6. 3% for Patrick Industries, Inc. (PATK). Patrick Industries, Inc. (PATK) offers the better valuation at 24. 5x trailing P/E (18. 2x forward), making it the more compelling value choice. Analysts rate UMH Properties, Inc. (UMH) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — UMH or PATK?
On trailing P/E, Patrick Industries, Inc.
(PATK) is the cheapest at 24. 5x versus UMH Properties, Inc. at 226. 9x. On forward P/E, Patrick Industries, Inc. is actually cheaper at 18. 2x.
03Which is the better long-term investment — UMH or PATK?
Over the past 5 years, Patrick Industries, Inc.
(PATK) delivered a total return of +56. 6%, compared to -9. 5% for UMH Properties, Inc. (UMH). Over 10 years, the gap is even starker: PATK returned +395. 2% versus UMH's +139. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — UMH or PATK?
By beta (market sensitivity over 5 years), UMH Properties, Inc.
(UMH) is the lower-risk stock at 0. 36β versus Patrick Industries, Inc. 's 0. 93β — meaning PATK is approximately 158% more volatile than UMH relative to the S&P 500. On balance sheet safety, UMH Properties, Inc. (UMH) carries a lower debt/equity ratio of 84% versus 139% for Patrick Industries, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — UMH or PATK?
By revenue growth (latest reported year), UMH Properties, Inc.
(UMH) is pulling ahead at 8. 8% versus 6. 3% for Patrick Industries, Inc. (PATK). On earnings-per-share growth, the picture is similar: UMH Properties, Inc. grew EPS 112. 1% year-over-year, compared to -5. 1% for Patrick Industries, Inc.. Over a 3-year CAGR, UMH leads at 10. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — UMH or PATK?
UMH Properties, Inc.
(UMH) is the more profitable company, earning 10. 1% net margin versus 3. 4% for Patrick Industries, Inc. — meaning it keeps 10. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UMH leads at 17. 4% versus 7. 0% for PATK. At the gross margin level — before operating expenses — PATK leads at 23. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is UMH or PATK more undervalued right now?
On forward earnings alone, Patrick Industries, Inc.
(PATK) trades at 18. 2x forward P/E versus 149. 8x for UMH Properties, Inc. — 131. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PATK: 32. 7% to $126. 50.
08Which pays a better dividend — UMH or PATK?
All stocks in this comparison pay dividends.
UMH Properties, Inc. (UMH) offers the highest yield at 5. 2%, versus 1. 7% for Patrick Industries, Inc. (PATK).
09Is UMH or PATK better for a retirement portfolio?
For long-horizon retirement investors, UMH Properties, Inc.
(UMH) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 36), 5. 2% yield, +139. 1% 10Y return). Both have compounded well over 10 years (UMH: +139. 1%, PATK: +395. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between UMH and PATK?
These companies operate in different sectors (UMH (Real Estate) and PATK (Consumer Cyclical)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: UMH is a small-cap income-oriented stock; PATK is a small-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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