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UMH Properties, Inc. (UMH) Total Return Calculator with Dividends Reinvested

UMH Properties, Inc.

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The total return for UMH Properties, Inc. (UMH) stock is -3.87% over the past 12 months. So far it's up 0.35% this year. The 5-year total return is -8.66%, meaning $10,000 invested in UMH stock 5 years ago would be worth $9,134 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in UMH 1 year ago, it would be worth $9,618 today — you'd have lost $382 with dividends reinvested.

With Dividends Reinvested$9,618-3.82%

Price Only (No DRIP)$9,092-9.08%

Dividend Boost+$5264 payments · +5.26% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in UMH

1Y$9,613-$387 (-3.9%)-3.9% CAGR

3Y$11,805+$1,805 (+18.1%)5.7% CAGR

5Y$9,134-$866 (-8.7%)-1.8% CAGR

10Y$23,877+$13,877 (+138.8%)9.1% CAGR

15Y$26,827+$16,827 (+168.3%)6.8% CAGR

20Y$20,886+$10,886 (+108.9%)3.8% CAGR

30Y$33,861+$23,861 (+238.6%)4.1% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-15	$0.23	$17.04	+0.013204
2025-08-15	$0.23	$15.97	+0.014275
2025-11-17	$0.23	$14.76	+0.015663
2026-02-17	$0.23	$15.97	+0.014694

Loading UMH total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+0.35%	—	-1.07%	+1.42 pp	$10,035
1Y	-3.87%	-3.87%	-9.08%	+5.20 pp	$9,613
3Y	+18.05%	5.69%	+1.42%	+16.63 pp	$11,805
5Y	-8.66%	-1.80%	-27.74%	+19.09 pp	$9,134
10Y	+138.77%	9.09%	+59.86%	+78.91 pp	$23,877
15Y	+168.27%	6.80%	+55.74%	+112.52 pp	$26,827
20Y	+108.86%	3.75%	+5.15%	+103.71 pp	$20,886
30Y	+238.61%	4.15%	+35.25%	+203.35 pp	$33,861

Risk & Highlights

Best Year+95.75%2021

Worst Year-49.19%2008

Max Drawdown-20.58%2025-07-03 → 2025-10-07

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-3.74%	-5.16%	+1.4pp	+0.41%	-4.2pp
2025	-11.11%	-15.82%	+4.7pp	+16.64%	-27.8pp
2024	+30.06%	+24.46%	+5.6pp	+24.00%	+6.1pp
2023	+0.44%	-4.67%	+5.1pp	+24.81%	-24.4pp
2022	-36.35%	-39.36%	+3.0pp	-19.95%	-16.4pp

UMH underperformed the S&P 500 by 35.20pp over the past year (-3.87% vs +31.32%).

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UMH Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
UMHUMH Properties, Inc.	$1.3B	+7.4%	+0.3%	-3.9%	+5.2pp	+18.1%	-8.7%	+138.8%
SUISun Communities, Inc.	$15.5B	-1.5%	+4.0%	+7.6%	+6.6pp	+4.4%	-9.6%	+127.6%
ELSEquity LifeStyle Properties, Inc.	$12.3B	-0.4%	+6.8%	+2.6%	+3.3pp	+0.2%	+4.1%	+112.2%
SKYChampion Homes, Inc.	$4.2B	+1.1%	-10.6%	-12.1%	—	+0.9%	+73.9%	+739.7%
CVCOCavco Industries, Inc.	$4.7B	+4.0%	-15.4%	-3.0%	—	+63.5%	+140.3%	+470.6%
PATKPatrick Industries, Inc.	$3.2B	-15.8%	-12.7%	+19.4%	+2.1pp	+129.4%	+59.6%	+407.9%
AMHAmerican Homes 4 Rent	$11.8B	+11.5%	+2.7%	-13.1%	+3.2pp	+1.6%	+0.4%	+121.9%
INVHInvitation Homes Inc.	$17.2B	+12.8%	+4.8%	-14.3%	+3.4pp	-5.8%	-2.5%	+80.0%
NXRTNexPoint Residential Trust, Inc.	$758M	+22.9%	+2.7%	-15.5%	+5.5pp	-15.4%	-21.7%	+211.0%
UDRUDR, Inc.	$12.1B	+6.5%	+3.3%	-9.5%	+4.0pp	+2.1%	-1.5%	+40.3%
MAAMid-America Apartment Communities, Inc.	$15.2B	+4.4%	-4.1%	-17.2%	+3.7pp	-2.5%	+1.0%	+72.7%

Compare:UMH vs SUI UMH vs ELS UMH vs SKY UMH vs SUI vs ELS

About UMH Dividend Returns

UMH Properties, Inc. (UMH) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of UMH over the past year?

UMH Properties, Inc. (UMH) delivered a total return of -3.87% over the past year when dividends are reinvested. The price-only return was -9.08%, meaning dividends contributed an additional 5.20 percentage points to total returns.

Q2How much would $10,000 invested in UMH be worth today?

A $10,000 investment in UMH Properties, Inc. one year ago would be worth $9,613 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $9,092. Dividend reinvestment added $520 to the portfolio value.

Q3Does UMH pay dividends?

Yes, UMH Properties, Inc. (UMH) pays dividends. In the last year, UMH paid approximately $0.83 per share in dividends (5.30% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did UMH beat the S&P 500?

No, UMH Properties, Inc. (UMH) underperformed the S&P 500 by 35.20 percentage points over the past year. UMH delivered a total return of -3.87%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed UMH by 35.20pp during this period.

Q5What is UMH's worst drawdown?

UMH Properties, Inc. (UMH) experienced a maximum drawdown of -20.58% over the past year, declining from its peak on 2025-07-03 to its trough on 2025-10-07. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is UMH's long-term total return over 10, 20, or 30 years?

Here are UMH Properties, Inc. (UMH)'s long-term returns with dividends reinvested. Over 10 years, the total return is 138.8% (9.1% CAGR) — $10,000 would have grown to $23,877. Over 20 years: 108.9% total return (3.8% CAGR) — $10,000 → $20,886. Over 30 years: 238.6% total return (4.1% CAGR) — $10,000 → $33,861. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was UMH's best and worst year?

UMH Properties, Inc.'s best calendar year was 2021 with a total return of 95.7%. Its worst year was 2008 with a total return of -49.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 144.9 percentage points.