Apparel - Retail
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URBN vs AMZN
Revenue, margins, valuation, and 5-year total return — side by side.
Specialty Retail
URBN vs AMZN — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Apparel - Retail | Specialty Retail |
| Market Cap | $6.43B | $2.96T |
| Revenue (TTM) | $6.17B | $742.78B |
| Net Income (TTM) | $465M | $90.80B |
| Gross Margin | 36.0% | 50.6% |
| Operating Margin | 9.9% | 11.5% |
| Forward P/E | 13.6x | 35.3x |
| Total Debt | $1.23B | $152.99B |
| Cash & Equiv. | $369M | $86.81B |
URBN vs AMZN — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Urban Outfitters, I… (URBN) | 100 | 422.8 | +322.8% |
| Amazon.com, Inc. (AMZN) | 100 | 225.1 | +125.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: URBN vs AMZN
Each card shows where this stock fits in a portfolio — not just who wins on paper.
URBN is the clearest fit if your priority is income & stability and sleep-well-at-night.
- beta 1.35
- Lower volatility, beta 1.35, Low D/E 43.5%, current ratio 1.51x
- PEG 0.06 vs AMZN's 1.26
AMZN carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 12.4%, EPS growth 29.7%, 3Y rev CAGR 11.7%
- 7.2% 10Y total return vs URBN's 150.3%
- 12.4% revenue growth vs URBN's 11.1%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 12.4% revenue growth vs URBN's 11.1% | |
| Value | Lower P/E (13.6x vs 35.3x), PEG 0.06 vs 1.26 | |
| Quality / Margins | 12.2% margin vs URBN's 7.5% | |
| Stability / Safety | Beta 1.35 vs AMZN's 1.51 | |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | +48.6% vs URBN's +38.2% | |
| Efficiency (ROA) | 11.5% ROA vs URBN's 9.3%, ROIC 14.7% vs 13.1% |
URBN vs AMZN — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
URBN vs AMZN — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
AMZN leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
AMZN is the larger business by revenue, generating $742.8B annually — 120.5x URBN's $6.2B. Profitability is closely matched — net margins range from 12.2% (AMZN) to 7.5% (URBN). On growth, AMZN holds the edge at +16.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $6.2B | $742.8B |
| EBITDAEarnings before interest/tax | $614M | $155.9B |
| Net IncomeAfter-tax profit | $465M | $90.8B |
| Free Cash FlowCash after capex | $445M | -$2.5B |
| Gross MarginGross profit ÷ Revenue | +36.0% | +50.6% |
| Operating MarginEBIT ÷ Revenue | +9.9% | +11.5% |
| Net MarginNet income ÷ Revenue | +7.5% | +12.2% |
| FCF MarginFCF ÷ Revenue | +7.2% | -0.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | +10.1% | +16.6% |
| EPS Growth (YoY)Latest quarter vs prior year | -18.0% | +74.8% |
Valuation Metrics
URBN leads this category, winning 7 of 7 comparable metrics.
Valuation Metrics
At 14.2x trailing earnings, URBN trades at a 63% valuation discount to AMZN's 38.3x P/E. Adjusting for growth (PEG ratio), URBN offers better value at 0.06x vs AMZN's 1.37x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $6.4B | $2.96T |
| Enterprise ValueMkt cap + debt − cash | $7.3B | $3.02T |
| Trailing P/EPrice ÷ TTM EPS | 14.15x | 38.35x |
| Forward P/EPrice ÷ next-FY EPS est. | 13.58x | 35.26x |
| PEG RatioP/E ÷ EPS growth rate | 0.06x | 1.37x |
| EV / EBITDAEnterprise value multiple | 9.92x | 20.74x |
| Price / SalesMarket cap ÷ Revenue | 1.04x | 4.12x |
| Price / BookPrice ÷ Book value/share | 2.34x | 7.24x |
| Price / FCFMarket cap ÷ FCF | 14.43x | 384.26x |
Profitability & Efficiency
URBN leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
AMZN delivers a 23.3% return on equity — every $100 of shareholder capital generates $23 in annual profit, vs $17 for URBN. AMZN carries lower financial leverage with a 0.37x debt-to-equity ratio, signaling a more conservative balance sheet compared to URBN's 0.44x. On the Piotroski fundamental quality scale (0–9), URBN scores 8/9 vs AMZN's 6/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +16.5% | +23.3% |
| ROA (TTM)Return on assets | +9.3% | +11.5% |
| ROICReturn on invested capital | +13.1% | +14.7% |
| ROCEReturn on capital employed | +16.5% | +15.3% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 6 |
| Debt / EquityFinancial leverage | 0.44x | 0.37x |
| Net DebtTotal debt minus cash | $856M | $66.2B |
| Cash & Equiv.Liquid assets | $369M | $86.8B |
| Total DebtShort + long-term debt | $1.2B | $153.0B |
| Interest CoverageEBIT ÷ Interest expense | 2531.08x | 39.96x |
Total Returns (Dividends Reinvested)
AMZN leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in URBN five years ago would be worth $18,252 today (with dividends reinvested), compared to $16,632 for AMZN. Over the past 12 months, AMZN leads with a +48.6% total return vs URBN's +38.2%. The 3-year compound annual growth rate (CAGR) favors AMZN at 37.5% vs URBN's 36.3% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -4.9% | +21.4% |
| 1-Year ReturnPast 12 months | +38.2% | +48.6% |
| 3-Year ReturnCumulative with dividends | +153.3% | +159.8% |
| 5-Year ReturnCumulative with dividends | +82.5% | +66.3% |
| 10-Year ReturnCumulative with dividends | +150.3% | +715.9% |
| CAGR (3Y)Annualised 3-year return | +36.3% | +37.5% |
Risk & Volatility
Evenly matched — URBN and AMZN each lead in 1 of 2 comparable metrics.
Risk & Volatility
URBN is the less volatile stock with a 1.35 beta — it tends to amplify market swings less than AMZN's 1.51 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. AMZN currently trades 98.7% from its 52-week high vs URBN's 84.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.35x | 1.51x |
| 52-Week HighHighest price in past year | $84.35 | $278.56 |
| 52-Week LowLowest price in past year | $51.12 | $183.85 |
| % of 52W HighCurrent price vs 52-week peak | +84.9% | +98.7% |
| RSI (14)Momentum oscillator 0–100 | 52.0 | 80.5 |
| Avg Volume (50D)Average daily shares traded | 1.6M | 45.6M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates URBN as "Hold" and AMZN as "Buy". Consensus price targets imply 25.1% upside for URBN (target: $90) vs 11.6% for AMZN (target: $307).
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy |
| Price TargetConsensus 12-month target | $89.57 | $306.77 |
| # AnalystsCovering analysts | 58 | 94 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +5.4% | 0.0% |
AMZN leads in 2 of 6 categories (Income & Cash Flow, Total Returns). URBN leads in 2 (Valuation Metrics, Profitability & Efficiency). 1 tied.
URBN vs AMZN: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is URBN or AMZN a better buy right now?
For growth investors, Amazon.
com, Inc. (AMZN) is the stronger pick with 12. 4% revenue growth year-over-year, versus 11. 1% for Urban Outfitters, Inc. (URBN). Urban Outfitters, Inc. (URBN) offers the better valuation at 14. 2x trailing P/E (13. 6x forward), making it the more compelling value choice. Analysts rate Amazon. com, Inc. (AMZN) a "Buy" — based on 94 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — URBN or AMZN?
On trailing P/E, Urban Outfitters, Inc.
(URBN) is the cheapest at 14. 2x versus Amazon. com, Inc. at 38. 3x. On forward P/E, Urban Outfitters, Inc. is actually cheaper at 13. 6x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Urban Outfitters, Inc. wins at 0. 06x versus Amazon. com, Inc. 's 1. 26x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — URBN or AMZN?
Over the past 5 years, Urban Outfitters, Inc.
(URBN) delivered a total return of +82. 5%, compared to +66. 3% for Amazon. com, Inc. (AMZN). Over 10 years, the gap is even starker: AMZN returned +715. 9% versus URBN's +150. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — URBN or AMZN?
By beta (market sensitivity over 5 years), Urban Outfitters, Inc.
(URBN) is the lower-risk stock at 1. 35β versus Amazon. com, Inc. 's 1. 51β — meaning AMZN is approximately 12% more volatile than URBN relative to the S&P 500. On balance sheet safety, Amazon. com, Inc. (AMZN) carries a lower debt/equity ratio of 37% versus 44% for Urban Outfitters, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — URBN or AMZN?
By revenue growth (latest reported year), Amazon.
com, Inc. (AMZN) is pulling ahead at 12. 4% versus 11. 1% for Urban Outfitters, Inc. (URBN). On earnings-per-share growth, the picture is similar: Amazon. com, Inc. grew EPS 29. 7% year-over-year, compared to 18. 8% for Urban Outfitters, Inc.. Over a 3-year CAGR, AMZN leads at 11. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — URBN or AMZN?
Amazon.
com, Inc. (AMZN) is the more profitable company, earning 10. 8% net margin versus 7. 5% for Urban Outfitters, Inc. — meaning it keeps 10. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AMZN leads at 11. 2% versus 9. 8% for URBN. At the gross margin level — before operating expenses — AMZN leads at 50. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is URBN or AMZN more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Urban Outfitters, Inc. (URBN) is the more undervalued stock at a PEG of 0. 06x versus Amazon. com, Inc. 's 1. 26x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Urban Outfitters, Inc. (URBN) trades at 13. 6x forward P/E versus 35. 3x for Amazon. com, Inc. — 21. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for URBN: 25. 1% to $89. 57.
08Which pays a better dividend — URBN or AMZN?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
09Is URBN or AMZN better for a retirement portfolio?
For long-horizon retirement investors, Amazon.
com, Inc. (AMZN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (+715. 9% 10Y return). Both have compounded well over 10 years (AMZN: +715. 9%, URBN: +150. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between URBN and AMZN?
Both stocks operate in the Consumer Cyclical sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: URBN is a small-cap deep-value stock; AMZN is a mega-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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