YMM
Full Truck Alliance Co. Ltd.
Software - Application
Market Cap$19.36B
5Y Perf.-55.4%
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Stock Comparison
YMM vs LYFT
Revenue, margins, valuation, and 5-year total return — side by side.
LYFT
Lyft, Inc.
Software - Application
Market Cap$5.70B
5Y Perf.-76.5%
YMM vs LYFT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | YMM | LYFT |
|---|---|---|
| Industry | Software - Application | Software - Application |
| Market Cap | $19.36B | $5.70B |
| Revenue (TTM) | $12.14B | $6.32B |
| Net Income (TTM) | $4.18B | $2.84B |
| Gross Margin | 71.3% | 41.5% |
| Operating Margin | 32.4% | -3.0% |
| Forward P/E | 2.0x | 23.9x |
| Total Debt | $65M | $1.35B |
| Cash & Equiv. | $5.81B | $1.84B |
YMM vs LYFT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
YMM
LYFT
| Stock | Jun 21 | May 26 | Return |
|---|---|---|---|
| Full Truck Alliance… (YMM) | 100 | 44.6 | -55.4% |
| Lyft, Inc. (LYFT) | 100 | 23.5 | -76.5% |
Price return only. Dividends and distributions are not included.
Quick Verdict: YMM vs LYFT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: LYFT leads in 4 of 7 categories, making it the strongest pick for profitability and margin quality and capital preservation and lower volatility. Full Truck Alliance Co. Ltd. is the stronger pick specifically for growth and revenue expansion and valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
YMM
Full Truck Alliance Co. Ltd.
The Growth Play
YMM is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 33.2%, EPS growth 47.0%, 3Y rev CAGR 34.1%
- -55.9% 10Y total return vs LYFT's -81.8%
- Lower volatility, beta 1.50, Low D/E 0.2%, current ratio 9.03x
Best for: growth exposure and long-term compounding
LYFT
Lyft, Inc.
The Income Pick
LYFT carries the broadest edge in this set and is the clearest fit for income & stability and defensive.
- beta 1.29
- Beta 1.29, current ratio 0.65x
- 45.0% margin vs YMM's 34.4%
Best for: income & stability and defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | YMM | 33.2% revenue growth vs LYFT's 9.2% |
| Value | YMM | Lower P/E (2.0x vs 23.9x) |
| Quality / Margins | LYFT | 45.0% margin vs YMM's 34.4% |
| Stability / Safety | LYFT | Beta 1.29 vs YMM's 1.50 |
| Dividends | YMM | 1.6% yield; 1-year raise streak; the other pay no meaningful dividend |
| Momentum (1Y) | LYFT | +10.4% vs YMM's -23.5% |
| Efficiency (ROA) | LYFT | 31.5% ROA vs YMM's 10.0%, ROIC -7.1% vs 6.0% |
YMM vs LYFT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2024
Segment breakdown not available.
YMM vs LYFT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLYMMLAGGINGLYFT
LYFTLyft, Inc.
1leads
YMMFull Truck Alliance C…
2leads
6 Total Categories
CATEGORYLEADERvs LYFTMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
YMM5/6
Valuation MetricsMultiples, price ratios, and targets
LYFT3/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
YMM6/8
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
YMM leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
YMM is the larger business by revenue, generating $12.1B annually — 1.9x LYFT's $6.3B. LYFT is the more profitable business, keeping 45.0% of every revenue dollar as net income compared to YMM's 34.4%. On growth, YMM holds the edge at +17.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | YMMFull Truck Allian… | LYFTLyft, Inc. |
|---|---|---|
| RevenueTrailing 12 months | $12.1B | $6.3B |
| EBITDAEarnings before interest/tax | $4.0B | -$57M |
| Net IncomeAfter-tax profit | $4.2B | $2.8B |
| Free Cash FlowCash after capex | $0 | $1.1B |
| Gross MarginGross profit ÷ Revenue | +71.3% | +41.5% |
| Operating MarginEBIT ÷ Revenue | +32.4% | -3.0% |
| Net MarginNet income ÷ Revenue | +34.4% | +45.0% |
| FCF MarginFCF ÷ Revenue | +25.8% | +18.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +17.2% | +2.7% |
| EPS Growth (YoY)Latest quarter vs prior year | +29.4% | -100.0% |
YMM leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
LYFT leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
At 2.1x trailing earnings, LYFT trades at a 90% valuation discount to YMM's 21.1x P/E.
| Metric | YMMFull Truck Allian… | LYFTLyft, Inc. |
|---|---|---|
| Market CapShares × price | $19.4B | $5.7B |
| Enterprise ValueMkt cap + debt − cash | $18.5B | $5.2B |
| Trailing P/EPrice ÷ TTM EPS | 21.05x | 2.09x |
| Forward P/EPrice ÷ next-FY EPS est. | 1.98x | 23.87x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 49.44x | — |
| Price / SalesMarket cap ÷ Revenue | 11.74x | 0.90x |
| Price / BookPrice ÷ Book value/share | 1.70x | 1.82x |
| Price / FCFMarket cap ÷ FCF | 45.58x | 5.11x |
LYFT leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
YMM leads this category, winning 6 of 8 comparable metrics.
Profitability & Efficiency
LYFT delivers a 86.9% return on equity — every $100 of shareholder capital generates $87 in annual profit, vs $11 for YMM. YMM carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to LYFT's 0.41x. On the Piotroski fundamental quality scale (0–9), YMM scores 8/9 vs LYFT's 4/9, reflecting strong financial health.
| Metric | YMMFull Truck Allian… | LYFTLyft, Inc. |
|---|---|---|
| ROE (TTM)Return on equity | +10.9% | +86.9% |
| ROA (TTM)Return on assets | +10.0% | +31.5% |
| ROICReturn on invested capital | +6.0% | -7.1% |
| ROCEReturn on capital employed | +6.7% | -6.2% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 4 |
| Debt / EquityFinancial leverage | 0.00x | 0.41x |
| Net DebtTotal debt minus cash | -$5.7B | -$1.6B |
| Cash & Equiv.Liquid assets | $5.8B | $1.8B |
| Total DebtShort + long-term debt | $65M | $1.4B |
| Interest CoverageEBIT ÷ Interest expense | — | 80.43x |
YMM leads this category, winning 6 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — YMM and LYFT each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in YMM five years ago would be worth $4,413 today (with dividends reinvested), compared to $2,857 for LYFT. Over the past 12 months, LYFT leads with a +10.4% total return vs YMM's -23.5%. The 3-year compound annual growth rate (CAGR) favors LYFT at 18.6% vs YMM's 17.2% — a key indicator of consistent wealth creation.
| Metric | YMMFull Truck Allian… | LYFTLyft, Inc. |
|---|---|---|
| YTD ReturnYear-to-date | -18.7% | -28.1% |
| 1-Year ReturnPast 12 months | -23.5% | +10.4% |
| 3-Year ReturnCumulative with dividends | +61.1% | +66.6% |
| 5-Year ReturnCumulative with dividends | -55.9% | -71.4% |
| 10-Year ReturnCumulative with dividends | -55.9% | -81.8% |
| CAGR (3Y)Annualised 3-year return | +17.2% | +18.6% |
Evenly matched — YMM and LYFT each lead in 3 of 6 comparable metrics.
Risk & Volatility
Evenly matched — YMM and LYFT each lead in 1 of 2 comparable metrics.
Risk & Volatility
LYFT is the less volatile stock with a 1.29 beta — it tends to amplify market swings less than YMM's 1.50 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. YMM currently trades 64.5% from its 52-week high vs LYFT's 55.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | YMMFull Truck Allian… | LYFTLyft, Inc. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.50x | 1.29x |
| 52-Week HighHighest price in past year | $14.07 | $25.54 |
| 52-Week LowLowest price in past year | $8.04 | $12.31 |
| % of 52W HighCurrent price vs 52-week peak | +64.5% | +55.7% |
| RSI (14)Momentum oscillator 0–100 | 57.4 | 50.0 |
| Avg Volume (50D)Average daily shares traded | 6.1M | 15.1M |
Evenly matched — YMM and LYFT each lead in 1 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates YMM as "Buy" and LYFT as "Hold". Consensus price targets imply 35.0% upside for LYFT (target: $19) vs 28.5% for YMM (target: $12). YMM is the only dividend payer here at 1.65% yield — a key consideration for income-focused portfolios.
| Metric | YMMFull Truck Allian… | LYFTLyft, Inc. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold |
| Price TargetConsensus 12-month target | $11.67 | $19.21 |
| # AnalystsCovering analysts | 3 | 59 |
| Dividend YieldAnnual dividend ÷ price | +1.6% | — |
| Dividend StreakConsecutive years of raises | 1 | — |
| Dividend / ShareAnnual DPS | $1.02 | — |
| Buyback YieldShare repurchases ÷ mkt cap | +0.4% | +8.8% |
Insufficient data to determine a leader in this category.
Key Takeaway
YMM leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). LYFT leads in 1 (Valuation Metrics). 2 tied.
Best OverallFull Truck Alliance Co. Ltd. (YMM)Leads 2 of 6 categories
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YMM vs LYFT: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is YMM or LYFT a better buy right now?
For growth investors, Full Truck Alliance Co.
Ltd. (YMM) is the stronger pick with 33. 2% revenue growth year-over-year, versus 9. 2% for Lyft, Inc. (LYFT). Lyft, Inc. (LYFT) offers the better valuation at 2. 1x trailing P/E (23. 9x forward), making it the more compelling value choice. Analysts rate Full Truck Alliance Co. Ltd. (YMM) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — YMM or LYFT?
On trailing P/E, Lyft, Inc.
(LYFT) is the cheapest at 2. 1x versus Full Truck Alliance Co. Ltd. at 21. 1x. On forward P/E, Full Truck Alliance Co. Ltd. is actually cheaper at 2. 0x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — YMM or LYFT?
Over the past 5 years, Full Truck Alliance Co.
Ltd. (YMM) delivered a total return of -55. 9%, compared to -71. 4% for Lyft, Inc. (LYFT). Over 10 years, the gap is even starker: YMM returned -55. 9% versus LYFT's -81. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — YMM or LYFT?
By beta (market sensitivity over 5 years), Lyft, Inc.
(LYFT) is the lower-risk stock at 1. 29β versus Full Truck Alliance Co. Ltd. 's 1. 50β — meaning YMM is approximately 16% more volatile than LYFT relative to the S&P 500. On balance sheet safety, Full Truck Alliance Co. Ltd. (YMM) carries a lower debt/equity ratio of 0% versus 41% for Lyft, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — YMM or LYFT?
By revenue growth (latest reported year), Full Truck Alliance Co.
Ltd. (YMM) is pulling ahead at 33. 2% versus 9. 2% for Lyft, Inc. (LYFT). On earnings-per-share growth, the picture is similar: Lyft, Inc. grew EPS 122. 6% year-over-year, compared to 47. 0% for Full Truck Alliance Co. Ltd.. Over a 3-year CAGR, YMM leads at 34. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — YMM or LYFT?
Lyft, Inc.
(LYFT) is the more profitable company, earning 45. 0% net margin versus 27. 3% for Full Truck Alliance Co. Ltd. — meaning it keeps 45. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: YMM leads at 22. 0% versus -3. 0% for LYFT. At the gross margin level — before operating expenses — YMM leads at 86. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is YMM or LYFT more undervalued right now?
On forward earnings alone, Full Truck Alliance Co.
Ltd. (YMM) trades at 2. 0x forward P/E versus 23. 9x for Lyft, Inc. — 21. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for LYFT: 35. 0% to $19. 21.
08Which pays a better dividend — YMM or LYFT?
In this comparison, YMM (1.
6% yield) pays a dividend. LYFT does not pay a meaningful dividend and should not be held primarily for income.
09Is YMM or LYFT better for a retirement portfolio?
For long-horizon retirement investors, Full Truck Alliance Co.
Ltd. (YMM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (1. 6% yield). Both have compounded well over 10 years (YMM: -55. 9%, LYFT: -81. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between YMM and LYFT?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: YMM is a mid-cap high-growth stock; LYFT is a small-cap deep-value stock. YMM pays a dividend while LYFT does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(YMM: 17.2% · LYFT: 2.7%)Net Margin>
%
(YMM: 34.4% · LYFT: 45.0%)P/E Ratio<
x
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