VRSK vs CB

For growth investors, Verisk Analytics, Inc.

(VRSK) is the stronger pick with 6. 6% revenue growth year-over-year, versus 6. 5% for Chubb Limited (CB). Chubb Limited (CB) offers the better valuation at 12. 5x trailing P/E (11. 9x forward), making it the more compelling value choice. Analysts rate Chubb Limited (CB) a "Buy" — based on 43 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Chubb Limited (CB) is the cheapest at 12.

5x versus Verisk Analytics, Inc. at 26. 3x. On forward P/E, Chubb Limited is actually cheaper at 11. 9x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Chubb Limited wins at 0. 44x versus Verisk Analytics, Inc. 's 2. 62x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Chubb Limited (CB) delivered a total return of +95.

9%, compared to +1. 8% for Verisk Analytics, Inc. (VRSK). Over 10 years, the gap is even starker: CB returned +189. 4% versus VRSK's +132. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Verisk Analytics, Inc.

(VRSK) is the lower-risk stock at -0. 04β versus Chubb Limited's -0. 01β — meaning CB is approximately -85% more volatile than VRSK relative to the S&P 500. On balance sheet safety, Chubb Limited (CB) carries a lower debt/equity ratio of 28% versus 16% for Verisk Analytics, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Verisk Analytics, Inc.

(VRSK) is pulling ahead at 6. 6% versus 6. 5% for Chubb Limited (CB). On earnings-per-share growth, the picture is similar: Chubb Limited grew EPS 13. 3% year-over-year, compared to -3. 3% for Verisk Analytics, Inc.. Over a 3-year CAGR, CB leads at 11. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Verisk Analytics, Inc.

(VRSK) is the more profitable company, earning 29. 6% net margin versus 17. 2% for Chubb Limited — meaning it keeps 29. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: VRSK leads at 44. 6% versus 21. 8% for CB. At the gross margin level — before operating expenses — VRSK leads at 67. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Chubb Limited (CB) is the more undervalued stock at a PEG of 0. 44x versus Verisk Analytics, Inc. 's 2. 62x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Chubb Limited (CB) trades at 11. 9x forward P/E versus 22. 4x for Verisk Analytics, Inc. — 10. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for VRSK: 35. 3% to $231. 25.

All stocks in this comparison pay dividends.

Chubb Limited (CB) offers the highest yield at 1. 2%, versus 1. 1% for Verisk Analytics, Inc. (VRSK).

For long-horizon retirement investors, Chubb Limited (CB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

01), 1. 2% yield, +189. 4% 10Y return). Both have compounded well over 10 years (CB: +189. 4%, VRSK: +132. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (VRSK (Industrials) and CB (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: VRSK is a mid-cap quality compounder stock; CB is a mid-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.