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Stock Comparison

VLO vs PBF

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
VLO
Valero Energy Corporation

Oil & Gas Refining & Marketing

EnergyNYSE • US
Market Cap$70.78B
5Y Perf.+255.2%
PBF
PBF Energy Inc.

Oil & Gas Refining & Marketing

EnergyNYSE • US
Market Cap$4.88B
5Y Perf.+291.6%

VLO vs PBF — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
VLO logoVLO
PBF logoPBF
IndustryOil & Gas Refining & MarketingOil & Gas Refining & Marketing
Market Cap$70.78B$4.88B
Revenue (TTM)$126.17B$29.33B
Net Income (TTM)$4.21B$-159M
Gross Margin7.2%-1.9%
Operating Margin4.6%-0.2%
Forward P/E10.0x7.5x
Total Debt$11.70B$2.90B
Cash & Equiv.$4.69B$528M

VLO vs PBFLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

VLO
PBF
StockMay 20May 26Return
Valero Energy Corpo… (VLO)100355.2+255.2%
PBF Energy Inc. (PBF)100391.6+291.6%

Price return only. Dividends and distributions are not included.

Quick Verdict: VLO vs PBF

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: PBF leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and capital preservation and lower volatility. Valero Energy Corporation is the stronger pick specifically for growth and revenue expansion and profitability and margin quality. As sector peers, any of these can serve as alternatives in the same allocation.
VLO
Valero Energy Corporation
The Growth Play

VLO is the clearest fit if your priority is growth exposure and long-term compounding.

  • Rev growth -5.5%, EPS growth -11.8%, 3Y rev CAGR -11.4%
  • 394.8% 10Y total return vs PBF's 68.4%
  • Lower volatility, beta 0.27, Low D/E 44.0%, current ratio 1.65x
Best for: growth exposure and long-term compounding
PBF
PBF Energy Inc.
The Income Pick

PBF carries the broadest edge in this set and is the clearest fit for income & stability and defensive.

  • Dividend streak 3 yrs, beta 0.13, yield 2.6%
  • Beta 0.13, yield 2.6%, current ratio 1.21x
  • Lower P/E (7.5x vs 10.0x)
Best for: income & stability and defensive
See the full category breakdown
CategoryWinnerWhy
GrowthVLO logoVLO-5.5% revenue growth vs PBF's -11.4%
ValuePBF logoPBFLower P/E (7.5x vs 10.0x)
Quality / MarginsVLO logoVLO3.3% margin vs PBF's -0.5%
Stability / SafetyPBF logoPBFBeta 0.13 vs VLO's 0.27
DividendsPBF logoPBF2.6% yield, 3-year raise streak, vs VLO's 1.9%
Momentum (1Y)PBF logoPBF+127.8% vs VLO's +106.2%
Efficiency (ROA)VLO logoVLO7.1% ROA vs PBF's -1.2%, ROIC 9.5% vs -0.5%

VLO vs PBF — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

VLOValero Energy Corporation
FY 2025
Refining
92.3%$116.2B
Ethanol
4.0%$5.0B
Renewable Diesel
3.8%$4.8B
PBFPBF Energy Inc.
FY 2025
Prior to elimination
50.0%$29.7B
Refining Group
49.4%$29.3B
Logistics Group
0.6%$384M

VLO vs PBF — Financial Metrics

Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLVLOLAGGINGPBF

Income & Cash Flow (Last 12 Months)

VLO leads this category, winning 6 of 6 comparable metrics.

VLO is the larger business by revenue, generating $126.2B annually — 4.3x PBF's $29.3B. Profitability is closely matched — net margins range from 3.3% (VLO) to -0.5% (PBF). On growth, VLO holds the edge at +7.0% YoY revenue growth, suggesting stronger near-term business momentum.

MetricVLO logoVLOValero Energy Cor…PBF logoPBFPBF Energy Inc.
RevenueTrailing 12 months$126.2B$29.3B
EBITDAEarnings before interest/tax$9.0B$600M
Net IncomeAfter-tax profit$4.2B-$159M
Free Cash FlowCash after capex$5.9B-$783M
Gross MarginGross profit ÷ Revenue+7.2%-1.9%
Operating MarginEBIT ÷ Revenue+4.6%-0.2%
Net MarginNet income ÷ Revenue+3.3%-0.5%
FCF MarginFCF ÷ Revenue+4.7%-2.7%
Rev. Growth (YoY)Latest quarter vs prior year+7.0%-2.9%
EPS Growth (YoY)Latest quarter vs prior year+3.2%+126.2%
VLO leads this category, winning 6 of 6 comparable metrics.

Valuation Metrics

PBF leads this category, winning 4 of 5 comparable metrics.

On an enterprise value basis, VLO's 10.4x EV/EBITDA is more attractive than PBF's 11.9x.

MetricVLO logoVLOValero Energy Cor…PBF logoPBFPBF Energy Inc.
Market CapShares × price$70.8B$4.9B
Enterprise ValueMkt cap + debt − cash$77.8B$7.3B
Trailing P/EPrice ÷ TTM EPS31.27x-29.92x
Forward P/EPrice ÷ next-FY EPS est.10.04x7.54x
PEG RatioP/E ÷ EPS growth rate
EV / EBITDAEnterprise value multiple10.41x11.93x
Price / SalesMarket cap ÷ Revenue0.58x0.17x
Price / BookPrice ÷ Book value/share2.75x0.88x
Price / FCFMarket cap ÷ FCF14.07x
PBF leads this category, winning 4 of 5 comparable metrics.

Profitability & Efficiency

VLO leads this category, winning 7 of 9 comparable metrics.

VLO delivers a 15.7% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $-3 for PBF. VLO carries lower financial leverage with a 0.44x debt-to-equity ratio, signaling a more conservative balance sheet compared to PBF's 0.53x. On the Piotroski fundamental quality scale (0–9), VLO scores 6/9 vs PBF's 3/9, reflecting solid financial health.

MetricVLO logoVLOValero Energy Cor…PBF logoPBFPBF Energy Inc.
ROE (TTM)Return on equity+15.7%-3.0%
ROA (TTM)Return on assets+7.1%-1.2%
ROICReturn on invested capital+9.5%-0.5%
ROCEReturn on capital employed+9.7%-0.6%
Piotroski ScoreFundamental quality 0–963
Debt / EquityFinancial leverage0.44x0.53x
Net DebtTotal debt minus cash$7.0B$2.4B
Cash & Equiv.Liquid assets$4.7B$528M
Total DebtShort + long-term debt$11.7B$2.9B
Interest CoverageEBIT ÷ Interest expense10.63x-3.01x
VLO leads this category, winning 7 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

VLO leads this category, winning 4 of 6 comparable metrics.

A $10,000 investment in VLO five years ago would be worth $32,020 today (with dividends reinvested), compared to $27,958 for PBF. Over the past 12 months, PBF leads with a +127.8% total return vs VLO's +106.2%. The 3-year compound annual growth rate (CAGR) favors VLO at 32.5% vs PBF's 10.9% — a key indicator of consistent wealth creation.

MetricVLO logoVLOValero Energy Cor…PBF logoPBFPBF Energy Inc.
YTD ReturnYear-to-date+43.9%+46.7%
1-Year ReturnPast 12 months+106.2%+127.8%
3-Year ReturnCumulative with dividends+132.6%+36.6%
5-Year ReturnCumulative with dividends+220.2%+179.6%
10-Year ReturnCumulative with dividends+394.8%+68.4%
CAGR (3Y)Annualised 3-year return+32.5%+10.9%
VLO leads this category, winning 4 of 6 comparable metrics.

Risk & Volatility

Evenly matched — VLO and PBF each lead in 1 of 2 comparable metrics.

PBF is the less volatile stock with a 0.13 beta — it tends to amplify market swings less than VLO's 0.27 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. VLO currently trades 91.6% from its 52-week high vs PBF's 79.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricVLO logoVLOValero Energy Cor…PBF logoPBFPBF Energy Inc.
Beta (5Y)Sensitivity to S&P 5000.27x0.13x
52-Week HighHighest price in past year$258.43$52.18
52-Week LowLowest price in past year$115.65$17.53
% of 52W HighCurrent price vs 52-week peak+91.6%+79.7%
RSI (14)Momentum oscillator 0–10061.561.0
Avg Volume (50D)Average daily shares traded3.8M3.7M
Evenly matched — VLO and PBF each lead in 1 of 2 comparable metrics.

Analyst Outlook

Evenly matched — VLO and PBF each lead in 1 of 2 comparable metrics.

Wall Street rates VLO as "Buy" and PBF as "Hold". Consensus price targets imply -8.6% upside for PBF (target: $38) vs -9.3% for VLO (target: $215). For income investors, PBF offers the higher dividend yield at 2.65% vs VLO's 1.92%.

MetricVLO logoVLOValero Energy Cor…PBF logoPBFPBF Energy Inc.
Analyst RatingConsensus buy/hold/sellBuyHold
Price TargetConsensus 12-month target$214.67$38.00
# AnalystsCovering analysts3726
Dividend YieldAnnual dividend ÷ price+1.9%+2.6%
Dividend StreakConsecutive years of raises153
Dividend / ShareAnnual DPS$4.55$1.10
Buyback YieldShare repurchases ÷ mkt cap+3.7%0.0%
Evenly matched — VLO and PBF each lead in 1 of 2 comparable metrics.
Key Takeaway

VLO leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). PBF leads in 1 (Valuation Metrics). 2 tied.

Best OverallValero Energy Corporation (VLO)Leads 3 of 6 categories
Loading custom metrics...

VLO vs PBF: Frequently Asked Questions

10 questions · data-driven answers · updated daily

01

Is VLO or PBF a better buy right now?

For growth investors, Valero Energy Corporation (VLO) is the stronger pick with -5.

5% revenue growth year-over-year, versus -11. 4% for PBF Energy Inc. (PBF). Valero Energy Corporation (VLO) offers the better valuation at 31. 3x trailing P/E (10. 0x forward), making it the more compelling value choice. Analysts rate Valero Energy Corporation (VLO) a "Buy" — based on 37 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — VLO or PBF?

On forward P/E, PBF Energy Inc.

is actually cheaper at 7. 5x — notably different from the trailing picture, reflecting expected earnings growth.

03

Which is the better long-term investment — VLO or PBF?

Over the past 5 years, Valero Energy Corporation (VLO) delivered a total return of +220.

2%, compared to +179. 6% for PBF Energy Inc. (PBF). Over 10 years, the gap is even starker: VLO returned +394. 8% versus PBF's +68. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — VLO or PBF?

By beta (market sensitivity over 5 years), PBF Energy Inc.

(PBF) is the lower-risk stock at 0. 13β versus Valero Energy Corporation's 0. 27β — meaning VLO is approximately 110% more volatile than PBF relative to the S&P 500. On balance sheet safety, Valero Energy Corporation (VLO) carries a lower debt/equity ratio of 44% versus 53% for PBF Energy Inc. — giving it more financial flexibility in a downturn.

05

Which is growing faster — VLO or PBF?

By revenue growth (latest reported year), Valero Energy Corporation (VLO) is pulling ahead at -5.

5% versus -11. 4% for PBF Energy Inc. (PBF). On earnings-per-share growth, the picture is similar: PBF Energy Inc. grew EPS 69. 8% year-over-year, compared to -11. 8% for Valero Energy Corporation. Over a 3-year CAGR, VLO leads at -11. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — VLO or PBF?

Valero Energy Corporation (VLO) is the more profitable company, earning 1.

9% net margin versus -0. 5% for PBF Energy Inc. — meaning it keeps 1. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: VLO leads at 3. 5% versus -0. 2% for PBF. At the gross margin level — before operating expenses — VLO leads at 4. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is VLO or PBF more undervalued right now?

On forward earnings alone, PBF Energy Inc.

(PBF) trades at 7. 5x forward P/E versus 10. 0x for Valero Energy Corporation — 2. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PBF: -8. 6% to $38. 00.

08

Which pays a better dividend — VLO or PBF?

All stocks in this comparison pay dividends.

PBF Energy Inc. (PBF) offers the highest yield at 2. 6%, versus 1. 9% for Valero Energy Corporation (VLO).

09

Is VLO or PBF better for a retirement portfolio?

For long-horizon retirement investors, Valero Energy Corporation (VLO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

27), 1. 9% yield, +394. 8% 10Y return). Both have compounded well over 10 years (VLO: +394. 8%, PBF: +68. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between VLO and PBF?

Both stocks operate in the Energy sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

Find Stocks Like These

Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.

Stocks Like

VLO

Income & Dividend Stock

  • Sector: Energy
  • Market Cap > $100B
  • Revenue Growth > 5%
  • Dividend Yield > 0.7%
Run This Screen
Stocks Like

PBF

Income & Dividend Stock

  • Sector: Energy
  • Market Cap > $100B
  • Dividend Yield > 1.0%
Run This Screen
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Beat Both

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Revenue Growth>
%
(VLO: 7.0% · PBF: -2.9%)

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